BOA Seeks to Seal Damaging Testimony from Urban Lending

HAPPY INDEPENDENCE DAY!

WHY ARE THE BANKS FIGHTING TO GET AS LITTLE AS POSSIBLE FROM EACH “FAILED” LOAN?

A drama is playing out in the state of Massachusetts. Bank of America is pretending to be the lender or the authorized servicer or both. But it outsourced the task of dealing with borrowers seeking modification. The company that was used is Urban Lending Solutions (ULS).  A deposition was taken from a knowledgeable source from within ULS.  The attorney  taking the deposition was merely looking for evidence of a script prepared by Bank of America that ULS employees were to follow. Not only was the script uncovered but considerable other evidence suggested institutional policies at Bank of America that were in direct conflict with the requirements of law, and in direct violation of the settlements with the Department of Justice and the banking regulators.

The transcript of the deposition was sealed at the request of Bank of America, which the borrower did not interpose any objection. Now there are a lot of people who want to see that deposition and who want to take the deposition of the same witness and other witnesses at ULS who might reveal the real intent of Bank of America. The question which is sought to be answered is why the mega banks are fighting so hard to take less money in a foreclosure sale then they would get in a modification or even a short sale. The policy is obvious. Borrowers are lured into a hole that gets deeper and deeper so that foreclosure seems inevitable and indefensible. Even after a successful trial modification the banks are turning down the permanent modification, as though they had the power to do so.

Now a number of attorneys are preparing motions to the trial court in Massachusetts to unseal the transcript of the ULS employee. Bank of America is opposing these efforts on the grounds of “confidentiality” which from my perspective makes absolutely no sense. Why would Bank of America share confidential information or trade secrets with a vendor whose only purpose was to interfere with the modification process? My opinion is that the only information that Bank of America wishes to keep secret is that the instructions they gave to ULS clearly show that Bank of America was not interested in anything other than achieving a foreclosure sale in as many cases as possible.

In nearly all cases the modification of the loan more than doubles the prospect of proceeds from the loan and in some cases approaches 100%. Thus the full-court press from the megabanks to go to foreclosure is a mystery that will be solved. My sources from inside the industry together with my own analysis indicates that the reason is very simple. The banks took in money from investors, insurers, counterparties in credit default swaps, the Federal Reserve, the Department of the Treasury and other parties based on the representation of the banks that (A) the banks owned the mortgage bonds and therefore on the loans and (B) there was a loss resulting from widespread defaults on mortgages. Under the terms of the various contracts within the false chain of securitization and the Master servicer had sole discretion as to whether or not the value of the mortgage bonds and the asset pools had declined and had sole discretion as to the amount of the loss caused by the defaults. Both representations were false — the Banks did not own the bonds or the loans and the loss was not even close to what was represented to insurers and other third parties.

As a general rule of thumb, the banks computed value of the collateral at around 25% and therefore received payment to compensate the banks for a 75% loss. They received the payment several times over and then sold the mortgage bonds to the Federal Reserve for 100% of the face value of the bonds. It can be fairly estimated that they received no less than 250% of the principal amount due on each of the loans contained within the asset pool that had issued each mortgage bond. While they had to create the appearance of objectivity by showing a number of the loans as performing, they intentionally overestimated the number of loans that were in default or were in the process of going into default.

Let us not forget that while nobody was looking the Federal Reserve has been “purchasing” the worthless mortgage bonds at the rate of $85 billion per month for a long time and doesn’t appear to have any intention of stopping that flow of money to banks that have already received more than 100% of the principal due on the notes. And lest you be confused, the money the banks received should have gone to the investors and should never have been kept by the banks. The purchases by the Federal Reserve at 100% of face value despite a market value of zero is merely a way for the Federal Reserve to keep the mega banks floating on an illusion.

Since the banks received 250% of the principal amount due on the loan, an actual recovery from the borrower of 100% (for example) on the loan would leave the banks with a liability to all of the third parties that paid the banks. The refund liability would obviously be 150% of the principal amount due on the loan and the banks would be required to turn over the hundred percent recovery from the borrower to the investors adding to their liability. THIS IS WHY I SAY CALL THEIR BLUFF AND OFFER THEM ALL THE MONEY DEMANDED ON CONDITION THAT THEY PROVE OWNERSHIP AND PROVE THE LOSS IS ACTUALLY THE LOSS OF THE BANK AND NOT OF THE INVESTORS.

But if the case goes through a foreclosure sale, the banks can take a comfortable position that the number of defaults and the depth of the loss was as great as they represented when they took payment from insurers and other third parties. The liability of 250% is completely eliminated. Thus while it might appear to be in the bank’s interest to take a 60% recovery from the borrower instead of a 25% recovery from a foreclosure sale, the liability that would be created each time alone was modified or settled would dwarf the apparent savings to the pretender lender or actual creditor.

The net result is that on a $100,000 loan, the investor takes an extra $35,000 loss over and above what would normally apply in a workout and the bank avoids $250,000 in liabilities to third parties who paid based upon false representations of losses.

The mere fact that they went to great lengths to seal the transcript indicates how vulnerable they feel.

PRACTICE MEMO TO FORECLOSURE DEFENSE LAWYERS

As a condition precedent I would suggest that in all cases where we feel the deposition transcript would be helpful I think it would create more credibility if you issued a subpoena duces tecum directed at Urban to produce the witness whose deposition was sealed in the existing case and to bring those records that were requested or demanded at that deposition. One of the questions that needs to be answered is whether the witness witness is still working for Urban, whether the witness has “disappeared”, and whether his testimony has changed — thus we would need the other deposition to test credibility and perhaps get exhibits that BANA either didn’t object to, which means they waived confidentiality. If they do not move to quash the subpoena then they might also be arguably waiving the confidentiality objection.
If they do object, you have two bites of the apple — if they move to quash they must state the grounds other than than it will damage their chances in litigation. The trial court would then hear the objections and of course each if the cases that could benefit from unsealing the deposition results in a hearing, then several judges would hear the same objection. The likelihood is that the objection would attempt to bootstrap the order sealing the deposition as reason enough to quash the subpoena. That in turn puts pressure on the Massachusetts judge to release the transcript.
The more Motions filed the better. So I would suggest that we reach out through media to get as many people as possible with separate motions saying that sealing the deposition is causing a disruption in due process. Since Urban reached out on behalf of BANA — an allegation that should be made in opposition test the motion to quash the subpoena in each case — exactly what confidential information needs to be protected? Has the Massachusetts court heard a motion in liming preventing the use of the deposition at trial? If not, then the objection is waived since the Plaintiff will clearly use the deposition at trial, if there is one.
The other issue is that BOA can’t simply allege confidentiality rather than strategy in litigation. They must state with particularity what could be possibly confidential. There is no attorney-client privilege, there is no attorney work product privilege.  At first Bank of America disclaimed any knowledge or relationship with ULS.  When it became obvious that the relationship existed and that ULS was using Bank of America letterhead to communicate with borrowers they finally admitted that the relationship existed and then went one step further by alleging confidentiality and trade secrets so that the contract and instructions between Bank of America and ULS would never see the light of day., For a company that BOA disclaimed any knowledge but who used BOA stationery they were clearly an agent of BANA. What exactly could Urban have other than information about modification and foreclosure? I would also notice or subpoena BANA to produce the person who signed the contract with Urban and to bring the contract with him or her. Who received instructions from BOA? Where are those instructions? Were they produced at the sealed deposition.
 If the Massachusetts court does not unseal the transcript, doesn’t this give BOA an opportunity for a do-over where they fabricate documents that are different from those produced in the sealed deposition?
What were the instructions to Urban? What was the goal of the relationship between BOA and URban? Where are the scripts now that we’re produced in the sealed deposition?
Were the instructions to Urban the same as the instructions to all vendors assisting in the foreclosure process? Why did BOA even need Urban if it had proof of payment, proof of loss,  proof of ownership of the loan? We want to know what scripts were used by Urban and whether the same scripts were distributed to other vendors whose behavior could be plausibly denied. Discovery is a process by which the party seeking it must only show that it might lead to the discovery of admissible evidence. THE POINT MUST BE MADE THAT THE DEFENSE FOR WHICH WE ARE LOOKING FOR SUPPORT AND CORROBORATION IS THAT THE DELIBERATE POLICY AND PRACTICE OF BOA WAS TO MOVE PEOPLE INTO DEFAULT BY TELLING THEM TO STOP MAKING PAYMENTS. WE WANT TO SHOW THAT THEIR GOAL WAS FORECLOSURE NOT MODIFICATION CONTRARY TO THE REQUIREMENTS UNDER HAMP AND HARP AND THAT RATHER THAN PROCESS MODIFICATION OR SETTLEMENTS THE POLICY WAS TO DERAIL AS MANY AS POSSIBLE TO GET THE FORECLOSURE EVEN IF IT MEANT THAT THE INVESTORS WOULD GET LESS MONEY? Why?
The instruction was to use the promise or carrot of modification to trick the homeowner into (a) acknowledging BOA as the right party (b) stop making payments causing an apparent default and causing an escrow shortage (c) thus assuring the foreclosure sale despite the fact that BOA never acquired and (d) thus assuring that claims against them from investors (see dozens of law suits against BOA) and from insurers and counter parties on credit default swaps and payments from co-obligors based on the “default” that BOA fabricated — payments that involved more than the loan itself in multiples of the supposed loan balance.

This is an important battle. Let’s win it. There is strength in numbers. We might find the scripts were prepared by someone who used scripts from other banks and that the banks were in agreement that despite the obligations under HAMP and HARP and despite their ,rinses in the AG and OCC settlement, their goal is to foreclose at all costs because if the general pattern of conduct is to settle these loans and make them “performing” loans again it is highly probable that for each dollar of principal that gets taken of the table there is a liability or claim for $10. This would establish that the requirements of HAMP and HARP has resulted in negotiating with the fox while the fox is in the henhouse getting fat.

About these ads

690 Responses

  1. It’s fantastic that you are getting thoughts from this paragraph as well as from our argument made at this time.

  2. YOU Poppy, on July 9, 2013 at 8:32 am said: More than a house, the rule of law destroyed, felonies unpunished across the board, legal counterfeiting, totally corrupted titles, etc…the list is endless. We are fighting for our rights, under OUR Constitution to be followed, freedom to own land and quiet enjoyment of our labor, stop corruption of our principles and PUBLIC SERVANTS not working for the citizens, total corruption…IT MUST STOP!

    Please explain to me how it can be stopped, when all have admitted to knowing about corruption from the highest office to the lowliest court, and the banksters goes without saying (there I said it). It is a disease that needs a cure, but no one seems to have a clue what the cure is. AS for the Constitution, we have two: the de jour (our original organic version) and the de facto (corporate illegitimate version), and it seems all but impossible to get the courts to recognize the rights of the people, let alone the proper constitution. What do you suppose we do about it???

  3. DA DA DA DOO DOO LAS VEGAS…..

  4. stripes: silly, said sarcastically

  5. That is rude, misleading, mis-informative, unamerican and exremely unpatriotic.

  6. Why then are you telling others they already lost everything?

  7. didn’t lose a thing

  8. What does la’s Vegas think fighting for our Liberty entails? A check for a few hundred bucks from the national fraudclosure settlement does not restore liberty. Neither does just a satisfaction of mortgage. This Korp of crooks owes us a lot of money and the U.S. TREASURY owes us satisfaction of titles to every property. That is restoring our Liberty. …our freedom and independence from this foreign Korp of crooks.

  9. Fighting for our life, liberty and property are not silly concepts. That is our Liberty….our freedom and independence.

  10. Sorry if you lost your house to these korporate crooks Las Vegas. However, it is not right to tell others they already lost their house or property or they can’t win. That is precisely what the Nazis want everyone to believe and that is just unamerican, that is defeatist commie bullshit. Let’s not confuse theft with due process and let’s not call each other losers. I don’t know what kind of justice you are talking about but if it is social justice fixes that is illegal in the U.S. because we already have a Constitution/Bill of Rights and a rule of law.

  11. Poppy
    As many times as I have asked Jan van Eck, Bob G, E Tolle, tnharry etc etc etc
    to cite the law that allows a bank to disregard Art I Para 10 Cl 1 of the
    US Constitution that absolutely prohibits any Bank from lending their credit, and starting illegal Bank scams they drop off from this site. And try to blame it on Stripes non stop fighting for our Constitution and our rights.

    i don’t think anyone of us should stop till every citizen knows what caused them to lose their properties or will lose their properties because of all the sinister people who operate out of these corporations. We who read this site now know why this all happened and if you don’t read Stripes message again.

    Quietly and slowly these foreign enemy s are trying to take over our Constitutional Republic and replace it with every it is they ran away from.

    Go Christine to wherever you like better, Germany, Russia
    Go Christine and all her like. Go. This is a free country. Go

  12. poppy: exactly, silly concepts we are fighting for, our names used as currency, our families terrorized, our children afraid of the toll this is taking on us. life is more important than property, but what ” they” don’t know about us long time fighters is that yes, it’s only a house , which we accepted a. long time ago as lost, what we are fighting for is justice…

  13. This fight is NOT just about a house, gotta love the language, emphasizing “JUST”…credit destroyed, values plummeted, credit market shrunk, except for 100% financing from FHA, government entity, pushing more toxic assets to unsuspecting buyers. Really?

    More than a house, the rule of law destroyed, felonies unpunished across the board, legal counterfeiting, totally corrupted titles, etc…the list is endless. We are fighting for our rights, under OUR Constitution to be followed, freedom to own land and quiet enjoyment of our labor, stop corruption of our principles and PUBLIC SERVANTS not working for the citizens, total corruption…IT MUST STOP!

  14. http://statecasefiles.justia.com/documents/nevada/supreme-court/58060.pdf?ts=1370902126

    “MARCIA BERGENFIELD,
    Appellant,
    vs.
    BANK OF AMERICA,
    Respondent.
    No. 58060
    FILED
    JUN 0 2013
    ; -7641,:1/4 4
    SUPREME COURT
    OF
    NEVADA
    (0) 1947A / –
    129 Nev., Advance Opinion 40

    BEFORE GIBBONS, DOUGLAS and SAITTA, JJ.
    OPINION
    By the Court, DOUGLAS, J.:
    In Nevada, when the deed of trust to real property and the
    promissory note are held by two different entities and not reunified before mediation in the Foreclosure Mediation Program, the note holder’s attendance at the mediation on its own behalf is insufficient to meet the statutory requirement that the deed of trust beneficiary attend and participate in good faith. Here, when the mediation occurred, Bank of America was the holder of the note, but it was not the beneficiary of the deed of trust because the note and deed of trust were intentionally separated at the inception of the loan and were not reunified. The district court therefore erred when it determined that Bank of America had the authority to mediate and when it denied Marcia Bergenfield’s petition for judicial review. Thus, we reverse the district court’s judgment and remand this matter to the district court for further proceedings. “

  15. ET- i think Chuck Berry wrote a song about it

  16. ukg: I’m actually in Vegas. better this am. we’re fighting 6 years.

    kc: you said it’s only a house, That is what the girl from uls said. but even if it is only a house, it is still in our possession and we are not willing to hand the keys to thieves. i

  17. http://deadlyclear.wordpress.com/

    BofA accused of paying bonuses for foreclosing on homes (video)

  18. I’m sure I don’t have to point out to whom the following is addressed. You know….the one who believes the entire world revolves around her rants. The one who is sure that her every word is golden. The one poster who is absolutely convinced that each visitor to LL cannot wait another three minutes until her next pearls of wisdom, even though the wait is never, ever that long.

    From Wikimedia:

    Coping with accusations of dickery

    If you’ve been labeled as a dick, especially if you have been told this by several people in a particular community, it might be wise to consider the possibility that the accusations hold at least some measure of truth. If you suspect that you may have a problem with dickery, the first step is to become aware of it. Ask yourself what behaviour might be causing this perception, and if you can’t work it out, politely ask those that perceive it to explain or clarify. Once you have determined which behaviours are causing the problem, try changing them and your mode of presentation. In particular, identify the harsh manners in your communications and replace them with softer ones.

    Honestly examine your motivations. Are you here to contribute and make the project good? Or is your goal really to find fault, get your views across, or be the one in control? Perhaps secretly inside you even enjoy the thrill of a little confrontation. This may not make you a bad person, but to everyone who is busily trying to build something great, you become an impediment. People get frustrated, rancour ensues, the atmosphere changes, and the whole project suffers. Are you here to give, or to take?

    http://meta.wikimedia.org/wiki/Don%27t_be_a_dick

  19. KORPORATE AMERIKA SAYS THEIR EMPLOYEES CONTRIBUTION TO A BUSINESS SIMPLY ISN’T THAT VALUABLE TO BEGIN WITH….! READ ABOUT IT HERE…IN THE ARTICLE ENTITLED…
    “TRAIN WRECK” OBAMACARE BEGINS TO UNRAVEL….

    http://www.fourwinds10.net/

  20. KORPORATE Amerika are saying…buy our drugs…buy our obamacare survival guide buy our foreign made crap….buy our fraud lies and deceptions because you need us and we own everything and we own you..!

    TELL THEM OH HELL NO THEY DON’T BECAUSE NOTHING THEY DO IS LEGAL….LET ALONE MORAL OR ETHICAL…!

  21. Anyone notice how loud obnoxious and annoying these KORPORATE commercials are becoming? It couldn’t be anymore obvious we caught these foreign imposters red handed trying to steal our Constitutional Republic…OUR LIBERTY…FREEDOM & INDEPENDENCE ….

  22. Why are the attorney’s for plaintiffs not responding to our requests? Because they were told they were going to just be going through the motions. Fraudclosure is not an operation of law but part of the theft of our Constitutional Republic. OBAMACARE WILL BE THE COMPLETE THEFT OF OUR CONSTITUTIONAL REPUBLIC BY KORPORATE AMERIKA….WHO ARE FELONS AND FOREIGN IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC.

  23. Correct error….NO PERSON SHALL BE DEPRIVED OF LIFE LIBERTY OR PROPERTY WITHOUT DUE PROCESS…

  24. The only legal issue is the legal fact the Rule Of Law in the U.S. says these crooks owe WE THE PEOPLE of this Constitutional Republic an innumerable amount of money and Satisfactions and that is what they do not want us to know. That is why these imposters use a play on words that have the opposite meaning of what we were taught to believe like who is really the tennant ……borrower….mortgagee …..mortgagor…..lender….holder in due course….grantor…grantee….title holder of record……assignment….successors and assigns….escrowee…trust….signor…mortgage backed security……etc….is in reality the polar opposite of what we were taught to believe…

    All FOREIGN TBTF KORPORATE AMERIKA FRAUD….LIES AND DECEPTION WITH INTENT TO DEFRAUD US OF ALL OF OUR WEALTH AND PROPERTY…OUR LIBERTY….FREEDOM…& INDEPENDENCE ….OUR PERSONAL & NATIONAL SOVEREIGNTY…OUR 5TH AMENDMENT RIGHT TO NOT BE HELD TO ANSWER FOR CAPITAL OR OTHER INFAMOUS CRIME UNLESS ON A PRESENTMENT OR INDICTMENT OF A GRAND JURY SHALL WE BE DEPRIVED OF KIFE LIBERTY OR PROPERTY WITHOUT DUE PROCESS…..

    OBAMACARE IS THE COMPLETE THEFT OF OUR PERSONAL IDENTITIES…AND PRIVATE OWNERSHIP OF OUR PERSONS, PROPERTY, PAPERS AND EFFECTS….. OUR 4TH AMENDMENT RIGHT TO BE SECURE IN OUR PERSONS, PROPERTY,PAPERS & EFFECTS AND THE ATTORNEY’S AND JUDGES EFFING KNOW IT ….

    FOREIGN TBTF KORPORATE AMERIKA….THESE CRIMINAL IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC ARE DEFRAUDING US OUT OF EVERYTHING WE BUSTED OUR ASSES AND PAID FOR..

    FOX THE FIVE NOW SAYS BAN THE PHRASE KNOWLEDGE IS POWER….DIABOLICALLY DECEPTIVE AND MANIACAL CONTROL FREAKS…EVERYONE OF THESE KORPORATE COMMIE/SATANIST YING YANGS….!

  25. Lets get something straight right now K.C…….WE THE PEOPLE ARE NOT TENANTS….WHY? BECAUSE WE PAY FOR EVERYTHING UPFRONT AT THE ORIGINATION AND THATS WHAT YOU CROOKS ARE HIDING….WHY? BECAUSE THE RULE OF LAW SAYS YOU ARE CROOKS IF YOU ARE NEGLIGENT IN THE TAKING OR PAYING OF AN INSTRUMENT….THE PROOF IS THE FOREIGN IMPOSTERS DBA AMERICAN CORPS AKA TBTF KORPORATE AMERIKA CANNOT LEGALLY HOLD OR PURCHASE A SECURITY IN THE U.S.A….BECAUSE THEY DON’T PAY FOR ANYTHING…..! AS EVIDENCEED BY NO RECEIPTS….AND IF THEY HAD THE RECEIPTS THEY WOULD STILL BE FELONS…..!

    TBTF KORPORATE AMERIKA ARE THE BIGGEST FRAUD EVER PERPETRATED ON THE AMERICAN PEOPLE!

  26. I would not call 8,400,000 visitors to this site a ghost town UKG….The only ghosts who remain at this blog are the ghosts of lies past.

  27. I do not know how many of you this will help, there are a lot of legal issues being litigated and each loan is different. This is an Illinois Law and each state is different so check your state laws.

    Tenants By The Entirety
    735 ILCS 5/12-1 12

    -Property held in the entirety can NOT be sold to satisfy the debt of one spouse.

    It is best practice to get the signature of both the husband and wife on the note and mortgage. ooops…

    Where KC signature on note?

    Where KC KC KC KC KC KC KC KC KC KC KC KC KC on Mortgage?

    . KC tenant by the entirety with hubby on deed.
    Tax bill come in KC and Hubby name.

    KC was 2mo into training/green/no experience and signed where asked .. There were attorneys and RE agents, title agent and notary there…….. these are the experts right?

    ~`Hugs~ to Las Vegas.
    You can replace a house .. not a Life.
    Heaven knows we have lost to many already.

  28. I personally learned a lot from fraudclosure. Everyone handles stress differently though. Thankfully, I did not find this ongoing ordeal depressing as much as I found it to be extremely enlightening. Though I was admittedly sometimes overwhelmed at the task at hand I somehow knew I had to get to the truth. Persistence paid off because now I know the truth about who the freeloading deadbeats really are and the freeloading deadbeats are definitely not all of us. No, WE THE PEOPLE OF THESE UNITED STATES were greatly and gravely deceived about everything we were taught to believe was true and factual. We were all living lies.

    Like everytime we buy from KORPORATE Amerika or pay Korporate Amerika we are paying multiple times more for everything we already paid for and nearly every dime we spend in their KORPORATE store is going to our Foreign enemies who hate us.

    OBAMACARE is the most evil greedy and gluttonous fraud of them all. OBAMACARE is the total destruction of our Constitution/Bill of Rights and all of the laws of this land will be replaced with foreign Imposter tyranny and oppression the likes of which mankind has never before witnessed.

    It is a really stark wake up call for the American people how incredibly evil, greedy and gluttonous our foreign enemies really are. The truth is communism never ended and the cold war against our Constitutional Republic has been raging on U.S. SOIL for nearly the past 100 years.

    OBAMACARE is their evil endgame plan for mankind and the culmination of decades of lies, deceit, secrets, fraud and abuse.

    Time for WE THE PEOPLE TO WAKE UP and stop cooperating, conforming and complying with our foreign enemies who hate us and who hide behind the Korporate Logos.

    You don’t save more money by paying the Foreign KORPORATE store. KORPORATE Amerika are in fact stealing everything from us because we pay for everything they do upfront at the ORIGINATION FRAUD….
    AND WE REPAY THEM MULTIPLE TIMES FOR ROBBING US …THEY KEEP ON ROBBING US.

    OBAMACARE IS DIABOLICAL AND MANIACAL CONTROL FRAUD BY CONTROL FREAK FOREIGN IMPOSTERS WHO ARE FRAUDULENT INVESTORS IN OUR SECURITIES….OBAMACARE IS IN FACT REPAYING THESE IMPOSTERS FOR NOTHING ON STEROIDS TO KEEP ON ROBBING US INTO ABJECT POVERTY..

  29. vegas, are you in Texas?

  30. I agree, Solly. this place is a ghost town. I’ll give you that much–you did provide the answers. The truth lies in the accounting. Securitization fail is getting traction, but the nail IS the accounting, consideration, exchange for value, derecognition of the VIE and QSPE, etc..
    You can draw it on the blackboard and they will never understand it.
    I’m closer everyday (Securitization Handbook). And I’ll say thanks for the edumacation.
    You too, Neil. No matter how shitty this place gets, you got the ball rolling.

  31. If Neil isn’t responding I am sure it is because he couldn’t stomach the liars and their lies anymore. I know I couldn’t and that was when I started blogging the truth and exposing the lies as I uncovered them. It was a long, winding, extremely narrow and treacherous road least traveled to get to the truth. It was so harrowing I had to share this intense experience with anyone I could. I was really looking to share similar stories with others but what I stumbled upon was gravely alarming. Foreign Imposters were spreading lies as truth everywhere and anywhere they could. Now that really made me determined to do the right thing and tell everyone what I found out was stranger than fiction but all true. How did I know these things I uncovered were true? The fraud was turning up on the face of everything and anything. Everywhere I turned there were liars lying and spreading lies as truth and not letting you have your turn to speak. Then thankfully I found Neil’s blog and the truth found a home. Thanks Neil….!

  32. I have gotten lots of info from this site. Thank you all, especially those who are reading but not posting. Foreclosure is painful and humiliating.
    I would just like to know if this nightmare will end…hanging on but just barely

  33. The destruction by the liars trolling at this blog is thankfully being replaced by the truth. Bravo to Neil & living lies for keeping the honesty and flushing out the liars and their lies….!

  34. They are all the pot calling the kettle black. Pay us back what you stole and hijacked you crooked expropriators….it is time for re-appropriation to your victims and it is time to pay the piper.

  35. Funny the one who is crying foul did the same or more foul things.

  36. No America has not lost its conscience Christine …..the problem is KORPORATE Amerika……a FOREIGN IMPOSTER never had one. Their BOARD OF DIRECTORS are communist/satanist/Nazis who hate everyone but what they love to hate the most is our Constitution/Bill of Rights that protects our Liberty…..our Freedom and Independence by rule of law, not the law of the jungle they want.

    This is the direct result of their own Foreign Imposter greed and utter disdain for our Constitutional Republic. They paid peanuts to monkeys and never did their own research and homework. They believed everything they were told by deceitful criminal liars who are satanist control freaks just like themselves.

  37. And Garfield,

    If you keep allowing the destruction of this site, it’s your problem. If it is because you can claim “8.400.000 visitors”, and we end up learning that each “visitor” made you a few cents, it is despicable. If we learn that your greed prevented many from getting though and getting some help, you broke a social contract you made when you created that site.

    Then anyone will know greed got the best of you and you were part of the problem.

    By the way, Garfield… Deb and many others long-time bloggers needed you in AZ, where you are located and, allegedly, licensed .

    What’s with moving to FL? More money?

  38. You know Christine is a foreign Imposter to our Constitutional Republic because she tells lies as fact and promotes Anarchy. In America only communists,, satanists, criminals, hoodlums, gang bangers, gangsters, tired out hippies, drug dealers, drug pushers, prostitutes, pimps, Anarchists and terrorists take it to the streets. Americans patriots do not need to behave like animals because we have a Constitution that protects our legal rights and the rule of law that puts criminals in their place. We don’t need to play into these foreign imposter Anarchists sloven, greedy and gluttonous hands.

  39. You know you are working for a foreign Imposter Korp to our Constitutional Republic when you are in a low level job for years and they are still paying you peanuts and they are treating you like a monkey.

    You also know you are working for a foreign Imposter Korp when you are working in a high level position for years and are making millions or billions for doing nothing but are being treated like a God.

  40. Louise,

    So far, you strike me as a fairly reasonable person on this highly contagious, to-the-core paranoid blog. So, do you think it is such a good idea to add fuel to the fire? Because the way i see it, either people really care and they’ll take it to the streets or they don’t and you unwittingly add to the destruction of communication by giving imbeciles more ammo to further destroy this information site.

    Personally, I have a question: we all know AZ has been burning like all hell got loose. Does anyone know if Deborah Wynn is alright? Does anyone even care? I’m hung on Cubed2k because he was one of us, he made some decisions and he may have died for what he believed in. I won’t forget him, regardless whether he was the one shot in Modesto or he drunk himself into oblivion after losing it all and is now living under some bridge. In fact, I’ve been trying for months to confirm that he is the Modesto guy.

    I would hate to learn that this site not only served no purpose but, even worse, it pushed some over the edge. A shitload of the negative stuff posted here gives people no way out and very little positive, uplifting stuff has a chance to reach the most needy people. Garfield won’t clean up. His site. His choice. Adding to the crap thrown in by certified morons is… criminal. America has lost its conscience. No wonder it’s losing ground worldwide…!

  41. Obama left out a few keywords with that hope and change slogan that allowed us to fill in the blanks….Now, that was not necessarily criminal like what what the banks did with the notes indorsed in blank but that could be considered just a bit reckless.

    Oh well, as the saying goes, turnabout is fair play.

  42. Hey M.S…. stripes is an honest engine. Who would you rather talk to and get your information from? Some lying foreign Imposter troll or a natural born American Citizen who really gives a damn about this Country and WE THE PEOPLE…?

    At least I gave a damn enough to find out the truth about this evil plan and share what I’ve learned with WE THE PEOPLE…

    That’s because I believe one person telling the truth and burying the lies can make a difference and have an impact and change the hope into reality.

  43. This is where we are, wow! Gotta love people with self-control! Very attractive…glad I got on tonight, what great info…

  44. I blew the whistle on the post office months ago. That’s old news.

    Wherever they are hiding our gold I want mine.

    M.S. YOU ARE SO ERRATIC AND VOLITILE IT IS RIDICULOUS.

    Now the hot topic and the burning question I have is WHO bought living lies? Whoever it is they are an honest engine because there are no Foreign KORPORATE imposter crooks advertising here. That’s when 4closurefraud.org lost their right to allow us to express our legal right to free speech IMHO….

    Sadly, that’s precisely what got us into this mess and exactly the behavior 4closure fraud should be fighting against, not promoting.

    I always wondered why things made in America are so much more expensive than foreign goods.

    It is because we actually pay people to bust their asses.

  45. Where’s Me Gold?

  46. living-gibberish

  47. I wonder if Neil is going to clean up this mess?
    yeeeshh

    He sold it bro – your talking to stripes and yourself

  48. U Haul Vans now 19.95 a day
    I gave you the answers
    NG and attorneys took your money
    U Haul Vans now 19.95 a day

  49. Pressure pushing down on me
    Pressing down on you, no man ask for
    Under pressure that burns a building down
    Splits a family in two
    Puts people on streets

  50. I AM NOT SELLING ANYTHING M.S…..THE TRUTH DOESN’T LIE….

  51. 1. demonstrate how the new mortgage lending program is an equity transaction and not debt

    2. the equity offered as debt demands a refinance or sale of home to revert back to a common law mortgage

    3. Foreclosure demands MersCorp and a robust market …no robust condition ….PROBLEMS

    (he is a fraud – stop him Neil Neil…. Wake up – you sack of pathetic $%^%) LOOK You cannot foreclose without the lawful , legal , statutory , or prevailing law on your side and that is

    MersCorp + qualified exchange

    No robust market = No exchange of mortgages of like value…..
    the egg salad falls apart. You people are pathetic..talk about fraud , thieves crooks bankers …Grow up fools

    Stripes Keep it up
    They are buying into it !

    registerclaims@live.com

  52. CORRECT TYPO….STOP COOPERATING AMERICA….! THEY ARE ALL LIARS AND THEY ARE ALL FULL OF SHIT….!

  53. These crooked politicians….TRAITORS TO MANKIND also promised these foreign Imposter occultists they would BANKRUPT THE AMERICAN PEOPLE SO THESE SATANISTS could microchip ALL OF US with ease to all of their fictitious debts with the OBAMACARE FRAUD ….TIME TO HANG EM…AND STIP COOPERATING….COMPLYING & CONFORMING TO ALL OF THEIR FOREIGN IMPOSTER KORPORATE AMERIKA FRAUD AMERICA….!

  54. NO UKG…..I DON’T DABBLE IN THE OCCULT….HOWEVER THESE CROOKS DO AND THEY ARE WHO I AM TALKING TO AND THEY KNOW WHO THEY ARE AND WHAT THEY DID TO THEIR INNOCENT VICTIMS..

  55. The politicians lied and to the grredy jerks and told them because we lied here’s $60.4 trillion more U.S. TAXPAYER DOLLARS ON TOP OF THE INNUMERABLE AMOUNT OF THE PEOPLES WEALTH YOU ALREADY STOLE FROM THEM…TAKE AS MANY PROPERTIES AS YOU CAN STEAL AS A THIRD PARTY…AND WE WILL PRETEND TO BE INDEBTED TO CHINA AND THE GREEDY FOREIGN IMPOSTERS EVEN THOUGH WE ARE THE RICHEST NATION ON EARTH BECAUSE THE AMERICAN PEOPLE PAY FOR EVERYTHING THIS FOREIGN KORP OF CROOKS DOES AND WE WILL GIVE ILLEGAL ALIENS WHO HAVE NO LEGAL RIGHTS OR LEGAL CLAIMS LEGAL RIGHTS AND CLAIMS AND WE WILL TAKE ALL THE LEGAL RIGHTS AND LEGAL CLAIMS AWAY FROM THE PEOPLE BY HANDING YOU GREEDY BASTARDS THEIR TRUST AND THEIR SECURITIES ….THE U.S. TREASURY DEPARTMENT /DEPT OF JUSTICE…! WE WILL STEAL THEIR GUNS …THE RULE OF LAW…BY STEALING THEIR BULLETS….THE U.S. CONSTITUTION…

    THE AMERICAN PEOPLE WILL BE NONE THE WISER….!

    OH HELL NO…!

  56. stripper, who are you talking to? Ghosts?

  57. @Trespass

    Here is her response to your response:

    ___________________________

    “…No – wrong. Refinance already denied due to title issue and title issue alone. And, refinances are not new issues — they are actually “restructured debt”. That can be, and is, any kind of debt including default debt, which ALL the subprime mortgage refinances already were.

    Nobody gets a “refinance” with a known lender, because that “known” lender does not keep the loan (whoops — mean restructured default debt).

    No one will allow an “addendum.”…”

    ___________________________________

  58. NOW PAY ME WHAT YOU OWE ME GREEDY JERKS….!

  59. I don’t hire dead fishes.

  60. There is no more covering up your lies….now send me my checks and satisfactions ….YOU ARE NOT TOO BIG TO FAIL AND I JUST PROVED IT BECAUSE YOU FAILED TO CONVINCE ME OF YOUR LIES…!

  61. ~~~~~ Get A Lawyer~~~~

  62. Shhhhush UKG… lol

  63. I wonder if Neil is going to clean up this mess?
    yeeeshh

  64. tollbooth, they’re trying to figure out your name. pretty funny.

  65. ANY AMERICAN KNOWS THERE IS NO TOOTSIE ROLL IN THE CENTER OF A DUM DUM….!

    THE TRUTH IS YOU LIARS TOLD THE FOREIGNERS THEY COULD OWN THIS PLACE AND OWN US BY FRAUDULENTLY INDUCING CONTRACTS UPON WE THE PEOPLE… ….PRETEND LENDING AND INVESTING IN FRAUD AND THAT WAS THE BIGGEST LIE EVER TOLD..!

  66. Illinois is a fact pleading jurisdiction yet you are pleading no facts based in law or fact and you are calling us liar…liar…liar…liar….zzz? THAT IS FELONIOUS..! WHAT DID YOU FELONS REALLY DO…? YOU LIED TO EVERYONE AND YOU GOT CAUGHT…..!

  67. I’m over it now Stripper, go ahead the floor is yours ..

  68. Trusted Yourself? How much education does it take to make a living as a Stripper? Dum Daa Dum Dum Dums ….

  69. Math for Morons…

    How many licks does it take to reach the tootsie roll inside a Dum Dum?

  70. Sorry ….the facts don’t lie and there are no dum dums here. Lots of vampires, demons and pirates though.

  71. And a foreign Imposter at that. Now if that is not true than you need to identify yourself because that is WHO the facts and pleadings say that you are.

  72. Dum Dums … Made by the millions bagged up and sold. Suckers

  73. Who is in reality….an Imposter….!

  74. Dummm… Daaa… Dum Dum Dum

  75. No you’re not green K.C. …YOU’RE BLACK & YELLOW….BLACK & YELLOW….BLACK AND YELLOW.
    ….
    IT’S A BIG LYING GAME OF

    MARCO…

    POLO…

    FICTITIOUS TRAVELS UNDOCUMENTED AND UNREGISTERED BY A FOREIGN TRAVELER…

  76. Those who get it know the Plaintiff is a Foreign Imposter and a Fictitious payee who does not have the guts to show up to court and face the piper….!

  77. Happy Birthday to my Hubby, :)

  78. I may be slow … but I am not green.

  79. Stop Pooping!

  80. RPII … Rest in Peace

  81. Don’t flatter yourself K.C…..Foreign Imposters who lie to gain unjust enrichment from us have no value. They all need to be thrown in the well by for us…..!

  82. Only a Moron has not figured out who the RPPI (The Plaintiff) is yet.

    Happy Birthday

  83. UNREGISTERED AND UNDOCUMENTED FOREIGN IMPOSTERS….ILLEGAL ALIENS TO OUR CONSTITUTIONAL REPUBLIC HAVE NO LEGAL U.S. PATENTS, NO COPYRIGHTS AND NO LEGAL RIGHTS UNDER THE U.S.C. IN THE U.S.A. K.C….IT’S ALL A SCAM…AND NONE OF ITS LEGAL…! THAT’S WHY THEY HACK & STEAL……!

  84. Oh I think I know….the PLAINTIFF IS THE GHOST OF CHRISTMAS PAST…! AN IMPOSTER….!

    AND ANONYMOUS IS AN IMPOSTER TOO….!

  85. Anyone who insists that I am someone of any value to them, please provide your attorneys ph#, I would be glad to run up a morons legal fees ……..oh wait…… you don’t have any legal fees. You want it all for FREE! hahaha …. Copycats! Ya Gotta Love Them! As the bearer of bad news …. The Banks already have a Copyright on that!

  86. WOULDN’T WE LIKE TO SEE THE ACTUAL PLAINTIFF THAT IS SUING US AND CALLING US A CRIMINAL WHO IS UNREGISTERED AND HAS NO PROOF OF CLAIM….NO LEGAL CONTRACT AND NO RECEIPT BUT CLAIMS WE HARMED THEM…..? IS THE PLAINTIFF A GHOST….? A DEAD PERSON ? A CONJURED SPIRIT? WHO IS THE PLAINTIFF BEFORE THE COURT?

  87. @Tresspass

    Thank you for your thoughtful response—I appreciate it.
    Took me a while to even find it—so much ridiculousness on here.:(

  88. Anyone notice the plaintiffs never show up to court ….? That’s because they are Imposters and fictitious payees. That is why if you hire an attorney they tell you to stay home or if you don’t hire an attorney they tell you to stay home. It is all a scam. Have you ever witnessed what happens in court when the Plaintiff and/or the Defendant stays home and does not show up for court?

  89. Marilyn, Smart Attorney! I have no information! :)

  90. They will gladly steal your money and your identity to throw you to their wolf pack….!

  91. I wouldn’t hire an attorney marilyn who is most likely being directed by a foreign Corp Imposter to our Constitutional Republic. Their loyalties are compromised. You can’t get justice from anyone working for or invested as foreign imposters doing business as American corps…!

  92. FUNNY I DON’T SEE ANY FOREIGN KORPS REGISTERED AS FOREIGN KORPS DOING BUSINESS AS AMERICAN KORPS……!

    THAT IS FRAUD IN THE ORIGINATION….FRAUD IN THE FACTUM….FRAUD IN THE ESSENCE…..!

  93. KC Any attorney i would get would not want to talk with you

  94. TELLING THE TRUTH IS A SELFLESS ACT…

    YOU SHOULD TRY IT SOMETIME KC BECAUSE

    LYING AND DECIVING…..PRESENTING LIES AS FACT TO GAIN UNJUST ENRICHMENT FROM ANOTHER IS FRAUD IN THE FACTUM AND IS NOT ONLY A SELFISH ACT…IT IS FELONIOUS….!

  95. Stop jerkin while I’m twerkin KC…

    BOOTAY DROP…KC…

  96. RUSSIAN PM SAYS RUSSIAN BANKS PRACTICE SAFE LENDING POLICIES AND DON’T ACT LIKE SPOILT BRATZZZZ..

    FUNNY I DON’T SEE RUSSIAN BANKS REGISTERED ANYWHERE AS FOREIGN BANKS DOING BUSINESS AS AMERICAN BANKS….

  97. Marilyn, I would be happy to answer one simple question, give me your attorneys phone # and I will call personally.

    Shut Up Stripes!

    Third party story characters, when reciting a story to children .. you bring the characters to life. Selfless Acts are not a habit we will ever change. They make Life Enjoyable … Maybe you should try it sometime.

    Shut Up Stripper!

  98. Allow me to repost that “broken link”….FRAUD..THE LEGAL DEFINITION…

    http://legal-dictionary.thefreedictionary.com/fraud

  99. READ ABOUT IT HERE AMERICA….THE LEGAL DEFINITION OF FRAUD..A FALSE REPRESENTATION OF A MATTER OF FACT IS A FELONY…

    http://legal-dictionary.the freedictionary.com/fraud

    That is why these foreign imposters want legal rights for illegal aliens.
    .

  100. It is all a big act America, by communist foreign imposters who are Nazis and hate our Constitution/legal rights. That is why these foreign imposters hijacked our Treasury Department/DEPARTMENT OF JUSTICE….THEY ARE ALL IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC…..THEY ARE IN FACT UNREGISTERED ILLEGAL ALIENS WITH NO RECEIPTS….BIG FAT FRAUDS & FELONS…!

    WHEN THEY HIJACKED OUR TREASURY/DOJ THE HIJACKED OUR GUNS…THE RULE OF LAW …AND OUR BULLETS THE U.S. CONSTITUTION..OUR LEGAL RIGHTS.

    THE FACTS DON’T LIE….WE NOW KNOW THEY ARE FOREIGN IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC BECAUSE THEY ARE UNREGISTERED AND UNDOCUMENTED ILLEGAL ALIENS ….AND THEREFORE NOTHING THEY DO IS LEGAL.

    WE KNOW THEY ARE SATANIST COMMUNIST NAZIS BECAUSE NOTHING THEY DO IS MORAL OR ETHICAL.

    They can’t by law be illegal aliens DBA American institutions or Americans because that is false representation is A FELONY….!

  101. Now that the truth is being revealed, nothing these foreign imposters do is legal, moral or ethical, Democracy has communist egg all over its face.

  102. This is what Democracy looks like…..A FOREIGN COMMUNIST IMPOSTER AND ITS FRAUDULENCE IS APPARENT ON IT’S FACE.

  103. What more maniacal and diabolical way could there be for a foreign imposter to rob a nation and its people than posing as that nation and its people? They use Obama and his administration as villains and villify us by lying and saying we elect these people. We don’t elect these people. These foreign imposters appoint these puppets. Democracy is Communism by deception, another false identity, wolf in sheep’s clothes that is illegal because nothing they do is legal, moral or ethical. They use the word Democracy to blame their victims.

  104. Same with the Imposter Jews blaming other Jews. That is what these nihilist satanist, communists do. They are sent upon you to annihilate you as you for you……. they are foreign imposters….frauds….who pretend they are you. They are incredibly machevillian in their attempts to defraud all of us.

  105. Marilyn you will never get that deposition because Satan doesn’t give interviews that go on the public record. Satan never registers.

  106. kc
    i have not figured out what you are really here for..
    in addition it puzzles me how you and Christine detach yourselves from issues and talk about your selves like a third person .

  107. You can’t be racist against your own race or nationality stripper moron. Though I do know of some black people who say they hate black people. I think what they really hate are people who don’t get how and why they are being used and abused by these Nazi manipulators. It’s sad and unfortunate.

  108. kc
    you say everything but answer a simple question.

    As for me, i worked hard for over forty years and I am retired.
    i have time to spend fighting for this glorious country and our Constitution.

  109. You two set on LL all day and act like the Earth rotates around you while the rest have got new jobs, hired attorneys, saved their homes and Enjoy Life … Its full of Love, Peace, Joy and Laughter. Its tragic watching it slip away, while you are waiting for the Free Bus.

  110. If you have not figured that out by now Marilyn.. you are not a smart as I gave you credit for.

  111. kc
    We are not in court. I would like to know who you are and what interest you have in this website.

  112. No German blood in my veins Stripper, but my Family does take offense to you racism …

    ML, when you have an attorney, I will be happy to answer questions. Its called a deposition. But you would be wasting your money.. you crashed and burned along time ago.

  113. It sounds like KC is trying to call me a German bitch because she is a German bitch. I don’t take after the bergen-brunswick side. I take after the Irish -Italian side to your peril. You don’t mess with the family is our motto.

  114. KC
    i did just ask you if you have ever worked for a firm that played a part in foreclosures?

  115. TWERKING….WHILE YOU ARE JERKIN…

    NOW….
    BOOTAY DROP…..

  116. I must be seeing things .. blurry eyes.. ML did not address, speak to or talk about KC? I am sure its a typo. She is smarter than that.

  117. Hey you dirty lying foreign biyatch who do you think you are you calling a foreign biyatch? I was born here… on U.S. SOIL…THAT IS THE DIFFERENCE BETWEEN ME & A FOREIGN IMPOSTER LIKE YOURSELF….We all have have foreign ancestors…that doesn’t make FRAUD LEGAL.

  118. KC
    have YOU ever worked for a firm that played a part in foreclosures?

  119. I absolutely DO NOT have to redeem myself. I did nothing illegal, immoral or unethical….YOU HOWEVER, DID …AND I CAN PROVE IT AND DOCUMENT IT LEGALLY & FACTUALLY AS THE LAW REQUIRES…YOUR FELONIES ARE APPARENT ON THE FACE OF ALL OF THE DOCUMENTS AND WANTONED FOREIGN FELONS HAVE NO LEGAL RIGHTS IN THE U.S.A….

    NO SEND ME MY CHECKS & MY SATISFACTIONS…

    BOOTAY DROP…

    TWERKIN #1…

  120. When Dr Skift came from England many centuries ago he changed his name to Dr Skiff (after all who wants to be named after a boat). Then there was the blacksmith named Ribble who came here from Germany years ago, after arriving he changed the family name to I forget. They had sewn and grown their seeds on American soil for many centuries.

    The current generation of daughters have a name for a self serving bitch like you … but I can not post it here. You could ask Neil’s daughter thou .. she monitors this site. I am sure if you gave her your email address… she would respond :)

  121. Title searchers are historical detectives searching through records to determine the history of a particular piece of property. By tracing what is called the “chain of property,” they can tell who bought the property from whom, as well as when they bought it.
    Another important part of a title searcher’s job is checking for what are called “encumbrances” — financial judgments against the property for things like unpaid taxes.
    A title searcher’s work begins when someone decides to buy a piece of real estate, whether it’s a farm, a multimillion-dollar estate or a vacant lot. When you apply for a mortgage to buy a house, the bank always insists on conducting a title search.
    The bank wants to protect its investment and make sure you’re not going to lose the house because the taxes haven’t been paid or the person who sold you the house wasn’t the legal owner. And you can rest easier knowing that no one is going to take your home away from you.
    Of course, mistakes do happen. Title searchers can only do as good a job as the records they are working with. Sometimes records, particularly older records, are challenged in court.
    For example, a will may have been written by a minor or by someone who was declared mentally incompetent. These types of situations can lead to disputes decades later about who is the property’s legal owner.
    This is why many banks insist that homebuyers purchase title insurance — insurance that protects you and the bank financially if this type of problem occurs. Many title searching companies also sell title insurance.
    Title searching has a long and noble history. The very first American title company was founded in Philadelphia in 1876.
    When he was a child, Abraham Lincoln’s family lost two homes due to arguments over who was the property’s legal owner. Even Daniel Boone, one of the heroes of the Alamo, lost his Kentucky landholdings because he had the wrong type of title papers.
    How far back does a title search go? It all depends. If there are no complications, a title searcher usually examines records extending back between 30 and 75 years, depending on the county.

    STRIPES STILL HAS TIME TO UNDUE THE INJUSTICE

  122. I already told you KC…..I DO NOT BELIEVE A WORD YOU SAY….YOU ARE AN IMPOSTER, A FELON AND A LIAR….YOU CAN LEAR AT ME ALL YOU WANT….I CAUGHT YOU RED HANDED…TIME TO PAY THE PIPER…..

    BOOTAY DROP…

    TWERKIN..

  123. CORRECT TYPO….THEY HAVE TO CONCEAL THEIR TRUE IDENTITY BECAUSE THEY ARE FOREIGN IMPOSTERS….THIRD PARTY INVESTORS WHO NEVER LENT US ANY MONEY BUT IN FACT STEAL OURS PRETENDING TO BE MONEY LENDING INSTITUTIONS…..AND WERE NEVER A PARTY TO ANY LEGAL CONTRACTS.

  124. It’s to late to redeem yourself Stripper.
    It’s to late to redeem your business and your home Stripper

    Just ask Neil’s daughter.

  125. I’ve been patient with you ML. But my patience is running low. If you mention KC in any more of your posts … KC is going to chew you up and spit you out beside the Stripper. Its your choice .. make it a good one.

  126. Like a bank robber wearing a political mask. They are all wearing masks impersonating other persons or things they are not. They hace to Conceal their true identity as a foreign third party investors who never lent you any money and were never a party to any legal contract. It was all a dupe, a sham, a fraud to steal everything from us under the guise of legitimate business practices that were and are illegal.

  127. KC
    it is the foreigners who are trying to destroy this wonderful country that we dislike .

  128. KC
    your input here appears many times to be that of an enemy of this site.

  129. I don’t believe a word you foreign felons say. Now they want to blame Neil.

    That’s right America it’s the name game and the blame game by foreigner’s who are Imposter felons and hide their identities by impersonating American Institutions….Americans…Jews…Black People ….Politicians ….Germans, God, Law Firms, the GSEs, Banks, Cops, The Treasury / Title Companies, judges, you name it. They commit all of their crimes as somebody or something they are not like a mortgage backed “security” or a legal contract. Nothing they do is legal and they have no legal rights in America because they are foreigners, that is why the impersonate others to use their name and blame them.

  130. :)

  131. Christine- you don’t read English well, i said go to
    Tolle Surname history in House of names and family crests..
    Read it there yourself.
    you give out a lot of misinformation Christine.

  132. SLAP! SLAP!

  133. Yeah… He is just like Christine .. “Born in America”!

  134. Neil is a “Foreigner” and an “Investor” ….

    Its a little late to be kissing his ass now, don’t ya think?

  135. That’s right judges….these foreign felons are now blaming everything …..all of their crimes on you and all of the figure heads in America….they are also blaming the Germans, the jews and black people just like the KKK Nazis always do.

  136. THE TRUTH IS YOU FOREIGN FELONS ARE YESTERDAYS TRASH….!

  137. Neil never told me any such thing but what more can anyone expect from a foreigner impersonating and officer ….a lousy lying felon…..?

    You couldn’t chew up and spit out last weeks newspaper. The only power you have is the lies you can make people believe. You blame the judges for your crimes while out in the courtroom hallway. I wonder if the judges know that…?

  138. Neil, told you a year and a half ago … you already sank, all that is heard is air bubbles floating to the surface. And you certainly full of Air!

  139. Its not in my nature to be a cruel person, but when attacked … I will chew you up and spit you out like yesterdays trash!

  140. YOU AND YOUR FOREIGN FELON FRIENDS ARE THE PIMP….THE WHORE & THE WHOREHOUSE KC.

    NEIL HAS HELPED ME IMMEASURABLY BY GIVING ME A VOICE AT THIS BLOG.

    I DON’T EXPECT ANYONE TO FIGHT MY BATTLES FOR ME BECAUSE I AM AN AMERICAN.

    YEAH RIGHT CHRISTINE YOU FOREIGN FELON PIECE OF CHEESE. YOU HAVE NO LEGAL RIGHTS HERE…IMPERSONATING AN AMERICAN TO DECEIVE AND TO GAIN MORE UNJUST ENRICHMENT IS ANOTHER FELONY…….FELONY….FELONY….FELONY…..YOU’RE OUT FOREIGNERS…!

  141. ML, moron,

    When you speak and write German as well as i do, you’ll teach it. I make a living with it. Imbecile. Do you? Do you even make a living at all?

  142. E.Tolle

    you are unusually defensive of the fraudulent foreclosures.
    i am curious – have you ever worked for a firm that played a part in foreclosures?

  143. It’s called the hokey pokey for foreign felons who think they are fooling us. These impersonators are posing as agents and agencies of our Treasury. These foreign felons are impersonating law firms, police officers and officers of the court…… because they are foreigners and they have no legal rights in America so they just keep committing more felonies…!

  144. Not even close, imbecile.

  145. Sorry Stripper, Whore houses are not in my portfolio of Investments. Obviously not in Neil’s either because I have not seen him jumping to your rescue. I wonder why that is?

  146. Christine
    you give out a lot of misinformation. Read it here yourself
    – Tolle Surname history on house of names.

  147. Thank you so much KC.

  148. KC is the escrowee shes bitching about. She stole my wealth as Patricia Picard of Chicago Title and Trust and now she believes robbing me gives her a right in recoupment to steal my property from me under the guise of some hoakey lawfirm.

  149. .ForThePeople, Yes, Attorney sent dispute letter every time we got one from BAC and now BOAna..

  150. That large sucking sound has just became a giant vortex right to the FOREIGNERS….THE BOARD OF DIRECTORS OF TBTF KORPORATE AMERICA ARE NOW SUCKING UP OUR ENTIRE TREASURY ……

    THE FOREIGNERS ARE ALSO USING A HEDGE FUND AND OUR CONSTITUTION TO SUE THE TREASURY FOR BREAKING A CONTRACT TO ROB US INTO POVERTY AND STEAL ALL OF OUR PROPERTY…..!

    DIRTY GREEDY SNEAKY SOBS…!

  151. Hi KC,
    When you got the escrow demand for 17 did you send a certified letter disputing the debt?

  152. They are effing kidding right….? The FHFA is policing themselves and the pirates are going to be conservators for our stolen wealth…..the GSEs? …….LMAO….! ROF….! YEAH RIGHT….!

    THE FHFA ARE ALSO THE HEDGE FUND WHO ARE SUING THE TREASURY…BECAUSE QUINTILLIONS OF OUR STOLEN WEALTH IS NEVER ENOUGH….!

    MWAHAHA……

  153. These fraudclosure mill law firms are a front for the hijacked division of the DEPARTMENT OF JUSTICE/U.S. TREASURY DEPARTMENT. THEY WERE PUT IN PLACE WITH OUR STOLEN MONEY BY OUR FOREIGN KORPORATE ENEMIES TO STEAL EVERYTHING FROM US.

  154. Yeah right Christine…..we earned our living and you crooks stole it and are using ill gotten gains to troll at this blog. YOU LOUSY LOSERS DESERVE TO BE DIGGING DITCHES IN A CHAIN GANG TILL THE DAY YOU CROAK AND GO BACK TO YOUR EVIL LAIR IN HELL WITH GACY AND ALL THE REST OF THE MASS MURDERERS.

  155. Mar 20, 2011 10:00 AM EDT
    NEWSWEEK gave 1,000 Americans the U.S. Citizenship Test–38 percent failed. The country’s future is imperiled by our ignorance.

    They’re the sort of scores that drive high-school history teachers to drink. When NEWSWEEK recently asked 1,000 U.S. citizens to take America’s official citizenship test, 29 percent couldn’t name the vice president. Seventy-three percent couldn’t correctly say why we fought the Cold War. Forty-four percent were unable to define the Bill of Rights. And 6 percent couldn’t even circle Independence Day on a calendar.

    Don’t get us wrong: civic ignorance is nothing new. For as long as they’ve existed, Americans have been misunderstanding checks and balances and misidentifying their senators. And they’ve been lamenting the philistinism of their peers ever since pollsters started publishing these dispiriting surveys back in Harry Truman’s day. (He was a president, by the way.) According to a study by Michael X. Delli Carpini, dean of the Annenberg School for Communication, the yearly shifts in civic knowledge since World War II have averaged out to “slightly under 1 percent.”

    But the world has changed. And unfortunately, it’s becoming more and more inhospitable to incurious know-nothings—like us.

    To appreciate the risks involved, it’s important to understand where American ignorance comes from. In March 2009, the European Journal of Communication asked citizens of Britain, Denmark, Finland, and the U.S. to answer questions on international affairs. The Europeans clobbered us. Sixty-eight percent of Danes, 75 percent of Brits, and 76 percent of Finns could, for example, identify the Taliban, but only 58 percent of Americans managed to do the same—even though we’ve led the charge in Afghanistan. It was only the latest in a series of polls that have shown us lagging behind our First World peers.

    Most experts agree that the relative complexity of the U.S. political system makes it hard for Americans to keep up. In many European countries, parliaments have proportional representation, and the majority party rules without having to “share power with a lot of subnational governments,” notes Yale political scientist Jacob Hacker, coauthor of Winner-Take-All Politics. In contrast, we’re saddled with a nonproportional Senate; a tangle of state, local, and federal bureaucracies; and near-constant elections for every imaginable office (judge, sheriff, school-board member, and so on). “Nobody is competent to understand it all, which you realize every time you vote,” says Michael Schudson, author of The Good Citizen. “You know you’re going to come up short, and that discourages you from learning more.”

    It doesn’t help that the United States has one of the highest levels of income inequality in the developed world, with the top 400 households raking in more money than the bottom 60 percent combined. As Dalton Conley, an NYU sociologist, explains, “it’s like comparing apples and oranges. Unlike Denmark, we have a lot of very poor people without access to good education, and a huge immigrant population that doesn’t even speak English.” When surveys focus on well-off, native-born respondents, the U.S. actually holds its own against Europe.

    Other factors exacerbate the situation. A big one, Hacker argues, is the decentralized U.S. education system, which is run mostly by individual states: “When you have more centrally managed curricula, you have more common knowledge and a stronger civic culture.” Another hitch is our reliance on market-driven programming rather than public broadcasting, which, according to the EJC study, “devotes more attention to public affairs and international news, and fosters greater knowledge in these areas.”
    ignorance-fe08-vl

    Phil Toledano for Newsweek

    For more than two centuries, Americans have gotten away with not knowing much about the world around them. But times have changed—and they’ve changed in ways that make civic ignorance a big problem going forward. While isolationism is fine in an isolated society, we can no longer afford to mind our own business. What happens in China and India (or at a Japanese nuclear plant) affects the autoworker in Detroit; what happens in the statehouse and the White House affects the competition in China and India. Before the Internet, brawn was enough; now the information economy demands brains instead. And where we once relied on political institutions (like organized labor) to school the middle classes and give them leverage, we now have nothing. “The issue isn’t that people in the past knew a lot more and know less now,” says Hacker. “It’s that their ignorance was counterbalanced by denser political organizations.” The result is a society in which wired activists at either end of the spectrum dominate the debate—and lead politicians astray at precisely the wrong moment.

    The current conflict over government spending illustrates the new dangers of ignorance. Every economist knows how to deal with the debt: cost-saving reforms to big-ticket entitlement programs; cuts to our bloated defense budget; and (if growth remains slow) tax reforms designed to refill our depleted revenue coffers. But poll after poll shows that voters have no clue what the budget actually looks like. A 2010 World Public Opinion survey found that Americans want to tackle deficits by cutting foreign aid from what they believe is the current level (27 percent of the budget) to a more prudent 13 percent. The real number is under 1 percent. A Jan. 25 CNN poll, meanwhile, discovered that even though 71 percent of voters want smaller government, vast majorities oppose cuts to Medicare (81 percent), Social Security (78 percent), and Medicaid (70 percent). Instead, they prefer to slash waste—a category that, in their fantasy world, seems to include 50 percent of spending, according to a 2009 Gallup poll.

  156. We invested in our country, not some shitbag hedgefund or mortgage backed garbage. That property was also our family business that you crooks intentionally destroyed with that garbage you peddled and used to STEAL THOSE PAYMENTS AND EQUITY STRIP ALL OF OUR EQUITY WITHOUT OUR KNOWLEDGE OR CONSENT.

    Marilyn lane is correct. These lawfirms are the trolls at this site. They are using all the pirates booty they stole from us to terrorize us.

  157. And I hope you never bred, unlike the other moron… This country is really in dire straits if we keep allowing those imbeciles to procreate.

    Get a job and earn your living.

  158. We worked our entire lives and saved for our retirement as well you lousy shitbag thieves. Our retirement investment was the business property that you goddamned foreign imposter crooks hijacked.

  159. ML, absolute moron without one chance of ever growing a brain…

    Forgot: “toll” is an adjective”. “Tolle” is a noun. What a shithead!

  160. ML, absolute moron without one chance of ever growing a frickin’ brain…

    1) Tolle doesn’t come from “toll”. Eine Tolle means many things among which:
    tuft
    ; forelock
    ; hair lock
    ; lock
    ; hairbrush
    ; brush
    2) Although the first meaning of “toll” is insane, crazy and dangerous, nowadays, it is used a lot to reflect the English expression “That was huge! That was enormous!” as in… fantastic! “Das was ehrlich ganz toll!”

    Once again and as usual… out of your league, imbecile.

  161. CNBC REPORTING …HEDGEFUND SUES TREASURY…….FHFA PUT IN CONSERVATORSHIP OF FANNIE. & FREDDIE…

  162. @E Tolle
    you wouldn’t be insulted by our referring to nazis would you?
    The surname Tolle is derived fro the German word toll, which means
    wild, crazy.

  163. Good Morning Neil, You silly old man … Please explain to the Stripper how you worked all your life and saved for your retirement. Tell the Stripper you are Entitled to what is yours and Not some nasty snickeren deadbeat hose beast looking for a free ride on the labors of another persons back. Maybe … Just Maybe if the Hose Beast puts in another 20yrs, it could payoff what it owes and save itself. Don’t get your hopes up thou! Now how many houses would you say you own, bought or saved from FC with your moldy old money…that apparently you are not entitled to because you didn’t pay the Stripper.

    Coffee… I need more Coffee.

  164. Yoo hoo, everybody, the game is rigged. There has been a revolving door for the last decade at least with the attorneys who work for government jobs with a conflict of interest because they worked for private entities like foreclosure mills or Wall Street firms. It is on-going. Eric Holder was a partner in the firm of Covington and Burling–the law firm that helped to create MERS. No wonder he says the banks are too big to prosecute–he might get caught up in the dragnet. This arrangement is brought to us by the NSA. They keep some very interesting files on judges, attorneys, government employees. Those files are based on extortion, threats and blackmail, much as the Mafia is run.

  165. E Tolle loon
    i am talking about the FBI, CIA or what every agency is equipped to
    Screen employees in government . Better safe than Sorry. if any of the workers at the Treasury has a connection to a Foreclosure mill. there is a big problem.

  166. Marilyn Loon said, “I hope the Feds start checking the background of every attorney at the Treasury.”

    I guess it would be too difficult for you to grasp that the Treasury IS the Fed? And that that, my dear conspiracy theorist, IS the problem?

    And who exactly are you calling site plants? Those of us who have been here for a half decade exchanging methods and case cites? Or you and your drool-covered frothing friends shouting “The Nazis did it! It’s the Nazis!”

    Fools, one and all.

  167. @carie, on July 7, 2013 at 10:06 pm

    This is not a rude answer.
    The truth is, the answer to all the questions are, “it doesn’t matter”
    why? Because of all the things your friend knows and mentioned.
    1. The subprime trust is dissolved and/or liquidated.
    2. Your friend is NOT in default and NOT underwater.
    the trustee hasn’t seen deposits
    3. Your friend is going to refinance.

    Remember in the newspaper where there are Notices filed by an attorney? It will say something like anyone with an interest in this ‘situation/transaction/estate’ needs to know it is being administered by this ‘executor/lawyer/firm’ and they have so many days to make contact and state their claim.

    Well just like banks have MERS behind the scene and is trading things and passing ownership, they’ll do the same thing with the notice of the refinance and any bank ‘wanting in’ will make their claim and it will all be handled behind the scenes.

    The refinance WILL go through because the signature ‘creates’ the money, we know this from the Money As Debt series on the internet. Banks create the money out of thin air when they get a living male or female to sign the paperwork for the money. We are the Creators. Without our signature, no money would exist.

    Finally, the refinance is a new obligation so where it goes, who gets it, what they do with is, unless all that is a requirement ‘written into the contract’, no one is obligated to say anything because they don’t know who will do what with it until the instrument is created.

    So make sure they add the terms to the agreement that they want or no deal if they are willing to take control of the transaction as the ‘true creditor’ with the bank as the ‘true debtor’. Otherwise, it’s a blank check and they can do with it what they want as long as your friend gets what is wanted, which is a refinance with a known lender (the other stuff is dissolved/liquidated so payments are going out but your friend doesn’t know where those are going and who is benefiting from them, even now.)

    Complaints for mortgages would go to FTC and CFPB when one has set up the ‘performance’ of the mortgage and the one they refinance with ‘fails to perform’ the agreement properly. They won’t get involved in the negotiation of the refinance because their input could impair the creation of the agreement, and we have free will. We have the right to do something, and the right to not do something. If someone stops us from doing what we want to do, it’s a trespass. So creating a new obligation is allowed because ‘no law impairing the obligations of contracts shall be made’. For that moment in time, when our signature creates the money, we are treated as adults and our signature is ‘powerful’. After that, we are treated as infants, because everything goes into a trust and someone else is the trustee and managing it., even though the ‘now infant’ is the grantor of the trust and should have some input into it’s performance. The only way to control that aspect is to hire the trustee firm yourself and pay them for their services for the lifetime of the ‘new mortgage contract’. Even if a trustee doesn’t communicate with a beneficiary about dissolving the trust, it can communicate with the grantor if there is a prior agreement included in the transaction.

    Remember – if it’s not included, it’s excluded.
    So add addendums to the agreement if it’s important to know what’s going on. We have the right to have a ‘meeting of the minds’ of both parties when creating contracts for performance and of obligations.

    Hope my response gave something to consider, even though it didn’t answer what was asked (which is unknown because its in the future and what can and will be done after signing could be anything depending on who gets it and where it goes after the signature is placed to bring the paper to life)

    Trespass Unwanted, Corporeal, Life, Free, Independent, State, People, In Jure Proprio, Jure Divino

  168. Morons. Two for the price of one. One of them has already lost it all. The other is working on it. Any wonder?

    Serves them well! Nothing happens in a vacuum…

  169. It was easy to have mind enslavement here as the people of the United States were conditioned in thinking the word ‘bank’ is synonymous with honesty
    That is how Madoff ran his scam- on Trust.

  170. If Aronberg, Guldgehn &Garmisa are a foreclosure mill, perhaps they are the ones putting all the plants on this site? and like you think Stripes, they are the ones who put their attorneys into the US Treasury

    . I hope the Feds start checking the background of every attorney at the Treasury.

    Networking and connections very important issues in this massive foreclosure fraud.

  171. …..or communism fell……yeah right…!

  172. BLOOMBERG NEWS ALSO REPORTING BRICS ARE HERE TO STAY BUT NO ONE IN AMERICA IS BUYING WHAT BRICS ARE SELLING….THE DOLLAR EURO…SPREADING OUR WEALTH AROUND THE WORLD IS A GOOD THING FOR US.. NAFTA IS FREE TRADE….THE U.S. NEEDS TO BUY FOREIGN OIL……..OBAMACARE AND THE MICROCHIP ARE CONSTITUTIONAL OR LEGAL BECAUSE THE SUPREME COURT SAYS SO….ITS ALL OBAMAS FAULT….THE ISRAELI GOVT ARE NOT HOARDERS………AMERICA IS BROKE…ONE WORLD GOVERNMENT….THE WORLD CONSTITUTION…A ONE WORLD CURRENCY….THE U.S. GOVERNMENT ARE STASIS….TBTF ARE BANKRUPT…..SNOWDEN IS A HERO….U.S. IS OVER……THE DOLLAR IS DEAD……..FREE MARKET CAPITALISM IS DEAD…9/11 & THE ASSASSINATION OF J.F.K WERE INSIDE JOBS…THE PATRIOT ACT IS LEGAL…..WE HAVE NO RULE OF LAW AND NO CONSTITUTION…WE HAVE NO LEGAL RIGHTS….GUNS WITH NO BULLETS PROTECT US…THEIR FLIGHT 800 STORY…THE KEISER REPORT…RT NEWS…. DHS PROTECTS OUR NATIONAL SECURITY ….SECURITIES FRAUD IS LEGAL IF YOU ARE A BANK.. THE FEDERAL RESERVE IS PRINTING LEGAL TENDER UNDER U.S. LAW….THE SECRET SERVICE PROTECTS ANYONE IN THIS COUNTRY…GOLD IS NOT MONEY…KORPORATE AMERIKA IS AN AMERICAN INSTITUTION…CHEMTRAILS & HAARP ARE THE U.S. GOVERNMENTS DOING… ….THEY CAN’T CURE ALL DISEASES…. ….THEIR BANKS OWN THE COUNTRY…MBS’s ARE REAL….THE NDAA IS LEGAL…ILLEGAL IMMIGRANTS DESERVE LEGAL RIGHTS….SOCIAL JUSTICE FIXES FOR FRAUD LEGALIZE FRAUD….WE THE PEOPLE OWE THEM OUR MONEY AND PROPERTY….THEY LENT US MONEY….THERE IS A NEW CRISIS EVERYDAY IN AMERICA….THERE IS NO GOD…THEY ARE OUR “FRIENDS” …..THEY OWN US OR THEY OWN EVERYTHING…OR BRICS ARE OUR TBTF KORPORATE GOVERNMENT AND ALL OF THEIR OTHER NAZI TALL TALES….

  173. BLOOMBERG NEWS REPORTING….BEWARE THE DOLLAR EURO SCAM…AND……

    DEAD INTERVIEWED AS INVESTIGATORS FALSIFY U.S. BACKGROUND CHECKS…

    THE KHAZAR COMMUNIST TBTF BOARD OF DIRECTORS….FOREIGN NAZI CONTROLLED KORPORATE AMERIKA ARE ALL LIARS BLAMING THE U.S. FOR ALL OF THEIR FRAUD AFTER THEY STOLE INNUMERABLE AMOUNTS OF OUR WEALTH FALSELY REPRESENTING THEMSELVES AS AMERICAN CORPORATIONS.

    BUYER BEWARE….!

  174. THE TRUTH IS…. IT IS ALL MIND ENSLAVEMENT …..FRAUDULENTLY INDUCED MIND CONTROL BY FOREIGN IMPOSTERS/FICTITIOUS PAYEES TO OUR CONSTITUTIONAL REPUBLIC.

    BUYER BEWARE….!

  175. The BOARD OF DIRECTORS OF TOO BIG TO FAIL FOREIGN CONTROLLED KORPORATE AMERIKA are trying to write a new Social Contract …A Declaration of Dependence on Foreign controlled and Fraudulently Induced Korporate AmeriKa and are trying to replace the RULE OF LAW in America…OUR CONSTITUTION/BILL OF RIGHTS WITH A FRAUDULENTLY INDUCED SOCIAL CONTRACT THAT NEVER EXISTED…..AKA OBAMACARE AND OTHER UNCONSTITUTIONAL AND ILLEGAL ACTS OF WAR ON OUR CONSTITUTIONAL REPUBLIC.

    THAT IS WHY THEY STOLE OUR WEALTH AND HIJACKED OUR CONSTITUTUON….THE U.S. TREASURY DEPARTMENT/DEPARTMENT OF JUSTICE.

  176. The truth is disturbing alright because nothing these TBTF KORP OF CROOKS are doing is legal let alone moral or ethical.

    They are wedding crashers to our Constitutional Republic…a marriage made in heaven and are trying to make us believe we are married to KORPORATE America. Well that marriage never happened and that scam was all fraudulently induced.

  177. You are living proof Christine that the Book of Revelations is wide open and in progress.

    One of the signs the time for the truth to be revealed to all that seek it is at hand and all traitors to God and his creations would be revealed is……people would become greedy, selfish, licentious liars and haters of anything good.

    That describes TBTF KORPORATE AMERIKA, THEIR BOARD OF DIRECTORS, THEIR AGENTS & AGENCIES AS WELL AS YOU AND YOUR TROLL FRIENDS TO A T.

    You can try and shoot the messengers of the truth but God will never let you shoot the message being given to those who seek it.

    The truth is ….. No lie lives forever …. the truth may be covered up for a while by evil doers and even temporarily fade away from plain sight because people allow themselves to become distracted but the truth will never die.

  178. Posting for a friend:

    “…I have an Assignment recorded to a subprime trust. We all now know those trusts have been dissolved and/or liquidated. But, we are NOT “in default”, and NOT “underwater”. Now I am going for a refinance.

    The question: WHO will prepare the Satisfaction/Discharge of Mortgage when last recorded assignee/mortgagee is the trustee to a subprime trust that has been liquidated/dissolved? Where will the payoff money go? Who is the creditor/lender that gets refinance money pay-off, when trustee to trust has no record of ANY received payments to date??? Also, Depositor to trust is gone — but, no one knows where…Where will the money go by a refinance???

    Wonder if anyone can answer this. I know what is happening — but, I want opinions. I’ve had numerous phone calls with SEC and IRS and CFPB. No one at any agency will answer this question. They are disturbed, but cannot answer the question…”

  179. KC,

    That rejoins exactly what we were talking about.

    F/U stripper. A moron you were born. A moron you are. A moron you shall croak. Poof! Gone. And no one to miss her.

  180. Pound sand Christine You are just a liar. If Neil were in this for the money the banks and KORPORATE Amerika would be advertising all over this site like at 4closurefraud.org. There is no real money in helping us. Neil is a good person who is allowing us to help each other and hopefully be able to help ourselves. Thank You Neil. You are a gentleman and a patriot.

  181. UKG,

    Obviously not… Keep in mind that it allows Garfield to claim hundreds of thousands of “visitors”. And something I wasn’t aware of until recently… it is in his best interest to keep the status quo: most of those websites make money from people visiting and posting. If it’s the case for LL, a few cents here and there and pretty soon, you’re talking real money…

  182. These Foreign Korporate crooks need to know one thing…. there is an American side to the Natural Born American people that Foreigner’s fail to see. Liberty is at our core because the Creator shed his grace on America. God’s grace is the free will of the American people to be free and independent. You cannot ever undo what the Creator has already done no matter how many of us you kill, arrest, prosecute and persecute. No matter how much you steal or try to control because our Constitution/Bill of Rights…our Liberty….which is our freedom & independence is in the core of our souls. That is why the Foreigner’s will never ever truly win or conquer America or us because God is on omnipresent in America in our Constitution/Bill of Rights and in all of our laws that uphold it.

  183. KORPORATE AMERIKA ARE DONE HAVING OUR CAKE AND EATING IT TOO..

  184. WHEN I SAY WE THE PEOPLE NEED A BOOTAY DROP FROM TOO BIG TO JAIL I MEAN A BIG FAT CHECK….THEN THE TREASURY MUST DO THE RIGHT THING AND SEND OUR SATISFACTIONS OF ALL PROPERTY TITLES TO WE THE PEOPLE.

    THEN WE THE PEOPLE WILL ALL BE TWERKIN….AND THERE WILL BE NO JERKIN FROM KORPORATE …

    OTHERWISE WE WILL NOT BE COOPERATING…COMPLYING OR CONFORMING WITH TOO BIG TO FAIL…KORPORATE AMERIKA…NO WAY NO HOW….

  185. Querie for UKG….Why do you hate our First Amendment…?

  186. WE THE PEOPLE NEED A BOOTAY DROP FROM TOO BIG TO JAIL…KORPORATE AMERIKAS BOARD OF DIRECTORS….

    WE WILL ALL BE TWERKIN BECAUSE OUR LIBERTY WILL BE RESTORED …

  187. Are we there yet? is this the evidence we have been waiting for? will we have justice, maybe a banker or two in jail?

  188. HEY UKG THIS ONES FOR YOU ….HOW DARE YOU BE JERKIN WHILE I’M TWERKIN ….#1

    http://m.youtube.com/#/watch?v=0248Axp-aks&feature=related

  189. Of course that judge let those TBTF crooks off way to easy. The Issuer of the non existent contract should have had to pay at least the face value of that note back. Then the bankruptcy would not have been necessary.

    That is what their TBTF protection racket is really hiding…

    BOOTY DROP…

    WHITE GIRL TWERKIN WHILE THEIR JERKIN…!

  190. so, Neil, have you had enough of this nonsense?

  191. TO MAKE IT REALLY SHORT & SWEET THE TRUTH IS…… THE DOLLAR COLLAPSE IS ANOTHER MANUFACTURED CROCK OF SHIT BY THE NAZI COMMIE BOARD OF DIRECTORS OF FOREIGN CONTROLLED TOO BIG TO FAIL..KORPORATE AMERIKA……IT’S ALL A MASSIVE SCAM AND A GIANT FRAUD TO STEAL OUR LIBERTY….OUR CONSTITUTIONAL REPUBLIC …ALL OF OUR FREEDOM AND INDEPENDENCE BY THESE FOREIGN KORPORATE COMMUNIST/SATANISTS..

    THEY ARE NAZI CONTROL FREAKS WHO WANT TOTALITARIANISM UNDER THE OBAMACARE FRAUD. NOTHING THEY DO IS LEGAL…

  192. Christine, remember this one… An Old’e but Goodie.

    http://www.nytimes.com/2009/10/25/business/economy/25gret.html?pagewanted=1&_r=0

  193. None of those fixes put money owed us back in the pockets of the wronged party….WE THE PEOPLE.

  194. Loan mods, short sales, filing bankruptcy or quiet title are fixes for fraud that only cover up for these crooks and do not help the American people…..at all.

  195. The truth is it depends on what you consider “help.” WE THE PEOPLE need to learn how to help ourselves.

  196. Well certainly the judge made himself look really bad on that ruling. If he has no subject matter jurisdiction to rule on a counterclaim he has no subject matter jurisdiction to rule on a foreclosure complaint. The State has no case. The secret the judges are not telling is the judges are invoking personal jurisdiction…….that means invoking their own prejudice and ruling based solely on their own prejudice and nothing based in law or fact. They are not openly revealing to the court they are prejudiced and compromised against WE THE PEOPLE. Sorry but that ACT is criminal by its intent to deceive that is felony concealment.

  197. KC,

    Great work from Todd Wetzelberger. He’s been one of the good guys since 2008. He helped a lot of people and ended up in the grinder. Don’t know what he’s doing these day. Here is his site, with a lot of good info, circa 2008 to 2011. I don’t believe his written much since then.

    I wish him well with his lawsuit.

    http://surefirehomeretention.com/about/

  198. We have all been greatly deceived into living lies. I have witnessed first hand the shock by the third party Imposter plaintiffs attorney’s that they are being told nothing they are doing is legal. Revelation or shock they got caught, I have no idea.

    None the less it is happening in real time everyday and only if you saw the signs and are paying attention as God commands us to do will the truth and all the traitors be revealed.

    I am not calling every player in this highly complicated mess a traitor. Many are brainwashed into believing all of this fraud is perfectly legal. Many are waking up to the fact that nothing they are doing is legal meaning nothing they are doing is based in law or fact.

    There will be a day of reckoning for those who were willing participants in this attempted theft of our Constitutional Republic as the Good Lord promised and the Good Lord always delivers.

  199. Oh My,

  200. I can’t wait for the bank owners and players to feel what we felt when their assets are no longer theirs because someone has a piece of paper that was no good to them, even when they were told it was good (like they gave us no good Deeds telling us it was good) and someone calls in their debt and forget the foreclosure, just wipe them the heck out.

    Feel the burn! It’s getting hot in here.
    Will we ever know who blinks first? Someone blink…please, so we can get this part of the ride over with.

    http://dollarcollapse.com/interest-rates-2/variable-rate-world-part-1-staring-into-the-abyss/

    short and sweet

    Bank owners and executives are like a fake super hero with no powers. They’ll set up a transaction to purchase the powers from the real super hero with bogus paperwork that makes it appear the superhero is purchasing the powers from the bank.
    The bank will call the superpowers it’s own, use more paperwork to go to court to steal them from the real super hero and add them to his assets and demand the government provide payment of insurance in case he hurts himself using his newly acquired (stolen) powers.

    Trespass Unwanted, Corporeal, Life, Free, Independent, State, People, In Jure Proprio, Jure Divino.

  201. Is any amount of money, fame or fortune really worth being called a liar, a thief and a whore?

  202. Why would anyone want to take the fall for this Korp of crooks…? No amount of money, fame or fortune is worth your good name.

  203. Time for WE THE PEOPLE TO THROW THE COMMUNIST NAZI BOARD OF DIRECTORS OF FOREIGN TBTF KORPORATE AMERIKA DOWN THE FREAKING WELL. The people who are hiding behind the KORPORATE Logos.

  204. Right on tresspass….these foreign TBTF crooks have hijacked our patent office and our copyrights. Nothing they do is legal.

  205. Take #2

    Todd W, on July 5, 2013 at 5:56 pm said:
    Here is evidence that your signature is worth a heck of a lot as a representation of your past, present, and future value. Otherwise why would Bank of America as assignee seek to patent the process for securitizing and/or syndicating purported “loan” applications including REJECTED applications. Who in their right mind would invest in a derivative backed by a worthless piece of paper (rejected application) with nothing more than a signature (your property) on that paper.

    It’s not about the note as we know, it never was. It’s about the signature and every time you give your unqualified or unrestricted signature the “user” of that signature can do with it what they please like any other property you unwittingly give away.

    Hope this shines a bright light and is enough evidence to help you back up your statements in those fraudclosure cases. Link on Scribd below

    It’s digitally marked up with important points, to save you the time going through the entire patent application

  206. CORRECT TYPO…. THESE CROOKS ARE STEALING EVERYTHING FROM US. WAKE THE HELL UP.

  207. You can allow these crooks to write deadbeat on your tombstones if you want but they are not writing it on mine. That is evil. If these people are not working against us the truth will vindicate them in the end.

  208. You are absolutely not going to win if you are living lies and allowing these crooks to blame us for their crimes against us. That is the honest to God truth. THAT IS WHY THE TRUTH NEEDS TO BE TOLD. This is all public knowledge my friends. I am not exposing anything to harm anyone by telling the truth that is not hidden but obvious …but they are certainly trying to destroy ALL OF US by TELLING LIES AS FACT.

    That should be unacceptable by every American.

  209. SOLID INFORMATION POPPY…..? K.C. HAS BEEN BLASTING ME & LYING ABOUT ME FOR UMPTEEN MONTHS. SHE ASKED FOR IT.

    THESE CROOKS ARE STREALING EVERYTHING FROM US AND I AM NOT THE LIAR AND THE THIEF.

    YOU SHOULD BE GRATEFUL FOR THAT INFORMATION. AS LONG AS THE TRUTH IS BEING COVERED UP WE ALL LOSE.

  210. @ ML

    IMHO Some of us can win and some cannot…just the way it is. depends on the lineage of your loan and the research…

  211. stripes what are you doing? Does it matter who people work for if they are giving us solid information on the inner workings of this? What is it she is doing? No one here is putting all their personal info here. Jeez

  212. Okay, KC sorry, but still there’s a big difference between technology and counterfeiting…right?

  213. Now send my checks and satisfactions for doing the job I already paid you to do.

  214. K.C. better call Lisa and tell her their covers blown by their own agency they employed.

  215. Would K.C. like me to name the Agency….the Attorney’s office Aronberg, Goldgehn, Davis and Garmisa is employed by? Its right on their website.

  216. TWERKING #1….

  217. I haven’t told all of it but that is the jist of it.

  218. THE SECRET AGENTS OF THE KORPORATE AMERIKA CROOKS ARE IN FACT THE BANKERS..THE LAWYERS AND THE COPS…BUT ARE IN FACT NOT DOING ANYTHING LEGAL THEREFORE THEY ARE ALL IMPOSTERS & FICTITIOUS PAYEES.

  219. I held my peace for long enough. Time to pay the piper.

  220. Now eat crow KC for all the lies you told here at this sight. This is the direct result of lying and impersonating an officer of the court.

  221. IT IS CALLED KORPORATE KRONYISM….

  222. ARONBERG…..GOLDGEHN….DAVIS & GARMISA……FRAUDCLOSURE MILL LAW FIRM FOR IMPOSTERS AND FICTITIOUS PAYEES HIDING WITHIN THE TREASURY DEPARTMENT/DOJ….AND NOTHING THEY DO IS LEGAL….NOT ONE THING.

  223. KC IS NO RETIRED GRANNY…..NOT BY FAR…..SHE IS A AGENT OF THE HIJACKED DIVISION OF THE U.S. TREASURY DEPARTMENT WORKING UNDER COVER AS AN ATTORNEY OF ARONBERG…GOLDGEHN AND GARMISA…..AN UNDERCOVER COP WORKING FOR A FORECLOSURE MILL UNDER COVER OF AN ATTORNEYS OFFICE.

  224. A KORP OF SHEISTER CROOKS WHO ARE ALL PAID FOR US AKA TBTF KORPORATE AMERIKA. ALL ROBBERBARONS FOR THE RICH….AND THEY BLEW THEIR OWN COVER LIKE THEY ALWAYS DO.

  225. Sorry for the inconvenience Louise, Neil needed a boost in his numbers.

    Poppy? I did not make that statement, I’m confused by your comment.

  226. THEY ARE FICTITIOUS COPS AND FICTITIOUS PAYEES….

  227. YOU ARE A PROXY FOR PATRICIA PICARD AND CHICAGO TITLE & TRUST AGENT AND AGENCY OF THE HIJACKED TREASURY DEPARTMENT UNDER MANY ASSUMED NAMES LIKE JILLIAN COLE….ANGELA MORRISON ALL AGENTS OF ARONBERG GOLDGEHN AND GARMISA AN AGENCY AND AGENTS FOR THE US TREASURY/DOJ UNDER THE GUISE OF THE COPS OF THE STATE OF ILLINOIS WHO WORK FOR KORPORATE AMERIKA. THEY ARE COPS BUT NOTHING THEY DO IS LEGAL…..

  228. They can have the State of Texas.

  229. KENYA WOULD BE A PERFECT PLACE FOR THEM….THE KENYAN PEOPLE CAN COME HERE IN THERE PLACE.

  230. “The making of the fraudulent documents is called technology”

    Hey KC, in my world it is counterfeiting a Felony

  231. huh? I’m not Patricia?
    But you said … and I like the name.
    Back to my homework.. you play with E Tolle for awhile. :)

  232. ALL THE ENTITLEMENT PEOPLE LIKE KC AND E TROLLE NEED TO BE PUT ON A SLOWBOAT TO AFRIKA.

  233. E.Tolle, yes most of the posts are from M.Lane, Stripes and KC. However, I sift through the s%^t so that I can get the good posts from people who know what they are talking about. New Opinion from Judge Schack: Google it. It is fabulous and has many good points to use in lawsuit.

    OPINION
    Arthur M. Schack, J.
    Plaintiff, JP MORGAN CHASE BANK, NATIONAL ASSOCIATION, AS PURCHASER OF THE LOANS AND OTHER ASSETS OF WASHINGTON MUTUAL BANK, FORMERLY KNOWN AS WASHINGTON MUTUAL BANK, FA (THE “SAVINGS BANK”) FROM THE FEDERAL DEPOSIT INSURANCE CORPORATION, ACTING AS RECEIVER FOR THE SAVINGS BANK AND PURSUANT TO ITS AUTHORITY UNDER THE FEDERAL INSURANCE ACT, 12 U.S.C. § 1821 (d) [CHASE], commenced the instant foreclosure action against defendant FREDERICK BUTLER [BUTLER], for the premises located at 325 Macon Street, Brooklyn, New York (Block 1847, Lot 49, County of Kings). After numerous

  234. THATS RIGHT AMERICA…..THE COPS WHO ARE SUPPOSED TO BE DEFENDING YOUR LEGAL RIGHTS ARE IN FACT STEALING FROM YOU FOR KORPORATE AMERIKA…..UNDER THE NAMES OF LAW FIRMS ….THEY ARE THE TOO BIG TO FAIL ENTITLEMENT PEOPLE ROMNEY WARNED ABOUT…SHALL I NAME NAMES?

  235. Behave E-Tollee

    I’m not like that!

    lol

  236. HA HA HA MAY I ELABORATE THAT ARONBERG GOLDGEHN AND GARMISA IS A LAW FIRM IN CHICAGO WHO IS OPERATING A FORECLOSURECOUNTERFEITING RING FOR THE COPS IN THE STATE OF ILLINOIS?

  237. ABSOLUTELT A COMPLETE LIE….THAT BIG LIE IS BEING BROUGHT TO YOU BY THE HIJACKED DOJs OFFICE BY AN IMPOSTER TO OUR CONSTITUTIONAL REPUBLIC…UNDER COVER OF ARONBERG GOLDGEHN AND GARMISA A COUNTERFEITING OPERATION OF THE STATE OF ILLINOIS …A FORECLOSURE MILL FUNDED BY WE THE PEOPLE. I CAN NAME AGENCIES & AGENTS IF YOU WOULD LIKE.

  238. 446 posts, 440 of which were written by either stripes, KC, or Marilyn Lane.

    You three should get a room.

    Without Wifi.

  239. Stripes,

    i believe we can win. But don’t get sidetracked using your energy on kc with her alternating baby talk and duct tape. . i believe she is on the other side.

    We know behind the scenes they are working on taking what is ours. how have they networked.? Search out all the people, the attorneys, the judges the banks .i run JUDGE SCHLESINGERS NAME THRU EVERYTHING. I want to know how a woman who took an oath to protect our Constitution won’t .i know how she got to the NYSC. Her husband Tom Nooter is politically connected to the nominating committee for Supreme Court judges.

    As Bill Black says the more you look the more you will find.

    I know that while judge David B Saxe was saying , he is scarcely
    getting by, he bought A small property he calls maids quarters for $90,000 what bank gave him a mortgage if we all collect as much information as we can we will figure out the networking.

    Lee Equity partners financed lps Docx repurchasing for Fidelity. The Clintons stayed at Lees Hampton properties after Hillary lost her bid for
    president.We don’t know these people but we can certainly start to figure how they operate. and network. if your going to win a war you have to know who your enemys are .I think we should spend some time getting some answers.

  240. Go ahead Stripper, reveal my identity.

    I will take a good laugh anytime…
    A good laugh is the sign of a healthy heart and clear conscious.

  241. Now you have really pissed me off equity stripper. Do you want me to reveal your KORPORATE identity because legally I can because I pay your salary. Legally you cant reveal mine because you are a FOREIGN IMPOSTER AND A DUPE….A FICTITIOUS PAYEE….A FRAUD & A CRIMINAL.

  242. From what I am understanding Stripper, you lost your house over a year and a half ago. What’s Up with That?

  243. TBTF KORPORATE AMERIKS uses what you do not know as a weapon to permanently harm you and throw you a bone. …..here take your stolen house back…OH BAFANGUL…IM NO FOOL….PAY ME BACK WHAT YOU STOLE AND HIJACKED CROOKS! WHICH IS MY LIBERTY…ALL OF MY PERSONAL WEALTH…!

  244. It’s called CONTROL FRAUD…..MAKE THE PEASANTS BELIEVE THEY CAN’T WIN AND THE ONLY IMPORTANT THING IS GETTING YOUR STOLEN HOUSE BACK. WELL THEY ARE ALL LYING CROOKS WHO NOT ONLY OWE US ALOT OF MONEY BUT SATISFACTIONS TO ALL OF OUR PROPERTIES.

  245. There are thousands of commercial/residential fraudclosures in Cook County and you could have no way of knowing which one is mine unless you were spying on me. So go ahead STRIPPER….GIVE IT AWAY GIVE IT AWAY GIVE IT AWAY NOW….I already know you are a KORPORATE spy and who you are. I have my sources as well.

  246. I never gave my identity to anyone here except living lies and they don’t reveal any of our personal information so how could you get my personal information unless you are a spy?

  247. YOU NEED AN IDENTITY TO DO THAT STRIPPER. NOW TELL ME AGAIN HOW YOU COULD POSSIBLY KNOW MY IDENTITY UNLESS YOU WERE A TBTF KORPORATE AMERIKA SPY?

  248. May I add nothing these trolls have ever told me has come to pass. Because the truth is clear …they are all working as agents for TBTF KORPORATE AMERIKA and they are all liars and they are all full of shit.

  249. Its not difficult to cross reference a commercial fc and a residential fc in Cook Co records. Did you know that Stripper?

  250. IGNORE THE TOO BIG TO FAIL KORPORATE AMERIKA INVESTOR TROLLS AKA THE ENTITLEMENT PEOPLE LIKE K.C….. LIE AND DECEIVE IS ALL THEY DO BECAUSE THEY KNOW THEY CAN’T WIN AGAINST THE TRUTH.

    BAFANGUL THEM….EVERY LYING SCUMBAG VAMPIRE WILL HAVE THEIR DAY.

  251. TOO BIG TO FAIL FOREIGN CONTROLLED KORPORATE AMERIKA ARE IN DISHONOR AND DEFAULT TO WE THE PEOPLE AND OWE US AN INNUMERABLE AMOUNT OF MONEY BECAUSE THEY ROBBED US. THAT IS WHAT THEY ARE HIDING AND THAT IS WHY THEY HAVE INNUMERABLE WEALTH AND WE ARE POVERTY STRICKE. SEND TBTF THE BILL FOR ROBBING US. TBTF KORPORATE AMERICA ARE NOT BROKE…OH HELL NO…! PAY US BACK CROOKS…! THEY ROBBED EVERYBODY INCLUDING THE PUBLIC SECTOR INCLUDING THE JUDGES, THE LAWYERS & THE COPS.

  252. Good Grief!

    Nothing ever changes with you two! And you wonder why you lost your homes?

  253. They never want us to believe we can win marilyn. Send them a letter of dishonor default and demand for payment explaining why they are in dishonor default and you are demanding payment. Let them know you caught them red handed. Time for us to terrorize them by serving the rule of law up to them on a red white & blue U.S. Constitutional platter…!.

  254. TBTF KORPORATE AMERICA ARE CONSOLIDATING THEIR FRAUDULENT POWER BY THEIR ONGOING THEFT OF OUR WEALTH. THEY ARE ELIMINATING MANY OF THEIR PERPS LIKE 150 OR MORE OF THEIR “FAILED BILLION DOLLAR BANKS” AND THE LITTLE GUY PRIVATE BUSINESSES ON MAINSTREET. TBTF HAVE HIJACKED OUR TREASURY TO STEAL OUR WEALTH AND COMPLETELY COMMUNIZE OUR WEALTH TO TOO BIG TO FAIL KORPORATE AMERIKA AND WE ARE ALL PAYING FOR THEIR FICTITIOUS DEBTS THAT WILL CREATE TOTALITARIANISM UNDER OBAMACARE IF WE KEEP COOPERATING, COMPLYING AND CONFORMING TO KORPORATE AMERIKA AND THEIR TOO BIG TO FAIL FRAUD.

  255. stripes
    i believe your original theory, that our country is being over run by foreign nationals. I am anything but square but i cannot imagine what someone’s rear end is doing has anything to do with getting our property back.

  256. marilyn lane…TBTF are running out of cover ups for their lies so they try and throw sucker punches. They know they can’t win when we know the truth because the truth is unchangeable.

    They never thought they would get caught red handed stealing our liberty. Thank God they did.

    The truth is no lie lives forever and TBTF ARE A FOREIGN KORP OF LIARS WHO HATE US AND THEY ARE ALL FULL OF SHIT.

    TBTF KORPORATE AMERIKA ARE ALL ABOUT ROBBING THE AMERICAN PEOPLE INTO POVERTY & TOTALITARIANISM. COMPLETE FRAUDULENT CONTROL BY OUR FOREIGN ENEMIES WHO HIDE BEHIND THE KORPORATE LOGOS AND PRETEND TO BE AMERICAN KORPS RUN BY AMERICANS. IT’S ALLNA BIG LIE & A BIG FRAUD AND A BIG SWINDLE.

  257. The BOARD OF DIRECTORS of this Korp of crooks AKA TOO BIG TO FAIL KORPORATE AMERIKA always keep on changing their story and that is intended to be confusing. That is how you know WHO they are and it is TBTF WHO ARE Committing these crimes against us. They always tell you what they are planning in subtle or obvious ways. That is how they clear their consciences. NOTHING THEY DO IS LEGAL. EVERYTHING THEY DO IS INTENDED TO PERMANENTLY HARM WE THE PEOPLE OF THESE UNITED STATES AND STEAL OUR LIBERTY….OUR CONSTITUTION/BILL OF RIGHTS..

  258. STRIPES

    what does KC;s chicken remarks and your booty drops have anything to do with our fight?

  259. WE THE PEOPLE ARE PAYING KORPORATE AMERIKA TO TERRORIZE ALL OF US. THESE CROOKS ARE VERY DECEPTIVE FASCIST NAZI CONTROL FREAKS. KORPORATE AMERIKAS BOARD OF DIRECTORS ARE CONTROLLING THEIR BLACK OPERATIONS AKA TOO BIG TO FAIL KORPORATE AMERIKA FROM BEHIND THE SCENES AND ARE NAZI PSYCHOPATHS.

  260. My comment below is in response to marilyn lanes question WHO ARE PUTTING OUT THESE STORIES….THE KHAZAR COMMIE FEAR MONGERS ARE OF COURSE…AKA TBTF FOREIGN COMMUNIST CONTROLLED NAZI KORPORATE AMERIKA.

  261. The KORPORATE AMERIKA NAZI COMMIES who are doing this to us are putting out these stories to try and instill fear in WE THE PEOPLE. They are arrogant and boastful about their crimes against us. THE TRUTH IS….Nothing they are doing is legal. Our Constitution protects us from them and that is what they are hiding.

  262. stripes
    who are these people putting out all these stories?. Anyone could put out any story on the internet. They have to identity themselves or they all can be like Christines henny penny stories.

  263. Check out what Nazi KORPORATE America are up to now via their Commie agents & agencies…..

    15,000 Russian Troops Ready To Run U.S.A. DHS Security!

    http://www.electronzio.com/

  264. It is the same fraud on every title and that is what the Korp of crooks are hiding. They hire morons and love morons who have a Nazi mentality and give us a hard time. They actually incentize those morons with our stolen wealth.

  265. After judge Schlesingers wacko decision for me, the same appellate court ruled in another appeal

    Besides ignoring the facts to make a decision far beyond Schlesinger ‘s authority, Schlesinger and members
    of the bench who want to make public policy, as Schlesinger seems to, are in the wrong branch of government. That’s for the legislative and executive arms

    BUT this Appellate Court bends and sways in their decisions depending how they want the case to turn out

    They too do the exact thing they accused judge Schlesinger of doing.

    Judge Schlesinger and judge David B Saxe of the Appellate division both ignored the facts and rulings issued by Federal Court cases.

    State Courts cannot ignore Federal law handed down in Elliot v. Piersol or any issue decided in Federal Court
    Neither judge Schlesinger nor the Appellate Court have any desecration to change Federal law

    We know what they did to us, now we have to search and discover
    how they network behind the scene to accomplish this all this fraud. .

  266. THE TITLE COMPANY AGENT OF THE U.S. TREASURY DEPARTMENT …THE INSURER OF EVERY AMERICANS TITLES WILL DEFEND YOUR HUBBY & NOT MINE K.C.? THAT IS ABSOLUTELY FELONIOUS…..HEINOUS & EGREGIOUS.

  267. ENTITLEMENT PEOPLE ARE IGNORANT ASSHOLES WHO DON’T GIVE A SHIT ABOUT WHAT HAPPENS TO ANYBODY BUT THEMSELVES…THEY ARE SELFISH, ARROGANT AND GREEDY. ALL THEY CARE ABOUT IS GETTING THEIR PENSION CHECKS IN THE MAIL & TO HELL WITH EVERYBODY ELSE.

    THEY ARE ALL IN FOR A BIG SURPRISE BECAUSE THEY ARE BEING ROBBED INTO THE POORHOUSE BY TBTF KORPORATE AMERIKA TOO.

    THE PUBLIC SECTOR DON’T WORK HARDER THAN ANYONE ELSE OR ARE NOT SMARTER OR MORE ENTITLED THAN ANYONE ELSE THEY ARE JUST SELF CENTERED AND RUDE AND DO NOT GIVE A SHIT ABOUT ANYONE BUT THEMSELVES.

    THEY ARE NO DIFFERENT THAN THE KORPORATE CROOKS WHO ARE THE MOST IGNORANT SELF CENTERED GREEDY BASTARDS ON THE PLANET.

    THEY ARE ALL GETTING ROBBED & SCREWED JUST LIKE ALL THE REST OF US.

    IT’S COMING.

  268. poppy

    now that lorraine Brown or lps docx has been indicted and given jail time, i wondered why William p Foley would want buy back lps docx a bad name company.with over three billion Dollars of cash and I didn’t think that not even Foley had three billion in his back pocket, so where did it come from?

    Fidelity and Thomas H Lee Equity partners will finance the deal. And here come the foreigners .

    Lender Processing Services provides services and technology to home lenders and servicers, including JPMorgan Chase & Co. (JPM), Wells Fargo & Co. (WFC)and Nationstar Mortgage Holdings Inc. (NSM).
    The making of the fraudulent documents is called technology.

    This is the method of how they steal everything. Stripes pay attention to this and not the dopey things and arguments kc pulls you into.

    I want us all to win.

  269. THE TRUTH IS THE PUBLIC SECTOR PENSION PLANS ARE BEING PAID BY THOSE WHO ARE WORKING NOW AND THIS PRIVATE SECTOR ROBBERY IS UNJUSTIFIED.

  270. THE PUBLIC SECTOR PENSIONERS who have had their pension investment money stolen from them by this Foreign Controlled KORPORATE Amerika ponzi scheme are ENTITLEMENT PEOPLE….SELFISH, ARROGANT & GREEDY because they don’t mind if KORPORATE Amerika is USING MISSING MONEY AS A AN EXCUSE TO ROB the Private Sector to pay for what was stolen from them.

    THE TRUTH IS PUBLIC SECTOR PENSION PLANS WERE ALWAYS PAID BY THOSE WORKING RIGHT NOW AND WHEN THEY WIPE OUT THE WEALTH OF THE PRIVATE SECTOR AND REPLACE IT WITH TOTALITARIANISM OUR CONSTITUTIONAL REPUBLIC, OUR LIBERTY ….FREEDOM….AND INDEPENDENCE WILL BE STOLEN & DESTROYED.

    Little do the ENTITLEMENT PEOPLE know they are also being robbed on the private side and will wake up broke and homeless one day just like we did because this is an evil Nazi plan to use KORPORATE Amerika to rob all of our wealth and property from every American.

    No one is safe. Not even the ENTITLEMENT PEOPLE.

    TIME FOR WE THE PEOPLE TO BOYCOTT KORPORATE AMERIKA UNTIL THEY PAY BACK WHAT THE STOLE FROM WE THE PEOPLE.

  271. 9/11 WAS A WAR ON WE THE PEOPLE BY FOREIGN KONTROLLED TBTF KORPORATE AMERICA……….WANT PROOF? READ THE PATRIOT ACT.

    THE 2008 FINANCIAL CRISIS WAS MANUFACTURED . IT WAS A FOREIGN KORPORATE AMERIKA KHAZAR NAZI TAKEOVER OF OUR TREASURY ….OUR LIBERTY….WEALTH & PROPERTY UNDER THE GUISE OF FICTITIOUS DEBT. WANT PROOF? KORPORATE AMERIKA HAVE NO RECEIPTS THAT PROVE THEY PAID FOR ANYTHING YET THEY HAVE STOLEN $60.4 TRILLION DOLLARS FROM OUR TREASURY SINCE 2008 REPORTED COMMIE CONTROLLED CNBC WITH NO RECEIPTS AND NO AUDITS OF TOO BIG TO FAIL KORPORATE AMERIKA. THEY ARE ARROGANT BRAGGERS ABOUT IT AND BLAME THEIR PERPS FOR THEIR ROBBERY OF US. TOTAL VALUE OF ALL U.S. PROPERTY WE THE PEOPLE PAID FOR….$12 TRILLIIN DOLLARS.

  272. Poppy
    My opinion is that it is William P Foley of Fidelity orchestrating this massive fraud of fraudulent foreclosures all over the Country from the Banks, the Courts, to the Land County records.

    I was led down this path when Thomas Malone of Fidelity Title and David K Fiveson paid off judge Alice Schlesinger of NYSC to defiantly rule against the case of Ellliot v. Piersol .Elliot v. Piersol is a US supreme case that decided the issue of Jurisdiction of the Courts and valid or void ab initio judgments.

    This should have been a very simple case for judge Schlesinger . She has no desecration to rule against a Federal Court ruling on an issue.. That is the law of the land.

    I timely appealed her wacko decision. And the judge David B Saxe of the appellate Co in his opinion states we are defiant against the Constitution – And to cover his tracks changes the dates that my petition was in Federal Court

    and i thought who was behind the cancer spreading in the NY Courts.
    and the courts all over the country.They didnt all decide to be corrupt judges in a short time.

    i wrote a simple letter to William P Foley CEO of Fidelity ‘what went wrong that your NY attorney Thomas Malone of ny finds himself fighting for a forged deed?’ And Fidelitys answer for Foley was ‘it is proper’.

    Then came the exposure of the fraudulent documents produced by lps Docx and all the dots connected.

  273. THAT IS BECAUSE K.C. ALREADY GOT EVERYTHING FOR FREE BECAUSE K.C. IS A VERY DECEPTIVE ENTITLEMENT THIEF…..

  274. They will never show us the money trail because these gamers never want us to know A.) WE THE PEOPLE PAY FOR EVERYTHING KORPORATE AMERICA ….A FOREIGN NAZI COMMIE CONTROLLED KORP DOES…..WE FUND THEIR ENTIRE OPERATIONS.

    B.) KORPORATE AMERICA DOES NOT PAY FOR ANYTHING

    C.) THIS IS ALL BEING DONE INTENTIONALLY TO STEAL EVERYTHING FROM US AND FRAUDULENTLY CONTROL US AND CREATE TOTALITARIANISM BY THE COMMUNIST NAZI BOARD OF DIRECTORS OF TOO BIG TO FAIL KORPORATE AMERIKA.

    D.) NOTHING THEY DO IS LEGAL.

    E.) DEMOCRACY IS COMMUNISM IN DISGUISE

    F.) AMERICA IS NOT A DEMOCRACY, IT IS A CONSTITUTIONAL REPUBLIC.

    G.) EVERYTHING IS BEING HIDDEN FROM THE MASSES ABOUT THIS TOTALITARIAN TAKEOVER BY OUR COMMUNIST ENEMIES BECAUSE THE KHAZAR NAZIS ARE ENTITLEMENT PEOPLE AND WANT TO TAKE AMERICA OVER WITHOUT EVER FIRING A SHOT.

    H.) THEY HATE EVERYBODY BUT ESP WE THE PEOPLE AND OUR CONSTITUTION/BILL OF RIGHTS

    I.) OBAMACARE WILL REPLACE OUR CONSTITUTION AND CONVERT AMERICA INTO A FOREIGN CONTROLLED TOTALITARIAN TYRANNY.

    J.) THE COLD WAR NEVER ENDED.

    K.) COMMUNISM BY WAY OF KORPORATE AMERICA HAS HIJACKED OUR TREASURY DEPARTMENT AND HAS STOLEN OUR WEALTH AND COMMUNIZED IT TO KORPORATE AMERIKA.

    L.) KORPORATE AMERIKA HAS HIJACKED OUR TREASURY…..OUR LIBERTY….WHICH IS OUR WEALTH & PROPERTY. ….

    M.) OUR LIBERTY IS OUR FREEDOM & INDEPENDENCE.

    N.) COMMUNIST FOREIGN IMPOSTERS;FICTITIOUS PAYEES HAVE INFILTRATED EVERYTHING IN AMERICA UNDER THE KORPORATE LOGOS AND ARE HOLDING THE AMERICAN PEOPLE HOSTAGE.

    O.) FOREIGN KONTROLLED COMMUNIST KORPORATE AMERIKA HAVE HIJACKED OUR TREASURY UNDER THE GUISE OF FICTITIOUS DEBT AND ARE ROBBING THE AMERICAN PEOPLE INTO FRAUDULENTLY INDUCED POVERTY.

    P.) TBTF HAS NO RECEIPTS THAT PROVES THEY PAID FOR ANYTHING BECAUSE THEY DON’T …WE THE PEOPLE PAY FOR EVERYTHING UPFRONT AT THE ORIGINATION.

    Q.) THE FINANCIAL CRISIS AND 9/11 WAS MANUFACTURED BY OUR FOREIGN ENEMIES …..AKA KORPORATE AMERIKA TO TAKE FRAUDULENT CONTROL OF OUR CONSTITUTIONAL REPUBLIC UNDER THE GUISE OF A WAR ON TERROR WHICH IS REALLY A NAZI COMMUNIST WAD ON US…..AND FICTITIOUS DEBTS BY FICTITIOUS PAYEES; IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC WHO DO NOT PAY FOR ANYTHING.

    R.) THEIR NAZI COMMIE BOARD OF DIRECTORS FRAUDULENTLY CONTROL EVERYTHING WE PAY FOR BY FRAUDULENT INVESTMENT PRACTICEES.

  275. The fact that a pretender collected on bets under false pretenses and will have to pay them back if we are allowed a payoff of this loan is not KCs problem.

    KC is patriotic … but not enough to give up her home because some buttwipe in congress says its in the best interest of the public.

    That’s the difference between A Stripper and KC … KC not looking for anything free….

  276. Show me the Money Trail!

  277. Title insurer will defend title for hubby if a claim is brought against the title … Right?

    Maybe that’s why Title Insurer don’t want hubby to know its them hiding behind MERS?

    It would be kinda silly to bring suit against the title and deed under a shell co… when you would have to defend title for the defendant.

  278. The title attorney (hubbys title insurer) behind Mers is playing games with hubby. Silly peeps … left hand is client to wife, while right hand try to screw hubby. hahaha

  279. I did not cast the first stone here poppy. Only someone with an entitlement mentality would find my being robbed amusing.

    What goes around always comes around.

  280. JG…

    CT would not require proof that MERS (any member) had been paid in full if the Mortgage had been conveyed to CW from MERS …. before CW filed LP on record in 2008. And if CW had actually had the note endorsed to them…. there would be no need for a proof of payoff/consideration and endorsement to obtain title ins.
    Make sense?

  281. Oh My!

    Who left left KC unsupervised?

    KC apologizes to Poppy and All the LL Family.

    KC apologizes to Stripes.

    KC may not mean to say things out loud … but she always means what she says.

  282. Too little too late…?

    http://www.tradingfloor.com/posts/margin-call-us-banks-rather-fail-banks-1939469058

    Margin call on US banks (or rather too-big-to-fail banks)
    Steen Jakobsen, Chief Economist & CIO, Saxo Bank
    Filed in Steen’s Chronicle
    Denmark, Tuesday at 23:28 GMT-7 Recommend

    This week’s biggest news is not the Nonfarm Payrolls (which will be 160,000 again), or the European Central Bank (which will not introduce quantitative easing) or even Portugal’s government falling. No — this week’s big deal is the openness with which the Federal Reserve is preparing a major margin call on the too-big-to-fail banks in the US.

    This has been a long time coming since the introduction of the Dodd-Frank law back in 2010 but it is a game changer. Remember all macro paradigm shifts come from policy impulses, often mistakes.

    Fed approves step one in a three step plan
    Under the final rule, minimum requirements will increase for both the quantity and quality of capital held by banking organisations. Consistent with the international Basel framework, the rule includes a new minimum ratio of common equity tier 1 capital to risk-weighted assets of 4.5 percent and a common equity tier 1 capital conservation buffer of 2.5 percent of risk-weighted assets that will apply to all supervised financial institutions. The rule also raises the minimum ratio of tier 1 capital to risk-weighted assets from four percent to six percent and includes a minimum leverage ratio of four percent for all banking organisations. In addition, for the largest, most internationally-active banking organisations, the final rule includes a new minimum supplementary leverage ratio that takes into account off-balance sheet exposures. (See the press release here)

    I know you are thinking: Wow, this is the most interesting thing I have seen in years :-) but alas it is – because it is in fact a major margin call on the US holding banks.

    Note how this adoption is only the first set of a series of new rules. Let me introduce you to: Daniel Tarullo, The Federal Reserve Governor in charge of regulation after the implementation of the Dodd-Frank law in 2010. (As a consequence of Dodd-Frank, the Fed got a permanent regulatory governor.)

    I had nothing else to do so I read his latest speeches which are surprisingly clear (considering that he’s a policy guy).

  283. stripes really, crotch insults? It has come to this?

    What are you doing….we already know this is turning into a Nazi regime, and if there are demons, they are alive and at work. Can you please post something helpful, like your complaint number, the pleadings, the judges decision, what cases have been helpful for you?

    Seriously, this insulting banter, only makes the writer of it look bad.

    This is like a child saying I hate you mommy, okay; well you are still going to behave properly and I’m ignoring you now.

  284. Stripper Retirement Plan Balance … ZERO ..
    ……. with a deficiency judgment in the Negative.

    Sucks to be You!

  285. When I say entitlements I mean…. No one should steal from victims who have already been robbed just because you were robbed and are too much of a coward to stand up to the real crooks who robbed you like I am.

  286. The judge is entitled to what he paid in to his pension plan and so am I. No entitlements are necessary when your honest.

  287. God forbid……I don’t dabble in fairy dust… I don’t engage in occult pagan worship. I have the truth on my side and that is all I need. Liars never win and that would include you entitlement people.

    Got receipts?

    Oh Hell no they don’t.

    Time to pay the piper.

  288. One last thing to ease your poops … you need not worry about telling the Judge he is not Entitled to his Pension. He all ready knows how you feel.

    That’s the effect you have on people… :)

  289. Grandma would have to be a miracle worker to remove the demons in you with a bar of soap. She would need to be an exorcist. A bar of soap would never wash the filth off of you.

  290. If you have yourself convinced of that Stripper … you will be disappointed come next month. Snuff enough of that fairy dust and you can dream anything ,,, Free Everything for the Rest of Your Life because you are Entitled to it in your dreams.

    Again … Let us know next month how that works out for you.
    Night Night … Don’t let the bed bugs bite.

  291. That’s right the days of fraud, lies and deceit are coming to a close. Soon WE THE PEOPLE will all be twerkin in the U.S.A …! We are so done fighting your fake wars. Now its time to pay the piper.

  292. Oh yes…..! Booty Drop….! It will be f-ing beautious to be free of listening to crooks lie day in and day out…And bdcause I already worked my ass off and paid for everything TWICE….I will be having my leg of lamb poolside and enjoying my refunds, my satisfactions along with my fully restored liberty, freedom and independence that you TBTF crooks stole from me. I will definitely be enjoying watching from poolside all of you Korporate thug entitlement people who robbed all of us eat crow at your new homes in FEMA CAMP Section 8 that W & his friends built just for you….

    Yes Katrinas back but this time Katrinas going for the real crooks….the Korporate America entitlement people…

    Oompa…pass the lamb & the ouzo …

    Twerkin….

  293. Google Stripper Google. She must think I’m stupid. lol

    Behave KC~

  294. If Grandma Allgood were still here on Earth with us … she would have soaped KCs mouth out tonight.

  295. Unlike deadbeat flea ridden strippers …
    KC takes responsibility for her actions.

  296. KC seems to be of average intelligence yet…she seems to have no common sense. K.C. says everything these felons do is photoshopped meaning counterfeited and forged which means these crooks owe her a ton of money but she still wants to pay someone money….? Now either K.C. likes inflicting pain on herself and aiding and abetting criminals or she is a criminal herself. All that I know is something stinks like hell about her story.

  297. Social Security, Pensions, 401ks … We paid our hard earned money into them. So hell yes … we are Entitled. Not some deadbeat stripper who burned her cash, and run up credit while living high on drugs and Leg of Lamb poolside. Screw You Bitch!

    Somebody send KC to the corner~

  298. ….and certainly there is no honor among thieves. However, the truth, not love, conquers all. Love as an emotion that changes like the weather and Love has no control over people. Unfortunately, emotions have the power to control people. However, the truth is all powerful and the truth is unchangeable no matter how good or how bad it is. The truth is, No lie lives forever, and America has been overtaken by liars who lie constantly and nothing they do is legal. They prey on peoples emotions and they present lies as fact to instill fear in others to try and control others. That is unfortunately how evil works because evil is a control freak. The truth never lies.

  299. If the pretender filed a certified copy of the note and mortgage with the court, take a peek at the name of the certifier (stamp). Now when a title co stamps a photo shop and chop copy of a fake …. and I have the original……. They got a Problem!

  300. You are such a liar KC that you make me want to hurl. I am just waiting for the commie hammer and sickle to drop on every one of you entitlement asswipes. That day will come and it may not be long because there is no loyalty among thieves.

  301. That will be the day these Foreign Imposter crooks would ever show WE THE PEOPLE a Receipt that proves we pay for everything this Foreign Commie Korp of crooks does. If there were a Legal Assignment, a receipt that proved this Foreign TBTF CORP was purchasing our Securities under our radar as an American Institution…that would be both Legal and Physical Proof of Treason and even worse ….. a sneak Foreign invasion of our Constitutional Republic allowed by Imposter Politicians, Illegal Aliens who are Communists posing as American Politicians …!

    Then the secret little foreign commie Nazi espionage party in the U.S.A. would be over with for sure.

    They don’t want that, they would rather remain ANONYMOUS TERRORISTS… It is much more fun for them to be spooks who lurk in the shadows and strike us when we are not paying attention.

    Never let your guard down America because…… The serpent moves more subtle than any beast of the field which the Lord God has made.

  302. To fix the problem some Moron Lawyer/Title Agent/Mers Officer. came up with the bright idea to back date by 4 years an Assignment of the Note and Mortgage Together FROM MERS. huh? How did MERS get the Note from 1st Advantage to transfer to CW when CW already swore they got it from 1st Advantage? Double Claims. And all you have to do is ask MERS if they ever own the Notes and the Answer is NO ..

    So who do I pay? It matters to Me!

  303. JG..
    In 2008 CWHL attested under oath that they received the Note from 1st Advantage Mortgage and the Mortgage assignment from MERS.

    So… Without proof for CT that MERS was not paid off… MERS would be excluded for coverage under sec b.

    Oh… watch those sec b exclusions for loans sold on the secondary market.

  304. It’s a free country KC…That means I can twerk if I want to….!

  305. ANYTHING THEY SAY OR DO CAN BE USED AGAINST THEM..THEY DON’T HAVE ANY LEGAL RIGHTS TO AN ATTORNEY UNDER THE NDAA BECAUSE THEY ARE FOREIGN NATIONALS…TERRORISTS ..SO NOPE NO LEGAL RIGHTS AT ALL…RIGHT TO THE COUNTY LOCK UP…NO MIRANDA RIGHTS EITHER…

  306. Shut Up Stripes!

  307. Non-Marketable Title

  308. FELONS HAVE NO LEGAL RIGHTS IN THE U.S.A. EXCEPT THE RIGHT TO REMAIN SILENT…

  309. #1….

  310. If I wanted to buy the house from my husband it had to be CASH with a Special Warranty Deed. And basically NO Title Insurance.

    Oh, but not to worry about that they say .. We send you a NOA so Here we will give you a mod they say, dropping a package at the door almost everyday… Just fill out this app and admit to false statements and waive all your rights away. KC say… NO FRIGGIN WAY!

  311. Yeah its jaw dropping alright…NOW… send me my checks and my satisfactions..

    Time for a BOOTAY DROP…

    OOOOH….TWERKIN…!

  312. I would demand to see the accounting ledger for that lost and found assignment because that is my legal right. As well as the accounting ledger for every transfer of title including MERS ACCOUNTING FILE…OH YEAH…THAT’S RIGHT MERS IS NOT A BANK…THEREFORE THEY CAN’T ACCOUNT FOR THEIR RACKETEERING…NOW PAY US BACK WHAT YOU STOLE YOU CROOKS!

  313. If you know the truth and you have a mortgage and you are still paying these crooks you deserve everything these Commie Nazis dish out. I have no pity for fools who stole my money.

  314. The Instrument, your member and Your Legs are shredded….I think it might be time to raise the white flag and pay back what you creeps stole & hijacked. But it’s your body parts so you decide what you want to salvage from your KORPORATE train wreck.

  315. The Plan after Playing the Escrow/Default dance for two years was to Reinstate and for me to refi the loan into my name and out of my husbands. I and my new investor wanted a Warranty Deed and Title INS. Yes we did! But those sec B exclusions …. were a problem. Because they were not exclusions on the Warranty Deed granted to my husband as married to KC with JTiE. Simple! My husband could not Warranty the Deed to Anyone.

  316. Yeah right …! Now it’s the lost yet found missing trust agreement….tomorrow it will be fair and legal to shoot a crook any crook who robs you because that is what the Constitution says about defending our Liberty.

    You lost your legal legs the day you failed to disclose all of your evil plans. Now you are legless…what would you like lobbed off next? You decide.

  317. GO GET YOUR SATISFACTION AMERICA….!

  318. Yeah JG… my jaw dropped when I found out about the Trustees Deed and the Missing Trust Agreement from the sellers Attorney., then there was LP release needed from CW and proof that MERS has been paid off. “Shit hit the Fan”!

  319. Psssst…..jg…..they don’t have the notes….they were Negligent in the taking and paying of your Instrument…GO GET YOUR MONEY…!

    BOOTAAY DROP….TWERK….WINK…WINK…GET IT…?

    THIS IS AMERICA….WE ALREADY WON THIS WAR…!

  320. Even if it were found (gag) that “MERS” could release a dot, that has nada to do with tendering figures on a note. This is flipping insane.

  321. you know what? just like AIG shouldn’t have written insurance on non-insurable interests (if it did), I’ll bet some research would find something amiss with title INSURANCE companies taking a payoff statement from a business (a utility to boot) with NO interest in the subject of the payoff statement.

  322. this is interesting from Stewart Title:

    “Since all national (title -sic) underwriters have an interest in MERS,”

    jg: well that explains it

    ” we are comfortable accepting payoffs from MERS. ”

    jg: is this to say title companies accept payoff statements from
    “MERS”? Are you kidding me?!

    “If, during your title search and examination, you come across what appears to be a missing assignment, check the Deed of Trust to see if MERS is a nominee or otherwise shown as a grantee. If MERS is listed in the Deed of Trust,

    ** then the assignment has been handled in an off-record manner.” **

    jg: is that so? tell us more

    ” You will not find a recorded assignment, therefore, the Company will not require a written, recorded assignment.”

    jg: Well, isn’t that special?

  323. Come on jg WE THE PEOPLE are all twerkin here tonight…

    Booty Drop jg….. come on …I know you can do it…!

    This is America free yourself…!

  324. Now that the secrets out it’s almost time to go back to the mundane and trivial problems in life. Those problems we used to think were a big deal are now not so big at all.

    God Bless America..!

  325. Neil, come on. Really? Do I have to research this for you?

  326. Oh mon Dieu! Did I hear here a while back that dot trustees were issuing quit claim instead of warranty deeds? I just read an article alleged to be written by an attorney who practice real property law which says that anyone who takes by way of a quit claim deed cannot be deemed a good faith (bonafide) purchaser for value.

    People interested can connect the dots about what this might mean to them if they already lost their homes and thought they faced the foreclosure GFP or BFP for Value issue IF that stinking dot trustee used a QC deed. lay opinions

  327. I always knew KCs crotch had to be infested with fleas or some parasite because she is always so miserable.

    Poor Korporate Amerika Strippers are having to turn to prostitution to support their nasty habits and are getting infested with their own diseases they have spread…

    BOOTAY DROP…!

  328. That’s right Strippers don’t know how to Twerk..

    Work it…

    Booty Drop..

  329. OK Stripper,

    Have it your way. Good luck.

  330. I told you I don’t want to hear about you Strippers and your flea and lazy coward husband problems while I’m twerkin

    you creeps can just keep on jerkin…

    BOOTY DROP…!

  331. I Warned You Stripper… I was unsupervised this weekend.

    Your booty is so big the only thing it does is pass hot air and drop poop everywhere. Your crouch is infested with Fleas and your husband has to tie a 4×4 to his ass to make sure he don’t fall in the crack.

    Somebody tell KC to Behave!

  332. TWERKING #1….WATCH & LEARN…GOOD TWERKERS DON’T HAVE TO BE STRIPPERS…

    http://m.youtube.com/#/watch?feature=related&v=0248Axp-aks

    BOOTY DROP….

  333. Excuse my Language in advance folks.

    Stripes ….I 2nd Christine’s motion.

    shut the F’ up !

  334. You two fockers are just jealous because you can’t twerk like I can..

    BOOTY DROP…

  335. Local media reporting the plane crash today was probably not a terrorist attack….coming up…interviews with terrorized survivors who will talk all about their terror-izing experience.

    Sounds like they may have gotten fokkerized…

    Twerk..

  336. Clean Up on isle LL .. She pooped everywhere again.

  337. Happy Saturday Night America….! Hows about a little Beatles music….a little HEY JUDE may just to lighten up the mood…

  338. BTW…MY BOOTY DROP IS THE BOOTY ON THE LEFT….TWERK…

  339. Oh stripper!

    If you’re in foreclosure or fighting any kind of legal action, I can promise you that you have long lost. You’re done. It’s over for you. Too thick to get through.

    If you’re not, shut the F’ up and get yourself an attorney presto. Because you’re as good as done. And i don’t care either way. That’s the effect you have on people… :)

  340. KC,

    Beats me! Was blocked for an hour. Came through twice. Go figure… Well, it went through. no big shake.

  341. Escheat is for cheaters and does not apply to KORPORATE Amerika anyway…

    Booty Drop…..

  342. Meet the Fockers America….TBTF FOREIGN NAZI COMMUNIST SATANIST CONTROLLED AND OPERATED TOO BIG TO FAIL KORPORATE AMERIKA…….
    THEIR BOARD OF DIRECTORS ARE THE FREELOADING CROOKS WHO ROBBED US…..

    BOOTY DROP BITCHES..!

  343. Oh My …. how did that happen?

  344. christine, on July 6, 2013 at 6:50 pm said: Your comment is awaiting moderation.
    KC,

    Escheat requires… death. Or, in commercial transaction,

    “In commerce, it is the process of re-assigning legal title in unclaimed or abandoned payroll checks, or stocks and shares whose owners cannot be traced, to a state authority (in the United States). A company is required to file unclaimed property reports with its state annually and, in some jurisdictions, to make a good-faith effort to find the owners of their dormant accounts. The escheating criteria are set by individual state regulations.”

    It requires “unclaimed”, “abandoned” or “cannot be traced to the owner”.

    Can’t be used in that case unless there is a fruitless effort to find the owner. Remember that each one of those banks claims ad nauseam to be the holder in due course and to act for a trust it is the trustee for. In other words, each one of those banks/servicers claims to KNOW on whose name they are foreclosing. Unless i am extremely thick, it simply doesn’t work.

    Can’t have it both ways… So, show me:

    1) The money
    2) The effort.

    Why are homeowners still losing again…?

  345. Check the name of who prepared your 1003 in the NMLS. Mine was previously convicted of forgery in the military. Just another weapon to add to your artillery when you get in front of a judge.

  346. KC,

    Escheat requires… death. Or, in commercial transaction,

    “In commerce, it is the process of re-assigning legal title in unclaimed or abandoned payroll checks, or stocks and shares whose owners cannot be traced, to a state authority (in the United States). A company is required to file unclaimed property reports with its state annually and, in some jurisdictions, to make a good-faith effort to find the owners of their dormant accounts. The escheating criteria are set by individual state regulations.”

    It requires “unclaimed”, “abandoned” or “cannot be traced to the owner”.

    Can’t be used in that case unless there is a fruitless effort to find the owner. Remember that each one of those banks claims ad nauseam to be the holder in due course and to act for a trust it is the trustee for. In other words, each one of those banks/servicers claims to KNOW on whose name they are foreclosing. Unless i am extremely thick, it simply doesn’t work.

    Can’t have it both ways… So, show me:

    1) The money
    2) The effort.

    Why are homeowners still losing again…?

  347. RE: a mortgagee’s interest does not survive
    the discharge or satisfaction of the underlying debt,

    comment.. escheat

  348. Utter “Disbelief” …..

    Oh.. haha… thinking out loud again!

    Peace TU Brother!

  349. We know this because Christine is promoting that scam.

  350. The crooks owe us a lot more than a discharge of mortgage jg.

  351. JG,

    Is a conversion into ABS or MBS a “discharge” or a “satisfaction”?

    Goes back to following the money. And making sure you have all the words used in the contract and/or subsequent lawsuit thoroughly and explicitly defined. Good luck with that, in a world where debts are being conveyed/transferred/assigned/sold… They covered all the bases. And when you ask them to define a transfer, an assignment, a conveyance or a sale and you ask them which one it is, no one wants to listen… Not even a judge who, supposedly, should be there to enforce the nebulous terms of the contract he, himself, doesn’t understand but won’t admit.

  352. “According to Arizona law, a mortgagee’s interest does not survive
    the discharge or satisfaction of the underlying debt,

    ** regardless of the mortgagee’s intent.**

    Best Fertilizers of Arizona, Inc.v. Burns, 116 Ariz. 492, 493, 570 P.2d 179, 180 (1977) (en banc). ”

    I haven’t read this – yet. (and what about if the notes are converted to
    ABS’s -and not even MBS’s?)

  353. The truth is being revealed to all those who seek it.

  354. Every individual honest action makes an impact and will have a direct and positive reaction.

    So, the more the merrier.

  355. Apologies Typo? Night should have been right.

  356. Because knowing the truth and living the truth makes you Strut.

    Time to find out the truth America and repair those broken Struts.

  357. So many comments?
    We still see ourselves as separate.
    We are equal. Arguing with One is arguing with the Creator within that One. A free will choice I have night nor power nor want to interfere with.
    I believe it’s intentional. One can’t have another’s soul without agreement of that other’s soul to go where it is guided to go.

    KC @ July 5 @ 9:53pm is right! The mod is a new contract.
    Completing a mod which is identifying a debt owed and letting the one with the paperwork appear as “your servicer” owed a debt, legitimizes their claim even when they lie about being owed money.

    Trespass Unwanted, Creator, People, State, Free, Independent, In Jure Proprio, Jure Divino

  358. Strut…

  359. There are a lot of compromised Americans in this country whose loyalties and devotions are to the wrong party. I am not one of those people.

  360. Knowing the truth and keeping it to yourself or Concealing the truth is a selfish act.

  361. No doubt all of your brain damage is from years of satanist, communist, Nazi Korporate Amerika brainwashing, legal and illegal drug and alcohol abuse and neglect.

    You can save yourselves and your corrupt and rotting souls and do the right thing for once in your sad pathetic self entitled lives.

  362. Your brains are the only criminal, self entitled, self pitying fried brains I see.

  363. I am no stripper and God as my witness, I never had any selfish or cruel intentions or self pity.

    You crooks however, did.

    Now pay back what you stole.

  364. I don’t have a selfish bone in my body and anyone who knows me would agree.

    There is nothing to argue about in court or out of court.

    I did not start this feud.

    The evidence is undeniable … you not only harmed me but intended to permanently harm me.

    Now do the right thing for once.

  365. I am sure you would agree an out of court settlement on both matters would be the most appropriate and most civilized way to handle this.

  366. What Stripper is saying is … Everything she has done and every act she has done without any kindness is for her own selfish self interest and to hell with all who disagree with her.

    For the benefit of her fellow Americans …. hahahaha …… maybe in her Fried Brain.

  367. I DEMAND FULL MONETARY RESTITUTION FOR HARM DONE & HARM INTENDED ON BOTH PROPERTIES AND COMPLETE SATISFACTION TO BOTH TITLES. IT IS ALL IN THE LETTER I SENT …. READ IT.

  368. I owe no one anything and I certainly owe you no explanations KC…..I will say this much, I have spent a ton of my precious time and I have devoted boundless energy to get to the bottom of this crime and that is my selfless act of kindness and my contribution to my fellow Americans.

    Stop playing stupid Christine. That whole routine has grown tired and old.

  369. Here is My Act of Kindness.

    Your Mortgage is VOID.

  370. Stripes… Lets Play a Game. The Kindness Game.

    I am going to do something kind for you and in return I want you to do something Kind for someone else. Then come back here and tell me what Kind and Selfless Act you did for another. Make sure you tell the receiver of your Kindness to pass it on and come back and tell you … Keep It Going.

    An Example would be… You buy a cup off coffee or breakfast for a
    homeless person. The homeless person walks the elderly across the cross walks. The elderly buys Girl Scout Cookies. The Girl Scout helps another Girl Scout fund raise to cover camp fees, her family can not afford.

  371. Who is she barking at this time? And what is it all about?

    See Louise: as long as you have imbeciles without self-restraint or decency saying anything and everything because they have “free speech”, this country will keep going down, down, down. Rational and reasonable debate has been lost. Look at the insanity with Congress, government and the press…

    My question though is: where did it start? Which one is the egg and which one is the chicken? What I’m seeing is that it’s a downward spiral feeding off of itself… Brainwashed imbeciles repeating what media says and media continuing to say what it believes people want to hear. Take away the military power behind it and this is it: this country is done. Nobody, really nobody wants to deal with it worldwide. The only reason they still do is some remnant of fear of that military power. As soon as it equaled or surpassed by any other power, this is it for good! Sad example. History on a wild course of wash-rinse-repeat. Pathetic!

  372. FOREIGN CONTROLLED TBTF KORPORATE AMERICAS BOARD OF DIRECTORS ARE SATANISTS….NAZIS…AND COMMUNISTS & THEY DO NOT OWN ANYTHING…! THEY OWE US A GAZILLION DOLLARS…!

  373. Time to click the heels of those ruby slippers America….TBTF KORPORATE AMERIKA IS A FRAUD & A BIG FAT COMMIE NAZI LIE…!

  374. You can motor boat those fake TBTF HOOTERS all you want…KORPORATE AMERIKA ARE WEDDING KRASHERS TO A TBTF MARRIAGE THAT NEVER HAPPENED…!

  375. THE PROOF IS TBTF HAS NO RECEIPTS…NO LEGAL PROOF OF OWNERSHIP OF ANYTHING…!

    MORONS…!

  376. NO MORON…OUR CONSTITUTIONAL REPUBLIC …THE UNITED STATES OF AMERICA IS NOT A FOREIGN CONTROLLED NAZI COMMIE CONTROLLED KORPORATION AKA KORPORATE AMERIKA…

    YOU GOT DUPED…

    HOODWINKED INTO BELIEVING THAT BIG LIE….

    READ THE LANGUAGE…KORPORATE AMERIKA IS FOREIGN INCORPORATED ….

    THAT IS A CLEAR ADMISSION OF GUILT….

    THAT VERBAGE MEANS….

    TBTF KORPORATE AMERIKA DOES NOT LEGALLY OWN OR CONTROL ANYTHING EXCEPT YOUR WARPED MIND JACKASS…!

  377. TBTF KORPORATE AMERIKA CAN NO LONGER OFFER YOU PENSION PLANS IN WHICH TO STEAL YOUR WEALTH…

    THAT IS AN ADMISSION OF GUILT AND MESSAGE FROM GOD
    THAT YOU ARE FREE TO GO AND GET BACK FROM THIS NAZI COMMIE IMPOSTER KORPORATE AMERICA CRIME SYNDICATE WHAT THEY STOLE FROM YOU.. ..!

  378. Christine, a rampage of fools who think patriotic means the destruction of other governments, people, resources, land, water, etc. Many people live in a very delusional place here in the good ole US of A. All you have to do is read your Roman history.

  379. If you’re going to be able to look back on something and laugh about it, you might as well laugh about it now.
    — Marie Osmond

  380. The United States is a Corporation Moron! The problem is the Greedy Morons are running it and Greedy Morons like you are sucking off it. Kiss My Biskets!

  381. THAT INCLUDES…NO OVERTIME…NO BENEFITS …..NO BREAKS AND YOU WILL REPAY YOUR OWN INSURANCE…!

    TIME TO QUIT THE NAZI KORPORATE AMERICA TYRANNY & TERRORISM AMERICA & SEND THEM NOTICE…TBTF ARE IN DISHONOR & DEFAULT & YOUR DEMAND FOR PAYMENT…ASAP!

  382. Louise,

    I know not all of America is asleep. In fact, there are some pretty awesome people doing great things here right now and jacking up the collective consciousness of the masses. The big problem I have with this country though is that it has created a mess here and pretty much everywhere under the guise of pushing for democracy it, itself, doesn’t even abide by What this country doesn’t understand (but most others do…) is that democracy is not something that you impose by military force and the installation of governments who will do your bidding. It is a process and it cannot work without first educating the people.

    Illiteracy is rampant in many parts of the world. The same way that it took 2000 years for most democracies to come to that point, it is necessary to allow other countries to go through their own evolution, at their own pace. And quite frankly… I’m not impressed by the standards this country has been trying to impose on the world for centuries. Monsanto, Coke, McDonald, the horrendous healthcare system, the highest mortality rate of all developed countries, the highest rate of obesity and an educational system that has failed 60% of its population. Not much critical sense but judgment of everything and everyone up the yin yang. And the biggest failure of all countries to curtail the power of the banks. Nothing anyone wants at home… Hence the Monsanto fiasco in many parts of the world. Hence the highest rate of psychiatric drugs consumed worldwide. Hence the gratuitous violence that need not be (no revolution to straighten out anything but individual killings and shootings all over the states).

    If this country cleaned up its acts and showed an example others want to follow, I’d be the first to acknowledge it. Until then, not impressed at all.

  383. They already laid out their evil Korporate restructure to their slaves….YOU WILL WORK EVERY HOLIDAY UNTIL MIDNITE…EVEN XMAS AND EASTER BECAUSE WE ARE ALL FUGGED….!

  384. YEP….IT’S HOTTER THAN HELL UP IN THOSE KORPORATE BOARD ROOMS AND THERE IS NO RELIEF IN SITE…TO COIN AN AMERICAN PHRASE…IT IS HOTTER THAN A MOTHER FUGGER ALL UP IN THERE..!!!

  385. TBTF certainly can’t blame everything on Obama anymore…LMAO….!

  386. I know that is your evil little Nazi Commie last dying wish K.C…….but my pool is up and running & THANK THE GOOD LORD…my yard looks like a few million bucks…!

    MARCO POLO…MARCO POLO…GERONIMO….SPLASH..!

    LAST ONE IN IS A ROTTEN EGG AND ALL THOSE GREAT AMERICANA SLOGANS….!

    WOO..HOO…!

  387. Looks like the NAZI COMMIE BOARD OF DIRECTORS OF TBTF Korporate Amerika are at it again…they are the snakes on all planes…

    A Boeing 777 airliner “crashed” out of the clear blue sky in San Francisco today.

    I am sure glad Romney didn’t get in and cover up for and save all of their lying, thieving, TBTF KORPORATE AMERIKA BOARD OF DIRECTORS CRIMINAL ASSES..BECAUSE NOW THEY ARE ALL NAKED AS THE COMMIE NAZI JAYBIRDS THEY ARE…EVERY LAST ONE OF THEM…!

  388. You know Stripes.. not opening that swimming pool of yours has left your bored out of your mind. I’m sorry to hear you couldn’t afford the water bill to fill it up and that nobody stepped up and took the responsibility for you . But I have a suggestion that will save you the stress of the water bill and the grocery bill.

    Fill in the pool with soil and plant a garden.

  389. THE KHAZAR BOARD OF DIRECTORS OF THE FOREIGN CONTROLLED COMMUNIST NAZI TBTF KORPORATE AMERIKA KILLED J.FK…SHOT REAGAN & AND THE POPE COMMITTED 9/11 & ROBBED US OF OUR WEALTH.

  390. THIS ROBBERY OF THE AMERICAN PEOPLE IS NOT THE RESULT OF AMERICAN GREED AS SOVIET COMMIE CONTROLLED NAZI CNBC WOULD HAVE EVERYONE BELIEVE….

    THIS ROBBERY OF U.S. IS THE DIRECT RESULT OF LIES ..FRAUD…AND DECEPTION BY THE FOREIGN SOVIET CONTROLLED KORPORATE AMERICAN CROOKS AKA TOO BIG TO FAIL…KORPORATE AMERICA…!

  391. TBTF COMMIE NAZI KORPORATE AMERIKA ARE THE ONLY FASCISTS HERE…SEND THEM THE BILL AMERICA FOR THEIR GREED, GLUTTONY & WHOARDING…!

  392. YOU CAN GO BACK TO HELL FROM WHERE YOU CAME NOW KC….WE KNOW YOU ARE A SATANIST CROOK. THERE IS NO LONGER ANY NEED TO TRY & MAKE MY CASE FOR ME….YOU ALREADY DID THAT QUITE A WHILE AGO.

  393. TIME WE THE PEOPLE OF THESE UNITED STATES FINALLY HELD THESE TBTF FOREIGN KORPORATE AMERIKA COMMIE NAZI WHORES ACCOUNTABLE FOR ONCE AND FOR ALL FOR THEIR HEINOUS AND EGREGIOUS CRIMES AGAINST HUMANITY…!

  394. A Strippers future Net Worth …. inline with free loader entitlements about to be cut. That day job is looking pretty good right now. Of course you would have to give up the recreation drugs.

    Just Saying… Not an Attorney and would Hate to be one Right Now!

  395. YOU ARE THE QUEEN STRIPPER OF THE TBTF KORPORATE WHOREHOUSE AKA KORPORATE AMERICA….THE WHORE OF BABYLON..

    YOUR CRACK IN YOUR ENTITLEMENT ASS…YOUR DEFAULT TO WE THE PEOPLE AND ROBBERY OF US IS AS BIG AS BIG AND AS WIDE AS THE GRAND CANYON…AND YOUR SO CALLED SAVINGS WERE STOLEN FROM WE THE PEOPLE OF THESE UNITED STATES…

    PAY US BACK WHAT YOU STOLE YOU DASTARDLY LYING FASCIST TBTF ENTITLEMENT FREE LOADING COMMIE NAZI CROOKS…!

  396. Christine, I agree with you, but not all of America is asleep. Many of us know that change must come or the planet is doomed. What a mess has been made of our government, alas, much as Jefferson predicted. We can do something about it, but some people actually think Fascism is the answer. I see it right where I live. Each person looking for the light helps to change the paradigm. We must work at it. Cannot give up.

  397. SECRETLY AND OPENLY WHORE OFF OF WE THE PEOPLE OF THESE UNITED STATES IS ALL THE NAZI COMMIE FOREIGN CONTROLLED TBTF KORPORATE AMERIKA CROOKS DO…

    SEND THEM THE BILL AMERICA…..

    THE NOTICE OF DISHONOR & DEFAULT & DEMAND FOR PAYMENT UPON DISCOVERY OF THEIR NEGLIGENT ACTS AGAINST WE THE PEOPLE OF THESE UNITED STATES…!

  398. Talking about entitlements Stripper …… you think people who worked, earned and saved for their retirement are not entitled to it but you .. A Nasty Flea Ridden Stripper with a Crack the size of Texas are entitled to it?

    What do you think we are running here … A Texas Whorehouse?

  399. REMEMBER COMMIE NAZIS ALWAYS BLAME THEIR VICTIMS TO AVOID PAYING BACK WHAT THEY STOLE FROM THEIR VICTIMS…!

    OH HELL NO…NOT THIS TIME…THIS TIME BY THE GRACE OF GOD YOU GOT CAUGGT RED HANDED STEALING OUR CONSTITUTIONAL REPUBLIC..

    NOW PAY US BACK WHAT YOU STOLE YOU TBTF KORPORATE AMERIKA FOREIGN COMMUNIST NAZI CROOKS..!

  400. TBTF ARE SAYING BAFANGUL TO THEIR ROBBERY OF WE THE PEOPLE OF THESE UNITED STATES …

    OH HELL NO…!

  401. THE ONLY PARTY WHO IS SCREWED ..AND THE ONLY LAZY PARTY ARE THE COMMUNIST NAZI TBTF KORPORATE WHORE AND THEIR NAZI COMMUNIST BRAINWASHED ENTITLEMENT PEOPLE WHO ROBBED US AND DON’T WANT TO ACTUALLY WORK FOR A LIVING…IT’S EASIER FOR THEM TO MAKE A GAME OUT OF ROBBING ALL OF US.

    WELL NO LIE LIVES FOREVER AND NOW IT IS TIME TO PAY THE PIPER FOR YOUR TBTF CRIMES AGAINST US THE ONLY HARMED PARTY

    WHO ARE …

    WE THE PEOPLE OF THESE UNITED STATES.

    TIME TBTF WERE PUT IN THEIR PLACE AND WE THE PEOPLE STOP ALLOWING THEM TO KEEP ON WHORING OFF OF WE THE PEOPLE.

  402. NO KC… IT IS TIME FOR YOU & YOUR ENTITLEMENT FRIENDS TO PULL YOUR HNAZI BRAINWASHED HEADS OUT OF YOUR COMMUNIST ENTITLEMENT ASSES.

    THE WORLD DOES NOT GRAVITATE AROUND A FOREIGN KORP OF CROOKS & ENTITLEMENT PEOPLE WHO GOT TOO GREEDY & GLUTTONOUS AND DON’T WANT TO ADMIT THEY GOT CAUGHT AND DON’T WANT TO PAY BACK WHAT THEY STOLE TO THE ONLY HÁRMED PARTY …WE THE PEOPLE.

  403. Stripes.. I would like to take this time to remind you … the Earth does not rotate around you. Now is a good time to pull your head out of your ass, because if you have not figured out by now that NOBODY is going to give you a free ride and a rite of passage on your duties as a homeowner, You Loose!. If you are to lazy to maintain the land and you want everything served up to you on a silver platter…. Your Screwed! ……. Stop Screwing Yourself!

  404. Even the entitlement people know deep down in their entitlement ravaged brains this is true.

  405. THE NAZI CONTROLLED TBTF FOREIGN CONTROLLED COMMIE KORPORATE AMERICA AKA THE NAZI CHICKENS…GOT WAY TOO GREEDY & GLUTTONOUS YET AGAIN ….

    NOW IT IS TIME TO PAY THE PIPER BECAUSE NO LIE LIVES FOREVER.

    NOT EVEN FOR THE ENTITLEMENT PEOPLE.

  406. A “KNOW IT ALL” IS SOMEONE WHO TELLS LIES AS FACT….THAT WOULD BE THE GREEDY INVESTOR TROLLS AT THIS BLOG WHO DON’T WANT TO HAVE TO PAY FOR THE CRIMES OF TBTF FOREIGN CONTROLLED KORPORATE AMERICA…AKA THE ENTITLEMENT PEOPLE.

    THEREFORE..THE “KNOW IT ALL” WOULD CERTAINLY NOT BE ME.

    FACTS DO NOT LIE. DO NOT TRUST VERIFY IS MY MOTTO…

    IF YOU CANNOT VERIFY DO NOT TRUST.

    INTENTIONAL NEGLIGENCE IS A LEGAL MONETARY CLAIM THAT REQUIRES THE NEGLIGENT PARTY….TBTF…TO SATISFY THE HARMED PARTY WHO WOULD BE…….WE THE PEOPLE OF THIS CONSTITUTIONAL REPUBLIC AKA THE CITIZENS OF THESE UNITED STATES.

    NOW PAY US BACK WHAT YOU STOLE YOU DECEPTIVE NAZI CROOKS…!

  407. I don’t chase the Chicken, I wait til it comes to me … then I move in for the kill. I like my Chicken Extra Crispy!

  408. Exactly…my sentiments. KC

    Poppy…
    KC does not need a mod
    KC does not want a mod
    KC finances personal and not kept in a bank. (undr the matress is safer)
    KC assets buried in a treasure chest
    KC is unsupervised tonight.

  409. Yeah Poppy!
    Round One .. plausible mistake
    Round Two .. bad choice.

    Chicken Run … No Round Two!

  410. “Felony behavior is not covered under the law, even lawyers who cover it up are culpable…this is bull shit Neil and you know it! Criminal charges should be allowed here, not settlements”.

    Hey Miss Know-it-all…..this is what I said. Meaning: this behavior is not being applied in these courts, under the criminal laws and it should be!
    Don’t twist my words…you

  411. from Ocwens to Green Trees … from PHH to Somebuddy Stop Me! From Recon to Rerun to LSI … To Lawyers Title …. I say Oh My! From Allied to Chicago… every place I go… I think out loud.

    The Kat has them All in the Hat!

    Shhhh… Kat spys a Rat in Her Hat. Ut Oh!

  412. From 1st American to American … from Premier to LSI. From ULS to Nationstar…. from shore to shore and so many more.

  413. Oh the songs I could sing …. from DocX to LPS, Coronet to Fidelity. Citi to BOA… they all fit in between A to Z. Oh the tunes would … never mind.

    I don’t want a drone dropped over my head.

  414. Do you want to know who my first client was? DocX

  415. For Miss Smarty Pants …

    Public Records show I was appointed and commissioned in Aug 2007 and registered and licensed in July 2008.

    Maybe.. Just Maybe I keep my Mouth Shut like you do? Oh wait .. no I don’t keep my mouth shut …. Hold On, Maybe I do…. Oh! I know what my problem is… I think out loud to much! Yeah.. that’s it!

  416. CORRECT TYPO…….SEND TOO BIG TO FAIL FOREIGN CONTROLLED COMMUNIST KORPORATE AMERICA THE BILL….TBTF OWES WE THE PEOPLE AN INNUMERABLE AMOUNT OF MONEY…..!

    DAMNED NAZIS…!

  417. That’s because these FOREIGN CONTROLLED TBTF CORPORATE AMERIKA SHEISTERS DID DIRTY DEEDS WITH OUR AUTOGRAPHS TO STEAL OUR WEALTH AND AS RESULT THEY OWE US ALOT OF MONEY & CLEAR TITLES….

    TIME WE THE PEOPLE FORECLOSED ON TBTF FOREIGN CONTROLLED COMMUNIST KORPORATE AMERIKA AND THEM THE BILL FOR ROBBING US….!

    GREED IS A DEADLY SIN…!

  418. KC admitted they shredded all of the evidence …AKA THE NOTES ….THE PAPER TRAIL OF THEIR CRIMES .. THAT MEANS NOT ONLY ARE WE THE PEOPLE THE TITLE HOLDERS OF RECORD…..TBTF KORPORATE AMERIKA OWES US ALOT OF MONEY & SATISFACTIONS…

    THE ONLY DANGER TO OUR CONSTITUTIONAL REPUBLIC …..OUR LIBERTY…FREEDOM….AND INDEPENDENCE IS COMPLYING, COOPERATING AND CONFORMING TO TBTF KORPORATE AMERICAS CRIMES AGAINST WE THE PEOPLE.

    PAY US BACK FOR YOUR INTENTIONAL NEGLIGENCE…!

    GLUTTONY IS A DEADLY SIN…!

  419. John, I like #5 … :)

    KC did not initial because KC was not presented with Mortgage, only KC Hubby was.

    Pretender has blank page with Notary Acknowledgement with KC and Hubby signatures. Worthless Paper in more ways than one! :)

    Trustees Deed a Mess … Mortgage Void! And debt collector don’t want to send KC hubby a payoff on the unsecured debt?

    What’s Up with That?

  420. WE THE PEOPLE ARE THE BENEFICIARY OF THAT “NEGLIGENCE” …NOW PAY BACK WHAT YOU STOLE AND HIJACKED AS THE LAW REQUIRES….!

  421. Poppy says criminal charges aren’t allowed under Felonies. That is FALSE…..EVEN CIVIL COURTROOMS CAN INVOKE THEIR CIVIL, CRIMINAL JURISDICTION.

    They are not because they are all a party to this TBTF FOREIGN KORPORATE AMERICA CRIME SPREE…

    That is why they are calling these crimes against us NEGLIGENT …. NOT CRIMINALLY NEGLIGENT …

    PAY US BACK YOU CROOKS AS THE LAW REQUIRES.

  422. Where did I put that Note? Oh wait .. I shredded it, because it had out lived its usefulness. But hey … I am in a GRATUITOUS MOOD today ….. so I ask …. Who is the beneficiary? Who is the Trustee? Who is the Principal? Who is the RPII?

  423. http://www.oneactionrule.com/

    Here is a decent explanation of the one-action rule

  424. We are Mother Earth dimwit…..it is the commie spin and rhetoric I can’t stomach.

    Most of these church goers don’t even know what the clergy are worshipping inside of those walls. Some do know and are not thanking the Creator, they are thanking and worshipping evil and all of its evil works.

  425. I think they said something about a trip to Spain. But I can not find that note.. so I dare not affirm it in any legal manner as being a true statement. Dag Gone It!

  426. You should be Warned … KC is unsupervised again today. :)

  427. Stripper… Pull Your Head out of Your Ass! Without Mother Earth there will be no Life you Moron!

  428. Spare us the MOTHER EARTH commie rhetoric Christine. Only WE THE PEOPLE AS INDIVIDUALS CAN STOP COOPERATING WITH THESE WHORES OF BABYLON AKA KORPORATE AMERIKA AND HAND THEM THEIR BILL FOR THEIR ROBBERY OF WE THE PEOPLE.

  429. Hate is something I keep out of my Life and my Heart.
    But I have no tolerance for folks who think they can cheat people all week and go to Church on Sunday and ask Forgiveness of their Sins. Then turn around on Monday reaping the rewards of their past sins while committing the same Sin over and over Again!

    That is No Mistake! That is a Choice!

  430. TBTF FOREIGN CONTROLLED KORPORATE AMERIKA STOLE THE WEALTH OF WE THE PEOPLE AND HAVE HIJACKED AND COMMUNIZED OUR TREASURY DEPARTMENT ….THE TRUST FOR THE AMERICAN PEOPLES WEALTH AND PROPERTY. THAT IS HOW THEY HAVE HIJACKED OUR CONSTITUTIONAL REPUBLIC AND WHY THEIR IS FEUDALISM OVER OUR PROPERTY WITH A FOREIGN THIRD PARTY WHO NEVER LENT US ANY MONEY.

    THIS FOREIGN HIDDEN THIRD PARTY IS KORPORATE AMERICA AND THEIR BOARD OF DIRECTORS ARE NAZIS WHO HATE US.

    THE COLD WAR NEVER ENDED. THESE CLEVER KORP OF CROOKS STAGED THE ENTIRE FALL OF COMMUNISM TO VERY DECEPTIVELY ROB US OF OUR WEALTH AND OUR PROPERTY THAT IS OUR LIBERTY…OUR FREEDOM & INDEPENDENCE.

    TIME TO STOP COOPERATING WITH THESE FOREIGN TERRORISTS AND EACH AMERICAN HANDS THEM THE INDIVIDUAL BILL FOR THEIR ROBBERY OF U.S…WE THE PEOPLE.

  431. KC,

    One point I forgot to make: that handful of individuals who appropriated earth and is forcing humanity to pay to live (only species that must “pay” to survive… Doesn’t exist anywhere in any “sacred text”, be it the bible or any other such writing from any religion), no one appears to have questioned their authority to appropriate anything. They just did. Ground, water ways, now the air we breath and even the plants that grew naturally before them but have since been categorized and “patented”, as though it was their idea…

    OPPT is questioning all that. And doing a hell of a successful job at it.

    Here, people are studying ad nauseam the paperwork. in substance, people here agree that there exist an authority behind those contract, court decisions and what not and that it was just and fair somewhere that someone appropriated anything.

    There ain’t no authority given to those people. None other than the one we recognize them to have. Through fear of the consequences if we don’t. Guess what? In the end, we all croak anyway. Shouldn’t we start deciding that life is supposed to be pleasurable and no one, no one whosoever, has any authority over anyone? “Cuz the way I see it, I didn’t come to earth to have a miserable time so that I can croak. Makes no damn sense! Not if I was created in “Gawd’s image”. Or really, really, that Gawd was a frickin’ jerk and he hates us (and himself… created at his image, right? Hate by proxy in my book).

  432. I was taught the Right Way! Save then Pay Cash! Save your money don’t give it away.

    Just Say No to Credit!

  433. OH YES IT IS ALL ABOUT A HOUSE, A BUSINESS PROPERTY AND THE PROPERTY OF A NATION AND IT’S PEOPLE…. THAT IS OUR COUNTRY AND OUR WEALTH…. A FREE NATION IS ALL ABOUT THE CONTROL OF THE WEALTH BEING IN THE HANDS OF ITS CITIZENRY, AND THESE FOREIGN KORPORATE CROOKS KNOW THAT..

    That is what what the majority of Americans are just begininning to understand.

  434. John, imagine all the wrong figures on the Refi’s, Mods, Payoffs.

    Yikes! That’s a Big Bite … Prepayment.

    Christine… I agree, things have to change.

  435. KORPORATE AMERIKA IS A CENTRALIZED FOREIGN POWER TOTALITARIAN CONTROL FREAK………!

  436. Any centralized power that controls the majority is Communist whether it is A Person, A group of Persons, A Corporation, A Government, A Military, it does not matter if they call themselves acceptable names like a Democracy or a Republic if they rob the Citizenry to fraudulently Control the majority they are Communists…Satanists……..Control Freaks.

  437. To ascertain if foreclosure figures are accurate as they must be, one would need the servicing and transfer (money negotiated for note) figures from day one (how much was alleged to be owing on the note at each transfer?). A 500k note doesn’t have a 500k balance one day after it’s originated. Interest accrues, the per diem, starting on the next day. On loans disbursed after the 5th of the month, a borrower has generally prepaid interest thru the end of the closing month and then a payment is skipped with the first payment due on the note on the 1st day of the second month following disbursement. On a 500k loan at 6%, the prepaid interest is a lot of money. What happened to all that prepaid interest on thousands of loans when the notes were shuffled down the line (or supposedly were) toward securitization? A note doesn’t arrive to each alleged transferee with its face amt the amt due on the note. The amt due on the note changes as interest accrues and payments are made. That’s not news, but what needs to be known, and that requires discovery, is the true balance of the note thru each alleged transfer. I wouldn’t be surprised if the face amt got used on any sales from A to D, and if so, all the figures are wrong as to the actual balance owed by the borrower. Nor would I be surprised.if no payments were ever applied during this “transition”. But one has to give a court a reason to understand (cite law) that the figures must be 100% accurate and why they probably aren’t. The most recent servicer’s books aren’t reliable if there is no audit upon each transfer and or the amts alleged to be due at the tine of each transfer (as if) are errant. I’m saying the balance owed must be precise. Then when it isn’t, one would have to allege / establish the so what. But I think in the discovering (by discovery), interesting “facts” would necessarily appear and I suppose that’s the ultimate goal.

  438. CAPITALIST, COMMUNIST SAME THING AND YOU KNOW IT. It has been the same Korp of Nazi control freaks all through history.

  439. KC,

    About that Todd W. thing you posted: that is exactly why I have been talking about OPPT so much and why it is getting so much traction worldwide. The link below tells you everything you want to know about what it is and how far reaching it has become.

    It is not about a house or a country. it is not about money. It is about how a handful of individuals have managed by different systems to assess an artificial value on human beings independently from their true value. Most people get hung up at the “One People’s trust” thing because the word “trust” has come to mean something very specific in today’s financial world. Trust means “trustee”. The questions are always: “Who are the trustees?” and “Are we simply trading one enslaving reality for another enslaving reality?”

    I can understand how it can trigger that knee-jerk reaction in most people but that’s all that is: a knee-jerk reaction born out of ignorance and fear to look more deeply into what it really is.

    Of note: that OPPT movement is destroying that unworkable and unsustainable system from inside out by using exactly its own devices, i.e., the codes put in place by that handful of individuals over the past few hundred years (call them Illuminati or cabal or anything you want) to assure a uniformization/standardization of human value based on artificial criteria of cost of life v. return on investment. In other words, how much does that handful of people want to invest in human life (food, shelter, education, healthcare, etc.) in order to assure that it will reap more benefits from that investment?

    The first step used by that handful of people was to scare masses into believing that life was all there is and if you lose it, you’ve lost everything. To make matters worse, that handful of people created religion to terrify people into the idea of hell and heaven. Rethink that dichotomy between life and death and return to a healthy concept of life and death being one and only thing (no life without death: can’t have fruit without flower fading and rotting) and the whole system crumbles and collapses. There is a revolution going on worldwide but the US has become so removed from the nature of life and death that it can’t see straight any longer.

    In case you’re interested, listen to people like Dr, Eben Alexander (neurosurgeon who had a death experience and came back to tell about it) and you’ll see that death does not exist. The guy had to completely rethink even his own career and his understanding of the human brain.

    http://wakeup-world.com/oppt-in/

    What is the One People’s Public Trust?

    The One Peoples Public Trust itself consists of every person on the planet, the planet itself and the Creator.

    The One People’s Trust trustees are a group of very skilled individuals including legal professionals who, in conjunction with a positive group inside the financial system, carried out extensive investigations into the massive fraud and theft taking place at the time.

    They concluded that the financial and corporate government systems were committing treason against the people and after testing different approaches at correcting the injustices against humanity they saw being inflicted, they decided that that the only solution was to terminate the entire system through UCC filings.

  440. Stripper…. Did You Hear That? They sold REJECTED APPLICATIONS!

    Oh My!

  441. .. I suspect when the SH’T hits the fan …..

    The Headlines will read …….

    WF and Chase prepare tor the collapse of Citi and BOA.

  442. Hubby attended a seminar on “Your Net Worth” a couple of years ago. He came home and told me his “Net Worth” and I LMBO cause I wanted to know where he had it hidden.

  443. 1003 … Bag of Tricks….

  444. Apply? He didn’t apply for Nuttin!
    I may be slow but I’m not stupid!

    What servicer?

  445. Todd W, on July 5, 2013 at 5:56 pm said:
    Here is evidence that your signature is worth a heck of a lot as a representation of your past, present, and future value. Otherwise why would Bank of America as assignee seek to patent the process for securitizing and/or syndicating purported “loan” applications including REJECTED applications. Who in their right mind would invest in a derivative backed by a worthless piece of paper (rejected application) with nothing more than a signature (your property) on that paper.

    It’s not about the note as we know, it never was. It’s about the signature and every time you give your unqualified or unrestricted signature the “user” of that signature can do with it what they please like any other property you unwittingly give away.

    Hope this shines a bright light and is enough evidence to help you back up your statements in those fraudclosure cases. Link on Scribd below

    It’s digitally marked up with important points, to save you the time going through the entire patent application

  446. Stripes, the word is Capitalist and not this Commi Nazi BS you spew all over LL.

  447. John,

    EggsZ … is correct about the note.

    JohnG… is correct about the Mortgage

    KC….. is correct. Eggs and Chicken make chicken salad, not a transfer of the note and mortgage together… :)

  448. @Stripes, Louise, Poppy and all
    At this time in history this massive bridge conspiracy all comes down to that the money made by the Banks, The Title Companies and the Wall Street Investors be forfeited back and belongs to the people and the USTreasury.that it was stolen from

    It is up to the Judicially of this Country to uphold our Constitution If this Country wants peace it has to do justice and that starts with honest and ethical judges in our Courts.

  449. And this article….THE FOREIGN CORPORATE COMMUNIST TAKEOVER OF AMERICA BEGAN AT THE U.S. CAPITOL BACK IN 1963…..

    http://rense.com/general32/americ.htm

  450. DYLAN RATIGAN DRAWS A SIMILAR CONCLUSION IN THIS ARTICLE…..THE COST OF CORPORATE COMMUNISM…..

    http://www.huffingtonpost.com/dylan-ratigan/the-cost-of-corporate-com_b_312516.html

  451. There never was a transfer of the note to the Issuer of the Fraud Contract. The ORIGINATION FRAUD and INTENT TO HARM by the Issuer is apparent on the face of the unindorsed/unendorsed notes. The Issuer of the fraud contract never had Possession of the note. That is FRAUD IN THE INDUCEMENT …..FRAUD IN THE FACTUM…FRAUD IN THE ESSENCE….SAME FRAUD IN THE FRAUDCLOSURES.

    TBTF KORPORATE AMERICA IS FULLY FUNDED BY WE THE PEOPLE VIA THE HIJACKED U.S. TREASURY DEPARTMENT …THE TRUST FOR THE PEOPLES MONEY….

    WE PAY THEIR FAT ASSED SALARIES AND THEIR EMPLOYEES THEY TREAT LIKE SHIT & WE THE PEOPLE BANKROLL THEIR ENTIRE BLACK OPERATION & THEY POCKET ALL PROFITS AND NEVER PAY BACK WHAT WE FUND & THEY STEAL…INCLUDING THEIR LOSSES…THAT IS WHY THEY ARE RICH AND WE ARE NOT.

    FOREIGN CONTROLLED TBTF KORPORATE AMERICA STOLE THE AMERICAN DREAM WHEN THEY HIJACKED OUR TREASURY DEPARTMENT WITHOUT OUR KNOWLEDGE OR CONSENT…

    THAT INCLUDES THE KORPORATE RESTAURANTS…MOVIE THEATERS… HOLLYWOOD…THE MUSIC INDUSTRY ..THE MEDIA AND THEIR KORPORATE OFFICE…..THE SPORTS TEAMS & THEIR KORPORATE OFFICE….THE BANKS ETC….

    THEY ARE ALL GREEDY FOREIGN COMMIE NAZI BASTARDS WHO HATE US AND THAT IS WHY THEY ROB US & TREAT WE THE PEOPLE LIKE SHIT.

    WE RE-PAY FOR EVERYTHING SO THIS FOREIGN CONTROLLED KORP OF CROOKS CAN LIVE OUR AMERICAN DREAM.

    TIME WE THE PEOPLE PULLED FOREIGN CONTROLLED KORPORATE AMERIKAS CREDIT LINE TO OUR TREASURY AND WE FORECLOSE & EVICT THESE LOUSY COMMIE/SATANIST FREELOADING SQUATTERS AKA TOO BIG TO FAIL…!

  452. eggs said:
    ” I maintain that the promissory note requires that a noteholder do only BOTH of two things: 1) take note by transfer, and 2) be entitled to receive payment. No party in the securitization chain can claim to fulfill BOTH of these simple requirements.
    Therefore, our simple question is answered: there IS no noteholder as defined in the note.”

    That’s been kicked around here in LL comments about a year and a half ago. I liked the discussion. Carry on! (But I think they try to resolve that problem with the “MERS” assignment of both the dot and the note – the trust then appears to be the note owner entitled to
    receive payments.)

  453. Like that greedy Korporate owned and controlled oprah wouldn’t pay her guests out of her own profits to come on her show…that’s why she is a billionaire..! THE AMERICAN PEOPLES TRUST FUNDING MADE HER RICH AND HOW DOES SHE REPAY AMERICA….? SHE SPREADS OUR WEALTH TO THE FOREIGN KORPORATE CONTROL FREAKS AND OPENS A SCHOOL IN AFRIKA…..! NAZI KOMMIES EVERY ONE OF THEM!

  454. CORRECT TYPO….PAY YOUR OWN BILLS AND YOUR OWN EMPLOYEES….YOU KOMMIE …NAZI…. FREELOADING…. GREEDY BUNCH OF NON FARM PAYROLL FOREIGN KORPORATE AMERIKA FELONS…!

  455. AND PAY YOUR OWN BILLS…YOUR OWN EMPLOYEES YOU FREE LOADIBG NON-FARM PAYROLL BUNCH OF FOREIGN KORPORATE SHEISTER FELONS….!

  456. THERE NEVER WERE ANY LOAN MOD APPLICATIONS YOU MORON….! IT WAS ALL A HOAX TO KICK THE CAN DOWN THE ROAD & EXTORT THE PROPERTY TAX MONEY WHILE IN FRAUDCLOSURE ….! 2 YEARS & ALOT MORE FRAUD BY THE ISSUER LATER….THE GREEDY KORPORATE KRONY BASTARDS LOSE…..!

    NOW …. DO SOMETHING RIGHT FOR ONCE….DO YOUR GODDAMNED JOBS I PAY YOU FOR AND SEND ME MY CHECKS & SATISFACTIONS ….!

  457. The attempt by the Issuer to fraudulently induce another fictitious contract was felonious…and an attempt to cover up the ORIGINATION FRAUD BY THE ISSUER…

    NOW…CHOP CHOP…GET TO WORK AND SEND ME MY REFUNDS & MY SATISFACTIONS YOU LAZY BUNCH OF COWARDLY KORPORATE FREE LOADERS…!

  458. Keywords .. Loan Modification Application.

    You Fail Stripper!

    Good Night and Sweet Dreams!

  459. FAIL KC……THERE NEVER WAS A LOAN MOD AND THERE NEVER WAS A LOAN MOD CONTRACT…..EVEN IF THERE WAS UPON THE DISCOVERY OF THE CRIMINAL FRAUD IN TITLE AFTER THE LOAN MOD DEBACLE YOU CROOKS ARE DONE….FINITO….YOU TRIED TO FRAUDULENTLY INDUCE MORE FRAUD UPON ME BUT THIS TIME IT WAS HEINOUS & EGREGIOUS….YOU CROOKS INTENDED TO DEFRAUD ME OF MY REMAINING WEALTH & PROPERTY & INTENDED TO PERMANENTLY HARM ME…

    NOW CHOP…CHOP….SEND ME MY REFUND CHECKS & MY SATISFACTIONS….ASAP…!

  460. DIRTY GREEDY FUGGERS AKA TBTF KORPORATE AMERICA EVEN ISSUES INVESTMENTS IN THE SALARIES WE THE PEOPLE PAY THEM….! LINE EM UP…! CHOP…CHOP…

    FOREX:EURO/USD – TRADING THE U.S. NON FARM PAYROLLS…!

    http://www.dailyfx.com/forex/fundamental/daily_briefing/daily_pieces/trading_news_reports/2013/07/04/Forex_EURUSD-_Trading_the_U.S._Non-Farm_Payrolls_NFP_Report.html

  461. Stripes, .. you brought back the dead when you filled out the loan mod app making an admission …. agreeing with….. who the lender was and how much money you owed them…. just for starters… cause we don’t wanna talk about the waivers you gave the dead when you agreed yada yada was your current lender. You made their job easy by making those admissions in your mod application…

    Whose Da Moron?

  462. GOT GUILLOTINES?

  463. Greedy bastards AKA TBTF KORPORATE AMERIKA ARE NEVER HAPPY….NOT EVEN A GAZILLION U.S. TAXPAYER’S DOLLARS LATER…! YOU ALL NEED TO BE BEHEADED…!

  464. I didn’t sign anything moron….and you are lucky I didn’t otherwise you would be twice the felons you already are and would have had to pay twice the damages that you owe me now….you lowlifes are extremely ungrateful & dishonorable thugs!

  465. You Foreign Korp of IMPOSTER crooks wish you could have fraudulently induced another fraud contract on me to defraud & enslave me for life however, the Title co agent of the Treasury dumped your fraud into a fictitious public trust via MERS….you know MERS …YOUR PARTNER IN CRIME….and could not play God and resurect the dead in this case…NOW SEND ME MY CHECKS & SATISFACTIONS ..ASAP…!

  466. Just what I thought!
    Who is the Moron now?

  467. Moron… Did you read the application before you signed it?

  468. Good for me….not so good for Greedy Korporate Amerika….!

  469. I never signed any mod moron….remember I got denied at the last minute for the Obama Plan by THE U.S. TREASURY DEPARTMENT … THANK GOD….!

  470. Face it KC….the fraud by the Issuer of the Original Fraud Contract is apparent on the face of everything. THAT IS FELONIOUS AND PROOF OF INTENT TO HARM…PROOF OF HARM…& PROOF OF INTENT TO DO PERMANENT HARM…

    MOP UP ON FOREIGN IMPOSTER TBTF KORPORATE AMERIKA…YOU KORP OF CROOKS ARE OFFICIALLY SHATTERED…PAY YOUR OWN GODDAMNED EMPLOYEES AND PAY FOR YOUR OWN GODDAMNED INVENTORY….PAY TO RUN YOUR OWN BUSINESSES YOU FOREIGN KORP OF GREEDY MONEY GRABBERS…WE THE PEOPLE ARE OFFICIALLY DONE RE-PAYING FOR YOUR TBTF GREEDY CONSUMER FRAUD & DECEPTIVE PRACTICES…WE ARE THROUGH PAYING TWICE FOR EVERYTHING….

    GREED DESTROYS EMPIRES WHO STEAL FROM THE CITIZENRY EVERY TIME AS HISTORY HAS PROVEN.

  471. Sorry Stripper … You signed a mod and waived your rights. Oh My! What will she do now? The Drama continues ..”The Days of a Strippers Life”.

    Somebody tell KC to behave! teeheeheehe

  472. That’s right poppy…no loan mods because the Issuer of the original fraud contract never had possession of the notes or their own damned contract…! That fraud is evidenced upon the face of the unindorsed notes in blank….THAT IS LEGAL PROOF THE ISSUER OF THE ORIGINAL CONTRACT NOT ONLY INTENDED TO DEFRAUD YOU BUT THE UNENDORSED NOTE IS LEGAL PROOF THE ISSUER DID DEFRAUD YOU…HARMED YOU…FRAUDCLOSURE IS INTENT TO DO PERMANENT HARM TO US BY THESE IMPOSTERS; FICTITIOUS PAYEES UPON THE PRESENTMENT OF THE COPIES OF THOSE UNCERTIFICATED SECURITIES & ARE FRAUD UPON THE COURT….BECAUSE THOSE COPIES WITH NO NOTE ATTACHED ARE IN FACT SECURITIES FRAUDS…

  473. Stripper… You are all Wet again. Mop on isle LL ASAP!

  474. Poppy…
    KC does not need a mod
    KC does not want a mod

    KC finances personal and not kept in a bank.
    KC assets buried in a treasure chest
    KC is unsupervised tonight.

  475. Ya might want to invest in the heavy duty depends KC because THE TRUTH DOESN’T LIE….!

  476. THERE ARE TWO ISSUERS….THE ISSUER OF THE FRAUD CONTRACT…BADA BING….AND THE ISSUER OF THE CHECK/NOTE….BADA BOOM….THE ISSUER OF THE FRAUD CONTRACT ARE THE SUCCESSOR & ASSIGNS TO THE TERMS OF THE CONTRACT THEY FRAUDULENTLY INDUCED….WITHOUT MY KNOWLEDGE OR CONSENT…THEREFORE THE SUCCESSOR & ASSIGNS NEVER HAD POSSESSION OF MY SECURITY…..KABOOM….SEND ME MY CHECKS & CLEAR TITLES…BECAUSE THE ISSUER OF THE ORIGINAL FRAUD CONTRACT DEFRAUDED ME…VAVAVOOM..!

  477. “A good attorney will tell you to give them NONE of your Financial Information! No Mod!”

    KC, never…no mod, no settlement, nada…eat shit, file again trustee, or whatever you are?

  478. Yup! Still Jumping to Conclusions. And still a Failure dropping poops here and there. Clean Up Crew on isle LL.

  479. …….such as yourself AKA…. THE TITLE COMPANY QUEEN…..OF NADA THING…! BADA BING BADA BOOM…!

  480. It takes a moron to envy a morons ass. Makes sense to me! :)

  481. Somebody tell the Moron who the issuer is!
    And Somebody Tell KC to Behave!

  482. I will have you know KC, my ass is perfect and the envy of many jealous morons.

  483. The successor & assigns stands in the shoes of the Issuer of the fraudulently induced…fraud ridden Original Contract…

    Sorry but I just couldn’t resist the temptation TO TELL THE TRUTH…!

  484. Here you go Stripper .. A Jumbo sized Popcorn to Match Your Jumbo Sized Ass! Get a Life!

    Somebody Stop Me!

  485. LMAO KC……PASS ME A JUMBO SIZED POPCORN…& KING SIZE BOX OF SNOCAPS PLEASE…!

  486. LOL MS…..THE TITLE COMPANIES ARE LITTLE MISS CAN’T BE WRONG…YOU GUYS ARE GOING TO BE FUN TO WATCH “BATTLE IT OUT”…..PASS THE POCORN…AND THE SNOCAPS…

  487. The assigns and successors stand in the shoes of the lender.

    Shut Up Stripes!

  488. Well the surety better better be prepared to pay up because the Issuer owes me a lot of money…..WHY? Because there is fraud in essence of the entire charade and the successors and assigns stands in the shoes of the Issuer…..

    Weasels…!

  489. Somebody tell KC to behave or send her to quiet time. :)

  490. Well Miss Know It All … I do not and have never worked in a Title Company. But I am Certified in Title Abstract and I know the Closing Docs like the back side of my hand. I also know who owns the Dam Title Companies.

    Peace Sister!

  491. OK MS… I do not disbelieve you, but where do you find the proof?

  492. I’m not as Ignorant as you think.

    Put me to work in a title company —
    there u will see my ignorance

    LOL
    Peace

  493. Dag Gone It! Chicken Shit and Bull Shit! Watch Your Step Folks!

  494. Valuing the household

    A $500,000 interest only loan at six percent is booked at $400,000 or a O/C set aside cost of $100,000.

    Why would a major high profile Bank create a spin off sheppard S.Prime eventual default ?

    1. To a sponsor its valued at $400,000
    2. To a seller its booked at $492,500 as whole loan receivable
    3. To a servicer its booked at $530,000 SRRet
    4. To the depositor its value is $26.7 million

  495. MS..
    RE: ..I amazed however the press has yet to pick up on the bigger story line – amazed

    Please enlighten us …..

  496. Christine, they were people we Trusted. Its a Flame Burning inside Me, I can not seem to put out.

    MS… What Servicer? I have always denied everything and signed nothing.

    That was just a general question. I’m not as Ignorant as you think. Stop acting like a Smarty Pants!

  497. KC
    Christine is right –
    I was responding to another s link …no one here is slow
    No one

  498. KC,

    You’re not slow. You were taught many right things that made sense to you and you knew were right because when you applied them, they gave a happy result. For you and for others.

    At some point in time, “right” became… “think about yourself, make money and don’t give a damn about anyone else. Take care of yourself first and everything will fall into place.”

    You’re not slow. You’re just as unprepared as anyone 40 and older to deal with what has happened to this country. KC, do you know why so many of us feel so betrayed? The people who created that mess are from our generation. We grew up in the same era. On the same values. Learning the same things. Those were the people we were supposed to feel close to.

    Something happened. We were not part of it and we were blindsided.

    That’s where the treason hurts the most.

  499. Q when the servicer reports the principal in default the surety guarantor steps up to make the payments until the lender has bought back the loan (indemnified of course).

    No not really …its a valid claim but tough to sell

    Q Under the terms of the Note.. those are payments applied …….. the borrower is getting charged for what surety guarantor has already paid?

    Q Servicer is Double Dipping?

    Master Servc. – If you or anyone brings up a Servicer in claims you profess your ignorance before the court ..

    Look .Mortgage lenders and servicers are steep with tradition and entertainment value – but a falsity . Your claims fail !

    Look in the mirror and ask yourself- why are you doing this. I’m serious. I would not try to prepare cancer surgery strategy and plans for operating on a loved, nor would I jump into a Forrest fire with trained firefighters. You have no idea of what it means to hit a golf ball and place it in such a way you take the $500K Kemper Open.

    But I have traded pool if this type of paper and pools of non GSE closed whole loan assets. This is the truth as I bought and sold receivables at discount selling to all majors a direct delivery and participant . That was at a time not a major Bank would touch it …Why?

    In this endeavor we could acquire and pool the receivables for sale as I did hundreds of times .

    Want to know how long it takes to modify a loan? Your Papers will be ready to sign in the morning, I would take the loan from 6 percent to 7 percent – sound good – No ? I also cut the advance back from 95% LTV to 80 % – so everyone wins?

    Most everything you allege is in conclusionary fashion asserting the pattern and practice of the party and activity does not entitle them to foreclose .The legal right to foreclose is stronger than anything I can think of in law.

    VULNERABILITY

    The recovery parties foreclosing are taking liberties as expected The left is not communicating to the right hand. In other words Wall-street repackages what main street foreclosed on . But neither one does much talking ignoring the substantive issues they may have to address.

    Enforcing a contract in opposition or contradiction of the strategic preferences given in a tax deferred annuity fund and discounting debt to sell as equity along with synthetic yields used to substitute the lost note – come on

    It’s out of your league and few get it ..I amazed however the press has yet to pick up on the bigger story line – amazed

    registerclaims@live.com

  500. Christine… I’m slow, but I know the difference between Right and Wrong. MS said….

    masterservicer, on July 5, 2013 at 2:47 pm said:
    Where there is politics or economics, there is no morality.
    Karl Wilhelm Friedrich Schlegel

    http://www.brainyquote.com/quotes/authors/k/karl_wilhelm_friedrich_sc

    If I have not figured it out by now, I never will. I get it!

  501. KC,

    Great article. Now replace “borrower” with hard-working-people-looking-to-fill-their-survival-needs.

    We ARE the value. No two ways about it. It became so distorted that people became “borrowers”. No identify, no value. Just some soulless entity worth only what it can earn someone else (broker, bank, title insurer, you name it). Paperwork ain’t gonna do nothing to restore people’s value. They have to march and assert it. Why are they doing it everywhere but here is a mystery. Too much Monsanto already?

  502. OUR NON-FARM PAYROLL FOR THE KORPORATE AMERIKA CROOKS IS 202,000 NEW FREELOADERS OFF THE BACKS OF WE THE PEOPLE….!

  503. CORRECT TYPO….WHY WOULD THE KORPORATE FED WANT TO KASH THE CZECKS AND PAY THE SELLER AS A STRAWMAN NOMINEE FOR WE THE PEOPLE…THE LENDERS…? ……ANSWER ….TO HIDE THE PAPERTRAIL OF US PAYING KORPORATE AMERIKA TO DEFRAUD WE THE PEOPLE….!

  504. WOOOOPS…..I FORGOT TO MENTION WHO THE LENDER WAS THE FED STRAWMAN NOMINEE CASHED ZEE CZECKS FOR WAS…..WE THE PEOPLE..WHY WOULD WE NEED THE FED TO CASH ZEE CZECKS AND PAY THE SELLER FOR US…? TO ELIMINATE THEIR PAPER TRAIL OF THE CRIME BECAUSE KORPORATE AMERIKA ARE FILTHY LYING RACKETEERING CRIMINAL COMMUNIST/SATANIST CONTROL FREAK NAZI SCUMBAGS….!

  505. KC,

    Better yet: try to create any kind of value without people. Hey, this land existed long before us. It will exist long after us. We ARE the value. Nothing happens anywhere without people. The land stays. And then, what?

  506. KC,

    We are the true asset of this country. Try to create a country without people.

  507. eggs -I don’t see a problem with the mortgage following the note. I think it’s a good thing. MERS can’t split the note from the deed of trust–they can only pretend to.

    If you , by your own election, decide to derecognize the note the deed survives as a lien of record.

    eggs – And then they pretend to rejoin the two at foreclosure time

    MS – no , nope its called recognition. I will post some of the recent changes and code on online in a few ….Ill go on line and explain or ask a related question as its a broad subject matter

    registerclaims@live.com

  508. Christine… I am beginning to think we are the ABS they gambled with. Shame on them!

  509. Ok MS…

    when the servicer reports the principal in default the surety guarantor steps up to make the payments until the lender has bought back the loan (indemnified of course). Under the terms of the Note.. those are payments applied …….. the borrower is getting charged for what surety guarantor has already paid? Servicer is Double Dipping?

    Then there is the liquidating of the titles into ABS…and bonds sold. (very profitable) AND that the borrower is being denied benefits of that ABS.

    Please reply ……

  510. So, I guess this is really where it’s at in this country. A revolution through LL. Debating ad nauseam if the note comes before the mortgage or after. If the title is clouded or clear. If MERS stands for anything. If the law nobody respects was followed and can be enforced through the courts. Me, myself, I and… My House.

    People don’t matter. 50% on food stamps don’t matter. 12% unemployment doesn’t matter. The only asset any country ever has and will ever have is its people. Here, they don’t matter. Not even to themselves. They go on LL to nitpick on the importance of paperwork. People Vs. paper. Paper seems to win. Not in court, though. Just in people’s mind. 6 years into that debacle and people are still hung up on paperwork. Relying on courts to sort it out for them.

    What a fucked up country! The rest of the world is coming to the realization that people are THE asset any country has. Here, it’s the paperwork.

    Judges didn’t work out in the old testament (hence the story of a fallen people: they tried it all. Never worked.) Why is it going to be any different this time? Smarter judges? Better parties? Better complaints? Nope! More people confused and doing nothing but paperwork. Elsewhere, people put their foot down and get result. iceland comes to mind… Here? Sitting in front of a screen and typing away motions, pleadings, questions, nonsense.

    Fucked up country. Lagging more and more behind the collective realization that people ARE the only asset any country will ever have. Take good care of the people and the country will grow. Don’t and see how fast your country falls.

  511. MS…….THEY ALREADY CASHED OUR CHECKS AS A STRAWMAN NOMINEE FOR THE LENDER ….. YOU CAN ONLY CASH A CHECK ONCE…..THE CHECKS WERE NEVER INDORSED REMEMBER….? IT IS CALLED SLIGHT OF HAND… 3 CARD MONTE…
    .

  512. To follow up on my thoughts from below:

    So no party in “securitization” can claim to be a “noteholder” as defined in the note. Securitization trustees included, because although they may have the right to payment, they never take the notes by transfer. So they may be able to collect on a note, but they can’t foreclose. That’s my point that I don’t think I was entirely clear about.

    I think it’s questionable that a securitization trust could even collect on a note, because in most cases (i.e., HSH v. Barclay that Neil talked about a little while back), the notes never made it to the trusts.

  513. MARCY KAPTOR SAID…,.Be squatters in your homes because they don’t have the mortgage up there on wall street…..! LOUSY COMMIE NAZIS……TBTF KORPORATE AMERIKA ARE FREELOADING SQUATTERS WHO ALL NEED TO BE EVICTED ON THEIR HEADS BY WE THE PEOPLE……!

  514. GRATUITOUS ASSIGNMENTS based upon an inner party or less than arms relationship among the payer and payee in reference to a depositors account –

    What is Garfield get ting paid for ….

    USING A GRATUITOUS ASSIGNMENT I make a check out to you in the name of Fred Flintstone, or Barney Rubble ….we walk into my bank and I tell the teller – good morning , can by payee cash his check here – she said of course …looks at it and laughs and says hello Mr Rubble…then cashes the check.

    Nominees are allowed a fictitious name used to endorse ….

    confirm it ….what the court views as fiction used for signatory
    purposes…… these often appear in a tax shelter …scheme …..related parties transfer ….

  515. johngault,
    I don’t see a problem with the mortgage following the note. I think it’s a good thing. MERS can’t split the note from the deed of trust–they can only pretend to. And then they pretend to rejoin the two at foreclosure time. I read the Texas decision with sheer joy!

    I think the only problem we’re trying to solve when we sue these bastards is this: who is entitled to our money, our monthly payments? They can’t answer that, because of the alleged securitization. I maintain that the promissory note requires that a noteholder do only BOTH of two things: 1) take note by transfer, and 2) be entitled to receive payment. No party in the securitization chain can claim to fulfill BOTH of these simple requirements.

    Therefore, our simple question is answered: there IS no noteholder as defined in the note.

  516. YEAH….WELL MARCY KAPTOR IS A FOREIGN INCORPORATED TBTF CORPORATE COMMIE NAZI TRAITOR TOO….THE FOREIGN INTERESTS DON’T OWN JACK SHIT AND FRAUDULENTLY KONTROL BY CONTROL FRAUD….CONTROL FRAUD MEANING THEY KONTROL BY BIG FAT LIES….!

  517. BAHAHAHA….ENFORCEMENT OF THE NOTE….WHAT NOTE?…….THEY DON’T HAVE NO STINKING NOTES….!

  518. Every company’s greatest assets are its customers,
    because without customers there is no company.
    – Michael LeBoeuf

    and

    Who owns the assets of our Nation? Increasingly,
    foreign interests own our assets, and we owe them money.
    No wonder people think our country is headed in the wrong direction.
    It is.
    – Marcy Kaptur

    What about the people? Nobody talks about the people. The simple people who make the country, build and maintain the infrastructure and create the products the company can sell? Can we, for once, get back to basics? People. Food. Shelter. Jobs. We all want the same thing. And people fight about the order in which to prioritize them. The money was there all along for all of it. Why should it be prioritized? The money is there, for Pete’s sake! Somewhere offshore, anyway… Just not where it’s needed. It needs to be returned where it serves it purpose. People. Food. Shelter. Jobs.

    What am I missing? And why aren’t the people enforcing that much? millions take to the streets in Egypt over one man. Millions riot in Turkey. And we can’t gather that many here, in this country? What’s wrong with people?

  519. There are actually 2 types of Gangsters…

    Gangster TYPE #1….AL CAPONE would be the thug wannabe kind of Gangster….IMHO….

    GANGSTER TYPE # 2……TBTF KORPORATE AMERIKA WOULD BE THE WANTONED CRIMINAL FELON TYPE…IMHO

    HERE IS THE LINK WITH THE DEFINITION FOR YOU TO DECIDE…

    http://www.urbandictionary.com/define.php?term=gangster

  520. I agree with you Christine. What a Mess! And Grandpa was the Poster Child ”…. he did not want to be the courts test subject.

    Mortgage Void! Unsecured Debt …

    So can we Please start talking about enforcement of the Note?

  521. AN ALLONGE TRANSFERS NOTHING BECAUSE THE ISSUER NEVER HAD POSSESSION OF THE INSTRUMENT……THEREFORE…. …..NEVER…EVER….CAN THE TWO GET BACK TOGETHER…..!

  522. It is about time WE THE PEOPLE resurrected the memory of John Dillinger in a more refined form. We will shoot the Corporate crooks the legal way.

  523. masterservicer, on July 5, 2013 at 9:21 am said:
    They were never bearer notes neidermeyer because the Issuer never had Possession as the law requires.

    I agree – weirdness . Note is an obligation that can be tendered until the time of its endorsement . Hence the reason for the allonge

  524. Al Capone was a negligent and reckless gangster but not a criminal by today’s standards. At least when he shot his frenemies with the intent to kill he was not deceptive about it.

  525. TBTF CORPORATE AMERICA ARE NOT ONLY FOREIGN IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC BUT THEY ARE ALL NAZIS WHO HAVE ALL BIN STEALING, CHEATING AND LYIN’ TO AND FROM WE THE PEOPLE FOR DECADES UNDER THE GUISE OF AN AMERICAN CORP….!

  526. It’s an absolute mess. The day this country decides to announce a nationwide moratorium on foreclosures and tackle that humongous title problem is the day the economy is fixed. Jobs, jobs, jobs for everyone! We’ll have the break up the banks and dissolve MERS first. Hmmm. I guess it’s not yet in the stars…

    Could it be? Could it just be part of a controlled experiment some thinking head came up with to “challenge” the laws of common sense? Just to see how close to imploding it can get before it does, indeed, implode? You know… like when i drive my car on almost empty to see how close to “empty” I can get without breaking down or blowing my gas gauge…? Could it? Please?After all, Einstein wasn’t too well received at the beginning. Is there some economic Einstein behind that? Please?

  527. So I read the TX recorder complaint v mers linked by eggs. Felt like fun til I got to the statement that the court had deferred to “Carpenter v Longan”. The article was brief, in a word, but I took that to mean the court finds that a dot follows a note and thus there is a transfer of the dot when a note is transferred, and so fees are due. Since I disagree, and even vehemently, to that notion, if this is a necessary finding for this court to sock it to MERS, I won’t care for it. The truth is more likely there were no assignments and no money is due because MERS by design split the note and dot (which now that a zillion homes are lost is a finding by the NV SC) that the note would be unsecured and not be a mortgage backed security. Remember when everyone thought it was groovy for the dot to follow a note? That exuberance was short-lived because after the consent order, the banksters just changed their m.o. to having the “trusts” foreclose. What I mean is we (well, not we, because I diidn’t) said MERS is not the bomb because the trusts own the note and the dot followed the note to the trust. I guess now they’re just making that “official” by a recordation of the assignment of the dot from MERS, and throwing in an assgt of the note for good measure?

    The only time C v L is going to do anyone any good imo is if “MERS” already snarfed one’s home and one could get a court to believe that MERS wasn’t the agent of the trust (where one’s note was supposed to be) and therefore MERS couldn’t foreclose (unless you live in AZ) because the dot followed the note to the trust..
    Otherwise, C v L is dangerous. Plus as I always say, there’s that little matter of the statute of frauds when it comes to real property interests. .

  528. John Gault said, “….So if I, a plebe, can see this, what is really going on with people who should know more than me, specifically people who are charged with responsibility to protect the law?”

    Exactly John, and your point about no one quibbling over whether or not the loans made it to the trusts paints the picture perfectly, that is, that we, the people, are just pawns in their grand global chess game, as long as their income is guaranteed. Rentier class. We toil away the days while they place bets on our eventualities, predicted outcomes, hedge our every move, derivatives based upon our lives and offspring, much like the widespread practice of dead peasant policies, and TPTB look on with approval, for they are one and the same. Sachs is D.C., and vice versa. As Senator Levin said, ”They own the place.”

    The only way for this totally corrupt system to be repaired is for it to be torn down in its entirety. Rebuild it from scratch. There’s simply no other way. BTW, the definition of privilege is…. “ A particular benefit, advantage, or immunity enjoyed by a person or class of people that is not shared with others. A power of exemption against or beyond the law. READ: PRIVATE LAW!” That is the exact definition of today’s system.

    Also, to tax my Latin, mortgage means literally death pledge, of which we all know is becoming very literal in this day and age. I have no doubt that this term was possibly more figurative generally speaking in ancient times. Nowadays, people are literally dying trying to hold onto room and board. We know of one on this very forum who chose death over a life pledge against privileged courts.

    Sad commentary indeed!

  529. The lousy bums!

  530. And put it this way, I just called them felons in the nicest terms possible.

  531. As a result of Negligence by the Issuer WE are the Appropriate Person with Proof of Control in respect to Instruction and WE are the registered owner of the Uncertificated Security with Proof of Authority.

    Now send me my checks & my Satisfaction…ASAP….

  532. JG, great post. Yes, Virginia, all these federal programs are supposed to be for the people who make up this country and to the Constitution for which it stands. The banks and the Wall Street financial criminal enterprise is running the country and, now, we have arguments that a homeowner/borrower who has title does not really own the property and has no third party beneficiary rights. WTF!!

  533. Ok.. now you know why they need your signature.

    Now… lets get MS to talk about the Shorts.. the multiple sales done and not recorded as per lawsuit Christine posts.

    I would suspect those Shorts~ were very profitable for the home buyer/borrower. How many shorts would you estimate on ours MS?

    4.4

  534. SOOOOOooooo…. KC: tell me grandma could have warned us about that. As i keep saying, there is not one aspect of the mortgage industry left untouched. The few shlemiels banks didn’t get to, someone still managed to con. Pinched. Convicted. And invited to present for their sentence at their own leisure. I guess the date was inconvenient. Never showed…

    I, along with many others, got conned by such people to the tune of $6,000. Except mine were registered lawyers. No difference. Where is the outrage though? Even the low hanging fruit skips. Homeowners are the only ones stuck! And where were the regulations preventing something like that in the first place?

    This country is gone…

    “Convicted mortgage kingpin fails to report for prison

    Ronnie Duke, the one-time mortgage kingpin sentenced to 13 years in prison for his role in one of the country’s largest fraud scams, failed this week to surrender to federal prison officials.

    Duke, 46, was ordered in April to begin his sentence by June 3. A federal magistrate signed a warrant for his arrest on Thursday, court records show.

    Duke was convicted for his role in a scheme that used fake documents to secure hundreds of loans on homes throughout Metro Detroit from 2003 to 2007, triggering nearly $95 million in losses as it bankrolled a lavish lifestyle for Duke and his co-conspirators.

    Harold Gurewitz, Duke’s attorney, declined comment. However, he said he has withdrawn his appeal of Duke’s sentence, filed with the U.S. 6th Circuit Court of Appeals, on Thursday because he had been unable to talk with Duke.

    U.S. District Judge Julian Abele Cook allowed Duke to surrender Monday to the Bureau of Prisons officials at a West Virginia correctional facility. As of Thursday he had not arrived.

    In addition to Duke, 15 others were convicted and two of top lieutenants got 10-year sentences.

    They used the proceeds from the loans to pay for luxury vacations, boats, cars, and a nightclub. Duke used some of his money to buy hot-rod cars.

    Duke, who had been convicted of numerous crimes since his teenage years, created fake title companies [regulations?], hired former strippers to process loans and worked with hand-picked appraisers [regulations please?] and others to run a ring that secured more than 450 loans across Metro Detroit.

    Federal agents accused Duke and his co-defendants of arranging loans — targeting homes valued between $350,000 and $600,000 — and then taking a portion of the money for themselves.

    So-called “straw buyers,” whose income and credit history would be fudged in order to qualify, would get paid for their efforts, and initial monthly payments would be made.

    However, those payments would stop, and in 80 percent of the cases involving homes, the residence would go into foreclosure.”

    From The Detroit News: http://www.detroitnews.com/article/20130606/METRO/306060356#ixzz2YDURjKsD

    And still no revolution. What am I missing?

  535. Bravo John!

  536. In many cases, the loan claimant makes an allegation that the borrower is not an intended third party beneficiary of an
    assignment (and therefore has no standing to challenge the assignment). This is just not true. imo.

    The borrower is in fact an intended third party beneficiary of an assignment of a deed of trust, just as the borrower is in fact a beneficiary of the deed of trust itself.
    Enforcement of loans secured by homes are regulated by more than just the documents. For one thing, and one thing only, at least in “security first” states, as I’ve previously stated, the first action to enforce a note secured by a deed of trust on real property
    must be one against the collateral. This is a”particular benefit” to the borrower.

    The first action to enforce these notes cannot be one for a personal judgment: this legislation was and is intended as a benefit to the borrower. Further, in states which provide for a deficiency judgment, under the one-action rule (check your state), any lender seeking a
    deficiency must bring the matter of the deficiency in one action, that is, by way of judicial,and not non-judicial, foreclosure.
    Clearly, these statutes regarding these instruments and their enforcement were intended to benefit the borrower, and thus both a deed of trust and its assignment inure to the benefit of the borrower.

    There is something else to argue about the benefit for the borrower. When FNMA and FHLMC were created, just as when MERS was formed, each and all stated that each was created, at least in part, to benefit the borrowers by making more funds readily available for home lending. Of all of them, in judicially noticeable material, MERS spent
    the most energy on assuring everyone of its benefit to home buyers. Securitization, was also highly touted as a benefit to borrowers. I don’t find this a leap at all.
    lay opinions.

  537. It always looks good on paper and we, homeowners on a permanent roller-coaster, always get our hopes a teeny bit too high but… I still want to believe we’ll see the light. I just want it to be during my lifetime…

    So, good on paper only of a flicker of hope…?

    http://www.businessweek.com/news/2013-07-03/bank-of-america-ordered-to-face-texas-real-estate-fees-suit-1

    Bank of America Ordered to Face Texas County’s Suit Over MERS
    By Laurel Brubaker Calkins
    July 04, 2013

    Bank of America Corp (BAC). must face lawsuit claims brought by a Texas county over government fees it avoided by using Merscorp Inc. to track property transactions, a federal judge ruled.

    U.S. District Judge Nelva Gonzales Ramos in Corpus Christi said the case should go to trial over most of Nueces County’s claims that the bank and other members of MERS, the electronic mortgage tracking system, have created “chaos” in the local property records system by naming MERS as the beneficiary in thousands of mortgage transactions.

    Nueces County, which includes Corpus Christi, claims it was cheated out of fees it should have earned each time a deed was recorded after a property changed hands. The county alleges that properties bundled into mortgage securities may have traded dozens of times within the MERS system without the county being notified of any change in ownership.

    The county’s allegations sufficiently detail “the who, what, where, when and how of a scheme to circumvent Texas recording law, which resulted in the allegedly fraudulent filing of hundreds or potentially thousands of documents,” Ramos said in yesterday’s ruling. She allowed claims against the bank and MERS for fraudulent misrepresentation, unjust enrichment and damages of as much as $10,000 for each violation.

    “This court cannot simply bend the laws of Texas to fit the MERS system, no matter how ubiquitous it has become,” Ramos said. She rejected the bank’s argument that she should “turn a blind eye to the fact this process does not comply with the law” because MERS is involved in 50 percent of the county’s residential mortgages. [She's pretty lucky. This country's numbers are more like... 70% or close to that.]

  538. Jan 11, 2012:

    “….So if I, a plebe, can see this, what is really going on with people who should know more than me, specifically people who are charged with responsibility to protect the law? I think that’s a pretty important question. Last I heard, for instance, the IRS was undecided about how it was going to treat income to investors which didn’t really qualify for the favored tax status they thought they were getting with their investments. Some trust investors, as we know, are fighting mad over various issues with the bill of goods they were sold, but to my knowledge, none of their suits quarrel about whether or not loans made it into a trust. The suits are centered around the quality and ratings on the loans. Apparently they can’t admit the loans didn’t make it without conceding the tax consequence of their received payments.

    Is this the alleged dilema? Is there a struggle, for one, by and large for the powers that be between the consequences of an acknowledgement these are taxable events to one group, and in order to avoid that acknowledgement with its broad consequences (and this of course includes to people aka Wall Street & Co. who truly should be bearing the brunt of those consequences), blind eyes are turned toward what is wrongful foreclosure, in which case, the homeowner certainly loses? Is there a pi$$ing match of whom should bear the economic brunt of the misdeeds and or systemic failures (this struggle would be true only for those literati with any kind of conscience at all). Better for the governmental literati to sit on the bench and let us all sort it out (but AFTER the TARP hand-outs) as best we can in the interests of “Something”, and that “Something” not including the welfare of American homeowners, for whose benefit laws were enacted, and which ‘something’ in fact must ignore the law? Is there some mass conclusion, some consensus, by those in power that the winner of the struggle should not be the homeowner, who, after all, is perceived to have gotten the benefit of the bargain? Is this our enemy?
    Well, if so, that’s just wrong and a damn sad commentary. “

  539. okay, eggsistense, I will. I’ve never believed MERS is a ben. I now believe MERS was a nominee, the intent of which was in fact to bifurcate the note and dot for the banksters’ own untoward reasons, one of which is easily identifiable, and that’s to preclude the trusts from owning real property by a successful “beneficiary’ credit bid. And that’s the nicest of the reasons. To mess with everyone and to complete putting a square one in a round hole, after calling MERS, the utility, the private set of books, a nominee, they went on to include the duties of an agent in the dot. No? Well, the proof is in the pudding – they have gotten away with it to this second (and that is even after the wholly ineffective Consent Order). . .

  540. You guys better stock up on depends. Please DO buy them with your own money because WE THE PEOPLE ARE FED UP WITH PAYING FOR YOUR MESSES. You TBTF sheisters left your piles of crap everywhere and you all reek like rotten eggs.

  541. Gotta Go Gotta Go Gotta Go Right Now ….
    Grandma’s Happy Campers need picked up.

  542. THAT IS A THEORY ……. THE THEORY OF CRONYISM IS NOT BASED IN LAW OR FACT MS…

  543. THERE IS NO LAW THAT ALLOWS GRATUITOUS ASSIGNMENTS….AND I NEVER SIGNED OR AGREED TO THAT.

    THESE CROOKS ARE TRYING TO CONFUSE CRONYISM WITH THE RULE OF LAW.

  544. Clean on isle LL, bring the mop and a clean diaper. :)

  545. Where there is politics or economics, there is no morality.
    Karl Wilhelm Friedrich Schlegel

    http://www.brainyquote.com/quotes/authors/k/karl_wilhelm_friedrich_sc.

  546. It is not my mess KC…..it is the Treasury Departments mess. I was never notified about the first illegal transfer by U.S. MAIL AS THE LAW REQUIRES AND HAD NO KNOWLEDGE OF IT…THEREFORE I NEVER gave my permission or consent to any of it and I was never a party to it.

    SO….THE LAW SAYS PAY ME WHAT YOU STOLE & HIJACKED FROM ME YOU CROOKS…!

  547. By hold their feet to the fire and prove they are rotten eggs I mean…… make them prove they ever had legal Possession of the note(s)…..AKA OUR SECURITIES …they cannot because they never Converted the Instruments before the Issuer made the first fraudulent transfer of our Securities to the next Imposter; fictitious payee…that FIRST TRANSFER WAS CONCEALMENTOF SECURITIES FRAUD & RACKEETERING TO GAIN UNJUST ENRICHMENT WITHOUT OUR KNOWLEDGE OR CONSENT AND I CAN PROVE IT …. THAT IS WHY THEY GAVE US NEW PIN NUMBERS IN 2000….TO CONCEAL THE ORIGINATION FRAUD BY THE ISSUER…THE FED…

  548. Clean Up Your Mess Stripper!
    Behave KC!

  549. So if it was a gratuitous Assignment …. that means it was given freely.

    Not exchanged for consideration.

    I’ll give them a Fictitious endorsement… a few of them right down to where the sun don’t shine!

  550. - Fictitious endorsements used in a gratuitous Assignment

    Now that I understand MS!

  551. Z …. Who is the beneficiary? The issuer? Why do they need a signature?

    MS ….. Please explain?

    – Casting the borrower household into a futures valuation model
    – Shorting homeowners performance surety claim and
    – Disallowing a grantor remunerations for charges to assets

  552. They aren’t our bad eggs neidermeyer …so hold their feet to the fire and prove it.

  553. BAFANGUL CHRISTINE…..YOU DON’T KNOW ANYTHING ABOUT WHAT IS GOOD FOR ME… VENTING IS A GREAT WAY TO CALM DOWN…IT RELEASES HAPPY ENDORPHINS ….. HOLDING BACK YOUR TRUE FEELINGS IS WHAT RUINS YOUR HEALTH…

  554. @ Stripes re: 08:52

    “They were never bearer notes neidermeyer because the Issuer never had Possession as the law requires.”
    ************************************************
    And in todays judiciary do you think that will ever be admitted to or acknowledged?

    They give me eggs I make egg salad ,, can’t make tuna salad from it..

  555. johngault,
    If you haven’t already, check out these quotes from the Nueces County v. MERS et. al decision! It’s amazing–tears MERS a new one. States plainly that MERS is NOT a beneficiary!

    http://libertyroadmedia.wordpress.com/2013/07/05/omg-this-anti-mers-decision-is-amazing/

  556. Stripper, sweetie…

    You’re having another one of those nervous poops. Honey, you need to do something about that. It’s wrecking havoc on your insides and it’s only hurting you.

  557. Louise I could not get a refi because TWO SATISFACTIONS of mortgage had not been filed at the Register of Deeds office at the county level.

    Here is the issue one should focus on / and here is where you need to know what your talking about – Pleading the matter

    This is the issue and not a crime if held behind the scenes as monetary policy –

    But no less ….there you have the affirmative defenses or grounds to bring claims

    registerclaims@live.com

  558. Reply – making up false escrow deficiencies and entering it on the servicer’s computers aka private set of books is not only fraudulent, it’s also the crime of making false entries in a private set of books (as is everything else subsequent to false entries).

    To: false entries

    It wont stop with you ,,,all this Salem Witchcraft ….”What the ….are you all talking about ……

    – Registered Annuity investment Funds formed in trust
    – Grantor Trusts under a retention agreement
    – Feeding the pension and annuity retirement investing sectors
    – Floating five year bank notes against deposits
    – Trading long term yields into short term comml paper rates
    – Using synthetics to mirror yields used to create zeros
    – Fictitious endorsements used in a gratuitous Assignment
    – Casting the borrower household into a futures valuation model
    – Shorting homeowners performance surety claim and
    – Disallowing a grantor remunerations for charges to assets

    You have a world of verifiable affirmed discoverable, prima fascia support here for beaucoup damages ….But Rico Chico and Gas Chamber —-what are you all talking about

  559. CORRECT TYPO….CHRISTINE IS A FOREIGN IMPOSTER CONTROL FREAK CREEP..CREEP….CREEP…..CREEP…….CREEP…….CREEP….CREEP……!

  560. TBTF CORPORATE AMERICA …. A CORP OF FRAUDULENTLY INDUCED FOREIGN IMPOSTERS ARE THE ONLY STRIPPERS, WHORES & THIEVES HERE CHRISTINE…YOU CONTROL FREAL CREEP…!

  561. KC, when I became owner/borrower on the house I live in, the state I reside in requires an attorney do the closing and provide the title search through the title company. About a year later, I was going to refi, and I could not get a refi because TWO SATISFACTIONS of mortgage had not been filed at the Register of Deeds office at the county level. I contacted my title company, because I have title insurance (the old-fashioned kind that covers bad title) and they hired a local attorney to fix the problem. My big question is: so at the time I went to the closing and signed my name to the note, the title was flawed at that time and I was not told there was a cloud on the title. FYI, my atty did 3 years in the federal pen for wire fraud, but what about the title fraud? Or, the next question is: how many people purchased homes with a clouded title?

  562. Rog ….

    Am I close (see below)

    Mos Amount
    250 444,000.00

  563. I agree Louise .. nail them!

    The Buck stops Here…Toxic Title and Title Insurance

    http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2288280

  564. KC, including mail fraud on all the BS stuff they send you about increased insurance costs, escrow accounts or anything else that is a lie. All mail fraud. How about way back at the beginning when origination occurred on the loan when they told you nothing about who MERS is or was and why they are in the middle of your loan. How about not telling you that the transaction was not with the entities represented in your note and mortgage? Smells like RICO to me. RICO also contains the requirement that at least two racketeering acts occur by the same entity. We have way more than two. We have thousands of acts of racketeering.

  565. John, RE: anything else false mailed to a homeowner imo implicates RICO or at least some kind of mail fraud.

    ————————————————————–

    like a payoff statement from the RPII?

  566. neidermeyer – Yes, that’s one big reason why they favor non-judicial foreclosure even though it costs them a deficiency judgment. (christine opined it was the cost of judicial foreclosure with which I still disagree). Non-judicial foreclosure does not implicate FRCP 17’s injury bar nor does it require a lot of other things. The alleged reliance is solely on a bearer note, a MERS’ assignment, and some unaudited servicer-computer entries, both in MERS’ (private set of books) system and the servicer’s own. Which reminds me, making up false escrow deficiencies and entering it on the servicer’s computers aka private set of books is not only fraudulent, it’s also the crime of making false entries in a private set of books (as is everything else subsequent to false entries). Mailing a homeowner a notice of a payment increase
    relevant to a false escrow deficiency or anything else false mailed to a homeowner imo implicates RICO or at least some kind of mail fraud.

  567. You know the answer to that Question Christine. NO! lol

    I have Faith in Humanity as a Whole.

  568. The note was negociated when it was converted to a bond(undisclosed conversion). Both can not exist at the same time. i.e. date on Notice of Acceleration. The Majic Question is … How much is that Bond worth? How much money was or is being made on that Bond they used your money and signature to set up? Was it more than the Note? Do they owe you something?

    Dag gone Questions ….. Where is the answers?

  569. “I failed him to…” You didn’t fail anyone. I can’t think of anything worse than going through life trusting nothing and no one. Trusting is the purest part of being human. Don’t blame youself for not having become cynical, paranoid and bitter.

    Would you rather be stripper? I don’t wish that on anyone. What a horrible way to go through life.

  570. I agree Christine, I was taught all those things to. Except Grandma taught me not to keep all my money in one place. And before Grandpa passed in late 2003 he tried to teach me not to Trust the Government .. I should have listened, he was a fully decorated WW vet. My father in law, also a decorated war vet died in 2009, and he tried to teach me.. don’t trust lawyers …. I failed him to…

    I have no one to blame but myself.

  571. E.Tolle, I wholeheartedly agree with you. Thomas Jefferson was able to read the future very clearly.

  572. “NO YOU ARE A MORON CHRISTINE TO THINK YOU COULD MAKE US BELIEVE OBAMACARE IS A LEGAL REPLACEMENT FOR PAYING INCOME TAX”

    ??????????

    Unreal…

  573. NO YOU ARE A MORON CHRISTINE TO THINK YOU COULD MAKE US BELIEVE OBAMACARE IS A LEGAL REPLACEMENT FOR PAYING INCOME TAX….SO YOU CORPORATE CROOKS CAN EVADE PAYING INCOME TAX AND ENSLAVE US AND FRAUDULENTLY CONTROL US WITH OBAMACARE FRAUD….YOU TBTF FOREIGN CORPORATE IMPOSTER CROOKS! BAFANGUL YOU…!

  574. The inclusion of consideration in the dot assignment which also purports to assign the note imo is no slight matter. If a note has (already) been properly negotiated, no consideration is due for its collateral instrument. It’s the note which is ‘the thing’ requiring consideration, not the dot. Therefore, it’s only reasonable to believe and assert that the consideration expressed in the assignment is relevant to the note: further prima facie evidence the ‘assignment’ of the note is a post-default event. (not that I believe any of this MERS stuff. I’m looking at what a court will look at / is looking at).

    There’s more to this consideration recited in the dot, relevant to nominee v agent, but I can’t get my head around its formulation just now. fwiw.

  575. OBAMACARE IS TBTF FOREIGN IMPOSTER CONTROL FRAUD IN EXCHANGE FOR PAYING INCOME TAX…..OBAMACARE IS THE BIGGEST COMMUNIST/SATANIST HOODWINK IN U.S. HISTORY.

  576. Moron,

    You’re always claiming that you want your constitution back. In case you didn’t know, IRS ain’t in it!

  577. KC,

    I understand where you were coming from: we were taught to pay our bills. We were taught to save our money and put it in the bank :where it is safe!” We were taught all the right, moral things. And we were also taught that “two wrongs don’t make a right”. I know why people hesitated. I know why they were even scared. Too many horror stories. Too few wins. It’s changing. Slowly changing.

    And you know what else? With the upbringing we got, it was absolutely impossible for anyone to imagine or anticipate what was being intentionally done. You can’t imagine in someone what you, yourself, would never do (good or bad). It didn’t happen overnight. it took decades of preparation by the feds, the banks and IRS. The work of teams we were never members of. How could we possibly have guessed?

    We don’t have that excuse any longer…

  578. I am so sick of all the lies from beginning to end. I am going to nail all of their lil peckers.

  579. THE TBTF CORPORATE HOODWINKERS DON’T WANT TO HAVE TO PAY BACK WHAT THEY STOLE….THAT’S WHY THEY WANT TO GET RID OF INCOME TAX AND REPLACE IT WITH OBAMACARE….OBAMACARE IS FRAUD……OBAMACARE IS TBTF FOREIGN CONTROL.FRAUD……OBAMACARE IS TOTALITARIAN TYRANNY BY THE TBTF FOREIGN CORPORATE IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC WHO ROBBED US…..!

  580. OOOOPS…. LIKE WHEN OBAMA FAILED TO SWEAR UPON THE HOLY BIBLE THAT HE WAS NOT A HOODWINKER…..MEANS OBAMA WAS JUST BEING HONEST.

  581. Louise,

    The IRS IS the problem. Don’t ask it to do anything: it will only make matters worse. In case you didn’t know, one congressman has expressed a serious concern:

    Republican Rep. Notices IRS Agents Training with AR-15s During DHS Tour: ‘I’m Looking Into the Issue Now’
    Jun. 12, 2013 11:42am Dave Urbanski

    This little item could give the IRS’ whole “targeting” conservatives scandal a brand-new twist.

    Rep. Jeff Duncan (R-S.C.) tweeted that he observed IRS agents training with AR-15s when he toured the Department of Homeland Security:

    http://www.theblaze.com/stories/2013/06/12/republican-rep-notices-irs-agents-training-with-ar-15s-during-dhs-tour-im-looking-into-the-issue-now/

    The IRS agents are still being weaponized as we speak.

  582. I thought you would like that one Christine. I should have done it along time ago. But I plan to go in blasting both barrels, even if I am standing alone … I am going after the money trail to! Just can not stomach this anymore ….

  583. FREEMASON HOODWINKERS ALWAYS LEAVE OUT KEY PHRASES…

    LIKE WHEN OBAMA SAID…..WHAT WALLSTREET DID WAS (NEGLIGENT) NOT NECESSARILY CRIMINAL (LY) RECKLESS.

    THE BIG LIE IS ALWAYS CAREFULLY HIDDEN FROM THE EYE OF THE BE(HOLDER)…..ALL OF US.

  584. Romney said “CORPORATIONS ARE PEOPLE (WHO ROB US) MY FRIENDS……!

  585. TBTF can jam their indifference too…because they are greedy whores.

  586. KC,

    Damages Under the FDCPA

    Great post. Add to that the damages one can claim under Respa and Tila and fighting makes the most sense. Too many people have chosen fear. Still today, fewer than 10% do anything to fight the banks.

  587. WE THE PEOPLE SAY A BIG FAT BAFANGUL TO ALL OF THE TBTF CORPORATE FOREIGNERS WHO ROBBED OUR WEALTH IN ORDER TO FRAUDULENTLY CONTROL US…!!!!

  588. The TBTF Corporate America fraudulently control and steal our wealth under many false pretenses.

    AS A RESULT OF RAMPANT FRAUD…..LIES & DECEPTION TO DEFRAUD US……. TBTF CORPORATE AMERIKA OWES WE THE PEOPLE AN INNUMERABLE AMOUNT OF MONEY …AND CLEAR TITLES TO ALL OF OUR PROPERTIES BECAUSE WE THE PEOPLE ALREADY PAID FOR EVERYTHING AND TBTF INTENTIONALLY CONCEALED THAT FACT FROM US TO STEAL EVERYTHING FROM US.

  589. It was to be expected. In front of the apathy and indifference showed by the people, the military is now talking louder and louder. Next, police. IRS has already started (Joe Bannister and Sherri Jackson Peel among a few).

    This whole charade is unraveling. Snowden is only a beginning. And in the meantime, the US has managed to piss off all of Europe and So. America. Exactly like England before it. And England never regained the esteem of the world.

    As i keep saying over and over: nothing happens in a vacuum. Foreclosures were intended as a distraction which would keep people so busy blogging that they would forget to act. There will always be the few who do. Humanity is not suicidal as a species. Lazy, maybe. Self-centered, probably. Greedy, definitely. Not suicidal. We are coming out of that era of secrecy, slowly but surely.

  590. The SEC are compromised and are running a protection racket for TBTF…..We know this because of the SECURITIES FRAUD that is apparent on THE FACE OF our property titles. THE SEC IS A FAILURE.

  591. Louise said, “ When is the IRS going to go after the banks for violating the REMIC status of the so-called special purpose vehicle”

    The following is from Yves Smith at Naked Capitalism from well over two years ago (link below). It’s further proof that the bloodbath will continue unabated, as individuals have zero rights when weighed against the macro-economy. Laws be damned. They should call them Special Interest Vehicles.

    Now, with the Federal government under enormous budget pressure, shouldn’t the authorities be keen to go after tax cheats? The headline of a Reuters article, “IRS weighs tax penalties on mortgage securities,” would suggest so. But don’t get your hopes up. The lesson is don’t jump to conclusions when big finance is involved.

    An overview from the article:

    Should the IRS find reason to take tough action, the financial impact could be enormous. REMIC investments are held by pension funds, in individual retirement plans such as 401(k)s and by state and local government entities.

    As of the end of 2010, investments in REMICs totaled more than $3 trillion, according to data supplied by the Securities Industry and Financial Markets Association.

    In a brief statement in response to questions from Reuters, the agency said: “The IRS is aware of questions in the market regarding REMICs and proper ownership of the underlying mortgages as set out in federal tax law, and is actively reviewing certain aspects of this issue.”

    This matter was raised early last year by an attorney I know with IRS, to a senior officer, not in enforcement but familiar with REMIC rules. She immediately understood the importance and nature of the violations being alleged and was keen to proceed. Having had no follow up, the attorney rang again, and the IRS officer took the call, this time reluctantly. She indicated she was not supposed to be talking to him. She said the issue had gone to the White House, where word came back that tax was not going to be used as a tool of policy.

    So demanding that tax law violators pay what they owe is somehow seen as a misuse of government authority? That appears to be the message.

    Read more at http://www.nakedcapitalism.com/2011/04/irs-likely-to-expand-mortgage-industry-coverup-by-whitewashing-remic-violations.html#kdUMSwU2HWupPUcy.99

    WE’RE ON OUR OWN FOLKS. THE TIME FOR RECKONING IS UPON US. THE SOONER WE ALL COME TO THIS UNDERSTANDING, THE BETTER.

    “ “Prudence, indeed, will dictate that governments long established, should not be changed for light and transient causes; and, accordingly, all experience [has] shown that mankind are more disposed to suffer while evils are sufferable than to right themselves by abolishing the forms to which they are accustomed. But, when a long train of abuses and usurpations, pursuing invariably the same object, evinces a design to reduce [the people] under absolute despotism, it is their right, it is their duty, to throw off such government, and to provide new guards for their future security.” –Thomas Jefferson: Declaration of Independence, 1776.”

  592. The SEC is part of the Corporate whore KC….!

  593. TIME TO SEND THE U.S. MILITARY IN AS THE REPO CREW ON THE TBTF CORPORATE AMERICA WHORE ON BEHALF OF WE THE PEOPLE.

  594. SEC Rule 10b-5

    From Wikipedia, the free encyclopedia

    Jump to: navigation, search

    SEC Rule 10b-5, codified at 17 C.F.R. 240.10b-5, is one of the most important rules targeting securities fraud promulgated by the U.S. Securities and Exchange Commission, pursuant to its authority granted under § 10(b) of the Securities Exchange Act of 1934.[1] The rule prohibits any act or omission resulting in fraud or deceit in connection with the purchase or sale of any security.

    Contents
    [hide] 1 History
    2 Language of the rule
    3 Elements of the offense
    4 Insider trading
    5 Fraud or deceit
    6 Enforcement
    7 Notes
    8 Sources

    History[edit]

    In 1942, SEC lawyers in the Boston Regional Office learned that a company president was issuing pessimistic statements about company earnings while simultaneously purchasing the company’s stock. Although the Securities Act of 1933 prohibited fraudulent sales of securities, no regulation precluded fraudulent purchases. Rule 10b-5, issued by the SEC under section 10b of the Exchange Act, was implemented to fill this regulatory void. The commissioners approved the rule without debate or comment, with the exception of Commissioner Sumner Pike who indicated approval of the rule by asking, “Well, we are against fraud aren’t we?”

    Language of the rule[edit]

    “Rule 10b-5: Employment of Manipulative and Deceptive Practices”:
    It shall be unlawful for any person, directly or indirectly, by the use of any means or instrumentality of interstate commerce, or of the mails or of any facility of any national securities exchange, (a) To employ any device, scheme, or artifice to defraud,(b) To make any untrue statement of a material fact or to omit to state a material fact necessary in order to make the statements made, in the light of the circumstances under which they were made, not misleading, or(c) To engage in any act, practice, or course of business which operates or would operate as a fraud or deceit upon any person,in connection with the purchase or sale of any security.”
    In the case of TSC Industries, Inc. v. Northway, Inc.,[2] the word “material” was defined by the U.S. Supreme Court – “an omitted fact is material if there is a substantial likelihood that a reasonable shareholder would consider it important in deciding how to vote.”

    Elements of the offense[edit]

    In order to establish a claim under Rule 10b-5, plaintiffs (including the SEC) must show (i) Manipulation or Deception; (ii) Materiality; (iii) “In Connection With” the purchase or sale of securities; and (iv) Scienter. Private plaintiffs have the additional burden of establishing (v) Standing – Purchaser/Seller Requirement; (vi) Reliance; (vii) Loss Causation; and (viii) Damages.

    In a case for insider trading, anyone who uses insider information can be held liable. A tippee can be liable if the tipper breached a fiduciary duty and the tippee knew or had reason to know that the tipper was breaching the duty.

    Insider trading[edit]

    To what extent Rule 10b-5 prohibits insider trading is a matter of some dispute. The SEC has long advocated an “equal access theory” with regard to 10b-5, arguing that anyone who has material, non-public information must either disclose that information or abstain from trading. However, the Supreme Court rejected the strongest version of that theory in Chiarella v. United States,[3] holding a person with no fiduciary duty to the shareholders had no duty to disclose information before trading on it. In 1997, the Supreme Court has embraced a “misappropriation” theory of omissions, holding in United States v. O’Hagan[4] that misappropriating confidential information for securities trading purposes, in breach of a duty owed to the source of that information, gives rise to a duty to disclose or abstain.

    Fraud or deceit[edit]

    In order for Rule 10b-5 to be invoked, there must be intentional fraud or deceit by the party charged with the violation. Furthermore, for a private party to recover damages, they must be able to show that they were injured because they relied on the fraudulent claim. If the defendant had publicly made a fraudulent statement, every investor could sue if it could be shown that the statement affected the market as a whole – this is the “fraud on the market” theory enunciated by the Supreme Court in Basic Inc. v. Levinson.[5] This “fraud on the market” presumption of the plaintiff’s reliance upon the deceit is only available in situations (like in Basic) where the security is traded on a well organized, and presumably efficient, market.

    Both the “bespeaks caution” doctrine and the safe harbor provisions of the Private Securities Litigation Reform Act offer protection for forward-looking statements if they are accompanied by cautionary language identifying specific factors that could cause actual results to differ materially from those in the forward-looking statement and may be sufficient to absolve a defendant of liability.[6] However, in Iowa Public Employees’ Retirement System v. MF Global Ltd., the US Second Circuit Court of Appeals overturned a decision by the District Court for the Southern District of New York, ruling that the “bespeaks caution” defense to securities disclosure claims applies exclusively to forward-looking statements and not to characterizations that communicate present or historical fact.[7]

    Enforcement[edit]

    Both the SEC and private citizens can enforce the requirements of the rule through lawsuits. In Blue Chip Stamps v. Manor Drug Stores, the Supreme Court held that only purchasers or sellers of securities may bring a private action for damages under Rule 10b-5, however any member of the public may provide information to the SEC regarding possible violations of the federal securities laws.[8][9]

  595. BEWARE OF THE WHORE OF BABYLON AKA TOO BIG TO FAIL CORPORATE AMERICA. THEY ARE THE WHORE OF BABYLON AND THEY ARE BABYLON……CORPORATE AMERICA REBUILT BABYLON OFF OF OUR BACKS….PEOPLES TRUST FUNDING BY RAMPANT CONSUMER FRAUD AND DECEPTIVE PRACTICES. CONSUMERISM IS COMMUNIST/SATANISM IN DISGUISE.

    TIME FOR WE THE PEOPLE TO PULL TBTF CONSUMER CREDIT LINES BECAUSE THEY ARE GREEDY WHORES….!

    THAT GOES FOR HOLLYWOOD…THE MEDIA…. THE MUSIC INDUSTRY ……BIG PHARMA & OBAMACARE, THE ENTIRE HEALTHCARE INDUSTRY AS WELL…

    WE DO HOWEVER NEED TO FUND OUR OWN U.S. MILITARY, OUR OWN CONSTITUTIONAL GOVERNMENT AS WELL AS OUR OWN PRIVATE SPACE PROGRAM.

    BUT NOT THE CORPORATE TBTF WHORE AKA CORPORATE AMERICA.

  596. Damages Under the FDCPA

    The FDCPA provides for a private right of action against violators. This means that you can get a lawyer and sue for damages. A partial list of damages that are awardable are:
    •Statutory damages up to $1,000 for each case. This means that the violator can be charged even though there are no other damages (see below).
    •Attorney’s fees. You can make the violator pay for your lawyer. This is big advantage; lawyers are expensive!
    •Actual damages including: ◦Stress related injuries: ◾Heart attack, angina, chest constrictions;
    ◾Miscarriage;
    ◾Ulcers, diabetic flare-up;
    ◾Shock;
    ◾Loss of appetite;
    ◾Crying;
    ◾Nightmares; insomnia, night sweats;
    ◾Emotional paralysis;
    ◾Inability to think or function at work;
    ◾Headaches;
    ◾Shortness of breath;
    ◾Anxiety, nervousness; fear and worry;
    ◾Hypertension (elevation of blood pressure);
    ◾Stress to children;
    ◾Irritability;
    ◾Hysteria;
    ◾Embarrassment, humiliation;
    ◾Indignation and pain and suffering. And this is just a partial list!

    ◦Monetary damages: ◾Payment of a debt barred by the statute of limitations;
    ◾Taking one’s property unlawfully or intimidating a debtor to return property by violating the FDCPA, e.g. “If you do not return your DVD player to the store, we will bring criminal charges!”
    ◾Long distance telephone charges for phone calls to a collector who states that you must call him back.
    ◾Attorney’s fees to defend a prior suit brought in violation of the FDCPA;

    ◦Damages for intentional infliction of emotional distress generally (see above).

    Your attorney may use medical (psychiatric/psychological) testimony, but does not need to. Damages for emotional distress can be claimed even without medical support. This does not mean they will always be believed, of course. It is up to the judge or jury to decide if the plaintiff is telling the truth. Anyway, the plaintiff in the FDCPA lawsuit starts with a tremendous advantage, proof-wise.

    again..Damages Under the FDCPA

    The FDCPA provides for a private right of action against violators. This means that you can get a lawyer and sue for damages. A partial list of damages that are awardable are:
    •Statutory damages up to $1,000 for each case. This means that the violator can be charged even though there are no other damages (see below).
    •Attorney’s fees. You can make the violator pay for your lawyer. This is big advantage; lawyers are expensive!
    •Actual damages including: ◦Stress related injuries: ◾Heart attack, angina, chest constrictions;
    ◾Miscarriage;
    ◾Ulcers, diabetic flare-up;
    ◾Shock;
    ◾Loss of appetite;
    ◾Crying;
    ◾Nightmares; insomnia, night sweats;
    ◾Emotional paralysis;
    ◾Inability to think or function at work;
    ◾Headaches;
    ◾Shortness of breath;
    ◾Anxiety, nervousness; fear and worry;
    ◾Hypertension (elevation of blood pressure);
    ◾Stress to children;
    ◾Irritability;
    ◾Hysteria;
    ◾Embarrassment, humiliation;
    ◾Indignation and pain and suffering. And this is just a partial list!

    ◦Monetary damages: ◾Payment of a debt barred by the statute of limitations;
    ◾Taking one’s property unlawfully or intimidating a debtor to return property by violating the FDCPA, e.g. “If you do not return your DVD player to the store, we will bring criminal charges!”
    ◾Long distance telephone charges for phone calls to a collector who states that you must call him back.
    ◾Attorney’s fees to defend a prior suit brought in violation of the FDCPA;

    ◦Damages for intentional infliction of emotional distress generally (see above).

    Your attorney may use medical (psychiatric/psychological) testimony, but does not need to. Damages for emotional distress can be claimed even without medical support. This does not mean they will always be believed, of course. It is up to the judge or jury to decide if the plaintiff is telling the truth. Anyway, the plaintiff in the FDCPA lawsuit starts with a tremendous advantage, proof-wise.

  597. FAQ #11:
    Can collectors charge for copies of documentation and mailing costs when they verify debts?

    NO! The cost of obtaining documentation to validate a debt is considered part of the cost of doing business by the collector and cannot be passed on to consumers. Collectors may not charge you for copies of the documentation of the indebtedness mailed in response to your dispute letter. To do so could constitute an imposition of a fee or service charge in violation of Section 808(l).

    ——————————————————————————–

    Up FAQ #12:
    Are debts incurred for business or commercial purposes covered by the FDCPA? Specifically in cases where a VISA or MasterCard account is used for both personal as well as business expenses.

    [15 USC 1692a] Section 803. Definitions (5): “The term “debt” means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance or services which are the subject of the transaction are primarily for personal, family, or household purposes, whether or not such obligation has been reduced to judgment. Thus, debts incurred for business or commercial purposes are not covered by the FDCPA.

    The FTC recognizes that it may be impractical for an attorney or any other agency suing to collect delinquent balances on a credit card account to distinguish between those debts that are subject to the FDCPA and those that are not. Thus, they could choose to pursue collection under commercial rules as opposed to rules under the FDCPA. Thus, you may lose certain protections under the FDCPA by mixing personal and business expenses on credit cards

  598. Up FAQ #7:
    Are debt collectors allowed to report charged-off debts to a CRA during the 30-day validation period?

    YES! Under section 809 “Debt Validation”, debt collectors may accurately report a debt to a consumer reporting agency within the thirty day validation period. (See question #1)

    ——————————————————————————–

    Up FAQ #8:
    Are debt collectors allowed to report charged-off debts to a CRA after receiving my dispute letter but before validating the debt?

    No! The FDCPA requires debt collectors to cease collection of the debt once they’ve received a written dispute within the 30-day validation period and until verification is obtained. Thus, reporting a charged-off debt to a consumer reporting agency, particularly at this stage of the collection process, constitutes “collection activity” on the part of the collector,

    Section 809(b) “If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.”

    ——————————————————————————–

    Up FAQ #9:
    I disputed a debt but never heard back, I thought collectors had to validate debts?

    Rather than respond the debt collector probably decided to abandon further collection efforts after receiving your dispute letter. There is nothing in the FDCPA that compels debt collectors to respond to a dispute UNLESS they intend to continue collection efforts. More than likely the collector will sell your debt so be prepared for a new collector to contact you.

    ——————————————————————————–

    Up FAQ #10:
    How must collectors verify a debt and who is supposed to mail the verification to me?

    SITUATION:
    I received a computerized form called an “itemized statement of services rendered” from a collector. Upon closer examination, the form appeared to be from the collector’s own computer rather than from the creditor that provided the services (I’m familiar with their invoices). I called the original creditor and discovered that only phone verification was provided to the collector, no written documents were ever requested.

    Section 809(b) “Validation of the debt” requires debt collectors to obtain verification of the debt from the creditor and mail it to the consumer.

    The principal purpose of this section is to help consumers who have been mis-identified by the debt collector or who dispute the amount of the debt. It’s imperative that verification of the identity of a consumer and the amount of the debt be obtained directly from the creditor. Mere itemization of what the debt collector already has does not accomplish this purpose

  599. Up FAQ #5:
    Can debt collectors demand full payment even though they know the agency or creditor will in fact accept partial payments?

    A collector may ask for full payment. However, if you suggest a partial payment and the collector, knowing that the agency or creditor will accept partial payment, tells you that only full payment is acceptable, the collector has clearly violated Section 807 (10) of the FDCPA which, “prohibits the use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.”

    ——————————————————————————–

    Up FAQ #6
    Can debt collectors add surcharges (interest, fees, charges or expenses) to the original debt?

    Section 808(1) prohibits collecting any amount unless the amount is expressly authorized by the agreement creating the debt or is permitted by law.

    1. Kinds of amounts covered. For purposes of this section, “amount” includes not only the debt, but also any incidental charges, such as collection [53 Fed. Reg. 50108] charges, interest, service charges, late fees, and bad check handling charges.

    2. Legality of charges. A debt collector may attempt to collect a fee or charge in addition to the debt if either:

    (a) the charge is expressly provided for in the contract creating the debt and the charge is not prohibited by state law, or

    (b) the contract is silent but the charge is otherwise expressly permitted by state law.

    Conversely, a debt collector may not collect an additional amount if either:

    (a) state law expressly prohibits collection of the amount or

    (b) the contract does not provide for collection of the amount and state law is silent.

    3. Legality of fee under state law. If state law permits collection of reasonable fees, the reasonableness (and consequential legality) of these fees is determined by state law.

    4. Agreement not in writing. A debt collector may establish an “agreement” without a written contract. For example, he may collect a service charge on a dishonored check based on a posted sign on the merchant’s premises allowing such a charge, if he can demonstrate that the consumer knew of the charge.

  600. Up FAQ #3:
    Can debt collectors write to my employer to confirm location or other information?

    Collectors who have not previously contacted your employer can send a letter asking for verification of your employment and location only. Asking for pay or other personal information is prohibited!

    Also, they must not send written messages that are easily accessible to third parties, such as computerized billing statements that can be seen on the envelope itself or that violates section 805 (5). This section also prohibits debt collectors, when seeking location information from third parties, from using their actual name in their letterhead or elsewhere in a written communication, if the name indicates collection activity (such as a name containing the word “debt,” “collector” or “collection”)

    Assuming the collector previously contacted your employer by phone to verify your place of employment, then Section 804(3) prohibits communicating with that employer again for the same purpose.

    ——————————————————————————–

    Up FAQ #4:
    I received a collection letter with the heading “IRS Statutory Notification Letter – Publication 908.” and it referenced IRS Form 1099 – is this legal?

    According to the FTC’s interpretation, this clearly violates section 807(5) False threats of legal action

    A typical scenario: You receive an official looking letter that reminds you of a debt you have not paid. It then refers to the creditor’s “right to forgive this debt and submit a Form 1099 to the Internal Revenue Service on all bad debt accounts.” The last sentence usually reassures you that the creditor does not intend to take such an action at this time, and then urges you to remit payment to “avoid any additional collection activity.”

    In general, Form 1099 is used to report additional income. Let’s say you owe a creditor $10,000 and the creditor files a Form 1099. This would mean that you, in theory, must report the $10,000 as income on your federal tax return.

    The IRS does not require creditors who discharge debts to file a Form 1099, no matter how much the debt is worth. Second, although implied, creditor rarely file Form 1099 even when the debt remains unpaid.

    Thus, the official looking letter you receive creates the distinct but false impression that the collection agency is required by the IRS or by a statute administered by the IRS to send that dunning letter to you. Since this is not true, the representation violates Section 807(10). This, in turn, may create the additional false impression that the IRS has been informed about the debt at issue, also in violation of Section 807(10).

    The whole intent behind the letter is to scare you into paying the debt but since the filing of such a form is never the result of a failure to pay and since the creditor does not ever intend to file such a form, a representation to the contrary, such as in the letter you receive, violates section 807(5).

    Additionally, section 807(9) prohibits documents that fraudulently appear to be officially authorized by the government or otherwise mislead the recipient as to their authorship. The purpose of this section is to discourage debt collectors from attempting to use the authority of the government deceptively to scare consumers into paying the debt at issue. Thus, dunning consumers with letters that look like government documents violates both the letter and the spirit of this provision.

  601. Up FAQ #2:
    What does “Acquiring Location Information” mean and include?

    [15 USC 1692a] Section 803(7) Definitions:
    “The term “location information” means a consumer’s place of abode and his telephone number at such place, or his place of employment.” Acquiring location information does not include salaries, pay dates or any other personal or work-related information.

    [15 USC 1692b] Section 804 Acquisition of location information:
    Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall:

    (1) identify himself, state that he is confirming or correcting location information concerning the consumer, and, only if expressly requested, identify his employer;

    Note: Congress intended 804(1) to protect you from “serious invasions of privacy as well as the loss of your job”.

    (2) not state that such consumer owes any debt;

    (3) not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information;

    (4) not communicate by post card;

    (5) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt; and

    (6) after the debt collector knows the consumer is represented by an attorney with regard to the subject debt and has knowledge of, or can readily ascertain, such attorney’s name and address, not communicate with any person other than that attorney, unless the attorney fails to respond within a reasonable period of time to the communication from the debt collector

  602. The 30-Day Rule Dispute Rule

    The 30-day rule confuses a lot of people. I see it misinterpreted all the time, especially on-line! The 30 day rule is a time limit Congress put in the FDCPA to give debtors time to gather information before responding to a collector’s debt notification or dunning notice.

    WARNING! The 30 day rule does not prohibit collectors from pursuing collection actions while waiting for debtors to respond. Collectors must cease collection efforts ONLY AFTER receiving “dispute letters” from debtors. Let me say that again… The 30-day rule does not apply to collectors!

    If collectors intend to pursue collection activities AFTER you’ve disputed the debt, they must follow the FDCPA rules and validate the debt by obtaining documents and proof from the original creditor and then sending these documents to you.

    ” Section 809(b) [15 USC 1692g] If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.”

    Notice the use of the word “or” in the statement …”until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment…”

    In many cases, the creditors fail to respond in a timely manner for a variety of reasons; lost records, deleted accounts, sold/transferred debts, account too old and so forth when collectors request information. I’ve seen it take 14 months before a collector was able to respond to a dispute letter. There is no time limit on responding as long as the collector’s response includes proper validation of the debt.

    Quite often collectors are unable to obtain the validation required by the FDCPA so they drop the account (usually by selling it to another collector). When they do this, they are NOT required to inform you of this so you never hear from them again. However, you will hear from the new collector who purchased the account. When this happens repeat your dispute.

    Visitors to this site often ask me what they should do when they have disputed a debt and the collector responds by sending a summons to appear in court.

    My answer is to APPEAR IN COURT! Not appearing will more than likely result in the collector winning a default judgment against you.

    If you disputed the debt in writing within 30 days of receiving the dunning notice (and not from the date of the letter or postmark) then go to court prepared to show the judge proof of your dispute and mention that the collector failed to respond with the proper validation as required in the FDCPA. Provide certified copies of all documents backing up your story. Usually, the judge will stop the hearing and order the collector not to return until complying with the validation requirements of the FDCPA.

    Remember, collectors can pursue collection actions, including court action, while waiting on you to dispute a debt. Some collectors send dunning letters and, at the same time file, for a court judgment. This is why it’s imperative that you dispute the debt immediately.

  603. JG, Excellent point about the assignment. Any assignment no matter what the date to a Trust means the original legal transfer did not happen. The next issue is: When is the IRS going to go after the banks for violating the REMIC status of the so-called special purpose vehicle (more fraud) and tax the banks/servicers on income from the thrice-sold notes? I am waiting. This is way bigger than the BS about targeting alleged right wing teabaggers. BTW, everybody, for decades differing organizations of all different political ilk have been trying to get over on the IRS and paying taxes by requesting tax exempt status for organizations that are NOT TAX EXEMPT by virtue of the fact that they make a profit. duh!!

  604. elex – I see what you mean, but it’s only in “modern” times that a third party who must pay off a note by way of insurance is not subrogated to the rights of the lender. With subrogation rights, the insurer would be entitled to transfer of the note and its collateral and could make a claim against the note maker. Further, that subrogated party would not make a payout without the note in fact being transferred to it. No legitimate insurance pays out a claim on a note without rights of subrogation imo.
    When a loan has private mortgage insurance, for instance (generally loans over 80% loan to value), and the pmi company must make a payout, the pmi company is entitled to recovery to the extent the collateral yields that amount (if the collateral doesn’t yield the full amt of pmi’s pay out, pmi eats it and that’s a cost of business) . The pmi company wouldn’t necessarily have rights to possession of the notes, but they must yet be made whole to the extent available from a sale of the collateral, and in that regard, they have a lien mol on the note and its collateral. hmmm….now I’ll say hmmm….have to think about this little hummer some more as it relates to my position that the trusts have the security interests by operation of law. I’m thinking conflict and this may point to why so many lenders went to piggy-back seconds instead of first mortgage loan-to-values over 80% (that and to avoid pmi underwriting – you know, real underwriting with guidelines, etc.). .

    And no legitimate, regulated insurer makes insurance for those with no insurable interest, like giving me insurance on your home.
    All that changed, I guess, as to CDS’s if CDS’s are in fact side-bets. I think we know that an AIG should have only issued insurance on insurable-interests as a regulatory matter. I can see how CDS’s could be side-bets, but I don’t know that they were in fact side-bets.

    You highlight my point, I think. that if a party without rights of subrogation paid off a note to the party with the true interest in the note, the note should have been marked paid and returned to the borrower. And yet, I can think of no situation where that would have happened, with the exception of an AIG if AIG followed its regulatory rules and made insurance only for those with insurable interests, and that is the lender on the note, AND AIG waived rights of subrogation, which it apparently did. The only other time when a third party could have paid off the note is if it, ‘it’ not being an insurance company, made the payment to the lender, the party who benefitted from the payment.
    Bob g. is quick to point out, as others, that the CDS’s were not such;
    they were side-bet / puts and have no effect on the notes. I don’t know about that. If the banksters withheld delivery and thus created only
    security interests in the trusts, then the CDS payments to the banksters, the owners of the notes subject to the trusts’ security
    interests, retired those notes, and since the trusts had security interests, they should have gotten those monies and didn’t.

    So now say “MERS”, i.e., servicers, attempt to assign the notes and dots to the trusts, trusts which heretofore had only security interests. The notes, if the banksters were the owners, were paid off by AIG and even CDS’s,, but the banksters didn’t give the investors the money. First of all, the assignment or even endorsement to the trusts of a note which the banksters know is paid off is fraudulent, certainly when done for the purpose of allowing a trust to yet enforce the notes and their collateral instruments against the maker. The banksters can’t transfer a note of no value to the trusts in place of what the banksters owe the trusts by way of the payments they, the banksters, received. The notes, as you point out, should have been returned to the homeowner, marked paid.
    But that’s what they do imo and an attorney shows up in court, allegedly representing the trust, and has a note not marked paid.

    Imo, the inclusion of a transfer of the note in the dot assignment is prima facie evidence the note was not previously negotiated and transferred to the trust (disregarding “MERS” non-ability to transfer a note). The assignments recite consideration, which would not be necessary if the notes had previously been negotiated / transferred to the trusts.
    These are post-default affairs and so the trust is not a holder in due course and is thus subject to all affirmative defenses, including payment of the note to the banksters (again, if the banksters were the owners and the trusts only had security interests by operation of law for non-dellivery etc.).
    So courts are faced with a note and an assignment of its collateral instrument, courtesy of “MERS”. Imo, one must argue the trust is not, cannot be, a holder in due course by way of a post – default assignment or transfer, and is accordingly subject to all affirmative defenses, including the prior payment. (remember – prima facie evidence of post-default assgt in the dot assignment. Imo it’s called “when your opponent’s evidence is evidence against them. If one skips that argument, it may be to no avail to argue the prior payment. We still have the issue of demonstrating prior payment, but we’re not getting that door open if courts don’t’ start thinking holder v holder in due course because we haven’t even asked them to. imo. We’re not getting to ANY arguments, other than ‘standing 101, which I certainly don’t mean to minimize, without the court being dispelled of the notion there are no available defenses to these notes.
    lay opinions as always

  605. I Like my Chicken Extra Crispy!

  606. A lot of you folks have the same title problems. But to add to our Grief… we also found out that the Trust Agreement from the sellers estate was not filed..(need it for TI) and that the lawyer signing for seller was not authorized. That the trustees deed was granted to my husband and the lawyers firm … supposedly representing the irrevocable trust for the sellers family.
    The seller/ trustee with POA (deceased’s daughter) has her own RE attorney now and will not fight QT and testify if needed.

  607. Audio Of NSA Recruiters Being Called Out By University Of Wisconsin Students May Give You Hope For The Future
    Michael Kelley Jul. 5, 2013, 10:04 AM 5,032 16

    Two recruiters for the National Security Agency (NSA), which has been facing scrutiny after documents leaked by Edward Snowden exposed that it spies on the entire world, recently visited a language program at the University of Wisconsin.

    It didn’t go well for them.

    Read more: http://www.businessinsider.com/nsa-recruiters-grilled-by-wisconsin-students-2013-7#ixzz2YBuR2Xkw

    The audio is attached to the article.

  608. The man behind it all: Keith Alexander… Beware of the military industrial complex. Well, the cat is out of the bag once way or the other. And the good little boys and girls in this country are doing… just about nothing!

  609. The fact that they never had Possession of the Instruments is apparent on the face…and is evidenced by the unindorsed notes in blank. These are serious felonies the Issuer committed …. the Issuer …..THE FED ….. fraudulently induced a contract to racketeer with our Securities by using unindorsed checks to gain unjust enrichment from us.

  610. We hired attorney to get LP released. But before LP was released…. MERS assignment of note and mortgage together was filed. Now we fighting to get it removed. CWHL LP was filed… but MERS held the mortgage, assignment to CWHL was filed 4yrs later with the assignment of note and mortgage together from MERS to CWHL INC to BAC servicing to BOAna . Lender on the note is 1st Advantage Mortgage… To much crap/slander on the deed!

  611. KC, They do not want you to win in any way, ever!! Also, maybe then can come after you again later and still try to get a foreclosure against you and get paid again. Also, they do not want you relitigating anything. Some of the fraud might be exposed for everyone to see. You should have gone to court again to get that LP taken off the record. Don’t forget paperwork costs money and lots of it.

  612. .

    The ins did not payoff the note … but it does give you good leverage because a performing loan would mean payback of the cds and ins.

    Not an attorney

    recognition occurs post sale and so does F/C parties standing to recover

  613. They were never bearer notes neidermeyer because the Issuer never had Possession as the law requires.

    I agree – weirdness . Note is an obligation that can be tendered until the time of its endorsement . Hence the reason for the allonge

  614. The foreclosures are for charged assets and extinguished liabilities coming into fruition by a silent court clerks order for entry and granting a writ for judgments obtained under the 30 days FDCPA

    The Securities and Exchange Commission violations under 10(b) however flourish as follows:

  615. They were never bearer notes neidermeyer because the Issuer never had Possession as the law requires.

  616. That is highly criminal.

  617. The truth is we never signed or agreed to anything because the Issuer never had Possession of the Instruments.

  618. @John Galt

    You Said…

    If you were a guarantor, say, or paid off Sam’s note for any reason, you’d damn sure want the note and or have it marked paid, wouldn’t you? Courts see notes which are alleged to be bearer notes in the alleged possession of secn trust trustees – and they’re not marked paid. The note, as far as a court thinks, exists, and it isn’t marked paid. Then the homeowner tells the court it’s been paid, but the homeowner can’t prove it because the info TO prove it is singularly in the possession and control of the bad guys – with the exception of judicially noticeable material- and they aren’t going to fork it over, not even with a court order. They’ll do a voluntary dismissal or “settle” first until 1) someone has his own mtn for SJ pending so that can’t vol dismiss and 2) we make inroads on discovery. And NG has got it right that a paper trail means jack. It’s the money trail. Money in the deal and the potential for losing it is the injury bar.

    *************************************************

    That’s why the AIG payout is GOLDEN , it can’t be denied because it’s public. It’s the only publicly available path to the accounting fraud … after a case or two hammering them with false accounting due to unapplied or unacknowledged AIG money then the courts would likely start demanding production of the other insurance (and insurance like financial product substitutes) data and REAL accounting … at least for those that are fighting … and in my case the AIG payout proves that the RPII is NOT at the table… Can’t wait for deposition Friday 07/19… Multiple contradictory money trails means one thing ,, DISCOVERY.

  619. The dire seriousness of these Securities Frauds committed with our Securities by the Issuer by racketeering with our autographs is being Concealed. By committing Securities Fraud with our Securities these Investment Bankers have in fact waged a war on our Constitutional Republic and are using the BIG LIE they had Possession of our Securities to commit a Coup De Tat of our Treasury…OUR CONSTITUTION …OUR LEGAL RIGHTS ….OUR LIBERTY…OUR PERSONAL SOVEREIGNTY IS OUR NATIONAL SOVEREIGNTY…THAT IS OUR FREEDOM & INDEPENDENCE.

  620. For no other reason but GREED KC…..these crooks never want you or any of us to own anything of real value. Time every American held their criminal feet to the fire.

  621. Fraud In The Inducement

    Please Explain Stripes…

    What fraud in the inducement?

    You can not make a claim without backing it up… EXPLAIN!

  622. There are millions of Americans who have no clue how badly they were defrauded by these Investment Bankers and never would discover this most evil game however, they did not fool everyone. When you “get it” you know the Issuer fully intented to do permanent harm to every American by Racketeering with our Securities via our Autographs and the reasons were nefarious…..TO GAIN FRAUDULENT CONTROL OF OUR SECURITIES IS A VERY DECEPTIVE WAY TO WAGE A COUP DE TAT OF OUR CONSTITUTION…..OUR LIBERTY….OUR FREEDOM & INDEPENDENCE .

    PAY US BACK WHAT YOU STOLE YOU CROOKS!

  623. After reinstatement … Case was voluntarily dismissed by plaintiff. But they kept LP on title … (in old servicers name) Why? This prevented us from a refi or a sale! We were forced to raise the cash for a payoff, then we couldn’t get a payoff figure from them…. still cant… Why?

  624. It was also Fraud In The Inducement and as a result they owe us a lot of money & clear titles.

  625. These Securities were our Possessions and never left our Possession because they remained uncertificated securities……AKA negotiable instruments and were never converted into MORTGAGE BACKED SECURITIES as the law requires. That was deceptive and a criminal act by the Issuer to pretend the Instruments were converted into MORTGAGE BACKED SECURITIES….THAT IS FRAUD IN THE FACTUM AS WELL AS FRAUD IN THE ESSENCE.

  626. masterservicer, on July 4, 2013 at 5:32 pm said:
    You have a zero balance from claimed servicer,
    Yeppp….recognition occurs post sale and so does F/C parties standing to recover

    and lawyer-substitute trustee comes trying to remove alleged servicer from complaint,

    No No No lawyer-substitute trustee does not exist post October 2008 – enforcing a clerks order for entry of judgement

    comes trying to remove alleged servicer from complaint,
    Hello – see why now !

    then a modification waiving everyone,
    That part of TARP IRS US Atty General get inline and register your real income —to avoid future claims where the sheist hits the fan -No Mods

    ——————————————————————————–

    A good attorney will tell you to give them NONE of your Financial Information! No Mod!

  627. Yes KC that is fraud in factum. The fact the instrument was never executed by the Issuer as the law required. Without ever legally Converting the Instrument they were Racketeering with our Autographs to gain unjust enrichment. They took UNCERTIFICATED SECURITIES and illegally converted them into bonds and stocks ……they were racketeering with our autographs they never had Possession of.

  628. A bearer note can only be a bearer note if the Issuer had Possession of the note and they did not as evidenced by the notes Indorsed in Blank. They do not have to be criminally charged to be forced to pay back what they stole because the UCC LAWS that Govern Banks and Banking in regard to Instruments are strict on Possession being the only way to have Control of an Instrument.

  629. We have always been prepared to pay what we borrowed.
    Why would anyone in their right mind refuse payoff by the borrower?

  630. Escrow shortages and suspense accounts .. YES! I always said 6 out of 10 borrowers were not in default.

    They used your down payment and equity to create a bond?
    Did you know that?
    What happened to the bond?
    Was money made off the bond ?
    What really paid off the note.. the INS or the Bond?

    To many questions and not enough answers.

  631. The Issuer never had Possession of the Notes and that is evidenced by the Notes indorsed in blank. That is proof of intent to defraud…harm us. Notes indorsed in blank are misprision of a felony……that is the Concealment of a felony without giving any degree of maintenance to the felony. So is MERS IMHO because MERS could never legally transfer Securities because MERS IS NOT A BANK. Racketeering is a first degree felony.

  632. The notes are not an obligation to pay them a dime because they never held the Security and we could have never known that. They cashed the checks and were racketeering with our Securities before we were fraudulently induced to sign that lying contract. MERS name on the mortgage as successor and assigns is proof of intent to defraud us of our Securities because MERS IS NOT A BANK….transfers of a loan can only go from bank to bank. We could never have known any of this. We know they cashed the checks prematurely and intended to defraud us because of the copies of the notes indorsed in blank. We also never witnessed an actual money transaction at the closing. We could never have had any knowledge they were defrauding us before we were fraudulently induced to sign that bogus note & mortgage.

    All subsequent transfers of our autographs were fraudulent because the Issuer was racketeering without ever having actual Possession of the note or mortgage. The proof they were intending to defraud us is the notes indorsed in blank.

  633. @johnGault – regarding third party payoff and possession of paid off note. Your assumption does not take into consideration the note is the property of the borrower, and so a third party paying it off cannot expect to gain possession of it from the ‘lender’. So a borrower may or may not have notice that a third party paid off the note (and certainly not from the lender). And if default insurance paid off the note, the insurance company certainly has no right to gain possession or notify the borrower.

  634. Testimony of Suzanne Uhland in New Century is all over the place. 27,000 loans went unfunded at the time of my loan. A claim and AP is in play right now…the trusts attorneys are claiming late claim, no claim allowed. Defense: we were entitled to actual notice and that is correct, if they scoured all 27,000 loans and Sup. Court says 5 years from notice of defect… then we have Credit Suisse behind the bk court, sending the NOTE COPY to servicing…that’s the suit in N Carolina. In bk court I am a creditor, priority type. Lines of credit were shut off, they were not lenders of may of our loans at that time, they screwed the lenders too…cause the original players collateral was stolen! McMahon from the justice dept, files suit over it. KPMG was cooking the books…have the report, where excel sheets show the calculation of defaults, prior to origination. Paperwork is a mess-joke.

    And the best part, stealing payments, escrow monies to pay bills to keep company afloat…in transcript too. It is my opinion, if the paperwork is scoured in many of these cases, the truth is available, but is daunting work. Most of these lawyers cannot even keep their story straight.

  635. Hence, mere possession of a bearer note which is collateralized by one’s home does not lead to a court having jurisdiction – not without the collateral. If a thief has such a note and is missing, as he should be, the collateral instrument, there’s no jurisdiction to invoke because of the “security first” statutes.

    I mean – what are you really trying to say .

    The note is the obligation you gave in good faith and the deed or mortgage secures the performance. I would stay clear of this and would advise counsel to pursue the clients right to all an accounting of all investment fund related deposits

    The impact of a prolonged period of market weakness has undoubtedly adversely impacted businesses and impaired values.

    The impairment is held against what the registrant investors call identifiable intangible assets.

    I believe the impairment is centered in the deposits as the pledged assets held as discounted bank obligations “certificates” calculated from the households basis in assets originally priced at par .

    Where as the collateral set forth the value of the common and preferred shares and whereas the collateral is pledged at a variety of discounted values, there is a need for valuation

    Estimating the fair value of these isolated funds requires management to make fair value estimates including ascertaining the net book value of each reporting unit that reflects an allocation of total shareholders’ equity and represents the estimated amount of shareholders’ equity required to support the activities of the reporting unit under guidelines

    The carrying value and estimated remaining lives of identifiable intangible assets by major asset class and impairments of our
    identifiable intangible assets is critical to foreclosure . In addition, to the above concerns are where certain events indicate a potential impairment of these depositors holdings or so called identifiable intangible assets, including

    (i) decreases in revenues from commodity-related customer contracts and relationships,

    (ii) an adverse action or assessment by a regulator
    or
    (iii) adverse actual experience on the contracts in our
    variable annuity and life insurance business.

    Management is not required to release proprietary information for its own purposes.

    Banks are not required to release any information at all….but careful analysis and critical judgment is required to evaluate whether indications of potential impairment have occurred, and to test intangibles for impairment if required.under GAAP

    This is the opening for analysts to question the earning impairments and other measures of valuation that are obviously not fully disclosed

    registerclaims@live.com

  636. Escrow shortages as a cause of action to bring a fc suit sounds really hokey and really totalitarian. They really are playing God by resurrecting the dead Hitler and Stalin. They are the face of evil and they are really begging for the fury of Gods wrath to come down on them and crush it’s evil head.

  637. I misunderstood you jg. I thought you meant they were pocketing escrow money to gain unjust enrichment, not fc. Granted taxation is another deceptive form of robbery because there is no accountability as to where and to whom that tax money is really going. As far as using an escrow shortage to bring a fc suit, I don’t see how they could get away with that. They have to account for the escrow money in a statement to us once a year. If you are short they notify you. I don’t see how they could get away with using escrow shortages to bring a fc. But with these crooks any scam is possible.

    They are always looking for more new and clever ways to deceptively steal it all from us.

    Too many Americans do not realize the massive breach of their Securities that has occurred in America by this TBTF CORP OF FOREIGN IMPOSTER CROOKS. They do not realize this breach was intentional and these crooks fully intend to steal everything from EVERYONE… and as a result, NO AMERICAN CITIZEN IS SAFE.

  638. This case probably won’t be helpful to anyone here, but anyone who doesn’t like AHMSI will enjoy reading this excerpt:

    “Considering the time spent and the stress and frustration suffered by both (borrowers) , the Court finds compensatory damages are appropriate. The Court considers AHMSI’s conduct to be willful……. It was reminded of its continuing duties…..in 2010, but it repeated its improprieties in 2011 by failing to give notice of payment increases…. The Court must conclude that AHMSI’s attitude and conduct in this matter is indefensible. The Court finds, based on the evidence, that (borrowers) have suffered actual loss of $10,000. Additionally, punitive damages are awarded in favor of the (borrowers) in the amount of $40,000. In addition, the Court will award (borrowers) appropriate attorney fees. Counsel for (borrowers) shall file a statement with a calculation of attorney fees incurred in this matter.”

    The court took judicial notice of AHMSI’s actions in other litigation, stating:.

    “The Court may in its discretion take judicial notice of public records, such as the docket and filings in pending judicial proceedings, pursuant to Federal Rule of Evidence 201.”

    These issues arose around bogus force placed insurance and its cost (alleged escrow shortage) when there really was no interruption to the homeowner’s normal insurance.

  639. If it couldn’t be proved, I wouldn’t know about it. I can’t prove what else servicers did, but believe me, there is plenty of proof out there that they jacked with escrow accounts and falsely showed loans in default. I shudder to think how many people have lost their homes to that racket.

  640. For fans of Deutsche and AHMSI:

    see In re Tarantola, 2010 WL 3022038, *6 (Bankr. D. Ariz. July 29, 2010) (issuing AHMSI and Deutsch Bank a warning of possible future sanctions for inaccurate mortgage information in filings).

    PATTERN of behavior

  641. None of that matters one iota jg because you could never prove they did that scam. The FRAUD IN THE FACTUM is the only issue that really matters. The fact they racketeered with our Securities without our knowledge or consent is the only issue that really matters and is apparent on the face of the titles to our properties and the face of all the documents.

  642. Anyone who believes we can vote out these imposters is sadly mistaken. Corporate America, a foreign Corp of imposters fraudulently incorporated themselves to our Treasury under FALSE PRETENSES DBA AS AMERICAN BUSINESSES and have hijacked our Constitutional Republic…our Liberty AKA OUR FREEDOM & INDEPENDENCE. They have hijacked our Constitutional form of Government under the FALSE PRETENSES OF DEMOCRACY….AKA COMMUNISM. In other words, it is MOB RULE IN AMERICA from behind the scenes by some really deceptive corporate criminals.

    The only way to get back our Constitutional Republic is to pull their credit line to our pocketbooks via the U.S. TREASURY DEPARTMENT.

    If you enjoy repaying for everything you already paid for over and over again, you are living in the wrong country.

    I for one do not enjoy repaying for everything I already paid for over and over again because that is a very deceptive form of robbery and no American patriot would.

    No president or politician can change the country even if they wanted to because they are working for Corporate America and are under mob rule.

    The BOARD OF DIRECTORS of CORPORATE AMERICA are a bunch of Nazis.

    The only way to end this Nazi mob rule is to stop cooperating, complying and conforming with this Corp of Criminals AKA TOO BIG TO FAIL CORPORATE AMERICA BECAUSE NOTHING THEY DO IS LEGAL BECAUSE TBTF ARE FOREIGN IMPOSTERS; FICTITIOUS PAYEES TO OUR CONSTITUTIONAL REPUBLIC and are cleaning out OUR TREASURY AS I TYPE…..

  643. carie – one way a loan could be put in false default, the mechanics of it, is to create a bogus escrow shortage and then when the borrower makes his regular payment, throw that in a suspense account and continue to show the payments as insufficient to cover an increase in an escrow account which increase in the amt necessary for the escrow acct 1) didn’t exist and 2) was never noticed to the borrower but a phony letter would be put in the file to “demonstrate” that the borrower received notice, which he didn’t because there was no payment adjustment and none sought. The servicer then did whatever it is they do to benefit from a false default. Enough of those in the same pool and they could close out that pool (or whatever they do). I don’t know what they do, that is, all the ways they benefit from doing this, but I now see how easy it is to falsify default on their”system”. They do it not only for the reasons you are ‘about’ – they also appear to do it to foreclose or God knows why all.

  644. Five years ago today, last regular payment to Wells Fargo, $1776.

  645. These foreign imposters used deception to infringe upon our legal rights in order to rob us and steal everything from us to permanently harm us to gain unjust enrichment. They committed multiple felonies.

  646. Actually they racketeered with our Securities by the unlawful use of our signatures…. our autographs. That is SECURITIES FRAUD & RACKETEERING TO GAIN UNJUST ENRICHMENT BY THE UNAUTHORIZED USE OF OUR SIGNATURES.

  647. Thank God for that….!

  648. Even if they were to prove behind a shadow of a doubt that autograph is genuine and authentic jg, meaning they proved the debt existed they could not prove harm…even if they actually held their own Security ….. A LEGAL LIEN….A Security Agreement proves the autograph is attached to a debt. However, even if they could prove that autograph was a legal signature, a legal signature itself is of no value in equity or money in the U.S.A. even with the Security Agreement because we never agreed to them racketeering with our Securities by way of our autographs.

    It was a tangled web they weaved when they aimed to RACKETEER with our autographs.

    This is America not Hitler’s Germany or Stalin’s Russia.

  649. Glad we can agree on that issue MS.

    There is no law they can create after they committed FRAUD IN THE FACTUM that makes FRAUD IN THE FACTUM LEGAL. That is illegal. Illinois Mortgage Foreclosure Law (IMFL) for example..is incredibly deceptive #1….A recorded Mortgage is not a legally enforceable lien ….. #2…A copy of an autograph recorded or not, proves nothing. Therefore IMFL allows anyone to bring a claim not based in law or fact therefore IMFL is illegal.

  650. I didn’t talk about ‘no note’. In fact, I talked only of a note appearing and the court’s impression of a (submitted) note. To a court, if a note exists, whether it’s stolen or not and is a bearer note, the note is collectible. A court probably figures if a note were paid off by a third party, that third party would want possession of the note or the note marked “paid”, and thus the bankster’s possession tells a court – errantly – that no one has paid it off. Further, if the claimant claims as a hidc, payment of the note is not generally a defense. But if a note is taken after default, its holder is not a hidc. Attempting to collect on a note which the claimant knows (if) has peen paid by someone other than the borrower is fraudulent. A claim that a note has been paid off is not an affirmative defense against a holder in due course (without knowledge), but it is against a holder. The point was what a court thinks by the possession / existence of a note which is a bearer note and not marked “paid”.
    If you were a guarantor, say, or paid off Sam’s note for any reason, you’d damn sure want the note and or have it marked paid, wouldn’t you? Courts see notes which are alleged to be bearer notes in the alleged possession of secn trust trustees – and they’re not marked paid. The note, as far as a court thinks, exists, and it isn’t marked paid. Then the homeowner tells the court it’s been paid, but the homeowner can’t prove it because the info TO prove it is singularly in the possession and control of the bad guys – with the exception of judicially noticeable material- and they aren’t going to fork it over, not even with a court order. They’ll do a voluntary dismissal or “settle” first until 1) someoone has his own mtn for SJ pending so that can’t vol dismiss and 2) we make inroads on discovery. And NG has got it right that a paper trail means jack. It’s the money trail. Money in the deal and the potential for losing it is the injury bar.
    I’m just saying that’s the threshold battle – someone has a note which the court presumes is alive and kicking. Whether or not the h.o. has defenses because of MS’ theories, NGs, or the man in the moon’s is not the point I made or thought I made. The homeowner may have all of them for all I know. I was just looking at what courts think: bearer notes and Art III. But at least as to Rule 17, those courts are mistaken, because there are rules which have been formulated to control the activity in federal jurisdictions, and Rule 17 mandating one’s OWN INJURY is one of them.

    A thief 1) has no injury (the federal bar for jurisdiction) and 2) has no right to an assgt of the collateral instrument which he MUST have to enforce a note secured by anyone’s home.

    SO I’ll say again that a thief may not in fact look to a fed court to help it enforce a note, having 1) suffered no injury, plus 2) a thief has no right to an assignment of the collateral. Many if not all, I don’t know, states are “security first”, which means the first action to collect on these notes, notes secured by residences, must be one against the collateral (NOT on an unsecured note) Hence, mere possession of a bearer note which is collateralized by one’s home does not lead to a court having jurisdiction – not without the collateral. If a thief has such a note and is missing, as he should be, the collateral instrument, there’s no jurisdiction to invoke because of the “security first” statutes.
    Possession of a bearer note is not evidence of an injury, nor is the thief injured when he can’t invoke jurisdiction for lack of that injury. He can’t sustain an injury if he suffers no loss, which is the case when he’s a thief.
    . .

  651. not legal in the U.S.A. to foreclose on our autographs MS.

    agree

  652. The arguments should to be made in District Court (personal opinion and not one of legal authority -ask an attorney ) under a motion brought for complex litigation or complicated subject matter.

    At the state court level you have discretion which will never absolve you for repudiating- nor will they grasp the full weight and authority of the accounting criteria. If it overrules the GAAP accounting requirements’ in support of a foreclosure /which is insane /

    Bad court decisions shall have a far reaching effect implicating a local courts ruling with threats of reversing the entire current national and international tax shelter schematic using deferments and election to assess earnings on a forward basis while moving liabilities off balance sheet

    New century is a whole loan seller who pumped and dumped really bad paper. They solicited poor credit files and trash paper in un-affordable ARM s (I underwrote some of it and wow ) NC did it knowing people like you would pay the freight to carry the losses attributed to ‘other’ obvious defaults and BAD Paper.

    The Over collateralization is held in the pooling and rating requirements. The generous reserves are the real funny money and why NC / Barclay’s and CS could get away with this type of bank “bad assets” into Good Rated securities .behavior…because the could even sell New Century worst of the worst.

    more in a bit

    registerclaims@live.com

  653. GAME OVER…! PAY BACK WHAT YOU STOLE & HIJACKED YOU NAZI CROOKS….!

  654. It’s called NAZIISM disguised as “THE NEW NORMAL.”

  655. It is not legal in the U.S.A. to foreclose on our autographs MS. No matter how you slice it or dice it, it comes up NAZIISM BY CONTROL FREAKS. THESE NAZIS FRAUDULENTLY CONTROL BY DECEPTION.

    Just observe the Naziism being paraded in our faces by these Nazi hijacked networks that we fund. They are having a KKK rally right in front of our faces and it is called THE “NEW NORMAL.”

    MWAHAHA…!

  656. This is part of the New Century debacle…the paper trail from DE court says Credit Suisse seized the note only. Trustee there says no authority, but sent off to servicer Ocwen anyway, who is servicing for Credit Suisse, while Credit Suisse was paid thought the claim in bk court. while Carrington bought all servicing, court order? two separate trails, completely opposite of one another. 2 courts in N Carolina and DE…same issues, different players for the same note

  657. You have a zero balance from claimed servicer,
    Yeppp….recognition occurs post sale and so does F/C parties standing to recover

    and lawyer-substitute trustee comes trying to remove alleged servicer from complaint,

    No No No lawyer-substitute trustee does not exist post October 2008 – enforcing a clerks order for entry of judgement

    comes trying to remove alleged servicer from complaint,
    Hello – see why now !

    then a modification waiving everyone,
    That part of TARP IRS US Atty General get inline and register your real income —to avoid future claims where the sheist hits the fan -No Mods

    ….with an $85,000.00 increase over the suspect loan amount?
    Ill explain latter

    registerclaims@live.com

  658. What a court sees is someone having a bearer note and the “MERS” assignment, and because the note is (allegedly) in the possession of that party, the court presumes the note is still “alive”, due, and owing

    A asset backed mortgage derivatives scheme funneled into a self-ingested reverse sale platform calls to the formation of these annuity trusts .

    They rank ideal under the current Bank to LLC transferor transferee scheme … Grantor trust is a trust whereby the grantor retains control over the nonvoter of the corpus or both to such an extent that such grantor will be treated as an owner of the property

    Point is ….the nominee is essential for these tax deferred trades into and out a qualified starker ….etc

    Mers has standing to represent your interest – unless the nominee is forced to abandon your claim .[1099]

    …Mers is Moot .

  659. Tell me ms:

    You have a zero balance from claimed servicer, and lawyer-substitute trustee comes trying to remove alleged servicer from complaint, then a modification waiving everyone, but the janitor from liability, with an $85,000.00 increase over the suspect loan amount? Then Federal Court subsequently dismisses the complaint, without prejudice…Hmmmm Waiting on next move…all things are not equal here.

  660. A Man Poppy

    ….extinguishment of the liabilities (GAAP ASC 840, 320 (check that someone) is to remove the basis in the assets or its economic “present value”.

    The note is a perfectly maneuvered economic target like a commodity that merits consideration used as a call or future value -bought out in advance of the hedging against short sellers / for derivative purposes (bond traders …cut me slack here I’m tired) ….Promissory Note triggers futures contracts —these events are legal I’m sorry ….

    Ahhhh…But ; a mortgage cannot contain any executory agreements or promulgate contracts of adhesion …Survey say’s No standing to enforce the note .

    Leave a Reply

  661. Because courts focus is narrowly limited to possession of a bearer note, as if it and it alone is fully dispositive. This is imo borne of a belief, long and short, that 1) a thief may enforce a note (which is not true pursuant to Rule 17 and any state mirror-rules) and ….Hmmmm

    These are bank tax shelters formed in similar fashion to land trusts ….with a different twist than in the past …what thief are you referring to…Private annuity sales under strict legal formalities and tax payer requirements and guidelines-read your PSA (are you a LL soldier of fortune….)

    Leave a Reply

  662. You’re right ms…what would you be servicing with no note? Just saying

  663. Oh Lord -the expert spoke —-So what I said about those default figures is that when servicing is transferred, and it always has been I’d say, the “starting’ balance of the new / current servicer is subject to attack,….

    No servicing allowed in a asset backed securities registration (how can you argue no note and then talk about servicing and servicer transfer rights…

    Leave a Reply
    registerclaims@live.com

  664. …the price of gold is fixed twice a day at 10.30 am and 3.00 pm at the premises of N M Rothschild by the five main Bullion Houses – that include Barclay’s, Deutsche Bank, HSBC and NM Rothschild,

  665. So what I said about those default figures is that when servicing is
    transferred, and it always has been I’d say, the “starting’ balance of the new / current servicer is subject to attack, having been provided by the old servicer. The new servicer may not authenticate the figures given it by the old servicer, not even under business records exceptions imo. I’ll repeat that as I understand it, the bar is not ‘harm’ from potentially errant figures: the bar is that those figures must be 100% accurate statutorily (and contractually, I’d also say). A bona fide, admissable audit IN THE FILE from the old servicer might cut it, but short of that, those figures are subject to attack.
    You can actually do your own little mini-audit by running an amortization schedule online and ‘audit’ your own escrow account. If one wanted to attack the bankster’s default figures, best to have some of your own which are inconsistant with theirs, I’d say.

  666. Neidermeyer asked the other day at another post:

    “On a more general note … Why in the hell hasn’t there been a serious challenge at some state level over the failure to show standing based on the fact that the plaintiff is undisclosed and standing CANNOT logically be determined?”

    Because courts focus is narrowly limited to possession of a bearer note, as if it and it alone is fully dispositive. This is imo borne of a belief, long and short, that 1) a thief may enforce a note (which is not true pursuant to Rule 17 and any state mirror-rules) and 2) the note is yet available to submit to a court, which courts construe as the note being “alive”. And that got me thinking. Because AIG, say, couldn’t have rights of subrogation, that means that even though AIG had to make a payout, AIG contractually couldn’t make any claims under the note against its maker and thus possession of the notes would do AIG no good. The very fact that AIG could not have rights of subrogation tells us a lot. We need to figure out everything included in that “a lot” since we’ve woefully overlooked the matter: if AIG’s insurance were statutorily proper, why couldn’t AIG be subrogated?
    Payment of the debt (by anyone) is not a defense (as I recall) to a holder in due course. That’s one reason it’s critical to ascertain if the claimant claims as a holder in due course or as a holder. No one is a hidc who took the note with notice of its dishonor by the maker, which applies to almost all these notes.
    Payment to others with no interest doesn’t retire a note. In the case of AIG, a regulated insurer, unless the insurance were violative of AIG’s insurance regulatory statutes, those payouts of AIG insurance should have retired the debt dollar for dollar. CDS’s are another matter if looked at based solely on ‘law at a glance.’ If looked at equitably, there may be arguments to be made which aren’t being made, but one can’t make them based on non-existant law (if that’s the case).

    What a court sees is someone having a bearer note and the “MERS” assignment, and because the note is (allegedly) in the possession of that party, the court presumes the note is still “alive”, due, and owing. What that got me thinking about, Neidermeyer’s question I mean, is why no one who had to make a payout pursuant to a CDS demanded any kind of subrogation rights, even if just to stand in whatever shoes the other party, the CDS payout recipient, was wearing. Or, maybe they did and we just don’t know it (which would mean they didn’t operate as “puts”.

    Neidermeyer, just re-read your comment about the sale to Maiden Lane. Well, I’m stumped. If the AIG insurance were appropriate, the payment retired the debt, so what was to sell to Maiden Lane? It’s a prohibited double recovery unless the AIG insurance didn’t in fact payout at 100%, in which case the residual could be sold, I guess.
    If there were a true insurable interest, the trust and its investors didn’t own the loans. They bought the rights to oil production, but not the well (unless their money were used to fund the loans at closing, as NG says and that’s complicated) and the transfers and the assignments and possession were merely to preclude enforcement by other peoples (like say thieves).

    If AIG paid out at 100% then Maiden Lane bought nothing since there was nothing to sell or buy. Now there’s a good trick – don’t give AIG subrogation rights, take the insurance, sell the note anyway, get 20% of the face amt or amt alleged to be owing, and then Maiden Lane by way of who knows goes after the full alleged balance from the homeowner.
    Generally, a party who gets a note at 20% or some such is seen to have notice that there’s something amiss with the note and will not be deemed a holder in due course (and thus subject to all affirmative defenses, including prior payment.
    Don’t know if I’ve said anything new, really. Was just thinking about the banksters still having (alleged) possession of notes and what that implies to courts v our arguments. It implies the note is still alive because, after all, anyone who made payment on it would have demanded the note. For all we know, the guys trying to use the trusts to foreclose ARE the guys who ‘got’ the note by way of some kind of payment.

  667. Because the accuracy of default figures is so critical, seems to me
    that when servicing is transferred there must be an audit of the figures
    prior to such a transfer and that audit should be maintained in the records. “Garbage in, garbage out”.

  668. I just read a case last night where a flunkie with a lofty title at CW
    was the point of contact with a law firm. handling a CW foreclosure.
    She manufactured payment increase letters to support a borrower’s default, alleging the borrower had been notified of the increases which 1) weren’t warranted and 2) were never sent. The source of the alleged payment increases was ultimately found to stem from the prior servicer’s failure to credit the last payment the borrower made, resulting in shortages on p & i as well as the escrow account, and it snowballed from there. Only a stroke of luck saved the borrower. It made me wonder how many homeowners haven’t benefitted from such a stroke of luck. I can’t even imagine how foreclosures are being done on loans on which the rate was tied to the manipulated libor rates since the amt of the alleged default must be 100% accurate. It isn’t a question of is harm done by the false rate; That’s not the bar. the bar is the accuracy of the default imo based on my understanding of the laws in play.

  669. Neil, does your formula and do your theories leave out the fact that these banks were the ‘counter-parties’ themselves to the CDS’s? Besides AIG,, say, which was only supposed to insure insurable interests, aren’t these same entities who benefitted from CDS’s also the same parties who had to pay out on CDS’s, being on the other end of the deals just as much as the receiving end? Isn’t that the
    “S” in CDS?
    I am still reeling at the impression that AIG had to be bailed out over
    unlawful bets instead of legitimate insurance. In a nutshell, can anyone tell us why the non-payment of these bets threatened a global economy, any more than the non-payment of a gazillion bets in Vegas?

  670. CORRECT TYPO…..THESE ARE FOREIGN INCORPORATED AGENTS OF EVIL WHO HAVE STOLEN OUR WEALTH AND HIJACKED OUR TREASURY DEPARTMENT UNDER FALSE PRETENSES…..UNDER THE GUISES OF BIG LIES…MONEY AND PROPERTY OWED TO THEM FOR NOTHING BACKED BY NOTHING….BY THE THEFT OF OUR AUTOGRAPHS AND THE UNLAWFUL USE OF OUR DIGITAL SIGNATURES TO GAIN UNJUST ENRICHMENT THESE CROOKS HAVE HIJACKED OUR TREASURY DEPARTMENT AND OUR LIBERTY….AKA OUR FREEDOM & INDEPENDENCE.

    It is all mind control. When you know the truth, you know you are free. They are the lawless ones who do not own anyone or anything so they use lies and deceit as a weapon and means of fraudulent control because they don’t want us to know that and that is why they are irreverent about it.

  671. These evil doers have been all over the financial channels the last couple of days trying to make us believe the BIG LIE they stumbled upon the American Dream because they worked hard. Yeah right!

    LIARS!

    CNBC was trying to portray how a successful business is built in America is by taking on investors.

    LIARS….

    A successful business is created in America by Foreign Third Party Agents of Evil AKA… CORPORATE AMERICA …… WHO DON’T BUILD BUSINESSES…..THEY STEAL U.S. TAXPAYER’S MONEY TO STEAL THE AMERICAN DREAM FROM ALL OF US.

    They don’t earn the AMERICAN DREAM….they are a Secret Club…AKA the SYNAGOGUE OF SATAN who steals it.

    AKA TBTF… FOREIGN CONTROLLED U.S. TAXPAYER FUNDED U.S. STEAL…

    CAPITALIST CRONYISM…..AKA…TOTALITARIAN CONTROL FREAK COMMUNISTS…..

    FOREIGN INCORPORATED AGENCIES AND AGENTS OF EVIL WHO HAVESTOLEN OR WEALTH AND HIJACKED OUR TREASURY DEPARTMENT UNDER THE GUISE OF TOO BIG TO FAIL CORPORATE ” AMERICA”

    LIARS….!

    THE SYNAGOGUE OF SATAN AKA CORPORATE AMERICA STOLE THE AMERICAN DREAM AND ARE HOLDING IT AND US HOSTAGE. ALL UNDER THE GUISE OF FICTITIOUS DEBTS AND NO RECEIPTS THAT PROVE THEY PAID FOR ANYTHING BECAUSE THEY DON’T! WE THE PEOPLE DO….!

    THE BEST WAY TO CONTROL A NATION & ITS PEOPLE IS TO MAKE THEM BELIEVE THE BIG LIES THEY OWN EVERYONE & EVERYTHING WITH NO RECEIPTS AND NO AUDITS TO PROVE IT….!

    FULL OF SHIT GREEDY GLUTONOUS LIARS…! EVERY ONE OF THEM..!

  672. The Seven Deadly Sins Revealed…

    http://www.deadlysins.com/sins/

  673. I typed ‘thanks’ but the cyber gnome changed it . . .

  674. Now you’ve got it Neil! I have no use for ULS! Nope! None! Paid Robots! Yep!

    I have names … lots of names. Who wants to do a depo?

  675. to EULE – that’s for case Schlegel v WF – good reading!

  676. What is the purpose of taking a legitimate deposition that is not going to be admitted at trial? That makes no sense. I have questions in my mind as to the judge in this case, too.

  677. Felony behavior is not covered under the law, even lawyers who cover it up are culpable…this is bull shit Neil and you know it! Criminal charges should be allowed here, not settlements.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

Follow

Get every new post delivered to your Inbox.

Join 3,323 other followers

%d bloggers like this: