Wells Fargo and Chase Quietly Prepare to Take Over BOA and Citi as They Collapse

Major banks [WELLS AND CITI] have reportedly made proposals to the Fed on how to pay for the restructuring of large financial institutions that collapse, with the idea being to avoid the chaos that followed Lehman’s bankruptcy. Among the suggestions, the largest financial-services holding companies would maintain combined debt and equity equal to 14% of their risk-weighted assets, which would be used to support any failed bank unit seized by regulators. Full Story: http://seekingalpha.com/currents/post/1100632?source=ipadportfolioapp

Editor’s Analysis: This is why I keep insisting on following the money trail rather than the paper trail. The paper trail is full of lies. The money trail cannot be faked. Or to put it more succinctly anyone who tries to fake the money trail will probably end up in jail. Checks, wire transfers, ACH transfers leave footprints throughout the electronic funds transfer infrastructure.  In the paper trail there are documents that describe transactions as if they had occurred. It is the money trail that will tell you whether or not any transaction in fact did occur and if so,  when and under what terms.

PRACTICE HINT:  the money trail (Canceled checks, wire transfer receipts) is the main point. The paper trail should only be used to corroborate your allegations concerning the reality of the transactions after you have shown that the money trail reveals an entirely different story —  or that the banks are stonewalling access to the money trail because it will prove beyond a reasonable doubt that everything they have said in the creation of the mortgage, transfers of the mortgage, defaults and the mortgage, foreclosures, auction sales, credit bids and attempts for modification is a complete lie.

Bank of America has approximately $300 billion on its balance sheet which are composed mainly of mortgage bonds (unsupported by any transaction in which money exchanged hands or any other consideration; and not backed by any loans which never made it into the asset pools that issued the mortgage bonds). It is one thing when people like me saying that the bonds are worthless and that Bank of America is broke. It is quite another when investors and traders arrive at the same conclusion. Recent trading activity indicates that a number of investors and traders are betting that Bank of America will collapse. They have arrived at the conclusion that the mortgage bonds are either worthless or not worth anything near what is reported by Bank of America. As rates go up the treasury bonds bought by Bank of America in exchange for free money at the Federal Reserve window, will drop like stones. This will leave Bank of America with insufficient capital to operate at its current levels.

What is interesting is that two banks submitted a proposal for resolution of a bank that had been too big to fail. The two banks that submitted the proposal were Wells Fargo and Chase. Notably absent was Bank of America and Citibank. I take that to mean that the government and the financial community are expecting Bank of America and possibly Citibank to collapse and that it might be very soon. The timing of the Wells Fargo and Chase proposal might well be their assessment that the time is near and that if their proposal is the only one on the table it will be the one that is used by the government.

FALLING BOND PRICES AND RISING YIELDS ARE THREATENING THE RECOVERY IN THE BALANCE SHEETS OF GLOBAL BANKS: Falling bond prices and rising yields are threatening the recovery in the balance sheets of global banks, which have built up huge portfolios of liquid securities to comply with regulatory requirements and due to a lack of better investments. For example, 90% of Bank of America’s (BAC) $315B portfolio comprises mortgage bonds and Treasurys. Some analysts, though, believe that QE tapering should increase interest margins and offset the one-time hit to book values because of rising bond yields. Full Story: http://seekingalpha.com/currents/post/1105882?source=ipadportfolioapp

THE FUTILITY OF OF BANKS FIGHTING REPRESENTATION AND WARRANTIES LAWSUITS OVER MORTGAGE BACKED SECURITIES: Flagstar Bancorp’s (FBC +2.7%) weekend settlement with Assured Guaranty (AGO -3.3%) for $105M (vs. the $106.5M court verdict) shows the futility of banks fighting representation and warranties lawsuits over MBS, writes Mark Palmer. Next up is BofA (BAC) which has already settled with Assured and MBIA (MBI), but is still tussling with Ambac (AMBC). Credit Suisse (CS) and JPMorgan (JPM) have also been reluctant to settle with the monolines. Flagstar is sharply higher in a bright red market as the settlement removes a big overhang on the stock. Full Story: http://seekingalpha.com/currents/post/1101932?source=ipadportfolioapp

[Editor: If the loans were real and the bonds were real, why would this be necessary?) BOA Caught Gesturing to Witness Coaching Answers: Bank of America’s (BAC) Article 77 hearing is on hiatus until July 8 to allow the presiding judge time on other cases. Day 8 of the hearing was an uneventful one, reports Mark Palmer, notable mostly for the judge admonishing an attorney representing the supporters to quit coaching (through gestures) a witness on the stand. Full Story: http://seekingalpha.com/currents/post/1087682?source=ipadportfolioapp

One way to profit from the false values of loans and the false representations of ownership is to buy them up as though they were real. The buyers have real bargaining power with the mere threat of revealing the bonds to be worthless and the ownership unknown. [I propose to put together a fund that offers the payment if ownership can be proven beyond a reasonable doubt]: Deutsche Bank (DB) is leading a wave of big banks ramping up exposure to single-family housing by extending credit to Wall Street firms so they can buy up homes to turn them into rentals. The bank reportedly just lent another $1.5B to Blackstone (BX) after an earlier $2.1B line got used up. Wayne Hughes’ American Homes 4 Rent has as much as a $1B line from Wells Fargo (WFC), and SilverBay Realty (SBY) just inked a $200M facility from Bank of America (BAC) and JPMorgan (JPM) Full Story: http://seekingalpha.com/currents/post/1087962?source=ipadportfolioapp

Traders betting big on BOA collapse: The purchase of 50K January $11 puts on Bank of America (BAC) yesterday was indeed a the initiation of a position, writes Steven Sears, noting this morning’s open interest shows a 50K rise to 116,958 contracts. Rather than an outright bearish position, the purchase could just as easily be a BofA long hedging his/her bet (though the recent uptick in volatility has made this a more expensive move).
Full Story: http://seekingalpha.com/currents/post/1111972?source=ipadportfolioapp

JPMorgan Looks Like A Winner to Traders — probably because the U.S. government will look to Chase and Wells Fargo when BOA and Citi collapse: Full Story: http://seekingalpha.com/article/1526362?source=ipadportfolioapp

BOND MARKET LIQUIDATION: Bond Funds Hit With Biggest Outflows Ever This Week
http://www.businessinsider.com/weekly-epfr-fund-flows-data-june-26-2013-6

[Editor: When mortgage rates rise the price of older bonds with lower interest falls. Most people agree rate increases are inevitable which means that the value of Treasuries and other bonds offering tiny returns are going to fall like stones. The ripple effect is going to be on going for years] Mortgage rates jump to highest in 2 years [Some novices are trying to make the case that if rates double bond prices will fall by half. That is not true and never has been true. Despite the value of the bond on the market the face value remains the same so the GAIN between the purchase price and the Face Amount (Principal) of the Bond must be factored in by using the present value of the that gain over the remaining term of the loan]
http://www.bizjournals.com/dayton/blog/morning_call/2013/06/mortgage-rates-jump-highest-in-2-years.html

[Editor: This is a disaster waiting to happen for the banks. When those modifications are done they will face trillions in liability for insurance and credit default swap proceeds and probably claims from the Federal Reserve because the true value of the bonds will be marked down to market contrary to the representations of the banks when they sell the bonds to the FED] Regulations are now in effect that will prohibit Mass. foreclosures if loan modifications cost less
http://www.boston.com/businessupdates/2013/06/26/regulations-are-now-effect-that-will-prohibit-mass-foreclosures-loan-modifications-cost-less/4W2NEXiN7w9xvNruGBxpXL/story.html

Foreclosure documentation issues trap investors, creating litigation risk
http://www.housingwire.com/fastnews/2013/06/21/foreclosure-documentation-issues-trap-investors-creating-litigation-risk

Must See Video: Arizona Homeowners Losing their Homes to Foreclosure Through Forged Documents
http://4closurefraud.org/2013/06/21/must-see-video-arizona-homeowners-losing-their-homes-to-foreclosure-through-forged-documents/

Lawsuit: Bank of America Gave Employees Gift Cards for Hitting Foreclosure Quotas
http://www.breitbart.com/Big-Government/2013/06/24/Lawsuit-Bank-of-America-Gave-Employees-Gift-Cards-For-Foreclosures

[Editor: This is BOA putting distance between itself and policies and procedures that produce an illegal result] Bank of America Said to Send Property Reviews to India
http://www.bloomberg.com/news/2013-06-27/bank-of-america-said-to-send-property-reviews-to-india.html

[Editor: I doubt if this tactic applies to most people] Illinois Attorney Saves Homes from Foreclosure Using Reverse Mortgages
http://mandelman.ml-implode.com/2013/06/illinois-attorney-saves-homes-from-foreclosure-using-reverse-mortgages/

 

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199 Responses

  1. So what’s going on is BOA is going under because 90% of assets are held up In mortgage and bad investments like giving out over 3bill$$ for rental housing and also being sued for bad busyness practices?

  2. Surprise….! Another Fake Collapse ….! Only Corporate America could be reimbursed for gambling fraud….bad bets they intentionally made with U.S. TAXPAYER money with U.S. TAXPAYER MONEY….! MWAHAHA…

  3. The local mews reporting….College interest rates will soon be doubling because CONgress failed to Act. There you have it folks….these Nazis are quite deceptive. They want a national default so the crooks can lie and say they own everybody & everything. Buyer Beware…! These crooks are third party investors…imposters…fictitious payees who never lent anyone any money and were never a party to the original fraudulently induced contract.

    This is all fraud & manufactured third party foreign investor tyranny by Nazi commies..!

  4. This one caught my eye like a stye.. “They do not Act like Officers of the Court” says Weezie….Did you ever think that could be because they are Criminals,Third Party Imposters and Fictitious Payees…? Just a thought.

    Colleges are now offering to pay YOUR BILLS…if you can’t find a job after you graduate….LMAOROL!

  5. Dual Tracking is the ying to their Yang. They are all a bunch of ying yangs.

  6. IMHO dual tracking is the communist politically correct word for GRAND THEFT LARCENY..

  7. Not attaching the legal assignment at the onset as the law requires is criminal fraud. Therefore all procedures are improper.

    I don’t waste my time reading your comments either weezie.

    Fannie Mae will be dumping more loan mod fraud offers on its victims again reports the local muse and trying to steal more homes & money for themselves and other third parties. The pretense is grand larceny and the conditions are your complete compliance, cooperation and conformity with their theft. Buyer Beware!

  8. I’d call that slight-of-hand IMO only. They know procedure better than we do and they try and use it!

  9. Christine, While you a waiting to negotiate and settle, they are filing documents against you that you do not have time to answer. IMHO, this practice is another version of dual tracking.

  10. It has been my experience, the foreclosure mills/lawyers are falsifying paperwork too.

    And when they ask for a continuance, never give it to them. It means they are not prepared and you will give them time to ask for the summary judgment with the counterfeit paperwork! Been there, done that! Never again…they lie right to your face and the court.

  11. UKG, I totally agree that they are not honorable and do not act as THEY SHOULD as officers of the court. I have seen instances where the bank attorneys get the full time to answer, but the homeowner is not given the same amount of time. Look up laws in your state as to recording conversations over the phone. In my state and in federal law only one person needs to know that a recording is going on. In fact, that is the way most states do it. To my knowledge, both NY and CA do not allow recording. As to the Summary Judgment issue, my suggestion is that a SJ pleading is created as a rough draft at the time the Complaint is created in order to solve the lack of time to create and answer. BTW, everybody out there, a pleading that is not filed in a timely manner is considered malpractice by the attorney and/or firm that failed to file timely. Obviously, that includes Pro Ses.

  12. UKG, I am still here. I just delete most of Stripes bullshit messages. The only ones I look at are the ones with links and, even then, I delete most of those as well. I read everybody else. I am not sure what you mean by RPII. Can you illuminate? Thanks

  13. As a result of loss of Control by the Issuer, we are in Control of the uncertificated Securities and we are the title holders of record and all is quiet on the western front.

  14. Because they lost Control….We are in Control ….We are the title holders of record……rolling that R…rrrrr…

  15. Lets face it….they are all in dishonor to the lender…..WHO IS….”WE THE PEOPLE.”

  16. LMAO UKG…..! Lets be honest ….There are imposters within our Treasury Department who are acting as agents for the satanists commie investors, who are…. the imposters themselves and their commie, satanist criminal friends here and around the globe…. This is the face of evil and nothing they do is legal let alone moral or ethical by any human beings standards. Emphasis on human beings.

  17. straps, since you’re the only one here, the undisclosed RPII is the US Treasury collecting on a subrogation of the debt obligation and a flawed claim to title resulting in an inherent inability to collect by any plaintiff, disclosed or undisclosed. You just have to get the judge to see the forest through the trees behind the paper mill.

  18. It also depends on who is the movant.

  19. Who do those foreclosure swindlers work for? THE INVESTORS IN THE SCAM…WHO PAYS THOSE FORELOSURE SWINDLERS TO DISHONOR US…..? WE DO!

  20. straps, the reply is courtesy to anyone else but you

    after the mutual filings of pleadings, answers, replies, and the scheduling conference has been held, a common tactic of bank lawyers is to call the adverse party and say something like: “So, Mr. Schieb, what can we do to make this go away?”
    Earl, being the sharp pro-se guy that he is, responds with his “Offer” to settle. “I’ll present that to my clients, thanks.” All nice and gracious. A week goes by, two weeks, and a letter arrives. What you think is a settlement goes something like this:
    “Notice of Motion and Motion for Summary Judgment”
    Yup! You’ve been bushwhacked! Start on that responsive pleading right away!

    You’re first mistake is thinking you are dealing with honorable people who are “Officers of the Court”. They’re foreclosure-mill swindlers, my friends.

  21. You are asking Satan for mercy and calling me an imbecile? That is the essence of being an imbecile.

  22. No lie lives forever. It’s time to pay the piper.

  23. The RCP must be complied with by the plaintiff first.

  24. Extortion is a felony in all of these United States.

  25. Learn the rules of procedure. Then you can assert your rights. Imbecile.

    Gawd have mercy on us. Or let them rot and lose it all.

  26. That remark is coming from the essence of the word imbecile. The U.S.A. IS A LAND OF LAWS…..WE ARE NOT HITLER’S GERMANY OR STALINS RUSSIA AND WE THE PEOPLE ARE NOT PUTINS COMRADES.

  27. Imbecile.

  28. Not without Proof of Authority Christine. Without Proof of Authority it is all fraud, forgery & fabrication.

  29. Niedermeyer

    Excellent advice from UKG. It could also come as a Motion for Judgment on the Pleadings. Banks favorite tool to get a decision that stabs you in the back while you’re waiting to negotiate (if, of course, you both filed pleadings).

  30. Based on what facts UKG?

  31. niedermeyer, watch for the filing of that motion for summary judgment while you’re waiting to hear an answer to your demands

  32. I agree with that assessment poppy. The American people are uneducated on this scam and that is unacceptable. That needs to change. Their agents and agencies will keep lying so the crooks can keep stealing and the uneducated are the losers in their game and their robbery by these crooks effects every American.

  33. Good for you, Poppy. I knew some time ago that people would be buying pigs in a poke with fraudulent titles and bad title insurance. It could be even worse than that: Some bankster servicer could come and say that you don’t own the house and try to take it in foreclosure. They sold the notes multiple times and are selling them even after foreclosure has taken place.

  34. The point writing this on the blogs: innocent, unsophisticated buyer’s are going to be hurt. It is everyone’s place to spread the truth. Silence is deadly…these pigs are passing on selling stolen property.

  35. I would never do business with these crooks ever again poppy.

  36. Illinois is a fact pleading State.

  37. Well, just don’t try and buy real property with certain entities, unless you have a bank account! See how much control you have then. Enough said…

  38. I get it poppy but I don’t have to believe it or comply with it. These people are felons.

    I respectfully disagreed with your theory and gave the legal reason why. You chose to try and insult my intelligence by telling me criminals control our country and to that I say SHOW ME A RECEIPT THAT PROVES THAT …OTHERWISE THAT IS FRAUDULENT CONTROL AND I DON’T COMPLY WITH FELONS.

  39. You confuse being bright with being compliant poppy with criminals poppy.

    The definition of a troll is someone who is only your friend when you agree with them and that is no friend of mine.

  40. In case you missed it stripes…I was never talking about court actions, legal actions, etc…Get it yet?

  41. Theories that are not based in law or fact have no legal jurisdiction in regards to real property. That is the definition of theft.

  42. No need to comment further…you know less than you think and GOD, doesn’t have time to cater to each of us.

    You’re not as bright as I once gave you credit for….

  43. They may not be prosecuting themselves but they are fining themselves. I demand to be paid monetary restitution and clear titles for the harm they intentionally caused me. God will see to the rest.

  44. What facts are you laying out poppy? Sounds more like a theory.

  45. poppy….The party invoking Federal Jurisdiction bears the burden of establishing the elements (FW/PBS Inc v Dallasx493 U.S. 215, 231 1990). They failed to invoke the courts subject matter jurisdiction at the onset as the law requires by attaching the receipt..the proof of claim is clear evidence of suborning perjury and many more felonies by the plaintiff(s)..

  46. And just for the record: I don’t post on here to get anyone’s approval, either way. If the information posted by me is of no interest to anyone, you, then pass on it! My postings are not being put here, for adulation, affirmation of the information, or alliances beyond the blog!

    I attempt to post what I know, anything that relates to this crisis or legal passages that may assist anyone else. PERIOD!

  47. I am just laying out the facts, check them. You think you have control of anything, but you…

    Fraud may be evident, but who’s prosecuting? No one. We have picked up the tab on the back-end, now unsuspecting buyers of our homes are going to pay on the front end….believe what you want! That you are entitled too.

    When we are at a point, being forced to carry all of our money in banks, to meaningfully participate in things, which we are very close to….we are vulnerable on every level. The government can seize anything, and YOU have to prove you did nothing wrong. I said this before: this is a currency thing and the banks are already on board.

  48. If you believe the BIG LIE these crooks have total control of our country poppy that is a damned shame. Make them show proof they have CONTROL….THEY CAN’T. PROOF OF CONTROL IS BY TRUSTEES RECEIPT ONLY….EXCEPT NO SUBSTITUTIONS. THERE ARE NO EXCEPTIONS TO THE RULE OF LAW IN AMERICA.

  49. I am one of those who strongly does not agree with your assessment poppy. There is no immunity for criminal negligence by the Issuer and their subsequent SECURITIES FRAUD racketeering with our autographs (our unauthorized signatures). They committed numerous felonies and they are the third party renters here in America.

    There are no ex post FACTO laws in America and their fraud is evident on the face of all documents.

    The law is the law for everyone and there is no diplomatic immunity for foreignors who are wantoned felons.

    I for one, am sick and tired of all of their greed and of their criminal negligence, deception, felony fraud, lies, manipulation and other bullshit.

    PAY US BACK WHAT YOU STOLE & HIJACKED YOU FELONS…!

  50. This is not our country anymore folks…after they give amnesty to the illegals, even though the voting process is already trashed, it will get worse. Far too many citizens are asleep and think because they have a loan, new car and are employed, it cannot affect them. Boy, have I got news for them. No amount of equity matters, we are all renters….and as long as you can afford a payment you get to live where you are. We own nothing! The pen is mightier than the sword…

  51. The time has already come where the IRS, banks, phony lenders have total control. In Charleston, SC a relative of mine tried to buy a lot, CASH. He was told without the money being in the bank for 30 days and concurrently there until closing, he could not make an offer, nor participate in the buying process. A (copy) of the cashiers’ check was no good. Complaint has gone to OCC, AG and DOJ, we’ll see if anything happens. FYI: the money I speak of, has had tax paid on it, many years ago, through verified employment.

    And this is not the first incident. Fannie Mae products, homes that were stolen and notes purchased by them are surfacing…waivers of everything, to include: know and unknown defects AND surveys needed to check metes and bounds. What this means….they have no paperwork for the sales. I believe this might be used in court. It proves they have nothing in writing abut this land sale, from how they acquired it.

    Then you have an additional $9,500 from the bankruptcy court to do the paperwork for the deal… and the PMI for life of a FHA, it finally occurred to me why: in case a party, in the future, comes forward to claim ownership of/in the property.

    This is pervasive particularly in SC….and this is just the beginning. We are going to pay 100% for all of this theft of property. Buyers Beware!

    I feel it is my job to spread the word, to what is really going on….everyone is getting screwed here.

  52. Make the Issuer of the fraud pay you back, the Plaintiff stands in the shoes of the Originator says the law of the land. CNBC reported these TOO BIG TO FAIL CORPORATE CROOKS have stolen $60.4 trillion dollars from our Treasury since 2008 (with no audits and no receipts).

  53. I also believe Obama is a $70 billion dollar Putin puppet. The Oligarchs are directing this scam from behind the scenes. These banks are not broke, they are robberbarons for the rich and they owe us a ton of money and clear titles to everything. Their gambling losses don’t make one iota of what they stole from us and made off this scam.

    CNBC reported a few years ago, the Oligarchs around the world made $60 trillion dollars in 1999, the year Clinton “repealed Glass Steagall” via Wall Street selling fraud in the form of mortgage derivatives here and around the globe.

    PAY US BACK YOU SWINDLERS….!

  54. GOOD NEWS FOR THIS CALIFORNIA HOMEOWNER-BORROWER—CERT FOR PUB CASE–FIDUCIARY DUTY-VERY UNIQUE CASE -JUNE 2013

    http://www.scribd.com/doc/150902761/2013-CERTIFIED-FOR-PUB-UNIQUE-CALIFORNIA-WIN-FOR-HOMEOWNER-MICHAEL-FULLER-v-First-Franklin-California-Court-of-Appeals-broker-fiduciary-duties-But

  55. Just saw a report from Egypt on CNN about the protests against their President Morsy. Protestors were holding up a giant sign that said Obama backs a terrorist regime. Wake up America. Pretty crazy that CNN would allow that protest sign to be shown. Everyone knows the media filters everything. Things are coming to a head.

    I saw Obamas speech about South Africa today. Obama looked pissed. All I know is I despise communism and all of its evil works. I am sick of the media spin on it and how they are trying to normalize it. It is all evil.

    Obamacare is totalitarianism, no doubt about that. I am FED UP with handing my hard earned money to foreign third party imposters AKA THE INTERNATIONAL GLOBALIST COMMUNISTS who are stealing from us in order to weaken us in order to fraudulently control us.

    That is what the America people need to wake up about. CNN’s Fareed Zacharia guests today trying to sell Russia & China’s spy policies to the American people. Goddamned commie crooks every one of them.

    If I were you neidermeyer, I would tell them you will accept no less than every payment returned to you plus clear title. Hang tough because these communist crooks robbed us and that is precisely why we can’t afford private healthcare insurance. These crooks want tattooed renter slaves to their gambling losses……. totalitarianism.

    Screw them and Screw that.

  56. Congratulations neidermeyer
    On the house. But ill tell you this iI pray my health continues thats my number one priority
    And it should be everyones. My mentor of mamy years told me this and i share this with as many of my patients who are ” open” to it she said ” deborah imagine yourself as a bowl of fruit- its ok to give awAy some fruit but to empty your bowl and all thats left is the bowl you can not crack up your bowl “. ( because then you have no bowl to fill up with fruit agsin) .while inlife there are many people you meet that want your bowl and then some, ive found that It gets the attention of some of my patients- hence i was given the analogy by a very wise person.

  57. @ Stripes ,

    Obamacare will kill us all … most people don’t yet realize that it puts the IRS in charge of collecting premiums and that they are granted direct access to ANY bank account of yours… debit at will!

    Our highest priority bill at our house is our health insurance premium and we are now paying $21k for a family of four , an increase of 75% in 2 years .. THANKS OBAMA!!! luckily my wifes employer pays $13K of that but it is still a huge burden … next year we go without an employer policy , they’ve announced that to stay in business everyone at my wifes level and below will have their hours cut so they don’t qualify for insurance… guess we’ll pay the obamacare “no insurance” penalty/fine if we get sick …

    On the bank fight front there is good news however .. they want to “negotiate” with me (fat chance) meaning they realize they have lost the case…

  58. If you want privacy you do not want OBAMACARE. OBAMACARE is foreign investor tyranny.

  59. GE..MICROSOFT….AT&T….IBM…HP…and the entire healthcare industry are all Commie, Nazi controlled privately held, publicly traded spy agencies who trade and share our personal information with each other. And those are just naming a few. All of the Corporate logos are hiding the foreign investor spy network and we are paying for it. They make Orwell sound like a simpleton.

  60. This link below does not tell the whole truth. These spies are intercepting and reading our text messages and all of our messages as we type them and blocking the ones they don’t like. Same with our e mails and all of our personal information. Spying is a serious illness by control freaks. Read more about what these crooks are doing at this link….

    http://www.propublica.org/special/no-warrant-no-problem-how-the-government-can-still-get-your-digital-data

    It is mind boggling how seriously ill these control freaks are…

    If you have nothing to hide you should not need to spy on anyone.

    Obviously these foreign imposters investor control freaks have a lot to hide if they are spying like crazy loons on all of us.

    This foreign investor spying is all tied to THE OBAMACARE FRAUD.

  61. They are ratting on themselves again…
    SECRET FISA COURT DEEMS THE CONSTITUTION IRRELEVANT – WELCOME TO SURVEILLANCE HELL..
    http://www.fourwinds10.net/siterun_data/government/new_world_order/news.php?q=1372516393

  62. The northsiders can have their gay pride parade. I will take my southside Irish parade any way I can get it.

  63. Those assignments of mortgage are all illegal conveyances because the Issuer never gave us notification of their alteration to the original contract by U.S. MAIL as the law requires. They also needed our express written consent…..a new contract needed to be issued to us that disclosed every aspect of the contract and our signature agreeing to allow them to racketeer with our Securities and we never gave our express written consent for anyone to racketeer with our Securities.

  64. You just never have no idea what the southside Irish are going to do. How dare they cancel our parade and think they could move us out of sight….

  65. Being Catholic does have its perks.

  66. Like I said USED KAR GUY….The southside Irish rock and you will never get it. Only we know why. We have a little secret and we’ll never tell anyone what it is. Then it wouldn’t be a secret now would it?

  67. and Gault, the fact that there were three assignments of mortgage, all after the filing of the foreclosure, one must something is amiss. You cannot transfer the same interest three different times.

  68. Chicago, Chicago that toddlin’ town…. and the home of 97.9 Classic Rock and the Mighty Blackhawks…the bears, the bulls and the white sox…not a fan of the northsiders though….they don’t get why the southside Irish rock and they never will.

  69. “investor hack”? what is really wrong with you?
    I’ll bet it’s hard to pronounce!

  70. usedkarguy posted a couple links to cases. One of them said:
    “The Debtors vehemently protest the fact that no assignment was recorded until after the foreclosure proceeding commenced. First, the timing with respect to the foreclosure case is irrelevant to the validity of
    HSBC’s proof of claim in this bankruptcy case. The assignment was executed prior to the bankruptcy petition, and one of the assignments was recorded prior to the petition.”
    The way I get this, and it gave me a headache to read I don’t mind saying, the bk court is saying the issues are RJ by the state court f/c ruling. Since a bk poc has different rules than state court proceedings, I’d be interested in the pleadings or appeal subsequent to this bk adjudication. I think you have my email if you want to send them. If not, please keep us posted.”

    Gault: a couple things: 1) the foreclosure judgment was withdrawn unilaterally by actions of plaintiff bank after they got my signature on the HAMP mod.there is no RJ on a judgment that has been withdrawn by the petition of the plaintiffs.
    2) The “second” assignment of mortgage was entered into the county record after we filed the BK; thus a fraudulent conveyance (as well as ultra vires, trust closed Sept 05)
    3) It is my belief that one more filing is another predicate act of fraud, which is holding them at bay. Over 120 days since they could have filed the MLS.
    4) I was a dummy not to appeal the foreclosure, but I did come back with a motion to vacate the judgment for fraud, which was denied, was an appeal-able judgment, but moot when they (Wells/HSBC) petitioned to re-open and vacate the judgment. Vacated is vacated.
    5) The BK judge called the HAMP a “settlement”. Problem is, that “agreement” was obtained under the duress and intimidation of the fraudulent foreclosure action.
    6) a. The HAMP documents were never returned to me (as required), voiding the alleged “settlement”.
    7) Should the HAMP be deemed “valid”, it re-affirms the loan documents at origination and eliminates the entire securitization structure from the equation. Therefore, Wells cannot hide behind the fictitious trustee and dodge my counterclaims.

    Kind of a trick bag, don’t you think?

  71. YOU ARE AN INVESTOR HACK USED KAR GUY….SAME THING AS ANY OTHER HACK WHO IS TRYING TO STEAL OUR SECURITIES.

  72. CRY ME A RIVER USED KAR GUY….There is nothing more important then the truth that is being told at this site. Sure the crooks are fleeing from the truth because they are all wantoned felons and good riddance.

    While the American people are distracted with bored games these third party investor felons are stealing all of their freedoms and their personal independence.

    The truth is fraudclosure is a protection racket for the third party foreign investors who are imposters to our Constitutional Republic and were never a party to anything but fraud and defrauding us.

    The investors hold nothing but worthless, not legally enforceable contracts and foreclosure is not an operation of law that makes fraud legal. Foreclosure does not magically turn our Securities into their possessions.

    OH HELL NO….!

  73. 92 posts from the bank hack

  74. Attn: Mr. Neil Garfield. When is “enough” enough?”
    I have been hearing from many people personally who are ignoring the site because of the psychobabble and endless drivel of stripes. There are many important happenings that are being missed; discussions relevant to Erobobo and Saldivar to name two. The combination of these two rulings (and especially Saldivar) are the probably the two best decisions to date, save MA Supreme Court ruling. Your site has been hijacked. Again, act before it’s too late.

  75. Don’t flatter yourselves by believing you are giving me a hard time. I am no coward and I am no dummy. I know these hard financial times are all manufactured by the third party foreign imposters who robbed us and are no fault of mine or my husbands. We did everything legitimately. We carried out our end of their fraudulently induced contract. They are who defrauded us under the false pretense that they were going to comply with that original contract and honor our signatures and our Securities but instead they dishonored us to rob us and gain unjust enrichment from us and others. I was never a party to that, and I for one will not settle for fraud and no one should.

  76. K.C. and Christine you two are so full of social injustice bullshit……You two can go play scrabble with each other for the rest of your days. As for me, I am getting my stolen wealth and hijacked titles back…..MY SECURITIES. Third party foreign imposters have no legal right to collect any money or property from U.S. citizens.

    Marriage Licenses issued by the State are another social injustice. A Marriage License is not a legally enforceable contract. We make our vows to each other before God or whoever we want to and the State has no legal right to tell us our vows are legitimate. Marriage licenses are not an operation of law or a legally enforceable contract that we sign.

  77. Do not forget Sorry, Monopoly and Canasta and Barbie of course! lol I didnt like Life either .. lol! A night at the Movies was going to the Drive In. We still have one left about 25 miles from here. My Grandkids are now taken there by their parents. I loved the Drive In Movies! Speaking of Movie… Its time to watch the one we rented … Lazy Boys are comfortable to!

    Good Night and Many Blessing to All!

  78. KC,

    Remember when people were playing games at night? Husband and i love scrabble. Kid grew up without TV. We played games. Chutes and Ladders, CandyLand. Dominos. I drew the line on “Life”. That game pissed me off. I was living life. Didn’t want to have to play it too!

    Life is grand!

  79. I am not trying to be tough on you Stripes,… We have been through our own tough financial times, there was a time when my husband was injured when another vehicle pinned him between the tailgate of his pickup truck when the other driver lost control of his own truck. I didn’t know where the money was going to come from to feed the baby or fill the fuel oil tank that winter. Our community was there with a helping hand for several months while my husband recouped … and the man still went back to work on crutches. Heck.. they sent the snow plow out for me when I went into labor with our second child that winter. That is why we give back now, …. one kind act deserves another … Pass It On! Share the Love!

  80. Thanks Christine! I feel Great! We have the Grill fired up for a late dinner. Amish Spinach & Cheddar and Buffalo Brats with Fresh Sweet Corn on the Cob. No Chicken tonight. lol. I hope you are having a Wonderful Weekend to!

    Stripes, we didn’t like having the price of water almost double a couple of years ago. So we use less(conserve). As far as the gas and electric, we use less (conserve) to stay within our budget. We grew up without cable tv and our children did to. Can you?

  81. What these foreign third party imposter crooks are really doing is rewriting the Social Contract….THE DECLARATION OF INDEPENDENCE ….. THAT WAS NEVER THE LAW OF THis LAND AND WAS NEVER SIGNED OR AGREED TO BY ANY OF US…..AND THESE IMPOSTERS ARE USING THAT SOCIAL INJUSTICE CONTRACT AS A SECRET WEAPON TO USURP OUR LEGAL RIGHTS …THE U.S. CONSTITUTION/BILL OF RIGHTS & IGNORE ALL OF THE LAWS OF THIS LAND.

    That is criminal by its intent to deceive…!

  82. These imposters want to give gay people legal rights they always had in order to deny us our legal rights. That is criminal by its deception. DOMA like everything these crooks have done is unconstitutional. We are dealing with very deceptive crooks who are committing many illegal acts against us. Nowhere in the U.S. Constitution does it say the citizenry are to be denied their legal rights under the laws of this land.

  83. Obviously these third party foreign imposters of evil were put here to dishonor us and criminalize us for their crimes against us. Well these communist agents of evil are never ever getting their greedy little criminal hands on my deeds, my Securities.

  84. You were put on this earth to be taught a life lesson. Life is not a entitlement program for crooks.

  85. The truth is your misery and I could not be happier to be the person who hands you your criminal asses on a red, white & blue platter.

    You third party foreign imposters are not entitled to anything in our Constitutional Republic…..!

  86. KC,

    Grandma owes that to herself. She came here, to this earth, to enjoy herself. Life is short. Enjoy it to the full. No one can do it for you. Happy people make others happy. Misery loves miserable company. Too much of that here.

    Proud of you!

  87. Pampered Myself Yesterday … A Spa Day, .. The Works!
    Spoiled Myself Today… Bought Myself New Clothes (not resale).
    Spoiled My Grandson today … Happy 6th Patrick! Glad you Love the Swimming Pool!

    Went to the Corvette Show with Hubby in My Mustang (Mothers Day Gift from Hubby Last Month).

    Grandpa Spoils Grandma…..
    Grandpa got $10G raise ….

    Grandma working hard to keep the Economy Going! :)

  88. Send me my checks and clear titles you third party investor crooks. You are wantoned securities fraud felons….!

  89. Who would have set this scam up? I know it’s not the Issuer… or their attorney’s because they already refused to do a short sale long ago. Who does the receiver work for? Obviously not the Issuing bank who issued the fraud and defrauded me and not their attorney’s. The investors crimes are growing deeper.

  90. Wouldn’t the U.S. States Attorney’s Office….PHREET BHARRARA’S OFFICE like to know these third party investors, these Imposters to our Constitutional Republic are using an unauthorized agent, the Receiver from my Commercial Property (who is supposed to be impartial to the case) to try and commit shortsale fraud with the tenant and sweep all of their criminal fraud under the rug. The third party Imposters said they would take $150,000.00 to sweep their fraud and criminal behavior under the rug and to ask us if we are willing to take the bait. We were told we would be given $150,000.00 under the table to walk away.

    Nice huh?

  91. SENDING OUT AN S.O.S……..BERNANKE AND THE FED ARE THIRD PARTY IMPOSTER FELONS TO OUR CONSTITUTIONAL REPUBLIC…..! THESE COMMIE FELONS ARE THE THIRD PARTY IMPOSTER FELONS WHO ROBBED US TO BUY UP THE CARCASES ….!

  92. YOU THIRD PARTY IMPOSTER CROOKS HAVE THE BALLS TO SEND YOUR EMPLOYEES THAT _ WE PAY_ OUT TO SHUT OFF OUR UTILITIES NOW THAT YOU COMMUNIST CROOKS ROBBED US INTO THE POORHOUSE …..ALL UNDER FALSE PRETENSES THAT WE OWE YOU CROOKS MONEY…. WITH NO PHYSICAL PROOF…..NO RECEIPTS… ALL ALONG YOU THIRD PARTY INVESTOR FELONS HAVE BEEN ROBBING US INTO ABJECT POVERTY…!

  93. Pay us back you dirty fuggers!

  94. Same with the third party city halls and village halls who are unauthorized agents who are collecting water bills for themselves and their third party investor friends with no receipts….! LYING THIEVING CROOKS…PAY US BACK WHAT YOU STOLE!

  95. How about it COM ED….PEOPLES GAS….COMCAST…..AT&T….ALL OF YOU CORPORATE CROOKS……YOU STATE TAXING SWINDLERS….WHERE ARE YOUR EFFING RECEIPTS THAT GIVE YOU THE LEGAL AUTHORITY TO LAY & COLLECT THESE TAXES AS A THIRD PARTY FOR YOURSELVES & YOUR FOREIGN INVESTOR CRIMINAL FRIENDS..? COUGH IT UP…OR PAY US BACK WHAT YOU STOLE FROM US…!

  96. SHOW US YOUR SECURITY YOU FALSE PRETENSES CROOKS…! SHOW US YOUR SECURITY THAT GIVES YOU ANY LEGAL AUTHORITY TO COLLECT ANY MONEY OR PROPERTY FROM US ….! YOU DON’T HAVE ONE…BECAUSE YOU ARE FOREIGN IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC..! PAY US BACK WHAT YOU STOLE & HIJACKED YOU IMPOSTER CORP OF FELONS…!

  97. Old blackwater keep on rolling right into the pits of hell…!

  98. SHOW US YOUR SECURITIES YOU CORP OF FOREIGN THIRD PARTY IMPOSTER CROOKS OR PAY ME WHAT YOU OWE ME YOU DIRTY FELONS!

  99. Do any of these CORPORATE agencies, their agents, INVESTORS politicians, lawyers, judges, utility companies, taxing bodies hold their own Securities? HELL NO THEY DON’T …THEY HIJACKED OURS….! THAT IS BECAUSE THEY ARE ALL HIDING THE LEGAL FACT THEY ARE ALL FOREIGN IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC AND NOTHING THEY DO IS LEGAL……WHY? THEY OWE WE THE PEOPLE INNUMERABLE AMOUNTS OF MONEY & THEY ALL BELONG IN PRISON FOR LIFE….!

  100. These clever third party imposter spies are the lowest common denominator of pi……….they are posing as every entity to steal everything from us. They are very deceptively posing as the Defendant …… the Judge and the Plaintiff. Nothing they are doing is Legal because they do not hold their own Security and they cannot hold their own Security because they are FOREIGN IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC THEREFORE NOTHING THEY ARE DOING IS LEGAL. IT IS ALL A SCAM.

  101. Evil Nazi Imposters are wearing many disguises. They are hiding in plain sight, in watchtowers known as the Patriot Act and the NDAA and are all around us using many spy tools, many deceptive names like their attorneys and judges as binoculars to spy on us and steal everything from us. They are playing all sides of the pyramid.

  102. THE TBTF CORP AKA CORPORATE AMERICA ARE FOREIGN IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC AND ARE NOT PROTECTED UNDER ANY LAWS OF THIS LAND….TBTF CORPORATE AMERICA ARE INCORPORATED UNDER FALSE PRETENSES THAT THEY ARE AMERICAN CITIZENS…..THEY ARE NOT….TBTF CORPORATE AMERICA ARE A CORPORATION OF FOREIGN IMPOSTER FELONS WHO HAVE NO LEGAL RIGHT TO COLLECT ANY MONEY OR PROPERTY FROM THE CITIZENRY OF THE U.S.A….!

  103. If these agents and their agencies cannot prove….VERIFY THEY HOLD THEIR OWN SECURITY …….NOTHING THEY ARE DOING IS LEGAL UNDER THE LAWS OF THIS LAND. They are Foreign Imposters to our Constitutional Republic. That includes the purchase of any of our securities, the collection of any payments or property from us or the collection of any fees, penalties, tax money or insurance money from us.

  104. DON’T TRUST VERIFY….IF YOU CAN NOT VERIFY DO NOT TRUST….!

  105. Their attorneys, judges and law enforcement agencies and agents as well. If they cover up, lie or violate your legal rights with an intent to harm you, you will know who these criminals are. They are the greedy criminal bastards who want to steal everything from us.

    Make them show proof anything they say or do is legal. Object to everything.

  106. Don’t trust the State Agencies or their Agents who failed to protect your Securities.

  107. The truth is this Foreign Corp of crooks want to get caught. It is all a catch me if you can game to them. That is why their programmers who get rich off their fraud are covering up for them. Their programmers, their foreign spies and spy agencies are the real and present danger to our Constitutional Republic.

  108. Boycott communist controlled Corporate America….A FOREIGN IMPOSTER TO OUR CONSTITUTIONAL REPUBLIC AND EXPOSE THEIR CRIMINAL FRAUD AND ALL OF THE CRIMINAL FRAUD OF THEIR LYING COMMUNIST CONTROLLED CORPORATE MEDIA.

  109. You don’t need a law degree to see OBAMACARE IS FASCISM. OBAMACARE IS FORCED COMPLIANCE BY TAXATION …..OBAMACARE IS FORCED COMPLIANCE THAT FORCES WE THE PEOPLE TO BUY HEALTHCARE FROM A FOREIGN CORPORATION WHO HAVE NO LEGAL RIGHTS UNDER OUR CONSTITUTION ….AKA TBTF CORPORATE AMERICA.

  110. Spying under false pretenses means spying for no legal reason….spying based on no law or fact that you are spying on another because they are a criminal intending to do harm to someone or no legal reason to suspect that person is a criminal intending to harm another. False based assumptions have no legal rights in the U.S.A.

  111. SPYING UNDER FALSE PRETENSES IS A FELONY…!

  112. INVASION OF PRIVACY IS NOT SECURITY….IT IS ILLEGAL….! NO ONE HAS A LEGAL RIGHT TO SPY ON ANYONE UNDER THE CONSTITUTION. THAT IS A VIOLATION OF OUR LEGAL RIGHTS!

  113. XFINITY/COMCAST an agent of the FOREIGN CORPORATE TBTF AGENCY AKA Corporate America says INVASION OF PRIVACY….IN THE FORM OF SPYING ON YOUR OWN KIDS IS SECURITY…! CORPORATE AMERICA ARE LIARS…FRAUDS & FELONS…!

  114. TREASURY INSPECTOR (INVESTOR) GENERAL SAYS LIBERAL GROUPS WEREN’T TARGETED BY THE IRS…… THE QUESTION IS WHY NOT IF THEY WERE USING A TAX SHELTER AKA THE TEA PARTY TO EVADE PAYING TAXES? WHAT OBAMA CALLS ….PAYING THEIR “FAIR SHARE.”

  115. THERE IS NO WINDOW DRESSING WITH U.S. PATRIOTS…!

  116. You ain’t seen nothing yet … and that’s coming from a long cool women who isn’t hiding behind a black dress…she’s wearing it.

  117. & BRICS ARE THEIR DECEPTIVE, CRIMINAL, FELONIOUS COMMIE FASCIST ROBBER BARON BUILDING MATERIAL…THEY ARE THE FOREIGN IMPOSTERS AKA TOO BIG TO FAIL CORPORATE AMERICA WHO ARE USING OUR STOLEN WEALTH THEY STOLE AS THEIR BRICS BUILDING MATERIAL…!

  118. Interest rates are rising and as to housing, that may not be a bad thing.. Groups of investors were taking advantage of the lower rates to snarf up thousands of homes. At higher rates, the homes are less likely to cash flow at market rent, making these purchases less
    attractive. And of course, their holding costs in general will be higher.
    We don’t need securitization. I’d rather be a renter than subjected to this scurvy. MERS has to go. Say no to a ‘MERS mortgage.’

  119. IN THE WORDS OF TOM PETTY….Let’s get to the point….let’s roll another joint….Corporate America AKA TOO BIG TO FAIL are FOREIGN IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC AND NOTHING THEY DO IS LEGAL…

  120. CNN asks ARE BERT & ERNIE GAY….? DECEPTIVE FOREIGN FUGGERS!

  121. Gee thanks for giving legal rights to gay people you deceptive, lying commie Nazis …while the legal rights of every American Citizen are being ignored!

  122. SECURITIES FRAUD IS A FELONY AND ALL OF THE AFOREMENTIONED FELONIES ARE A COVER UP FOR SECURITIES FRAUD BY THESE TBTF FOREIGN IMPOSTERS AKA CORPORATE AMERICA.

  123. These crooks always blame their felonies, their criminal neglect on their victims or call their felonies errors… That is a very deceptive form of robbery and is proof of intent to harm and that makes them criminals….FELONS TO BE EXACT and their criminal ACTS against us crimes….FELONIES….NOT MISDEMEANORS.

  124. 9/11…THE PATRIOT ACT…..THE NDAA….THE ONGOING ILLEGAL BAILOUTS OF TBTF….OBAMACARE….FRAUDCLOSURE …… NO AUDITS AND NO CRIMINAL PROSECUTIONS OF THE MASTERMINDS OF OUR ROBBERY WHO ARE THE ILLEGAL ALIEN KHAZAR COMMUNIST FRAUDULENT CONTROLLERS…AMNESTY FOR ILLEGAL ALIENS….ALL VERY DECEPTIVE FELONY FRAUDS…..

    THEIR ONGOING COVERUP IS BLOOD SEPSIS TO OUR CONSTITUTIONAL REPUBLIC.

  125. SEPTIC SHOCK IS SEPSIS… A DEADLY BLOOD INFECTION THAT IS A SILENT KILLER BY ITS DECEPTIVE SYMPTOMS. THESE COMMUNIST CROOKS ALWAYS IGNORE OR COVER UP THE UNDERLYING SYMPTOMS TO COVER UP THEIR CRIMINAL NEGLIGENCE, THEIR FELONIES THAT ARE ON THE FACE OF THEIR CRIMES.

  126. Your owner’s title insurance policy from the U.S. TREASURY DEPARTMENT IS AN AFFIDAVIT ON YOUR BEHALF THAT AUTHENTICATES YOUR DEED….YOUR TITLE AND EVERYTHING YOU CLAIM IS FACT…..THESE THIRD PARTY IMPOSTERS HAVE NOTHING BASED IN LAW OR FACT TO AUTHENTICATE THEIR FRAUDULENT CLAIMS.

  127. NO EX POST FACTO LAWS IN THE U.S.A…THAT MEANS NO AMNESTY FOR FELONS….AKA….ILLEGAL ALIENS…..THESE FOREIGN IMPOSTERS ARE STEALING EVERYTHING FROM THE CITIZENRY AND HAVE NO LEGAL RIGHTS UNDER OUR CONSTITUTION.

    NO OBAMACARE TAX LAW THAT INFRINGES UPON MY CONSTITUTIONAL RIGHTS….MY LIBERTY, FREEDOM & INDEPENDENCE …!

  128. These foreign imposters AKA TBTF CORPORATE AMERICA …these individual Khazar Nazi communist felons to our Constitutional Republic DO NOT WANT OUR GUNS…….THEY WANT OUR BULLETS….OUR BULLETS ARE THE U.S. CONSTITUTION THAT PROTECT OUR LEGAL RIGHTS UNDER THE LAWS OF THIS LAND.

    INSTEAD THESE WANTON FELONS WANT TO USE OUR OWN LEGAL RIGHTS….THE U.S. CONSTITUTION TO CRIMINALIZE US. THAT IS ILLEGAL BY ITS INTENT TO DECEIVE…

    GUNS ARE THE RULE OF LAW IN AMERICA AND ARE OF NO USE TO US WITHOUT OUR BULLETS, THE U.S. CONSTITUTION.

    TIME WE TOOK BACK OUR BULLETS…OUR LEGAL RIGHTS..
    GIMME BACK MY BULLETS…MY CONSTITUTIONAL RIGHTS …MY LEGAL RIGHTS…

  129. Taxation such as the OBAMACARE HEALTHCARE LAW are also unjustified, fascist and criminal. Under the guise of “affordable healthcare” …..A BIG FRAUD…..these foreign imposters have used lies as fact to pass a law that is affordable to no one in order to usher in complete communism……complete control of the citizenry.

    These TBTF frauds are very deceptively using our Constitution as a weapon to criminalize the citizenry. Nothing they do is legal.

    Therefore these foreigners, these illegal aliens do not deserve amnesty, they deserve prison for life because they are here to steal our legal rights and that is a deliberate Act against WE THE PEOPLE in which to steal everything from the citizenry..

  130. Illegal Aliens are criminals for coming here illegally. These very deceptive communist crooks want to run criminal background checks on criminals to justify the robbery of our legal rights and make fraud legal. Foreigners have no legal rights under our Constitution. That is why the criminals who robbed us want legal rights, AMNESTY FOR FOREIGNERS WHO ARE HERE IN AMERICA ILLEGALLY JUST LIKE THE FOREIGN CORP WHO IS ARE DBA AS AN AMERICAN CORP AKA CORPORATE AMERICA.

    THESE KHAZAR COMMUNIST CROOKS ARE FOREIGNERS, ILLEGAL ALIENS TO OUR CONSTITUTIONAL REPUBLIC, IMPOSTERS AND FELONS …TBTF ARE THE GREAT DECEIVERS OF MANKIND AND NOTHING THEY DO IS LEGAL.

  131. The evil doers do all of their evil works by deception. All of us and our lives are a big game to them. The crooks are trying to make fixes for fraud law in America and destroy all of our legal rights, our Constitution.

    These communists have committed many illegal Acts against us. 9/11, the Patriot Act, the insider trading robbery of our wealth, the illegal bailouts, the illegal foreclosure laws, the NDAA, OBAMACARE, Legal rights for illegal aliens who are criminals for coming here illegally, there are to many Illegal Acts against the citizenry to even mention.

    The truth is, there are no ex post facto laws in America, no law shall be passed that weakens the power of the people. These felons are again being very deceptive passing fake laws called “Acts” that are deceptive and therefore criminal.

    Therefore, nothing these crooks have done is legal. Not one thing.

  132. Loiuse re
    Austin fitts- love the tapeworm anaolgy
    And i easily relate to her comparison describing septic shock, where lifes blood is being shunted from the major organs ( due to decreased perioheral resistance ( that being the regulators metaphoricallly speaking) thus parallel as to why the economy is going to be moribund if we dont wake up.we cant sustain shock” mode much longer.
    Her analogy is great.

  133. Indeed louise,
    I said to prior council years ago ” who died and made mers king” you can not circumvent primary law there is a traditional procedure if you want to change THE law.

  134. Deb, MERS is basically completely illegal and was created to steal your property. MERS needs to go. If the judges were not being blackmailed through the NSA illegal spying, then things would be better for us. See some of Catherine Austin Fitts Youtube videos. She tells you like it is and that Lockheed Martin and other corporations and munitions manufacturers run our country.

  135. Its mers its mers its mers
    Industry owned
    We are renters anyway with tbe brainchild mers. Title is clouded. Period.
    A mortgage involves clear title clean not slandered

  136. Neighbors who were in Grant Park, Downtown Chicago today for the Blackhawks rally said their were sniper towers in Grant Park today and evil Nazi looking men watching the fans with binoculars.

  137. This article from Veterans Today is sure to send a cold chill up your spine… ILLUMINATI COUNCIL OF 13 HUMAN SACRIFICE DENVER COLORADO
    http://www.veteranstoday.com/2013/06/12/illuminati-council-of-13-human-sacrifice-denver-colorado/

  138. Communist Hyde Park neighbor of Obama Bill Ayers Toys Again With Authorship Of Obama Bio….
    http://www.wnd.com/2013/06/ayers-toys-again-with-authorship-of-obama-bio

  139. Michelle Bachmann talks about the consequences of amnesty for illegal aliens…..
    http://www.bizpacreview.com/2013/06/13/bachmann-we-will-never-again-have-a-republican-president-if-amnesty-passes-76811

  140. Amnesty for illegal aliens is a Khazar communist plot to destroy our LEGAL RIGHTS and our Constitutional Republic and make OBAMACARE, FORECLOSUREFRAUD, & THE TBTF ONGOING BAILOUTS LEGAL…! THE KHAZARS WANT AMNESTY FOR THE TBTF CORP OF FOREIGNERS BECAUSE THEY HAVE NO LEGAL RIGHTS UNDER THE U.S. CONSTITUTION…!

  141. CRYPTO (secret) KHAZAR LEADERS…
    http://www.davidicke.com/forum/showthread.php?t=96194

  142. These Khazar communists did exactly what Joni Mitchell said they were going to do in her song BIG YELLOW TAXI….”THEY PAVED PARADISE AND PUT UP A PARKING LOT.”

  143. THESE TBTF KHAZAR COMMUNIST CROOKS WANT TO TURN AMERICA INTO A FAIR HOUSING PROJECT THAT WE THE PEOPLE PAID FOR AND THEY ROBBED ALL OF THE VALUE FROM! SCREW THEM….AND SCREW THEIR SOCIAL FIXES FOR FELONIES…! DEMAND THEY PAY YOU BACK WHAT THEY STOLE & HIJACKED…..! THESE ARE YOUR SECURITIES….YOUR LIBERTIES …YOUR FREEDOMS….AND YOUR INDEPENDENCE THEY STOLE AND ARE HOLDING HOSTAGE!

  144. WHY IS IT THAT LIE & DECEIVE IS ALL YOU DO CHRISTINE…? YOU FELONS ARE CAUGHT RED HANDED YET YOU KEEP IGNORING THAT LEGAL FACT…! NOT ONLY ARE YOU AND YOUR COMMUNIST CRIMINAL FRIENDS MORONS YOU AND YOUR TBTF CRIMINAL FRIENDS ARE THE ESSENCE OF MORONS…!

  145. EXTRA….EXTRA …..READ ALL ABOUT IT……BRZEZINSKI SKETCHES “STRATEGIC VISION” FOR PUTIN’S KGB RUN MEDIA….

    http://www.jewishterrorism.com/brzezinski-sketches-strategic-vision-for-putins-kgb-run-media/

  146. Don’t address me moron.

  147. RED STATE REPUBLICANS OR BLUE STATE DEMOCRATS….BOTH ARE BEING FRAUDULENTLY CONTROLLED BY THE NAZI KHAZAR COMMUNISTS WHO ROBBED US AND ARE IN A PERPETUAL WAR AGAINST WE THE PEOPLE AND OUR CONSTITUTIONAL REPUBLIC AND HAVE BEEN SINCE OUR INCEPTION. NOTHING THEY EVER DO IS LEGAL.

  148. MEREDITH WHITNEY BLAMES BERNANKE THE PUPPET AND NOT THE TBTF KHAZAR COMMUNIST CROOKS HE WORKS FOR….

    READ ABOUT IT HERE…BERNANKE COSTS ILLINOIS $130 MILLION BLUE STATES IN PERIL….

    http://finance.yahoo.com/blogs/daily-ticker/bernanke-costs-illinois-130m-blue-states-peril-meredith-141918563.html

  149. MERS has no legal authority. TOO BIG TO FAIL MERS has NO RECEIPTS…!

  150. OH REALLY CHRISTINE? WHAT LENDER ARE YOU REFERRING TO? WE THE PEOPLE WERE THE LENDERS VIA THE U.S. TREASURY DEPARTMENT AND WE THE PROPERTY OWNERS WERE THE ONLY PARTY WHO COMPLIED WITH THE FRAUDULENTLY INDUCED CONTRACTS.

    PAY US BACK WHAT YOU STOLE FROM US YOU TBTF KHAZAR COMMIE CROOKS ….!

  151. From whom does MERS get its orders to execute an assignment? No one. That’s the two-word answer that isn’t going to change. The secn trustee sure as hey isn’t going to tell MERS to execute an assgt years after a cut-off date and it’s not the proper party to do so, anyway. That order has to come from the last noteowner, not its alleged current owner (unless you buy Carpenter, which obviously, I don’t in favor of the statue of frauds). No one tells MERS to do anything. The servicer decides when an assignment should be done, pays its fees to MERS, and then has its Hultman- appointed straw officer execute an assignment in MERS’ name. A problem is that an assgt 9of a deed of trust, not a note as to this law) by a corporation is a done deal when executed by a such and such of a corporation. All these straw officers allege to be those such and such’es of MERS, meaning that whatever interest MERS has (as if) is conveyed to the assignee. But they’re not MERS’ such and such’es. I don’t know why this attack hasn’t been made except in that one case I forget last year wherein the court said “not” – the servicer’s straw officer is not an officer of MERS.

  152. No coincidence I’m sure Meredith Whitney who blew the whistle on the MUNI BONDS SCAM was on CNBC’s KUDLOW tonight. She blamed the banks but I blame the Khazar communist TBTF crooks just as much. THE ENTITLEMENT PEOPLE…THE BOARD OF DIRECTORS…

    If it keeps on rainin’ the levi’s gonna break…if it keeps on rainin’ the levi’s gonna break….cryin’ won’t help ya..cryin’ won’t do ya no good…I’m goin’ to Chicago….Chicago….goin’ down…goin’ down down…goin’ down…

  153. The other day, someone here (ukg?) referenced the Duke v Nationstar case, in which the court held for the homeowner about discovery. After two motions to compel (why two? second one should have been to show cause imo) gee, guess what? They settled. Good for Duke. Not so good for the rest of us. Can’t blame him, I guess.

  154. I already explained it MS…..TBTF overissued investments in the Securities of the PUBLIC SECTOR….the public sector pension funds….the PUBLIC SECTOR PENSION FUNDS were another ponzi scheme for the benefit of the TBTF worthless bondholders and the TBTF investors who were sold the crap investments. TBTF did this scam with anything with a revenue flow and even things without a revenue flow ….an ex stockbroker revealed this scam in the CNBC documentary HOUSE OF CARDS.

  155. I agree MS, but the outcome is the same. Being unfamiliar with some the “lingo” is an issue, but the fact is: I will stop paying again and they can spend, this time, 7 figures, because the intent is proven now. Of course it was always their intent to foreclose…got lucky and caught them and my paperwork is irrefutable…paying my auto insurance too. LOL

  156. from C’s paula rush link (for some eye openers regarding litigation, start at no. 61). From MERS:

    “Pursuant to Rule 9, Section 1(b) of the Rules of Membership, MERS has “no ownership rights whatsoever in or to any information contained on the MERS¨ System.” It is our position that the information contained on the MERS¨ System is the private, proprietary property of our Members, and that the information should be produced, if at all, by the Member who owns the information.”

    Really? MERS doesn’t “own” the info, and further, it’s proprietary for others? (For whom? One particular member? Any / All members?) This is a load and a half. MERS’ computer database is a private set of books, and as thee originator, provider, and owner of this private set of books, MERS (MERSCorp) certainly has some, in fact, primary responsibility and liability for those entries and the system. That its members make the (voluntary) entries into the private set of books changes nothing; it doesn’t change the fact that it’s MERS’ or MERSCorp’s private set of books. I’ve already said ftr that it’s illegal to make false entries in private sets of books, so if those entries don’t reflect f a c t s, an illegal act has occurred.

    MERS, in this linked material, appears proud of the fact that it has never divulged the information entered in its private set of books, standing on the absurd proposition that it belongs to others and therefore has no obligation. I don’t care what MERS said in its membership agreement: MERS (or MERSCorp) is the proprietor and owner of the information in this private set of books. MERS tells its members how to handle supboena’s to MERS. Don’t miss it – read their m.o.

    And if that doesn’t have me seeing red, knowing that MERS also disclaims the accuracy of the information entered into its private set of books, as voluntary acts by its members with no oversight, and yet allows members’ (and Lord knows who else) straw officers to yet assign interests in our homes in MERS’ name makes me see double-red. MERS says “we don’t know if this info is correct, but you go on ahead and use this info (or not) to assign dots in our name”. Only in America” has taken a new meaning, and as I asked elsewhere, are we taking drugs and if not, why not?

  157. MS,

    Show me the money trail. Show me the accounting. I still firmly believe that there lies the answer. And I’m not the only one. Ask that question and you won’t get past the lender. Lender can show you what he paid but can’t show you where his money came from. Can’t show you who reimbursed him for what he advanced. Can’t show you how he was able to cut a check to the seller, other than as an advance he made out of his own account. It gets blurry pretty fast after that.

    Documents can be forged any day of the week. Money trail doesn’t lie.

  158. When the higher payment is not made, (accounting only)..then comes the payment default. The payment default is the trigger.

    I just spent 3 years with BOA over a suspense account, which triggered a default.

    Trust me – suspense account did not trigger a default …it was the tool or device causal to purported Right and Election to trigger ….these are th enecessary instrumnetitleis spoken of in TARP and Emrg. Econ Stabilize Act. of October 2008.

    registerclaims@live.com

    ——————————————————————————

    Food for thought

    …..Tell them the truth …they are the ones who engaged me ! So how come they never ask me for any help….Instead they attack and I’m left with nothing to say in their defense

    Its tough being a nominee……….

  159. Stripes

    THE PUBLIC SECTOR PENSION SCAM IS THE SAME SECURITIES FRAUD SCAM AS THE MBS/MERS SCAM

    Why how …explain …

  160. This is a client’s case that dates back to 2009

    INTRODUCTION
    Plaintiff and appellant appeals an order denying RUSSELL her motion to set aside the judgment in favor of defendants and respondents Deutsche Bank National Trust Company as Trustee under Pooling and Servicing Agreement Dated as of June 1, 2007 Securitized Asset Backed Receivables LLC Trust 2007-BR5 Mortgage Pass-Through Certificates, Series 2007-BR5 (Deutsche Bank) and Barclay’s Capital Real Estate Inc., doing business as HomEq Servicing (HomEq).

    If you cannot answer these questions, I don’t see how you can plead the case?

    1. Who is the Lender?
    2. Who are the successors?
    3. Who is the trustee?
    4. Who are the beneficiaries?
    5. Who are the holders?
    6. What are the trust assets?
    7. How are the assets placed into trust?
    8. Who is the grantor?
    9. How are asset conveyed?
    10. What is the “subject to” conditions of trust?

    I testified in this matter back in 2009 (limited civil matter) and …well, these folks had better ideas and went there own way. It was recently brought before the CA appellate court and denied [listed as NOT TO BE published.]

    I’m still asking plaintiff, if you cannot link the court cover sheet identifying Defendants to requirements for responding to the above 10 questions, I don’t see how you can plead the case or even take it this far?

    LEAVE A RESPONSE
    registerclaims@live.com

  161. I don’t know when i started receiving Rappoport news. Usually discard them right away. For some reason, I read this one. Right on the money… And confirms what Kay Griggs has endangered her life saying.

    June 28, 2013

    by Jon Rappoport

    http://www.nomorefakenews.com

    Every director of the NSA is a general or an admiral.

    The NSA is organized under the US Dept. of Defense.

    Imagine that you are a powerful player who straddles two worlds—the Dept. of Defense and the private sector where corporate defense-contractors live and flourish.

    You’ve served many times in both arenas. Your name is Mr. Military Industrial Complex.

    Your mission is war.

    The reasons for war don’t matter. Reasons can be invented at the drop of a hat. You want endless armed conflict.

    That’s how you make your money. That’s how you express your impulses. That’s your single obsession. That’s how you forward Empire.

    You don’t have to justify what you do or consult your conscience. Those days, if they ever existed, are long past. You’re a war-monger and you’re proud of it.

    Your basic challenge, on behalf of the military industrial complex, is working the political machinery in Washington—the Congress, the president, the two major Parties—in order to make war happen.

    One day, you look around and you say, “I have a whole super-agency at my disposal. It’s organized under the Dept. of Defense. It-called the NSA. It spies on everybody all the time.”

    You realize you can use the NSA to collect endless amounts of information on Congress, the White House, the president, the press, and the Democratic and Republican leadership.

    Well, the NSA is already doing that.

    So the question is: will you use that explosive information, that very private information gained through spying, to coerce these politicians to go to war when you want to go to war?

    Is the Pope Catholic?

    Of course you’ll use it. You’d be a complete fool not to.

    In fact, in the long run, this may well be the most important function of NSA.

    Yes. Given your overriding mission in life, it is the most important function of NSA.

    It’s job number one.

    So you’re going to make sure the resources of the NSA are tuned up quite effectively to extract the information you need.

    It’s called blackmail.

    It’s called extortion.

    It’s beautiful.

    It’s the natural use of the NSA, within the overall structure of the military industrial complex.

    There are always recalcitrant members of Congress and reluctant presidents who could use a push to go to war.

    These politicians, the overwhelming majority of them, are criminals. Let’s face it. They’re remarkably indifferent to human life.

    They cheat and lie and steal. They have private secrets. They commit acts that would, if exposed, embarrass them and destroy their pathetic careers.

    They’re wonderfully fertile targets for spying and blackmail.

    You have the spear. The leading point that can penetrate those secrets.

    The NSA.

    The logic is perfect and complete.

    So you really have two enemies or targets. One, the foreign nation you intend to invade, and two, the politicians you need to convince to support that war.

    In light of your latter target, the politicians, these words of Sun Tzu (The Art of War) take on new meaning:

    “Attack [your enemy] where he is unprepared, appear where you are not expected.” For example, in a Senator’s hotel suite, with video capability, while he is in the arms of a hooker.

    “The general who wins the battle makes many calculations in his temple before the battle.” For example, calculations focusing on politicians’ offshore bank accounts.

    In the era of kings and queens, the monarch’s court was rife with intrigue and extortion. We labor under the misapprehension that this has all been cleared up and swept away in the time of “open government.”

    Nothing could be further from the truth.

    Only means and tools have changed.

    Relentless PR projected at the public makes a case for honest, honorable, and embattled politicians. Secondary layers of PR make the case that rabidly morbid partisanship infects political life.

    Both of these psyops are cover stories.

    The core truth is harsher. Politicians are, overwhelmingly, creatures who have decided whom to sell their souls to.

    That’s who they are. People of this stripe always wander off course in their private lives.

    The NSA is there to record the wanderings and compile the secrets.

    NSA is the elephant in the infested room called Washington.

    It remembers everything.

    War is war, and preparing to go to war is also war. The military industrial complex needs the NSA to close the deal.

    Spying, blackmail.

    This is how politicians’ arms are twisted and war is guaranteed.

    Things aren’t left to chance. It isn’t, “Maybe some day we’ll go to war or maybe we won’t.”

    The military industrial complex sells death. It’s backed up by the largest spying agency in the world, who has red-hot files on politicians’ scandalous private behavior.

    From Russ Tice, former intelligence analyst with 20 years of experience at NSA, the US Air Force, the Office of Naval Intelligence, and the Defense Intelligence Agency, in a June 2013 interview with Boiling Frogs:

    “They [NSA] went after [spied on] — and I know this because I had my hands literally on the paperwork for these sort of things — they went after high-ranking military officers; they went after members of Congress, both Senate and the House, especially on the intelligence committees and on the armed services committees and some of the — and judicial…

    “They went after lawyers and law firms. All kinds of — heaps of lawyers and law firms. They went after judges. One of the judges is now sitting on the Supreme Court that I had his wiretap information in my hand. Two are former FISA court judges. They went after State Department officials. They went after people in the executive service that were part of the White House — their own people.

    “Here’s the big one… this was in summer of 2004, one of the papers that I held in my hand was to wiretap a bunch of numbers associated with a 40-something-year-old wannabe senator for Illinois. You wouldn’t happen to know where that guy lives right now would you? It’s a big white house in Washington, D.C. That’s who they went after, and that’s the president of the United States now.”

    Jon Rappoport

    The author of two explosive collections, THE MATRIX REVEALED and EXIT FROM THE MATRIX, Jon was a candidate for a US Congressional seat in the 29th District of California. Nominated for a Pulitzer Prize, he has worked as an investigative reporter for 30 years, writing articles on politics, medicine, and health for CBS Healthwatch, LA Weekly, Spin Magazine, Stern, and other newspapers and magazines in the US and Europe. Jon has delivered lectures and seminars on global politics, health, logic, and creative power to audiences around the world.

  162. THE PUBLIC SECTOR PENSION SCAM IS THE SAME SECURITIES FRAUD SCAM AS THE MBS/MERS SCAM.

    Poppy…..they have no legally enforceable contracts…..they are being very deceptive insuring our Securities. TBTF has no legal right to collect any payments from us for taxes or anything because they don’t have the TRUSTEES RECEIPT..!

  163. PUBLIC SECTOR PENSION FUNDS ARE A PONZI SCHEME WITH PEOPLES PENSION MONEY……THE CROOKS OVERISSUED BONDS IN PEOPLES PENSION MONEY….! SAME SCAM AS THE MBS’s….MULTIPLEDGING OF OUR SECURITIES! MORE SECURITIES FRAUD ON STEROIDS! THEY ARE ROBBING US TO PAY THE WORTHLESS BONDHOLDERS….WHO ARE TBTF…!

  164. The escrow shortages are not applied to the note. They are applicable to the agreement one made to carry certain items and added to a separate account, thereby added to the payment. When the higher payment is not made, (accounting only)..then comes the payment default. The payment default is the trigger. I just spent 3 years with BOA over a suspense account, which triggered a default. The entire game was to foreclose…they didn’t get it this time, but have sent me a bill stating (this is after a lawsuit that cost them $70,000 and loss of payments) *items with **** are to be paid by the lender, BOA-N.A. (not possible) saying my homeowners will be paid by them. Now, my HO and Auto are hooked to the same policy, so if there is a balance it pays my auto insurance AND the wind and hail are not included, nor is my taxes…So, I am waiting for them to pay the policy and we will be right back in court, once again and no payments will be made, until it is corrected.

  165. GOT PUBLIC SECTOR PENSION FUND TRUST RECEIPTS? OH HELL NO TBTF DO NOT HOLD THOSE EITHER …..!

  166. THE TRUTH IS….THE PUBLIC SECTOR PENSION FUNDS NEVER EXISTED….PUBLIC SECTOR PENSION FUNDS ARE PAID BY THOSE WORKING RIGHT NOW….PUBLIC SECTOR PENSION FUNDS ARE ROBBERBARON FOR THE RICH….! SHOW US THOSE TRUSTS…..! THEY NEVER EXISTED…!

  167. WHO STOLE ALL THE PUBLIC SECTOR PENSION MONEY….? THE KHAZAR COMMUNIST CROOKS AKA TOO BIG TO FAIL…!

  168. CNBC REPORTING…….IN ILLINOIS 75 CENTS OF EVERY DOLLAR GOES TO STOLEN PUBLIC SECTOR PENSION FUND MONEY…..!

  169. christine – you recently posted a link about mers from paula rush, which i was reading and lost. It included info from nye l. Will you please re-link it? thanks

  170. ALL OF THOSE CREDIT PAYMENTS WE ARE PAYING ARE A FRAUD ….ALL A PSY OP BY THESE TBTF KHAZAR COMMUNIST CROOKS…All of the hyperinflated cost of living increases and tax increases are unjustifiable and illegal..from the products we consume to the utilities we use…..ALL OF OUR MONEY is going right in the hands of these TBTF KHAZAR COMMUNIST CROOKS..

    I am certain there are many judges of khazar decent or are being governed by the communist khazars. No matter, nothing they are doing is legal under the laws of this land.

    TOO BIG TO FAIL ARE ENTITLED TO A BIG FAT ZERO….!

    THESE TOO BIG TO FAIL KHAZAR COMMUNIST CROOKS ARE USING OUR GOVERNMENT AND OUR COURTS TO OPENLY VIOLATE OUR LEGAL RIGHTS & STEAL EVERYTHING FROM US.

    SEND ME MY CASHIERS CHECKS OR MONEY ORDERS TOO BIG TO FAIL…….UPON MY DISCOVERY OF YOUR CRIMINAL INTENT TO PERMANENTLY HARM ME…… AND THE HARM YOU HAVE ALREADY DONE TO ME & MY FAMILY BY YOUR INTENT TO DECEIVE…. I DEMAND FULL PAYMENT AND CLEAR TITLES FOR THE MONEY YOU STOLE FROM ME PLUS DAMAGES FOR HARM DONE & PERMANENT HARM INTENTED YOU TBTF CROOKS & SCAMMERS….!

    I…AS A NATURAL BORN CITIZEN OF THE U.S.A…..WHOSE LEGAL RIGHTS ARE PROTECTED UNDER THE U.S. CONSTITUTION AND I AM PROTECTED BY ALL OF THE LAWS OF THIS LAND AM HEREBY INVOKING THE RULE OF LAW AND I AM ACCELERATING THE RULE OF LAW AND THIS IS MY NOTICE OF DEFAULT TO YOU TOO BIG TO FAIL….!

    YOU LOUSY FILTHY SPY RING OF FELONS…..!

    I KNOW YOU ARE READING THIS NOTICE OF DEFAULT & DEMAND FOR PAYMENT & YOU KNOW WHO I AM…..PAY ME BACK WHAT YOU STOLE & HIJACKED FROM ME & MY FAMILY..!

  171. usedkarguy posted a couple links to cases. One of them said:

    “The Debtors vehemently protest the fact that no assignment was recorded until after the foreclosure proceeding commenced. First, the timing with respect to the foreclosure case is irrelevant to the validity of
    HSBC’s proof of claim in this bankruptcy case. The assignment was executed prior to the bankruptcy petition, and one of the assignments was recorded prior to the petition.”

    The way I get this, and it gave me a headache to read I don’t mind saying, the bk court is saying the issues are RJ by the state court f/c ruling. Since a bk poc has different rules than state court proceedings, I’d be interested in the pleadings or appeal subsequent to this bk adjudication. I think you have my email if you want to send them. If not, please keep us posted.

  172. kalifornia – so we agree, at least I think so or mostly. I still hold that If an escrow shortage causes a prom note to be in default, it’s not a negotiable instrument, having conditions other than what is stated in the note. Wherever they put an add’l condition, and certainly when it’s acted on by defaultng a note (the note is what’s allegedly in default, not the dot per se), it undermines the note as negotiable imo. The
    “evidence” is that they show the note in default for an escrow shortage, not a shortage of p & i – because they chose to apply a payment first to the (alleged or real) escrow shortage. I understand what you said about “supposed to apply payments received to p & i first. I don’t believe there’s a claim -under the note – for escrow advances. .If there’s a claim for an escrow shortage, it’s not under the note and thus the note is not in default for an alleged – or real – escrow shortage: there may be (big may here) be a claim, but it’s not under the note. I look forward to your points and authorities.

  173. WELLS & CHASE ARE FOREIGN CONTROLLED IMPOSTERS WHO POSE AS AMERICAN BANKS……THEY ARE FORIEGNERS… FUNDED BY US UNDER THE FALSE PRETENSES OF A CORPORATE BANKING CHARTER… TOO BIG TO FAIL ARE A CENTRALIZED GROUP OF KHAZAR COMMUNIST INDIVIDUALS WHO FRAUDULENTLY CONTROL AND SPY ON US BY MANY PROXIES…TBTF ARE ALL FRAUDS & FELONS….THIRD PARTY IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC WHO HIDE BEHIND THE CORPORATE LOGOS & NOTHING THEY DO IS LEGAL UNDER THE LAWS OF THIS LAND.

  174. @ johngault: “comments about people being put in default over escrow shortages . . . by }} Pretender Lender (“PL”) {{ ”

    At least some DoT(s) have contractual language indicating an order of priority by which the PL must contractually apply monthly payments/monies, ordinarily (1) principal, (2) interest, (3) an escrow account for PROSPECTIVE taxes/insurance/liens/etc.

    Also, there may be some provision(s) where: IF, for whatever reason, the PL voluntarily chooses to ADVANCE payment on a lapse, arrearage, deficiency, postponement, or default of RETROSPECTIVE taxes/insurance/liens/etc., THAT/THOSE RETROSPECTIVE ADVANCE(s) may/are/will be added to the end of the loan, once performance and satisfaction of the Promissory Note has occurred, first. }}} under the current state of affairs, if ever ???? {{{

    Instead, a PL voluntarily chooses to ADVANCE a lapse, arrearage, deficiency, postponement, or default of RETROSPECTIVE taxes/insurance/liens/etc., and then manufacture/force an alleged default by discretionarily (with superior knowledge and foreknowledge of foreseeable consequences) mis-applied/misappropriated/diverted borrower’s monthly payments/monies into a “suspense account” in order to: (1) front-loading immediate reimbursement of RETROSPECTIVE ADVANCE(s), (2) knowingly spike the borrower’s monthly payments/monies allegedly due, (3) manufacture a default, and (4) initiate and accellerate a power of sale.

    In other words, a PL is acting with foreknowledge of the forceable consequences of injury to the borrower on the basis of misusing an RETROSPECTIVE escrow shortage/issue/dispute as the grounds for capriously converting borrower’s contractual and property interests inthe proper application of payment/monies.

    Points and Authorities to follow in the future.

  175. If the spies blocked that link….google it…..the article says THE ANTIDEFAMATION LEAGUE IS A COMMUNIST SPY RING…….

    The author of the book the Synagogue of Satan Andrew Carrington Hitchcock says Corporate America is an INTERNATIONAL COMMUNIST SPY RING….they hide behind trustworthy American sounding names like AT&T …COM ED…..NICOR GAS….COMCAST……YOUR LOCAL VILLAGE & CITY HALLS….TARGET….KMART….THE GAS STATIONS….AND ROB & SPY ON ALL OF US.

    Funny yesterday the local JEWEL grocery store announced to its customers they are eliminating the JEWEL DISCOUNT CARD BECAUSE THEY ARE “UNDER NEW OWNERSHIP”…..

    MAKE NO MISTAKE…THEY ARE ALL FUNDED BY US AND ARE FRAUDULENTLY CONTROLLED BY THE KHAZAR COMMUNISTS!

  176. EXTRA EXTRA READ ALL ABOUT IT….CLASS ACTION SUIT ACCUSES THE ANTI DEFAMATION LEAGUE (ADL) OF BEING A COMMUNIST SPY RING FOR THE KHAZAR CROOKS WHO ROBBED US…!
    http://articles.latimes.com/1993-04-15/news/mn-23708_1_adl-spy-ring

  177. CORRECT TYPOS….LARRY KING NOW HAS HIS OWN KHAZAR COMMUNIST PROGRAM ON RUSSIA TODAY….(RT NEWS)…..LARRY KING IS A FRIEND OF KHAZAR CROOK… $70 BILLION DOLLAR VLADIMIR PUTIN.

  178. LARRY KING EX CNN TV TALK SHOW HOST IS AN IMPOSTER…..THE SO CALLED KING OF ALL MEDIA NOW SHOW HIS OWN KHAZAR COMMUNIST PROGRAM ON RT NEWS (RUSSIA TODAY)….! LARRY LING IS A FRIEND OF $70 BILLION DOLLAR VLADIMIR PUTIN..!

  179. TBTF ARE RUNNING OUT OF PLACES TO HIDE THEIR CRIMINAL FRAUD…LIES AND DECEIT. THEY ROBBED US OF OUR WEALTH AS THIRD PARTY IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC & HIJACKED OUR SECURITIES AKA OUR DEEDS.

    TIME WE THE PEOPLE, AS INDIVIDUALS, SENT TOO BIG TO FAIL A NOTICE OF DEFAULT & DEMAND FOR PAYMENT LETTER.

    THEY ARE THE THIRD PARTY IMPOSTERS FRAUDCLOSING ON ALL OF US.

  180. TOO BIG TO FAIL ARE A FOREIGN CORP OF INTERNATIONAL COMMUNISTS DBA CORPORATE AMERICA. THIS TOO BIG TO FAIL CORP OF INDIVIDUALS ARE WANTONED FELONS……THEY ARE A SPY RING WHO HIDE BEHIND NAMES YOU CAN TRUST LIKE THE ANTI DEFAMATION LEAGUE AND ARE WORKING AS A THIRD PARTY AGENT FOR $70 BILLION DOLLAR VLADIMIR PUTIN AND HIS KHAZAR CRIMINAL FRIENDS AROUND THE GLOBE TO STEAL EVERYTHING FROM US.

    NOTHING THEY DO IS LEGAL, MORAL OR ETHICAL UNDER THE LAWS OF THIS LAND. THE U.S. CONSTITUTION DOES NOT PROTECT FOREIGN CRIMINALS….TBTF ARE MPOSTERS TO OUR CONSTITUTIONAL REPUBLIC… TBTF ARE AKA THE SYNAGOGUE OF SATAN.

  181. Black hole doing its job… Poof!

  182. I wonder how many judges are cashing in their BofA and Citi stocks today?!

  183. Who are you working for? I see lots of articles on the Internet about banking collapses??

  184. TOO BIG TO FAIL ARE A FOREIGN CORP OF CRIMINALS WHO OWE WE THE PEOPLE A TON OF MONEY…..AND CLEAR TITLES TO EVERYTHING……..! MERS IS THE WHORE OF BABYLON…!

  185. TOO BIG TOO FAIL ARE ILLEGAL ALIENS & IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC…..TBTF ARE ILLEGAL ALIENS WHO ARE HIDING WITHIN OUR CONSTITUTIONAL GOVERNMENT AND THEY ARE WHO WANT LEGAL RIGHTS FOR ILLEGAL ALIENS….!

    CDIMINALS, FOREIGNERS & ILLEGAL ALIENS HAVE NO LEGAL RIGHTS UNDER THE U.S. CONSTITUTION….!

  186. WE ARE ALSO WELL WITHIN OUR LEGAL RIGHTS TO DEMAND THE INDIVIDUALS WHO COMPRISE TOO BIG TO FAIL PAY US BACK WHAT THEY STOLE & HIJACKED FROM US.

  187. The law requires TOO BIG TO FAIL produce the Security. This is the UNITED STATES OF AMERICA….NOT STALINS RUSSIA OR HITLERS GERMANY.

    What the individuals hiding behind TOO BIG TO FAIL are hiding is….. WE THE PEOPLE ARE IN FACT, THE HOLDERS OF THE SECURITIES…AKA THE DEEDS…WHY ARE TBTF hiding that LEGAL FACT….THAT LEGAL PROOF….? Because TBTF OWE the SECURITIES OWNERS…..WE INDIVIDUALS AKA WE THE PEOPLE A TON OF MONEY & CLEAR TITLES….

    TBTF WERE CRIMINALLY NEGLIGENT IN THE TAKING & PAYING OF THE INSTRUMENTS …..OUR SECURITIES AND THEY DO NOT WANT TO PAY US BACK WHAT THEY STOLE & HIJACKED. TBTF DOES NOT WANT TO BE FORCED TO COMPLY WITH THE LEGAL REMEDY FOR THEIR OWN CRIMINAL NEGLIGENCE BECAUSE THEY ARE ILLEGAL ALIENS….FOREIGN IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC WHO THINK THEY ARE ABOVE THE LAWS OF THIS LAND.

    INTENT TO DECEIVE BY TBTF AKA CORPORATE AMERICA…..IS ON THE FACE OF THEIR FC COMPLAINTS AND ON THE FACE OF ALL OF THE DOCS.

    THE TBTF CONTROL FREAKS BY PROXY DO NOT OWN ANYTHING AND THEY ARE THIRD PARTY IMPOSTER FELONS…THEY ROBBED US AND HAVE HIJACKED OUR SECURITIES & WE THE PEOPLE ARE WELL WITHIN OUR LEGAL RIGHTS TO MAKE THEM PRODUCE THE TRUSTEES RECEIPT WHETHER IT IS A JUDICIAL OR NON JUDICIAL FRAUDCLOSURE.

  188. egg and kc – from comments each of you has made at this site, imo, it’s likely both of you were the victims of predatory lending. When a loan is being processed, as part of that process, a tax certificate is ordered from the county (generally by the title company as I recall). Among other things, that cert tells what the current tax amt is There’s a poss both of you live in counties which jack the taxes up upon sale (based on the sales price). You might check. If refi, that shouldn’t apply. If it didn’t apply, I really think there’s a good possibility your taxes were understated on the 1003 application as well as on the HUD 1 settlement statement so you would qualify and or like your payment. (more likely qualify). The escrow shortage and your ensuing headaches in that case were a given. It’s predatory and it’s garbage.
    What’s to do about it at this point, got me, but anyone else getting a loan these days should check with the county about those taxes, especially if you’re tight on qualifying or your ability.

  189. I was reading some older comments about people being put in default over escrow shortages. I suppose it’s an old argument, but I just can’t see how these notes qualify as negotiable instruments if the non-payment of a separate obligation – taxes and insurance – can put one in default on the note. Escrow shortages are added to the balance of the loan (as alleged by servicers), but they don’t really affect the balance of the note. The note says the payment on it is X, and that X is principle and interest.

  190. there is something else behind this
    somewhere
    maybe big gov getting bigger
    time will tell
    people are sick of it
    very sick of it

  191. Wow, I looked all over the Internet and your site is the ONLY one reporting the possibility of a BofA/Citibank collapse and then a Wells Fargo/JP Morgan Chase takeover. I took a look at the “Full Story” provided (albeit brief) and not an inkling that BofA and Citi are going to collapse.

  192. “…the banks are stonewalling access to the money trail…”

    Right, Neil. They don’t have to show the money trail. The judges don’t care about the money trail. The judges don’t care about the “real creditor”. The courts are captured by you-know-who…just like everything else.

  193. Optimistic, indeed. More people dare sue banks, big pharma, chemical industries, etc. We’re waking up.

    http://www.wibwnewsnow.com/wheat-farmer-files-suit-against-monsanto/

    Wheat Farmer Files Suit Against Monsanto
    by Associated Press on June 26, 2013 at 4:38 pm
    wheat

    Another lawsuit has been filed against seed giant Monsanto over last month’s discovery of an isolated field of genetically engineered wheat in Oregon.

    Kansas wheat farmer Dan Brown sued Monsanto on Tuesday on behalf of himself and potentially thousands of other growers. The Seward County resident’s lawsuit is seeking class-action status.

    It’s at least the third lawsuit filed against St. Louis-based Monsanto this month over the release of the experimental wheat. Kansas farmer Ernest Brown individually sued the company, and another lawsuit seeking class-action status was filed in Washington on behalf of growers of soft white wheat.

  194. And meanwhile… the quiet revolution follows its course. I am very optimistic that we are in the tail of the comet and simply looking at the unraveling of what was planned for humanity. We probably came very close but it won’t happen. Humanity has never been suicidal as a species.

    Friday, June 28, 2013
    Monsanto GMO crops set ablaze in Oregon, FBI investigating

    “Except for scant local coverage, GMO crops said to belong to Monsanto were set ablaze in Oregon. According to several independent media sources, 40 Tons of GMO Sugar Beets were set ablaze in Eastern Oregon on June 22nd and the FBI is said to be investigating. The fires were alleged to have been started over a three day period. This would certainly classify as a major news story considering the world wide resistance to genetically modified crops engineered by Monsanto which has patents on the seeds which can naturally spread to neighboring fields. Why has the corporate media ignored this story?”

  195. The banks are going to collapse, and the NWO wants to consolidate currency to one world currency. Unfortunately, for them, one currency does not work that well. Take a look at the Euro. BTW, there is a movement here in this country to consolidate money between Canada, the U.S. and Mexico and some politicians (Guiliani) is all for it. There are others. Make no mistake, one currency is not good for the general populace. The truth is coming out for the big banks and the mortgage scam. Good. It is about time.

  196. It would be interesting to find out which ones of those MERS members are offshore, with a front office in the US. That would lend even more credibility to what I believe is currently happening worldwide…

    https://www.mersonline.org/mers/mbrsearch/validatembrsearch.jsp

  197. “Notably absent was Bank of America and Citibank. I take that to mean that the government and the financial community are expecting Bank of America and possibly Citibank to collapse and that it might be very soon.”

    Or… that is part of the ongoing worldwide financial restructuring: eliminate one by one all the banks until money is centralized in one institution only. Under that scenario, the site below makes sense.

    http://mcgladrey.com/Financial-Institution-Insights/Keeping-up-with-MERS

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