FEDERAL NOTARY BILL ATTEMPTS TO GRANT FULL PARDON TO LENDER, NOTARIES, WITNESSES

FULL TEXT OF BILL

PRESIDENT OBAMA has headed for his desk a bill that would ratify the illegal practices revealed for the past three years on this blog and for the past three weeks and mainstream media. He might just as well issue Robo signed presidential pardons for the thousands of people involved in defrauding homeowners, investors and the entire judicial system. Send him a letter and tell him not to sign it.

Under the guise of simply reflecting changes in technology, the bill would force state and federal courts to recognize and accept the notarization from another state. This would be true even if the notary signed in blank. It would be true even if the witnesses were not present despite the recitation to the contrary signed by the notary. It would be true even if the main person signing the alleged document was not the person named as having signed the alleged document. It would be true even if the main person signing the alleged document was not present or identified by the notary. In other words under this new bill passed by both the House of Representatives and the Senate, both essentially bought and paid for by the financial services industry, all of the illegal, improper and criminal acts performed by the “lenders” (mainstream media insists on using this term even though it is not true) would be made legal. That sounds like a pardon to me, how about you?

If Pres. Obama signs this bill it will become law. At that point, more than half of the meritorious defenses of borrowers (homeowners) or petitioners in bankruptcy courts will go down the drain. The fact that this bill even got introduced without the mainstream media taking note is not really surprising considering the fact that mainstream media has failed to grasp the true  scope of this fraud which began with the first sale of a fake mortgage bond to an investor. A fake financial services product was marketed to investors who believed they were lenders and to homeowners who believed they were borrowers, both of whom were mere pawns in the Wall Street game. In fact they supplied the only two ingredients that Wall Street wanted —money from the lenders and a signature from the homeowners. The nature of the document was immaterial. Now that the foreclosures are obviously fake, lawmakers responsive to the demands of the financial services industry have quietly passed a bill in both houses of Congress that would allow the fraud to be ratified and the perpetrators to escape any accountability whatsoever.

If Pres. Obama signs this bill he will be condemning the victims of this fraud to bear the full cost of the losses. If Pres. Obama signs this bill he will be awarding the perpetrators of this fraud all of their winnings. In case anybody hasn’t been looking, another development which has been ignored by our mainstream media is that countries around the world are looking for an alternative reserve currency to replace the once almighty US dollar. The reason they are looking is because they no longer have confidence in a system that produced a Wall Street scheme which in essence depreciated the value and viability of currencies and economies all over the world.

If Pres. Obama signs this bill he will be giving a signal to the world that the United States will be more vigilant, more sophisticated and much more involved in enforcement of laws, rules and regulations already existing in the marketplace and upon which all investors, lenders, homeowners, borrowers and foreign governments had placed reasonable reliance and suffered to their detriment. The loss of our status as the issuer of the world’s reserve currency will have profound consequences on our nation, our citizens, our businesses, and the prospects for generations of Americans yet unborn.

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117 Responses

  1. [...] case you missed the discussion about the notarization bill, you can go here and here’s a link to the actual bill. But the good news is that the President won’t be [...]

  2. [...] – Amid a snowballing foreclosure fraud crisis, President Obama today blocked legislation that critics say could have made it more difficult for [...]

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  4. [...] federal-notary-bill-attempts-to-grant-full-pardon-to-lender-notaries-witnesses [...]

  5. I am not sure I understand why this bill would clear the banks of responsibility. As a Notary Public I am not sure this is harmful to anyone. After all, the Constitution requires each state to give full faith and credit to all laws and legal instruments of every other state. Can someone give me an explanation?

  6. [...] a snowballing foreclosure fraud crisis, President Obama today blocked legislation that critics say could have made it more difficult for homeowners to challenge foreclosure proceedings against [...]

  7. Thanks Dude..

  8. [...] – Amid a snowballing foreclosure fraud crisis, President Obama today blocked legislation that critics say could have made it more difficult for [...]

  9. And Mr.Turner… looks like their are quite a few average Americans with their ears and eyes on this one! Just doing my bit!.

  10. [...] a snowballing foreclosure fraud crisis, President Obama today blocked legislation that critics say could have made it more difficult for [...]

  11. [...] a snowballing foreclosure fraud crisis, President Obama today blocked legislation that critics say could have made it more difficult for [...]

  12. [...] a snowballing foreclosure fraud crisis, President Obama today blocked legislation that critics say could have made it more difficult for homeowners to challenge foreclosure proceedings against [...]

  13. Did my bit. Wrote to Huff Post and Center for American Progress last night and gave them a pretty good scolding. If he doesn’t sign the bill by Oct. 12, it’s pocket vetoed. Looks like he’s not gonna sign it or may even veto it outright now.

    This is a great victory. Everyone here should be proud of their accomplishment.

  14. The Irony of it all is that the banking system was created for public and national purposes. Instead, we have created an army of self serving monsters. We need to remind them that they are not private corporations but public coporations created for the benefit of the nation and the public at large.

  15. [...] President Obama blocked legislation which, critics say could have made it more difficult for homeowners to challenge foreclosure proceedings against them, [...]

  16. Call these MotherFuckers and tell them just how we feel. (OH, AND PLEASE CALL THE PRESIDENT WITH THANKS!)

    Robert Aderholt (R-Alabama) is the leading sponsor of this legislation. The House has passed identical bills twice before it was passed this last time in April. The bill had always died when the Senate Judiciary Committee failed to act – The committee let the bills languish because of concerns that they would interfere with individual state’s rights to regulate notarizations.

    This latest bill passed when Judiciary Committee Chairman Patrick Leahy pressed to have the bill rushed through the special procedure, after Leahy “constituents” called him and pressed for passage.

    You can contact Senator Leahy to tell him how you feel at:

    Washington Office
    433 Russell Senate Bldg
    United States Senate
    Washington, DC 20510
    (202) 224-4242

    Burlington Office
    199 Main Street, 4th Floor
    Burlington, VT 05401
    (802) 863-2525
    1-800-642-3193

    Montpelier Office
    P.O. Box 933
    87 State Street, Room 338
    Montpelier, VT 05602
    (802) 229-0569

    You may contact Robert Aderholt at

    Cullman District Office (256) 734-6043
    Decatur District Office (256) 350-4093
    Gadsden District Office (256) 546-0201
    Jasper District Office (205) 221-2310
    Washington, D.C. Office (202) 225-4876

    Sorry for the tourrets.

  17. PHHHEWWWWWWWWW–that was a close one.

    How come we did not even know congress was pushing that through to the President?

  18. [...] case you missed the discussion about the notarization bill, you can go here and here’s a link to the actual bill. But the good news is that the President won’t be [...]

  19. I can only imagine that while rummaging through the Lincoln bedroom looking for a pair of socks, Obama found a pair of something else. Halleluja!

    Now, it’s truly unfortunate that the notary bill’s author Aderholt R AL is running unnoposed. The pledge that the GOP has signed, the Pledge for Corporate America, is a good start at destroying what’s left of the good old USA.

  20. Yay! We DID it! Like tendingjackson said. YAY!

  21. How will this effect cases against ‘MERS’ in Quiet Title actions?

  22. Pocket Veto on the way…. BREAKING NEWS!

  23. HR 3808, Interstate Recognition of Notarization Act

    White House contact info: http://www.whitehouse.gov/contact

    Comments: 202-456-1111
    Switchboard: 202-456-1414
    Fax: 202-456-2461

    The White House
    1600 Pennsylvania Avenue NW
    Washington, DC 20500
    (please include your e-mail address)

    The White House contact volunteer said they are getting a high volume of calls asking President Obama not to sign the Bill.

    Additionally, contact your Senators and Congressman/woman at their Washington DC telephone numbers. They were very receptive.

  24. GO RIGHT NOW TO FRONT PAGE OF HUFFINGTON POST

    That Interstate Notary Act is Headlines—-photo of President Obama!!!

    http://www.huffingtonpost.com/

    Please spread the word and call and fax the White House–the banks will win our homes for certain with this Act

    Little-Noticed Bill Could Make It Harder To Challenge Foreclosures

    The Huffington Post | William Alden First Posted: 10- 7-10 08:52 AM | Updated: 10- 7-10 11:42 AM
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    Read More: Banks, Foreclosure Challenges, Foreclosure Fraud, Foreclosure Lawsuits, Foreclosure Moratorium, Foreclosures, Gmac, Mers, Notary, Out-Of-State Notarization, Business News
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    UPDATE: An Obama administration official tells HuffPost that the White House has ‘concerns’ about the bill.

    Challenging foreclosures could become more difficult for homeowners if the president signs a bill that passed through the Senate last week. The little-noticed bill comes at a time when the validity of foreclosure proceedings across the nation has been called into question.

    The House passed the bill in April, and its brisk journey through the Senate has drawn scant attention, Reuters reports. If signed into law, it would require courts to accept certain documents that have been notarized out of state, streamlining foreclosure proceedings and stripping homeowners of one legal method of challenging a foreclosure. The legislation would come just as a foreclosure validity crisis is mounting: GMAC, JPMorgan Chase and Bank of America have admitted to not properly reviewing some of their foreclosure documents.

    The foreclosure controversies that have emerged in recent weeks throw doubts on the larger foreclosure system. A non-bank entity, Mortgage Electronic Registration Systems, has been initiating foreclosures, the Washington Post reports, exercising an authority that judges have ruled it does not have. In response to the mounting scandal, House Speaker Nancy Pelosi (D-Calif.) called on Tuesday for an investigation into foreclosure fraud. “This is a very big deal,” she told HuffPost.

    Ohio Secretary of State Jennifer Brunner told Reuters the timing of the bill’s passage was “suspicious,” implying that mortgage companies might have engaged in behind-the-scenes lobbying.

  25. If president Obama signs this bill into law, the very act represents the line drawn in the sand. It’s all of them, the politicians and the financiers, against all of us, the rest of America. And as the old saying goes, I’d rather die on my feet than live on my knees.

    If he signs this bill, I would ask every American who understands the heinousness of this act to violate U.S. Code, Title 36, Chapter 10, also known as the flag code. As follows:

    (a) The flag should never be displayed with the union down, except as a signal of dire distress in instances of extreme danger to life or property.

    Any bill shoved down the throats of law abiding citizens with the sole purpose of aiding and abetting fraudulent practices, with such blatant disregard for the rights of American citizens versus the rights of the wealthy in this nation, will have shifted from simply abusive behaviour on the part of elected officials to intolerant acts of treason.

    If this bill gets signed, hoist the star and stripes upside down, and don’t remove it until the war is over.

  26. My posts are not publishing … not sure why. 3rd try.

    DEPOSITION WITH TOTAL ADMISSIONS OF ROBO SCANDAL
    ** UP ** NOW AT 4CLOSUREFRAUD.ORG

    A real WTF, unbelievable info there. This is utter insanity folks.

  27. As to Minnesota “putting on the brakes”, actually Lori Swanson, the AG, politely asked the banks to voluntarily stop foreclosures in the state due to concerns with fraud in other states. We know how well asking for the banksters to do the right thing has worked out for Obama. I think the score card is exactly zero. Nearing revolution zone.

  28. There is no more law we need to follow.
    There is Lawful Rebellion and the invoking of Common Law.
    Why should we obey laws that are not of our own making or choosing/
    Why should we bow to let those that have given themselves the power screw us!
    They don’t even bother to kiss us first!
    The UNITED STATES of AMERICA is a corporation and has taken over our government of the United States of America, the non-corporation.
    The corporation is the true shadow government and has proven that they have taken completely over.
    We have become slaves to wall street. They own us, our homes, our lives and as long as we provide them with the means to to keep us enslaved they will keep that power.
    Others have said it and I didn’t believe it then, but I do now, this is the last fight for our freedom!
    TAKE BACK THE LAND
    TAKE BACK OUR HOMES
    SCREW THE BANKS!

  29. CNBC has now weighed in on this bill, with an article by John Carney titled, “The Interstate Notarization Bill That Will Bail Banks Out Of Foreclosure Gate”

    He is saying (I’m paraphrasing) that “liar’s loans” could be foreclosed by “liar’s foreclosures.”

    See at http://www.cnbc.com/id/39553012

  30. If this bill becomes law, that’s it for the USA, it’s all over but the screaming.

  31. Bob G.,

    Presented to the President on Sept. 30.

  32. Does anyone live in the states of the sponsor and co-sponsor for this bill? What is their election status this year?? These guys should be exposed here. Both the sponsor and a co-sponsor come from Alabama.

    Representative Sponsor
    Robert Aderholt
    R-AL
    Hide Co-Sponsors
    o Rep. Bruce Braley [D, IA-1]
    o Rep. Michael Castle [R, DE-0]
    o Rep. Artur Davis [D, AL-7]

  33. Bob G.,

    Believe the bill went to Pres. on Sept. 30th – and, could be wrong – but did not the Senate adjourn on Oct. 1st?? But, there have been informal “pro forma” sessions. What does that mean??

    Karen – you are amazing!!!

  34. Minnesota has now “put on the brakes”…

    This is significant since Minnesota is primarily a “Non Judicial” Foreclosure state…

    http://www.twincities.com/business/ci_16272558

  35. Yes, anonymous!

    And what I’ve determined speaks volumes in the speed with which the financial mafia pushed this through the House AND the Senate with such ease. If you read how Olympia Snowe is saying there are 420 bills that have passed the House and are stalled in the Senate, it even makes it MORE scandalous how quickly this bill was pushed through.

    KEEP CALLING! I am wearing my orange jumpsuit to Patty Murray’s re-election rally. Hope I can talk to media!

  36. The only reason for notary/lendert/witness fraud is to cover up the real fraud in the documents themselves.

  37. As a notary compliance officer for the state of Montana, I would respectfully disagree with your premise. This bill does not allow the scenarios you suggest. A “lawful notarization” in every single jurisdiction of the United States requires the personal appearance of the signer to the notary AT THE TIME THE NOTARIAL ACT TAKES PLACE.

    The main reason for this bill was to assure that states’ whose laws do not authorize eNotarization will accept documents from other states that do.

    Chill.

  38. ALL HANDS ON DECK- This scares me more than a foreclosure, this Act is the first step at taking away our rights t o due process and more.

    When is the govermnet going to look out for homeowners and put fraudsters in jail, instead of granting pardons/free passes????

    Fax and call and werite letters today! TODAY

    FAX TO: 202-456-2461

    The White House
    Washington, DC

    Dear President Obama

    CAll and leave a comment on the White House Comment line at: 202-456-1111

  39. THIS BILL MAY BE POCKET VETOED:

    “Alternately, the President can sit on the bill, taking no action on it at all. If the President takes no action at all, and ten days passes (not including Sundays), the bill becomes law without the President’s signature. However, if the Congress has adjourned before the ten days passes and without a Presidential signature, the bill fails. This is known as a pocket veto.”

    When did he get the bill, and when did they go on recess?

  40. Can you see the forest for the trees????????????????????

    The congressional “players” are the initial component of the GSE BUSINESS MODEL. that implicitly and now explicitly guaranteed the Model’s MBSs (FNMA). This is perfectly obvious and logical for them to “neuter” the warranties and representations via legislation.

    The Model is designed so that the congress who casued this fiasco are the ones charged with “fixing” it.

  41. check out

    FOX2 FEATURES ST. LOUIS FORECLOSURE DEFENSE ATTORNEY

    http://foreclosureblues.wordpress.com/2010/10/07/fox2-features-st-louis-foreclosure-defense-attorney/

  42. i guess i am missing something…i have to admit cluelessness…

    knowing the other team there must be something in the bill that helps them or they recognize a problem and want to preempt it…

    but someone will have to explain how this bill in any way deters the progress made here.

    it does show one thing, and that is how quickly any bill can go to signature once the powers that be see fit.

    i truly dont know enough to clearly see how this bill will slow us down.

  43. I bet Obama already signed this puppy into law.

    The WRITING IS NOW ON A MEGA-WATT NEON SIGN…

    SURRENDER YOUR RIGHTS – YOUR MONEY – YOUR HEALTH – YOUR HOMES – YOUR KIDS – SURRENDER YOUR FREEDOM –

    LIBERTY is a MYTH!

    Welcome to the USSA – the Unionized Socialist States of America. Please go back to work peacefully and obey YOUR laws. Remember YOUR laws do NOT apply to the Gov…

    Keep in mind any Homes sold via Short Sales are now (soon) subject to a 3.5% HEALTH CARE TAX – deducted from the GROSS SALE and NOT the NET SALE. You paid 400k for your inflated home – sell it for 300k – eat the 100k loss – then PAY Obamacare 10+k…

    I won’t continue pounding the political hoopla – but folks its time we face the facts. YOU (and me) have been bought-sold-&-dismissed from this entire ordeal. The message is clear – they know the banks lied, manipulated, and broke the laws. They know we are pissed. They know it is not fair. They DO NOT GIVE A RAT’S ASS ABOUT YOU – YOUR KIDS – or anything you THINK you can do about it. Get a job – send them YOUR MONEY – they will decide what YOU can have back – THEY will decide what you NEED and THEY will decide WHEN you need it…

    Where should we park the McVeigh U-Haulers first? How about homemade Drones…? The HAMAS Hotline…? OR where the chains of their slavery and quit hollering because THEY do NOT CARE ABOUT YOU OR YOUR KIDS. Get the message because they are sending LOUD & CLEAR…

  44. If Obama signs the bill, then we all know it is an admission of guilt. Tell the world to pull out of Wall Street and start their own form of currency.

    Be A Patriot STOP your mortage payment !

  45. FAX TO: 202-456-2461

    The White House
    Washington, DC
    October 7, 2010
    Dear President Obama:

    Do NOT sign into law the Interstate Recognition of Notarization Act. Mr. President if you sign this bill you will be condemning the victims (main street
    Americans) of this foreclosure-securitization fraud to bear the full cost of the losses. If you sign this bill you will be awarding the perpetrators (banks
    & securitizers) of this fraud all of their winnings. The investors on the other side of the homeowner, who are the true owners of the mortgages, are suing
    the banks & securitizers for fraud and SEC violations.
    Mr. President, why can’t you see that these banks are usuariuos bastards. Millions of homeowners and investors are the victims of the world’s biggest Ponzi scam.

    STOP THE BIG BANKS!!! DO NOT SIGN THIS ACT!!

    If you do, a revolution will be forced and millions if not billions will stop their mortage payments.

    Sincerely,
    Your Name
    Address
    Phone

  46. Nobody should kid themselves—these congressmen are all for the big banksters.

    They are only giving lip service in calling for investigations….why now?? because the election is less than a month away.

    After election—watch and see—-the whole thing will fade away…and there will never be any criminals who are sent o jail for this Ponzi Giganticus Globalictus

  47. Here is a free template to use to fax President Obama to tell him to NOT sign that Interstate Notary Act.

    The act originated in the House and Senate & enrolled on Sept. 29,2010.

    So it was the same congressmen & congresswomen who supported this as who are now ‘weakly’ calling for investigations into the foreclosure-fraudulent document thingy!

  48. This does not make sense to me. “If Obama signs this he will show the world that we are more vigilante about laws”? How so? By just saying they don’t exist?

    Is that a typo or is someone have a lapse of logic?

  49. If you want this to go viral, everyone needs to email the Drudge Report with the headline “Senate races to save bank buddies in wake of foreclosure scandel”

  50. [...] is a LINK to the Bill, and Link, Link, Link to other articles about [...]

  51. Already emailed the WH. To make this issue go viral, I recommend that everyone email the Drudge Report with a subject line “Senate races to protect Big Bank Interests”

  52. THIS IS A TEST OF THE EMERGENCY BROADCAST SYSTEM

    HAD THIS BEEN AN ACTUAL EMERGENCY…..
    you would have been LIED to [again] and would still have NO IDEA what the hell was going on now or at any other time in late great history.

    BUT… if you would like to make a PAYMENT this option is available 24/7.
    we accept visa,mastercard,discover,promissory notes[the gift that never dies]

    THANK YOU for supporting your local government & banking cabal.

    Sin-sear-ly or Sins-early
    Your Masters!

    HA.. !
    oh btw -this bill will be enacted regardless of MR Obamanation’s vote or veto,this bill simply allows these sub-human vermin to finish the job.

    FIGHT ON !!!

  53. PJ>>..I am beginning to believe you are “dumber than dumb”!
    Read the definition of “VOICE VOTE”… I made no reference to who I vote for! And it would be INDEPENDENT, thank you!!
    VOICE VOTE– A vote in which the Presiding Officer states the question, then asks those in favor and against to say “Yea” or “Nay,” respectively, and announces the result according to his or her judgment. The names or numbers of Senators voting on each side are not recorded!!
    So go re-read my orig. post or go back to 1st GRADE so you can understand better!
    Plus, if you BELIEVE I want this to pass..after I have fought for 3 yrs in Court..you are really dumb!

  54. In the meantime …CA atty General is busy spreading FEAR. I beg to question, how does he know that the lawsuits (hundreds of them) filed by US legal have a “scant chance of success”????

    Brown Files $60 Million Lawsuit Against Fraudulent Forensic Audit Loan Modification Scam

    SACRAMENTO — Attorney General Edmund G. Brown Jr. today filed a $60 million lawsuit against a pair of Sacramento companies that lured desperate homeowners with a deceptive marketing scheme that promised to obtain mortgage modifications through the use of computer-generated “forensic loan audits.”

    “These defendants dangled the term ‘forensic loan audit’ as a sure-fire remedy for the mortgage problems of homeowners in distress,” Brown said. “In fact, it was no remedy at all, and hundreds of desperate California homeowners took the bait and lost their money — and sometimes their homes.”

    Brown filed the $60 million lawsuit against US Loan Auditors, My US Legal Services, and five individuals, including two attorneys, who operate a fraudulent mortgage audit scheme that preys on desperate homeowners anxious to save their homes. The suit demands civil penalties, restitution for victims, and permanent injunctions to keep the companies and other defendants from fraudulently marketing forensic loan audits and legal services of little value.

    The companies, based in Rancho Cordova, work together to market and sell “forensic loan audits” to homeowners, who pay thousands of dollars in up-front fees for a dubious computer-generated review of their mortgages. The audits purport to show violations of law by lenders, which sales agents cite to convince homeowners they have a strong legal case. Sales agents use these findings to encourage homeowners to stop making their mortgage payments and instead pay additional fees to bring “predatory lending” lawsuits against their lenders.

    Both companies deceive homeowners by assuring them that filing these lawsuits will give them “legal leverage” to obtain a loan modification and prevent lenders from foreclosing or collecting monthly mortgage payments. Homeowners who filed these lawsuits have lost thousands of dollars and placed themselves in greater danger of losing their homes.

    My US Legal Services bilks clients for months, filing cookie-cutter complaints with little or no merit, billing unjustified monthly fees, and then dodging clients’ phone calls or stringing them along with false assurances that a settlement is in progress.

    Hundreds of California homeowners, many of them facing possible loss of their homes, have been duped into paying thousands of dollars to the two companies — one homeowner paid more than $55,000 — but received little or no relief.

    Meanwhile, the litigation mill run by My US Legal Services has littered courts with hundreds of lawsuits that have scant chance of success. Two federal judges have expressed concern about the legitimacy of these lawsuits and have several times sanctioned attorneys involved.

    In addition to the companies, Brown is suing the three owners: attorney and real estate broker James Sandison, Jeffrey Pulvino, and Shane Barker, as well as two California attorneys, Sharon L. Lapin and Jonathan G. Stein.

    The State Bar filed disciplinary charges yesterday against Sandison for alleged misappropriation of clients’ funds and aiding the unauthorized practice of law.

    The Attorney General’s investigation, assisted by the State Bar and the Department of Real Estate, located victims throughout California cities hit hard by the foreclosure crisis: Corning, Fresno, Hayward, Irvine, Manteca, Richmond, Sacramento, Salinas, Sanger, Santa Ana, Stockton, Tracy, Vacaville and West Sacramento.

    In February, Brown, along with the Bar and the Department of Real Estate, issued an alert ( http://ag.ca.gov/newsalerts/release.php?id=1862&amp ;) warning consumers to be wary of forensic loan audits that require homeowners to pay up-front fees. There is no evidence or statistical data to support claims that forensic loan audits of a lenders’ mortgage practices – even if performed by a licensed mortgage professional or a lawyer — help homeowners obtain loan modifications or any other foreclosure relief.

    Brown has led the fight against fraudulent mortgage rescue and loan modification companies. He has obtained court orders to shut down several companies and has brought criminal charges against deceptive loan modification consultants. For more information on Brown’s actions against loan-modification fraud, see: http://ag.ca.gov/loanmod.

    If you are a homeowner who has been scammed, you can file a complaint online with the Attorney General’s office at: http://www.ag.ca.gov/consumers/general.php. You can learn more about avoiding scams and obtain a complaint form by visiting the Department of Real Estate’s website at: http://www.dre.ca.gov.

    If you have a complaint against Sandison, Lapin, Stein or any other lawyer involved in a loan modification or foreclosure relief service, contact the State Bar Complaint Hotline at 1-800-843-9053. Complaint forms and an explanation of the attorney discipline system are available online at: http://www.calbar.ca.gov.

    Attached are a copy of the complaint and a sample of the fraudulent advertising mailers sent by the companies.

  55. Neil. can you explain thr following.Not quite sure what you mean.

    If Pres. Obama signs this bill he will be giving a signal to the world that the United States will be more vigilant, more sophisticated and much more involved in enforcement of laws, rules and regulations already existing in the marketplace and upon which all investors, lenders, homeowners, borrowers and foreign governments had placed reasonable reliance and suffered to their detriment. The loss of our status as the issuer of the world’s reserve currency will have profound consequences on our nation, our citizens, our businesses, and the prospects for generations of Americans yet unborn.

  56. David, people are misinformed on the process.

    Mr Turner declares that a voice vote was taken… O’ then, that amounts to who can yell louder in the room then the presiding officer uses their own “determination” of what they “hear” to get a bill of this magnitude passed.

    Well then let all see who was chanting Yea the loudest on that day in April 09 & September 10, it is on C-Span!

  57. Here’s what was posted…

    “Each court that operates under the jurisdiction of a State shall recognize any lawful notarization made by a notary public licensed or commissioned under the laws of a State other than the State where the court is located if–
    (1) such notarization occurs in or affects interstate commerce; and
    (2)(A) a seal of office, as symbol of the notary public’s authority, is used in the notarization; or
    (B) in the case of an electronic record, the seal information is securely attached to, or logically associated with, the electronic record so as to render the record tamper-resistant.”

    —-end snip—

    As in our case, I have seen many Notaries sign for TWO different people THE SAME DAY in two different states…? In our case, the notary signed in Texas – then – magically signed in NY…

    How is that possible..? Yes, maybe the travel with the VP of MERS and the VP of Bank of NY MELLON – OR maybe the there was NO VP that ever signed and the Notary is just some name sitting on a stamp in someone’s desk at the Foreclosure Mill…

    Per this bill – that must be accepted…? OR put another way – how could someone legitimately challenge it? Hell, we can’t even get the judges to look at FRAUDULENT docs already…

    Load up the McVeigh U-Hauler – drop a few buildings – then let’s see how many foreclosure mills continue violating citizens… More & MORE these crony politicians and courts are doing the same things that led to the first revolution.

    Keep the Powder Dry

  58. Ohio Secretary of State letter to the people to contact Obama to not sign this in to law. See the phone number to contact the Obama comment line.

    ANyone have an email or fax number or mailing address for obama….

    EVERYONE CALL AND COMPLAIN…if this passes….all of us that have lost hundreds of thousands of dollars will never recoupe, but wallstreet and the banks will plow us over.

    http://stopforeclosurefraud.com/2010/10/06/please-tell-president-obama-not-to-sign-the-interstate-recognition-of-notarizations-act/

  59. Mr. Garfield- start a petition.

    ALSO what is the address we can email or mail a letter to obama

  60. that is total BS.

    Obama and all Washington officials should be ran out of office.

    I did not sign two NOTES in 2005 for $1.750,000 and put down $300,000 to now have the properties worth $900,000. A big $1 million dollar devaluation….the crooks in washington and wall street were bailed out once, now they are going to get bailed out again.

    So now my defense of fraud on the assignment of mortgage for the JOhn Kennerty ROBO notary is worthless….and they can correct there mistake and come back and try to foreclose..

    THIS IS BULLSHIT…when are the nobody’s going to get protected and bailed out? WHEN

  61. I called the supplied phone number to the White House this morning, the wait at that time was about 10 mins. I did have to tell the phone answer person 3 times that I DO NOT want the bill signed into “law” and why. Keep calling/e-mailing and if we have to march at the White House so be it. This must come to an end.

  62. 2 M.Turnner…. do have the facts straight.. and also understand what a “voice vote” actually means… sorry if some of the cowards in both houses that you may adore did not have the servitude to question the impact of the bill, and go on the record with a vote… hummm… this is not an SNL skit…

  63. David, timing is everything… each and every American need’s to ask their elected official how and why they voted the way they did… UNANIMOUSLY!!!! Both Rep & Dems….
    with elections a few weeks away time to turn up the heat… agree vote in anyone that is new and let them know you will be watching them every step of the way. As the once speaker of the house Tipp O’ Neil said “all politics are local”!!!!

    Karen, excellent point!

  64. PJ…Get your facts STRAIGHT!…OBAMA HAS NOT SIGNED IT YET!~

    The legislation,” H.R. 3808, the Interstate Recognition and Notarizations Act of 2010,” passed in the House of Representatives on April 27 by a voice vote and it passed in the Senate on September 27, also be voice vote. Thus, we do not know who voted for or against this special interest legislation.

    We do know, however, that the bill was presented to the President for signature or veto on September 30. And we know that as of this date, President Obama has taken no action.

  65. Wait a minute …

    Here’s the relevant portion of the bill:

    “Each court that operates under the jurisdiction of a State shall recognize any lawful notarization made by a notary public licensed or commissioned under the laws of a State other than the State where the court is located if–
    (1) such notarization occurs in or affects interstate commerce; and
    (2)(A) a seal of office, as symbol of the notary public’s authority, is used in the notarization; or
    (B) in the case of an electronic record, the seal information is securely attached to, or logically associated with, the electronic record so as to render the record tamper-resistant.”

    From what I see here, the notarization still has to be “lawful.”

    What am I missing here ?

  66. THIS IS A TEST OF THE EMERGENCY BROADCAST SYSTEM…

    “…We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable rights, that among these are life, liberty and the pursuit of happiness. That to secure these rights, governments are instituted among men, deriving their just powers from the consent of the governed…”

    —end snip—-

    How many think those in office believe still believe the above? How many believe those in office even give a rat’s ass about the last sentence?

    —snip continued—-

    “…That whenever any form of government becomes destructive to these ends, it is the right of the people to alter or to abolish it, and to institute new government, laying its foundation on such principles and organizing its powers in such form, as to them shall seem most likely to effect their safety and happiness…”

    —end snip—

    How many believe the above is still OUR RIGHT AS THE PEOPLE?

    —snip continued—-

    “…But when a long train of abuses and usurpations, pursuing invariably the same object evinces a design to reduce them under absolute despotism, it is their right, it is their duty, to throw off such government, and to provide new guards for their future security…”

    How long does the train of abuses need to run before OUR DUTY is unavoidable?
    How many must suffer before OUR DUTY screams to act?

    How many knew that our military is sworn to PROTECT OUR CONSTITUTION and NOT (necessarily) political leaders?

    —snip continued—-

    He has refused his assent to laws, the most wholesome and necessary for the public good.
    He has forbidden his governors to pass laws of immediate and pressing importance, unless suspended in their operation till his assent should be obtained; and when so suspended, he has utterly neglected to attend to them.
    He has refused to pass other laws for the accommodation of large districts of people, unless those people would relinquish the right of representation in the legislature, a right inestimable to them and formidable to tyrants only.
    He has called together legislative bodies at places unusual, uncomfortable, and distant from the depository of their public records, for the sole purpose of fatiguing them into compliance with his measures.
    He has dissolved representative houses repeatedly, for opposing with manly firmness his invasions on the rights of the people.
    He has refused for a long time, after such dissolutions, to cause others to be elected; whereby the legislative powers, incapable of annihilation, have returned to the people at large for their exercise; the state remaining in the meantime exposed to all the dangers of invasion from without, and convulsions within.
    He has endeavored to prevent the population of these states; for that purpose obstructing the laws for naturalization of foreigners; refusing to pass others to encourage their migration hither, and raising the conditions of new appropriations of lands.
    He has obstructed the administration of justice, by refusing his assent to laws for establishing judiciary powers.
    He has made judges dependent on his will alone, for the tenure of their offices, and the amount and payment of their salaries.
    He has erected a multitude of new offices, and sent hither swarms of officers to harass our people, and eat out their substance.
    He has kept among us, in times of peace, standing armies without the consent of our legislature.
    He has affected to render the military independent of and superior to civil power.
    He has combined with others to subject us to a jurisdiction foreign to our constitution, and unacknowledged by our laws; giving his assent to their acts of pretended legislation:
    For quartering large bodies of armed troops among us:
    For protecting them, by mock trial, from punishment for any murders which they should commit on the inhabitants of these states:
    For cutting off our trade with all parts of the world:
    For imposing taxes on us without our consent:
    For depriving us in many cases, of the benefits of trial by jury:
    For transporting us beyond seas to be tried for pretended offenses:
    For abolishing the free system of English laws in a neighboring province, establishing therein an arbitrary government, and enlarging its boundaries so as to render it at once an example and fit instrument for introducing the same absolute rule in these colonies:
    For taking away our charters, abolishing our most valuable laws, and altering fundamentally the forms of our governments:
    For suspending our own legislatures, and declaring themselves invested with power to legislate for us in all cases whatsoever.
    He has abdicated government here, by declaring us out of his protection and waging war against us.
    He has plundered our seas, ravaged our coasts, burned our towns, and destroyed the lives of our people.
    —end snip—-

    Snips from the Declaration of Independence… scary isn’t it…? We’ve been here before – are willing to finish this for our future and children OR will we watch our children be enslaved…? Forget the political norm democrat or republican – this is about FREEDOM – LIBERTY – the UNITED STATES of AMERICA – YOUR CHILDREN… is she worth it – are you worth it – are our children worth it?

    —snip continued—-
    “…We, therefore, the representatives of the United States of America, in General Congress, assembled, appealing to the Supreme Judge of the world for the rectitude of our intentions, do, in the name, and by the authority of the good people of these colonies, solemnly publish and declare, that these united colonies are, and of right ought to be free and independent states…and that as free and independent states, they have full power to levy war, conclude peace, contract alliances, establish commerce, and to do all other acts and things which independent states may of right do. And for the support of this declaration, with a firm reliance on the protection of Divine Providence, we mutually pledge to each other our lives, our fortunes and our sacred honor…”

    —end snip—

    That’s the last paragraph of the Declaration of Independence. You know what’s so strange about that is – I’d be willing to bet Obama & Cronies think the above statement should be made illegal… They’d see that as treasonous to utter such words… Watch what happens over the next few months… Capt transparancy will be covering this ass with all the bs gone on behind closed doors… and don’t worry it isn’t all Obama – there is plenty to go-round. We simply need to dispose of the entire crowd…

  67. HR 3808.

    Your kidding..really? SO it’s OK for notaries to not really notarize? Do you understand how much fraud there is in courts regarding foreclosure regarding this? Now, by legislation, it’s OK.

    The basic premise we grew up with is once again, being threatened. You cannot sign this in to law. It only helps the banks cover up their frauds already committed thought this land.

    It is not coincidence the banks stop foreclosures for this very reason. They have known about it for a long time. Now, the are afraid of being caught. Signing this bill, makes those who voted for it a willing accomplice.

    I urge you NOT to sign this bill.

  68. Folks – these people in DC – DO NOT CARE WHAT YOU SAY OR DO… Why do you think this Bill was even there? Surely, you have know they ALREADY decided – their pensions are more important than YOU…

    If these mortgage loans are proven to be “unsecured”, they cannot be securitized. If they cannot be securitized, they cannot be sold as MBS or placed in a POOL sold as an investment.

    It means ALL THEIR INVESTMENTS ARE FRAUDULENT… THAT means their retirement funds – pension plans for Gov employees – judges – teachers – unions – etc – that’s what these loans are attached too and that’s why they are TOO BIG to FAIL…

    I might have some of it twisted, but that is exactly what we are watching right in OUR FACE. How many times will you allow them to insult you & your family before you start swinging back? These people are terrorist insurgents destroying everything we’ve worked for over the years. The lenders and foreclosure mills MUST be dealt with extreme prejudice.

    Election time – VOTE for ANYONE NOT IN OFFICE ALREADY. I’d rather vote for Osama bin laden than Steny Hoyer. Bin-Laden is easier to get rid-of… Steny is freaking bad penny that we can’t give away…

    Keep the Powder Dry – you’ll be needing it! :-o

  69. This bill passed in the House unanimously. The Seante it didn’t even go up for a vote……where it passed with no opposition, so it also passed unanimously.

  70. 2 ALL read the bill, provided/ link @ Mr.Woodwards post… It passed both the HOUSE & SENEAT… without notation of how they voted… no roll call… get it that’s both your Republican & Democrat representitives…. so the hot air Pelosi, Franken and etal are blowing is just smoke and mirror’s… call them and ask how they voted on HR.3808!!!
    Not a peep out of any of them on this issue!

  71. Forgive people that tried fraud and no diligence, that is such bullshit. I have two loans with robo sign John Kennerty. If that Bill passes let’s class action and sue the US government! The administration and congress and senate are just beyond out of touch with helping the littlw guy.

    I did not sign two notes for $1,750,000 to have properities devalued by this big scam, my properties are now only worth $800,000. This has to stop.

    MR. Garfield start a petition.

  72. I emailed Obama about this yesterday. Today I will ask all my family and friends to do the same.

  73. WELLS FARGO TO PAY 24 MILLION TO STOP INVESTIGATION INTO ANY WRONG DOING!!!!!!!!!!!!!!

  74. Ok guys, here’s what has to be done:

    Start bombarding the Huffington Post with complaints and also the Center for American Progress. Point out that this is yet another Republican assault on the People. The aforementioned folks will get the White House turned around on this one, pronto.

  75. Hey guys, post your questions on the govtrack thing. I don’t know that it does any good, but what the heck? I asked one about ease of fraud. Maybe they “track” the comments. This pernicious bill was introduced by a repuke (surprise, surprise) in Alabama. Those in AL, remember to vote him OUT. The rest of the Senate was unaminous in their admiration for the bill though. Vote them out too.

    http://www.govtrack.us/congress/bill.xpd?bill=h111-3808

  76. Write the Whitehouse!

  77. Ironic isn’t it…

    Magically – banks suddenly get a conscience to take a re-look-see at their FRAUDULENT documents and OH LOOK – by coincidence a new Notary Bill just pops up out of nowhere…? Poor little Notary Bill wondering the lonely hall of congress begging – please sign me, please sign me… It was probably penned by Gueitner once his buddies pointed out their precarious predicament… but hey, someone needs to fix this mortgage mess, right? We know it wasn’t Nancy because we get to see it before it was signed into law. Senators suddenly start squeaking – mortgage fraud – foreclosure wrong-doing – and just by coincidence or even providence maybe – a few weeks before election…? What’s next, free crack pipes and peyote mushrooms with our welfare stamps that also now include a Housing allowance…?

    Why would any politician sign such a document?

    Where’s al-Qaeda – do they have a hotline – can we ask for help from Osama bin Laden or is that to much… Can we simply create a new Disney World within the 495-Beltway in DC…

    Does anyone have the instruction manual to McVeigh’s Customized U-Haulers…? What will it take to get the people to realize they’ve been royally screwed?
    Could it be more obvious…?

    Keep the Powder Dry

  78. The guy I talked to seemed to have no interest in anything. But I did call!

  79. “Sep 27, 2010: This bill passed in the Senate by Unanimous Consent. A record of each senator’s position was not kept.”

    Notice the word UNANIMOUS.

    http://www.govtrack.us/congress/bill.xpd?bill=h111-3808

  80. Please take this blog viral. Post to all known foreclosure blogs.

    WE HAVE REPORTER IN WASHINGTON STATE COVERAGE!!!

    http://blogs.bellinghamherald.com/consumer/

  81. Will the REAL criminals please stand up?
    Well….The REAL criminals have stood up…and we elected them…yet even another fraud perpetrated on the public…massive abuse of the highest political offices in the land…doing the biddings of the banks.
    We didn’t sign up for this, but THEY did. It’s all about THEM, not US. (or, “US” being the United States) The goal being to make every American victim of the housing scandal a criminal, ultimately having to pay for their own “criminal” acts. It is not enough that we the people are robbed of our homes, we will get fleeced again in the form of taxes, more bail-outs, devaluation of the dollar, and loss of our country’s credibility and integrity. The robbers can let the notaries and the robo-signers go, but NOT the lenders who have had full knowledge of their criminal schemes for decades. The perpetrators are merely trying to cover their asses by initiating this bill. Sour grapes.

  82. The operators are now asking if this issue is affecting you. You need to continue calling. This issue is being reported on by my media.

  83. Emailed twice and called once. As soon as I mentioned HB 3808, the operator knew exactly what I was referring to. Said that She’s received lots of calls on it. As I told Obama in the email, this would be the biggest assault on the American citizens since 9/11.

  84. Thanks, Steve, for making the number handy:

    “Real easy white house phone call 202-456-1111

    Do not sign H.R. 3808 Takes two seconds.”

    I just tried to call and the wait is long. If you don’t have time to wait, then go to http://www.whitehouse.gov and click on Contact Us, upper right corner, to leave a written comment.

    Better yet, if you have time, do BOTH!

  85. Everyone keep calling! The good news is the lines are very busy. I sent an e-mail yesterday, but am calling when I can. Long hold times. Any more speculations on which way this will swing?

  86. I called and put the request out on Facebook and I tweeted it !!!!!!

    EVERYONE DO THE SAME! PUT IT ON YOUR FACEBOOK AND PUT IT OUT ON TWITTER !!!!

    STOP THIS !!!!!!!!!

    ” call the President at 202-456-1111 and leave a message ! Ask him not to sign HR 3808 ! ”

    NEIL YOU NEED THE POWER OF FACEBOOK! PLEASE START A FACEBOOK ACCOUNT !

  87. The blogs have taken this viral. I have a reporter in Bellingham, WA that will be posting this information to his blog today. I hope we can get more reporters reporting on what’s happening.

    I am trying for The Seattle Times, but still haven’t heard from the reporter yet.

    Please take this blog post viral when I link it.
    Thank you.

  88. Keep calling ALL DAY LONG!

    What this bill will do is just move the banking foreclosure mills to states that have electronic signatures and the recording offices nationwide will be bound by them.

    KEEP CALLING.

  89. This is not going to undo the fraud on the robo signers

  90. LOL. This country is a fucking joke.

  91. Again, we defer to the Almighty Congress to do our bidding.

    I refer you to your local county courthouse to examine in their entirety any of the documents recorded by your lenders (or not).

    What’s missing in the chain of title clouds the title. Despite what this bill purports, it still does not preclude us from using the “four corners rule” to accomplish our methods. I point in part to a trustee acting outside of his capacity through the misfilings at your local courthouse.

    They may not let us “take out” the notaries, but there is nothing stopping us from suing those who act on their behalf that aren’t named in this bill into oblivion. Those in Washington State know exactly what I’m talking about.

    Deeds of Trust states have that logistical option given to their homeowners. This is why quiet title actions are so important now … they may be our only recourse … visit cloudedtitles.com … the book is online now!

  92. “The time to repair the roof is when the sun is shining.”

    John F. Kennedy

  93. Link to the text of the bill is here:

    http://www.govtrack.us/congress/billtext.xpd?bill=h111-3808

  94. There are no depths to which the progressives will go to further their objectives. States already recognize notarized documents properly done in other states…this is a sham, power/money-grab and done with perfect timing behind everyone’s back while the “robo-signer” issue is making headlines. Got to admit, these guys are good.

    They will continue with an increased-pace quest for power attempting to pass as many of these kinds of legislative crap in the darkness of night before the shift in power comes in November when it won’t be quite so easy. (hopefully but we’ll see)

    Simply disgusting! (but par for the course)

  95. Karen,

    Read Ohio Sec. of State Brunner’s comments on the bill on progressohio.org.

    Since the bill would require all states to recognized the Notarial practices of each state, there would be a “race to the bottom” of states with very corporate-friendly notarial laws, and those would be the states where the “notarized” documents would come from, much like the flight of credit card corporations to states without usury laws.

  96. Been trying to call the white house for over an hour… busy, busy, busy :) Read the bill. Seriously, I got sick to my stomach as the implications of this bill sunk in: Here’s what I realized: One state could pass notary laws that are very … shall we say… relaxed, that perhaps don’t require a person to be physically present, show ID and fingerprint, etc. Every other state would be OBLIGATED to view that notarization with the same authenticity as they view their own notarizations. Much like Delaware exports their credit card interest rates across the country… As bad as the implications are regarding fraudulent foreclosures, think of how this could increase identity theft and illegal immigrant’s documentation. Conceivably, a person could say they are ANYONE, get ANYTHING notarized, and it would have to be accepted EVERYWHERE.
    Neil, I sure hope you meant “veto” not “sign” in that last paragraph :)

  97. If he signs it, he destroys due process.
    Email, mail, call, knock on the door.
    If he signs it, he loses a lot of votes.

  98. Obama will sign it. I know the guy. The only concern he would have is how many more dems he will lose in November.

    But it’s a republican bill. Goes to show you that we have one party and two factions.

  99. Gwen, look at the bill as I posted and let us know if this means that notary signatures will be recognized if:

    1) The signor and the notary are in different states
    2) The notary signature is on the 2nd page

    Please someone with a law background look at the bill as stated and let us all know if these two issues are being approved!?!?!?!?!

  100. Real easy white house phone call 202-456-1111

    Do not sign H.R. 3808 Takes two seconds.

  101. So it’s not retroactive but ic Obama signs this, which he will–then they could just issue new robo-signed docs and do legally now what they couldn’t before? If so, then I second Karen’s “Holy Fucking Shit!”

  102. This is the bill:
    Please tell me where it rubber-stamps notaries NOT witnessing signatures?

    H.R. 3808:

    Interstate Recognition of Notarizations Act of 2010 – Requires each federal and state court to recognize any lawful notarization occurring in or affecting interstate commerce which is made by a notary public licensed or commissioned under the laws of a state other than the state where the court is located.

    Requires such a notarization to: (1) use a seal of office as symbol of the notary public’s authority; or (2) have the seal information, in the case of an electronic record, securely attached to, or logically associated with, the electronic record so as to render the record tamper-resistant.

  103. Another way to scam the US Home Owner and protect the banksters. Millions upon millions will now be forced into bankruptcy. So now we will flood the bankruptcy courts. and continue the fight. OBAMA you are an idiot !

    BE a Patriot STOP YOUR MORTGAGE PAYMENT !

  104. It’s called H.R. 3808, known as the “Interstate Recognition of Notarizations Act.”

    See more at http://www.progressohio.org/blog/2010/10/secretary-brunner-please-tell-president-obama-not-to-sign-the-interstate-recognition-of-notarization.html

  105. How ironic that everyone in Washington has been tripping over themselves for YEARS with regards to this FRAUD and can’t seem to get anything done or make any progress to stop this…

    Yet within WEEKS this Bill makes it to the President’s desk?!?!?

    Does everyone in Washington have their heads so far up the Bankers ass that they know what they had for lunch…or is it the other way around???

    This story was in the NY Times this morning…

    http://www.nytimes.com/2010/10/06/business/06mortgage.html?_r=1&partner=rssnyt&emc=rss

    They are trying to pass this bill through now and the timing has nothing to do with the current “crisis”…MY ASS IT DOESN’T!!!!

  106. H.R. 3808

  107. It is time to engage our congressmen and senators by flooding their offices with phone calls and also forward this article to them as well. This is shameless considering this bill was originated by a so called democrat from pennsylvania Sen Bob Casey.

  108. “If Pres. Obama signs this bill he will be giving a signal to the world that the United States will be more vigilant, more sophisticated and much more involved in enforcement of laws, rules and regulations already existing in the marketplace and upon which all investors, lenders, homeowners, borrowers and foreign governments had placed reasonable reliance and suffered to their detriment. ”

    – Neil, don’t you mean, if Pres. Obama VETOES this bill…?

    See the misleadingly named story in NY Times at http://www.nytimes.com/2010/10/06/business/06mortgage.html?_r=2&ref=us

    Ohio Secretary of State Jennifer Brunner is speaking out against the bill, as she seeks to have a federal investigation of alleged criminal notary activity.

  109. HOLY FUCKING SHIT. You’ve got to be kidding, but somehow I don’t think so.

  110. WHERE are your links to information? What bill? Do you have bill number to read?

  111. This article is ambiguous and does not provide specifics such as the bill name or number and what the most effective action would be. I’m on your side but let us be more specific so we can be effective.

  112. If this is the first that I heard of it from you, then where are the media? I just wrote the White House, my congressman and my senator o this. We need to be flooing the white house and congress with notes on this. PLEASE PLEASE CALL ON ALL PEOPLE WHO USE THIS BLOG TO DO SO AND PLEASE CONTACT THE OTHER FOECLOSURE BLOGS TO DO THE SAME.

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