Top Articles & Pages of All Time

Home page		1,395,154
Foreclosure Defense Forms		216,825
Homeowners		88,733
CLASS ACTION LAWSUIT AGAINST BANK OF AMERICA – BAC VICTIMS CAN JOIN THE LAWSUIT		74,380
Attorneys’ Network		68,162
Foreclosure Defense: Rescission Letter, Demand Letter		46,840
CAUSES OF ACTION AGAINST ALL OR ANY DEFENDANTS		45,119
Foreclosure Defense and Offense: The Evolving Mortgage Audit Process		43,448
PLEADINGS		40,434
About Livinglies		39,092
Attorneys		37,557
Letters and Notices		37,212
DISCOVERY		31,555
Glossary & Guidelines		30,873
FORECLOSURES: TILA RIGHT OF RESCISSION and CONSEQUENCES		28,041
MERS — Mortgage Electronic Registration Systems		27,870
CALIFORNIA LAWS		26,504
Events		23,264
Trustees: Deed, Pool, Certificate-Holders, Substitutions and Beneficiaries		21,630
Attorney Network Expands to Over 150 Lawyers in 37 States		20,516
WELLS FARGO		20,273
Florida Laws		19,637
TITLE AGENT LIABILITY FOR ERRORS AND OMISSIONS AND TITLE INSURANCE		19,627
General Store		18,255
LEGAL REPRESENTATION: PROCEDURES FOR GETTING HELP FROM US		17,770
RECENT DEFENSIVE MOTIONS FILED BY “LENDERS”		17,271
General Tactical Considerations		16,784
PEOPLE, PLAYERS AND RESOURCES		15,894
MERS MEMBERSHIP INFORMATION Reveals Index to Securitization and Investors: Allegation that MERS is authorized or even nominal beneficiary is false		15,826
EXCELLENT MERS ANALYSIS: ILLEGAL SCHEME TO AVOID/EVADE STATE LAW, TAXES, FEES, FINES, PENALTIES		15,492
SEC Filings on securitized debt and mortgages		15,211
Foreclosure Defense — Strategic Bankruptcy Options		15,030
Why You Don’t Owe the Money		14,574
MORTGAGE BROKER AND LENDER LIABILITY		13,664
Mortgage Meltdown: Foreclosure Checklist: Things to do		13,469
Demand Letters Claiming Damages for Errors and Omissions, Negligence and Malpractice		13,186
News		12,935
Foreclosure Offense and Defense: Quiet Title Action		12,682
Superb Complaint piercing the heart of Deutsch Bank’s authority to collect money, file suit, seeking recovery of property and money through receiver and damages against the lawyers who filed the foreclosure suits		12,187
Settlements, Modifications, Short Sales		11,768
Lawyers That Get It – 0310		11,460
Can You Contest Your Foreclosure?		11,255
AFFIRMATIVE DEFENSES TO FORECLOSING PARTY’S CLAIM OF “LOST NOTE”		11,050
News on the Movement: Citizens Revolt Against Debt and Foreclosure		11,004
Lawyers That Get It – 090909 (2)		10,966
FORECLOSURE HAMLET: You know it’s Robo-Signed if their Name is….		10,743
Problems with a Loan Modification: 10 POINTS TO CONSIDER		10,660
BAC TRANSFERRING HOME LOANS BACK TO BANK OF AMERICA, N.A.?		10,588
CASE DECISIONS		10,389
COUNTRYWIDE		10,067
California: Homeowner in Foreclosure Earns a Huge Victory in Unlawful Detainer !		9,940
Answer, Affirmative Defenses and Counterclaim by April Charney		9,817
THREE DAY RESCISSION, THREE YEAR RESCISSION AND GENERAL RESCISSION		9,661
Deutsch Bank		9,629
AMERICA’S WHOLESALE LENDER TRADE NAME OF COUNTRYWIDE		9,521
Sample Interrogatories		9,256
NEWS AND BLOGS		9,201
Foreclosure Defense: Opposing Motion for Relief from Stay in Bankruptcy		8,729
Countrywide		8,680
Foreclosure Stories: Chase Mortgage Predatory Practices, Incompetence and Negligence even with Military Families		8,540
Kansas Supreme Court Sets Precedent – Key Decision Confirming Livinglies’ Strategies		8,513
This is it! WHERE’S THE NOTE, WHO’S THE HOLDER: ENFORCEMENT OF PROMISSORY NOTE SECURED BY REAL ESTATE		8,384
AHMSI (American Home Mortgage Servicing Inc) purchased substantially all of Option One Mortgage		8,324
Foreclosure Defense: Motion to Vacate Final Default Summary Judgment		8,187
Narratives as background for argument or pleading		8,168
Find a Lawyer that “Gets It”		8,081
Lehman Brothers — Aurora — BNC — First Alliance		7,888
LAWYERS AND BANKS SANCTIONED FOR FILING WRONGFUL FORECLOSURES		7,766
From FAQ: Powers of multiple Trustees and effects of multiple beneficiaries AND getting soemthing recorded before the foreclosure sale takes place		7,617
florida-request-to-produce-request-for-admissions-and-interrogatories-to-wells-fargo		7,575
evidence		7,420
FORM: BAC ASSIGNMENT FRAUD ON THE COURT COMPLAINT‏		7,375
HSBC		7,357
PARDON! LIVINGLIES OBTAINS WALL STREET PLAYBOOK: MERS TO BE LEGITIMIZED BY ACT OF CONGRESS		7,353
Strategic Implications of the Landmark (Kesler) Kansas Supreme Court Decision		7,320
Federal Appeal Slams Lawyers and Pretender Lenders with Sanctions for Misrepresentation on Ownership of Loan		7,260
Excellent Article Summarizing Many Areas of Foreclosure Litigation		7,240
FAQ		7,196
US Bank v Ibanez: Now They Are Getting the Point		7,171
Foreclosure Offense and Defense: Basic Rules, Discovery, Affirmative Defenses and Audits		7,129
EVENTS COMING UP FOR GARFIELD CONTINUUM AND GARFIELD HANDBOOKS		7,100
California Reconveyance is suspect for many reasons		6,874
FORECLOSURE DEFENSE: CALIFORNIA AND ARIZONA — SOMETIMES IT’S THE LITTLE THINGS THAT COUNT		6,800
Mission Statement and Introduction: SINGLE TRANSACTION		6,793
THE DANGERS OF DEFENDING YOUR FORECLOSURE CASE WITHOUT AN ATTORNEY		6,759
FROM FAQ: Allonge, assignments and moving the note and mortgage around		6,746
New MERS Standing Case Splits Note and Mortgage: Bellistri v Ocwen Loan Servicing, Mo App.20100309		6,721
Donate to Help Maintain Livinglies		6,698
FIND A LAWYER OR FIND A CLIENT: FREE		6,611
Curious “disclosure” by MERS and Countrywide: What is a nominee?		6,400
Foreclosure Defense: Objecting to Trustee sale		6,315
MERS-Deutsch Slammed on Quiet Title		6,245
Mortgage Meltdown: Foreclosure Option — JINGLE MAIL (Send the keys back to lender)		6,139
How securitization nullifies the original note and mortgage. The Originating Lender is PAID IN FULL		6,023
fl-statute-90		6,021
Arkansas Supreme Court Denies MERS Legal Standing		6,010
SEC Rule 17f-1 — Requirements for Reporting and Inquiry with Respect to Missing, Lost, Counterfeit or Stolen Securities		6,003
Non Judicial as Private Contract: Opening the Door to Homeowners for Self-Help		5,890
MERS Admits NO Interest in Mortgage and No Loss On Default		5,882
MERS Scandal Exposed and Explained		5,808
BASIC PROPERTY LAW TRUMPS ESOTERIC PRETENDER LENDER ARGUMENTS		5,711
Appraisal Fraud and Industry Standards Described in 2003 Official White Paper-RED FLAGS DESCRIBED IN DETAIL WITH EXCELLENT DIAGRAMS EXPLANATIONS AND DESCRIPTIONS OF BEST PRACTICES		5,710
3,900,000 Visits and Moving Faster. OUR 3RD ANNIVERSARY — THANK YOU!!		5,696
FORECLOSURE DEFENSE: MOTION TO DISMISS FOR LACK OF JURISDICTION		5,681
US BANK		5,653
9th-circuit-invalidates-mortgage-for-failure-to-properly-acknowledge-and-notary-misconduct		5,560
Dozens of Cases Rolling in from Bankruptcy and Civil Courts Reversing Foreclosures, Evictions		5,550
FORECLOSURE OFFENSE AND DEFENSE — GO DIRECTLY AFTER LENDER ATTORNEY: TEXAS LAW ON COLLECTION OF DEBT PROBABLY HAS TEETH IN OTHER STATES		5,506
TOP POSTS and PAGES TODAY		5,438
generic-attorney-demand-letter		5,374
15522201-Tila-Disclosure-Req-Viol-Remedies		5,365
Kansas: Waking up to discover the mortgage market was a giant criminal enterprise		5,320
Foreclosure Defense: Bear Stearns Story Exposed		5,318
TOP PICKS FOR LAST 30 DAYS		5,302
“Officials” Who Sign for MERS: False, Fraudulent, Fabricated, Forged and Void Documents in the Chain		5,298
Lawyer’s foreclosure defense of ‘quiet title’ faces tests		5,273
Trustee for Investors: Powers and Limitations (with livinglies annotations)— Critical in Your Presentation in Court		5,261
How to Use MERS on Deed of Trust or Mortgage		5,170
MERS MEMO LEAKED: SHOWS EVERYTHING		5,114
FLORIDA WORKSHOPS COMING UP – Nov 1-2, 9.5 CLE Credits Florida Attorneys AND OTHER STATES		5,063
TOP READER PICKS–5,900,000 visits		5,057
garfields-checklist-revised		5,051
How to Attack MERS and WIN!		5,034
demurrer		5,033
Lawyers That Get It – Click for Listing		5,031
NY Judges ROCK! Indymac Bank F.S.B. v Yano-Horoski		5,000
Foreclosure defense and offense: Filing an answer to a complaint		4,996
State Laws		4,948
MERS: 57 million mortgages on its Books: MSNBC Stuckey — Lenders passed around the deed to Vargas’ house as if it were a whiskey bottle at a frat party		4,891
Indymac		4,832
Why Show Me the Note Isn’t Enough		4,772
Wells Fargo, Option One, American Home Mortgage Relationship		4,683
WHY THE PAPERWORK APPEARS “SLOPPY”		4,670
mers-info-excellent-submission-and-discovery		4,653
California District Court Magistrate Hits Nail on Head for Standing by MERS and Servicer		4,628
Foreclosure Defense: More Pro Se Ingenuity		4,624
Notarized MERS Assignment of DOT as Nominee: Forensic Analysis and Motion Practice		4,590
California Code: Notary Must NOT Have an Interest in the Document Being Signed		4,588
The Loan Closing Process		4,561
Response to Defective Affidavit: Motion to Strike		4,556
Fannie Mae Policy Now Admits Loan Not Secured		4,551
Request for Preliminary Document Review v3 0909		4,458
Suggested readings		4,438
Foreclosure Offense: Quiet Title and Rescission (TILA and otherwise)		4,438
MICHIGAN LAWS		4,419
FLORIDA FORECLOSURE MILLS EXPOSED		4,414
Option One Mortgage Corporation name changed to Sand Canyon Corporation June 4, 2008		4,411
Oh Yeah? Here is what you say when they are dismissive of your claims		4,392
MOST POPULAR ARTICLES		4,388
Foreclosure Offense and Defense: Separation of Mortgage from Note		4,354
Rescission, Rescission and Rescission		4,314
delia-frclsrmotionvacatejudgmentv1		4,312
9.29.10Florida-Motion-Fraud-on-the-Court-Bank-of-America-vs-Julme-Case-CACE09-21933-05[1]		4,219
Borrower’s RESPONSE TO MOTION FOR SUMMARY JUDGMENT AND TO TAX ATTORNEYS FEES AND ANSWER		4,213
Federal Courts Provide Foreclosure Victim A Stay from Eviction! L.A. Homeowner refuses to yield claiming Unlawful Foreclosure!		4,192
Lawyers That Get It – 0310		4,162
If You Have a MERS Mortgage – Here is Their Deposition		4,136
Foreclosure Defense: Cash for Keys Offer and TILA Defenses		4,107
initial-debt-collection-dispute-letter		4,083
TOXIC TITLE: Cloud in Massachusetts: Getting Back Your Home AFTER Foreclosure Sale		3,993
Top Posts		3,962
Wisconsin Law		3,928
Lehman — Aurora — BNC — First Alliance et al		3,917
EMERGENCY FORECLOSURE DEFENSE PROCEDURES IN CALIFORNIA		3,910
Copy of final Lara Luis COMPLAINT		3,906
UCC: possession is not an indication of ownership of the note		3,871
John Kennerty, Caryn A. Graham – MERS Assistant Secretary, VP of Documentation, VP of Communications, BofA, Countrywide, Wells Fargo		3,851
The Mortgage Fraud Scandal Is The Biggest In Human History		3,836
Holder in Due Course — What’s the Big Deal?		3,778
Request for Preliminary Document Review v3 0909		3,778
Judge Bashes Bank in Foreclosure Case: “Criminal Probe in Florida.”		3,768
A President Who Gets It (mostly)		3,721
What do these case decisions mean?		3,713
Back to Glass Steagel		3,695
Lawyers That “Get It” listing- updated 060409		3,680
CA BANKRUPTCY CT HOLDS THAT MERS CANNOT ASSIGN		3,627
Cases Dismissed for Lack of Standing of Mortgage servicer or Third Party		3,625
LENDER LIABILITY pdf		3,566
Debt Validation Letter– Creditor or Collector?		3,547
FORECLOSURE DEFENSE: EMERGENCY PLEADING		3,494
Executive Accused of Mortgage-Securities Scheme – EVERYONE HAS BEEN PAID AT LEAST ONCE, 100 CENTS ON THE DOLLAR, PLUS FEES AND PROFITS. NOW THEY WANT YOUR HOUSE TOO. ARE YOU GOING TO LET THAT HAPPEN?		3,492
Freddie Mac / Bank of America / Taylor Bean Whitaker – IMPORTANT INFO & STATEMENT REGARDING ASSIGNMENTS… TRANSFERS… NOTE OWNERSHIP!!!		3,485
sample-10k-filings-you-are-looking-for-in-support-of-motion-to-tkae-judicial-notice-ameriquest-argent-price-waterhouse-sec-filings		3,449
Mortgage Meltdown Revealed in Harvard Study		3,446
DOUBLE FUNDING, FABRICATION OF DOCUMENTS AND FORGERY OF SIGNATURES REVEALED		3,437
CROMWELL vs. NDEX WEST LLC: Kimberly is a Winner After a Long Haul” Perseverence Pays Off		3,415
7 DAY SUMMARY TOP POSTS AND PAGES		3,404
Foreclosure Defense: King’s County, New York Case Thrashes Lenders		3,363
Fraud in the factum voids the instrument under state law and is a real defense against even an holder in due course.		3,346
Countrywide Decision: Investor is owner of loan		3,328
Herrera v Deutsch: CA Appeals Court Deals Death Blow to Deutsch — The House of Cards is Tumbling		3,308
Foreclosure Defense and Offense: Lost Document Affidavit		3,301
60 MINUTES: SECURITIZATION PROPERTY TITLES ARE A “TRAIN WRECK”		3,292
TRUSTS + NON RESIDENT COST BOND = BIG PROBLEM FOR MILLS		3,286
RECENT DEFENSIVE MOTIONS FILED BY “LENDERS”		3,252
BKR Judge Finds MERS Has No Right To Transfer Mortgages, Finds Entire MERS Process Illegal		3,252
Foreclosure Defense: Lost Mortgage Notes — Nobody Knows!!!		3,225
SEPARATION OF DEED OF TRUST FROM NOTE: Bellistri Opinion		3,224
Cuomo Files Civil and Criminal Charges Against Debt Collectors for Fraud on Courts		3,209
IBANEZ DECISION ANALYZED		3,186
FEDERAL NOTARY BILL ATTEMPTS TO GRANT FULL PARDON TO LENDER, NOTARIES, WITNESSES		3,179
Judge Long Massachusetts Foreclosure Decision Throws Securitization Intermediaries into Chaos, REO Sales Stopped		3,174
US Bank v Ibanez Memo of Decision Denying US Bank Mts Oct 14 2009Misc 384283 and Misc 386755		3,171
Foreclosure Defense: Stated Income Loans, Income Overstated and TILA Rescission		3,171
TILA Statute of Limitations — No Limit		3,168
cases-dismissed-for-lack-of-standing-1		3,104
Judges are starting to “Get It”		3,100
Mortgage Meltdown: Truth in Lending ACT/ Foreclosure Defense		3,062
8th Circuit Comes Down Heavy for Homeowners on TILA Rescission		3,054
Title Carriers Hit the Fan: Their Solvency in Question		3,052
excellent-multi-count-complaint-from-california-attorney-complaint-1		3,050
HEAD BKR JUDGE IN AZ JUST RULED BONY MELLON MUST PRODUCE THE CUSTODIAL RECORDS		3,043
MERS Info		3,038
BOA’s Moynihan Gets $20 Billion Warning Letter From Insurance Industry		3,030
Foreclosure Defense: Issues, Pleadings and Analysis		3,022
Default: Really? Or is it just a monthly payment that is no longer due?		3,016
Deficiency Judgments on the Rise: NEXT BIG CRISIS		3,009
GOOD QUESTION ON WHO DO YOU OWE MONEY TO		2,971
Motion for Consolidation is sometimes enough		2,967
OREGON LAWS AND FORMS		2,947
Mortgage Meltdown: RESPA, Truth in Lending Audits/ Foreclosure Defense		2,941
Tide is Turning: UNlawful Detainer Action turns Into Battle over Wrongful Foreclosure		2,936
Predatory Lawyers and Servicers: No better than Predatory Lenders		2,928
Analysis and Stories of Quiet Title Action		2,911
QUIET TITLE IS NOT A DEFENSE — IT IS OFFENSE AND IT IS A HIGHLY EFFECTIVE LAWSUIT		2,906
Don’t Get “HAMP”ED Out Of Your Home!		2,900
UCC Article 3		2,899
YOU MAY BE ENTITLED TO CASH PAYMENT FOR WRONGFUL FORECLOSURE — Coming to a Billboard Near YOU		2,865
Fla 4th DCA: Original Note Must Be Sequestered with Court		2,850
ALL MAJOR FINANCIAL FEDERAL AGENCIES ENTER CEASE AND DESIST ORDER AGAINST MERS		2,849
Quiet Title: Head to head approach		2,843
Guides		2,843
QUIET TITLE EXPLAINED		2,817
Walking Away and Keeping Your House: Strategic Default Strategy		2,816
GMAC v Visicaro Case No 07013084CI: florida judge reverses himself: applies basic rules of evidence and overturns his own order granting motion for summary judgment		2,791
Foreclosure Defense: Losts/Destroyed Note is No Accident		2,786
Reality Check: Holder in Due Course Doctrine is not some fancy trick to get out of paying		2,766
Irregularities in recording and delays in recording open up new channels of attack on mortgages and notes		2,748
Foreclosure Defense: New York Judge Gets It HSBC v Valentin N.Y. Sup., 2008		2,736
NY Times Exposes MERS		2,733
Principal Reduction: A Step Forward by BofA, Wells Fargo		2,727
How to Search for the Trust or SPV Claiming Your Loan to Be Part of the SPV Pool		2,726
DEUTSCH BANK DISCOVERY		2,718
Florida 4th DCA on Lost Note:		2,706
Circuit Judge Jennifer Bailey Miami Throws 15,000 foreclosures into chaos for procedural irregularities		2,702
Moral Hazard in Non-Judicial Sale: Trustee commits violations of FDCPA and other statutes!		2,681
Borrower is actually entering into an undisclosed investment contract, not a loan		2,677
Livinglies Needs Your Help Researching SEC Filings		2,666
Wells Fargo Steps on A Rake (We Hope) — EGGS — a New Country		2,663
CALIFORNIA ASSIGNMENTS MUST BE RECORDED		2,656
New York Judges Slam Baum Law Firm and JP Morgan Chase Citing Questionable Legal Work		2,647
“Recommendation regarding verification of “ownership” of the mortgage” — Bostrom, General Counsel to FreddieMac		2,641
REGULATORY AGENCIES AND ACTIONS: FULL COURT PRESS		2,632
Podcasts		2,621
THOUSANDS OF LAWSUITS FILED SEEKING QUIET TITLE ON WRONGFULLY FORECLOSED HOMES		2,593
GOOD FORm for M-DIsmiss and Requirement that Forecloser Post Bond MTD CAPACITY		2,568
Studies Conducted–Suggested Readings		2,543
Fabrication of Documents: MERS GAP Illuminated		2,530
Securitizers Scared to Death of Class Actions		2,486
motion-to-intervene		2,477
mers_rec_foreclosure_proc_after_move		2,466
FREE HOUSE Smoking Gun: ARE COUNTRYWIDE MORTGAGE BACKED SECURITIES MORTGAGE BACKED?		2,452
Foreclosure Defense: Financial Insitutions Attempt to Cure an Uncurable Position Through BuyBacks		2,443
DON’T WALK AWAY — LET THE BANK WALK AWAY!		2,441
What to Look For and Demand Through QWR or Discovery Part II		2,438
Why the SPV (TRUST) is NOT THE LENDER: Using MERS Against the Pretender Lenders		2,426
California Code Speaks to Fabricated or Forged and Misleading Documentation: Where’s a Cop When you Need One?		2,425
FROM FAQ: New Entry – UNAUTHORIZED ASSIGNMENT		2,421
Finding WAMU Securitizations		2,418
Judge Buford Slams Mers for Its Own Confusion		2,409
Foreclosure Defense: Lost Note Shananigans		2,402
15 TRICKS THE PRETENDERS WILL TRY AND HOW TO DEAL WITH THEM		2,401
MERS Getting the Grilling It Deserves		2,397
WAKE UP CALL: COMPTROLLER OF THE CURRENCY STOPS MERS DEAD		2,390
NEVADA BKR JUDGE KNOCKS MERS ON STANDING ON LIFT STAY MOTION		2,383
Is MERS Deed VOID?		2,382
Download Request-to-perform-preliminary-document-review HERE		2,369
CLASS ACTION SUIT INVOLVING MORTGAGE BACKED SECURITIES OF WELLS FARGO & JP MORGAN ACCEPTANCE CORPORATION		2,363
MERS Smackdown in Nevada!!		2,359
NEW FORECLOSURE PROBLEM- DEFECTIVE TITLE — AFFECTS EVEN NON-FORECLOSED PROPERTY		2,349
California: 5 days to file defense in UD and other ways they get you		2,337
FORECLOSURE DEFENSE: HELOC LOANS DISCHARGEABLE		2,329
Florida Defines Mortgage Fraud: Pretender Lenders Included		2,324
Mortgage Meltdown: Deficiency Judgments		2,315
10 LIES WE LIVE BY AND SHOULD STOP BELIEVING IF WE WANT THIS TO STOP		2,298
“The Dog Ate Your Mortgage” — Gretchen Morgenson (NY Times) Hits it Again		2,281
Foreclosure Defense: Miami Woman Settles on Lost Note — Gets Money AND Title		2,277
Devil in the Details: Void, Voidable and Invalid		2,273
Mortgage Meltdown and Foreclosure Defense: Bank Failures Expected to Soar		2,272
FLORIDA BEWARE!! FBA non-judicial foreclosure initiative		2,261
GO TO THE AUCTION AND SUBMIT A BID BEFORE YOU ATTACK THE FORECLOSURE SALE MEMBERS ONLY NEWSLETTER		2,258
TILA Rescission Revived Without Tender		2,257
PRODUCE THE NOTE AND LIVINGLIES STRATEGIES GET MORE PRESS		2,257
GMAC HALTS FORECLOSURES ADMITTING FALSE AFFIDAVITS		2,255
ORDER YOUR PROPERTY CHAIN OF TITLE, APPRAISAL AND SECURITIZATION COMMENT FROM NEIL GARFIELD AND HIS EXPERTS		2,233
A Reality Check on Mortgage Modification: NY Times Gretchen Morgenson		2,231
SUBSTITUTION OF TRUSTEE: ANOTHER ACHILLES HEEL OF FRAUDULENT FORECLOSURES		2,221
It’s good to win: Take Note — Pro Se Litigants Still Winning		2,220
Bank can foreclose despite lost mortgage note, judge rules		2,213
Washington Mutual (WAMU) SEC Filings		2,200
Livinglies Discovers where the documents and emails are kept by whom		2,194
GAME OVER? VEAL CASE VINDICATES EVERY POINT REPORTED ON LIVINGLIES		2,191
QUIET TITLE BECOMES FOCAL POINT OF REMEDY: WHO CAN LEGALLY SIGN A SATISFACTION OF MORTGAGE?		2,189
Pursuit v UBS: Investor Case Proves Homeowners’ Cases		2,178
ACCEPTANCE OF THE ASSIGNMENT AND STATUS OF THE ASSIGNMENT		2,176
Some stories don’t end well in this battle for justice — A Smiling Judge Refuses to Get it		2,172
FREE HOUSE? MAN BEATS BANK – And Creates Mortgage Banking MERS Bomb		2,169
lombard-v-us-bank		2,166
Notice of Intent to Preserve Interest in California and Other states		2,161
Credit Default Swaps: Effect on Foreclosure Litigation		2,157
Credit Card Companies geting tougher? FIGHT BACK with securitization defenses!		2,147
MORTGAGE ELCTRONIC REGISTRATION SYSTEMS, INC. V LISA MARIE CHONG, LENARD E SCHWARTZER, BANKRUUPTCY TRUSTEE, ET AL		2,145
U.S. Starts Criminal Probe of Lender Processing Services Inc. Foreclosure-Data Provider		2,136
ESTOPPEL LETTER: CALLING THEIR BLUFF — Interesting Anecdotal Evidence		2,131
Getting Through to Judges Unfamiliar with Securitization		2,126
Request to Purchase Lawyers Workshop Handbook-v4 0909		2,120
Foreclosure Offense and Defense: Lis Pendens, Usury and California Exemption for “Banks”		2,118
Personal Bailout Strategy: Buy Second Home, Dump the Old		2,114
points-and-authorities-demurrer		2,110
J Shack: GAME OVER — HSBC FORECLOSURE, EVICTION AND LIS PENDENS DISMISSED WITH PREJUDICE		2,108
Residential Mortgage Foreclosure Pleading and Document Irregularities		2,084
TITLE AND SECURITIZATION ANALYSIS		2,081
State District Judge Kathleen Mc Donald O’Malley dismissed 32 more foreclosures for lack of “documentation”		2,081
9th CIRCUIT AFFIRMS MERS WITH INSTRUCTIONS ON HOW TO DEFEAT FORECLOSURE		2,081
Identity Theft, Mers and Other Issues: Great Post from James		2,079
Why Show Me The Note Matters		2,078
OHIO SLAM DUNK by Judge Morgenstern-Clarren: US BANK TRUSTEE and OCWEN Crash and Burn		2,075
RESPA: NEW QWR FORM SUBMITTED FROM COMMENTS		2,075
Debtor Without Lawyer Defeats Motion for Relief from Stay, Based on Lack of Standing		2,063
The Evolving Mortgage Audit Process		2,062
Wells Fargo, Rels Conspired to Inflate Home Appraisals		2,060
Foreclosure Defense: Forcible Detainer and Eviction		2,059
GOOD PLEADINGS: FAGAN V WELLS FARGO ET AL		2,059
Bombshell Admission of Failed Securitization Process in American Home Mortgage Servicing/LPS Lawsuit		2,048
Florida Appellate Courts Are Getting It — and so is everyone else		2,038
Mass Court Affirms Notice requirements, Holder in Due Course and raises New Issues on Auction Bids		2,036
FORECLOSURE DEFENSE: VICTORY IN OHIO		2,036
“DESTRUCTION OF THE NOTE”		2,036
WITHOUT RECOURSE: Hangman’s Noose		2,014
ALLSTATE FILES SUIT LAYING OUT ALL THE ALLEGATIONS YOU NEED		2,013
defective-affidavit-of-indebtedness		2,009
SEC Charges Goldman Sachs With Fraud: Complaint Reveals Discovery Tips		2,001
WRIGHT DECISION: CA FED CT ALLOWS CLAIMS FOR Failure to Contact, Wrongful Foreclosure, Quiet Title, Unjust Enrichment, Declaratory and Injunctive Relief		1,993
FINALLY! BOA FACES CLAIMS FOR BOGUS MODIFICATION ACTIONS		1,993
Quiet title may not be the answer for everyone but it can definitely work for some.		1,992
Signors in Fabricated Documentation reported		1,991
FBI to target fraudulent lending, hundreds to be arrested		1,985
BAC assigned a note in 2010 that they sold in 2003		1,985
THE POOLS ARE EMPTY AND THE SEC IS COMING		1,981
New Shockwaves From Courts and Accounting Board		1,980
The Evolving Mortgage Audit and Analysis Process		1,976
Foreclosure Defense: The Movement Grows — Borrowers Come out on Top		1,972
FORMS: SUBPOENA FOR RECORDS DOCX		1,970
HOW TO ARGUE FLORIDA ASSIGNMENT FRAUD TO JUDGES		1,967
Clearinghouse for Paperwork: Cede and Co and Depository Trust Clearing Corporation: But are the Mortgage Backed Certificates There?		1,967
Mortgage Meltdown: Foreclosure Offense or Defense in Trustee or Non-Judicial Sales		1,966
IBANEZ: HUGE WIN FOR BORROWERS IN MASSACHUSETTS (NON-JUDICIAL STATE) HIGH COURT		1,961
While We Were Sleeping, Idaho Took the Lead: In re Sheridan — Real Party Must Have Actual Pecuniary Interest		1,959
62 MILLION HOMES ARE LEGALLY FORECLOSURE -PROOF		1,958
Trustee lacks power to Act without Express Written Permission from Certificate Holders		1,953
arguments-you-can-expect-to-be-used-against-us		1,952
request-to-purchase-garfield-lawyers-workbook-v3		1,950
Foreclosure Defense: “Lost Notes” Investigations		1,948
JUDGE DISMISSES FORECLOSURE FILED BY AURORA IN FIVE PAGE WRITTEN OPINION CITING ANTI-MERS CASES FROM ACROSS UNITED STATES		1,936
Florida 2d DCA Gets It — Rules of Evidence Prevail!		1,936
FORECLOSURE MILL DIRECTORY STATE BY STATE		1,925
judge-youngs-decision-on-nosek		1,919
Lawsuits Against Pretender Lenders Skyrocket		1,916
WRONG WAY, FLORIDA — ROCKET DOCKET HELPS PRETENDER LENDERS		1,914
WHY THE BANKERS WILL LOSE AND GO TO JAIL		1,913
DOJ Probing Mortgage Data Processing Firms		1,903
More on the “NAME” of the “TRUST”		1,890
Florida Orders All Homestead Property Foreclosures into Mediation		1,890
Banks Fighting Subpoenas From FHFA Over Access to Loan Files		1,890
MERS, POOLING AND SERVICING AGREEMENT, ACCOUNTING….GREAT , NOW WHAT?		1,889
Mortgage Meltdown: You Must Act to Protect Yourself from the Coming HYPER-INFLATION		1,885
The Trustee Has a Duty to Cancel the Underlying Note After Sale!!		1,883
CA MAN WINS HOUSE FREE AND CLEAR: UD JUDGMENT FOR HOMEOWNER VACATING “SALE”		1,879
AMBAC SUES BANK OF AMERICA FOR MASSIVE FRAUD: $16.7 billion		1,877
WHAT NOT TO DO IN PLEADING AND MOTION PRACTICE		1,874
CNN Today: Toledo Ohio Congresswoman Marcy Kaptur Gets It: “Don’t Leave Even After Foreclosure. Property Law Protects You!”		1,873
Mot. For Order Prohibiting Sale, Assignment, or Transfer		1,873
INTERVIEW WITH PHILIP A. KRAMER, ESQ.		1,871
Credit Card Issuers See the Writing on the Wall: Forgiveness of Debt — they also got paid in full through securitization, so there is no obligation owed to them		1,868
Beware Those Loan Modifications! They are Trap Doors for “lenders” benefit not yours!!!		1,865
Juan Pardo MERS/Ocwen cross employment		1,864
Mortgage Meltdown: Defending Your Property: Strategies		1,863
Let’s Hear It For Sherriff Evans: Federal bailout act protections preempt State foreclosure		1,861
Federal District Judge Opinion exactly on Point Regarding Double Liability of Borrower: Separation of Mortgage and Note		1,859
florida-recording-requirements		1,856
LivingLies UPDATED Plan of Engagement: What to Do		1,855
Gingo: Spectacular Appellate Brief on Indorsement, Assignment, Standing and MERS		1,853
ANOTHER CALIFORNIA BANKRUPTCY JUDGE SLAMS PRETENDER LENDERS AND MERS		1,852
MERS ADMITS LINDA GREEN HAD NO AUTHORITY BUT TRIES TO USE IT ANYWAY		1,852
WHAT IF THE LOANS WERE NOT ACTUALLY SECURITIZED?		1,844
Follow the Trail —Don’t get lost in the documents		1,844
FORENSIC FILES: CARBON DATING THE PAPER AND THE SIGNATURE TO PROVE FORGERY		1,842
Forensic analysis, DISCOVERY: BofA Hides Behind Reconstrust Subsidiary		1,842
Freedom of Information Act Requests Show OneWest Bank Misrepresentation		1,838
FLA BK COURT STOPS US BANK N.A. NO STANDING FEB 2010		1,838
complaint-attacking-assingment-with-secfilings-cited-re-us-bank		1,835
FTC Orders BOA/BAC to pay $108 Million to 450,000 Homeowners Overcharged		1,832
Mortgage Meltdown and Foreclosure Defense: Private Lending Might be a Resource for You		1,827
How To Stop Foreclosure		1,822
MERS MUST OWN OBLIGATION AND THE MORTGAGE TO FORECLOSE OR ASSIGN		1,821
Pretender Lenders Try to Get Third Parties to Clear Up Title, Assignments		1,818
Excellent Motion for Fraud on Court		1,816
Shack; JPM, Trustee Lacks Standing, Vacates Foreclosure		1,815
Keep Your Home (it IS Yours): DO NOT GO GENTLE INTO THAT GOOD NIGHT		1,813
UTAH QUIET TITLE CASE GIVES CLEAR TITLE TO HOMEOWNER		1,810
florida-foreclosure-procedure		1,808
VICTORY IN MONTANA: PRELIMINARY INJUNCTION ISSUED AGAINST MERS, RECONTRUST, AND COUNTRYWIDE		1,808
Services You Need		1,807
Give me a little help here: Trusts, REMICs, and the Authority of the Trustee or Trustee’s Attorney to Represent		1,802
BANKS HITTING THE WALL		1,801
$100 million Class Action Robo Suit Against HSBC and Wells Fargo		1,800
TRUSTEE HAS NO WITNESSES WHILE SERVICER PURSUES FORECLOSURE		1,798
WSJ: BANK STOCKS TUMBLING ON DOUBTS THAT MORTGAGES ARE ENFORCEABLE		1,797
Foreclosure Defense: Form under New Law could have similar effect of lis pendens or notice of pendency		1,796
VIDEO RESOURCES		1,793
Judge Shack Strikes Again at the Heart of Deutsch bank		1,792
NY TIMES: What do the market traders know that the rest of the world does not?		1,791
NOMINEE? NO POWER NO AUTHORITY		1,787
MERS Sued on Fraud Charges		1,780
FORECLOSURE BLUES BLOG GETS AXED		1,773
Due Process, Discovery and Burden of Proof		1,772
U.S. Bank/MERS loses Every Time in State Supreme Courts		1,770
Judge Maltese in New York Gets It: Deutsch Bank v Abbate		1,766
Reg Z TILA Amendment requires new owners and assignees of mortgage loans to notify consumers of the sale or transfer		1,764
Two “Original” Wet Ink Notes Submitted in the Same Case by the Florida Default Law Group and JPMorgan Chase		1,759
SNEAK VOTING 11-17-10: CALL TO ARMS!!! HERE THEY COME AGAIN: CALL YOUR REPRESENTATIVE AND SENATOR!!!		1,745
Foreclosure Defense and Offense: Conversion of Non-Judicial Steamroller to Judicial Process Where Your claims are Heard on the Merits		1,734
NEVADA ATTORNEY GENERAL (Catherine Cortez Masto) TO FILE CRIMINAL CHARGES AGAINST WELLS FARGO FOR FORGERY		1,729
BANK PLOY: WE NEVER GOT YOUR DOCUMENTS		1,723
comprehensive-mortgage-audit-revised-7907		1,720
Court Denies Motion to Dismiss and Holds Backdated Mortgage Assignments May be Invalid		1,713
BKR TRUSTEE SEEKS TO VOID THE LIEN (MORTGAGE): BAC NOT A CREDITOR		1,711
CIVIL PROCEDURE: REAL PARTY IN INTEREST EXPLAINED		1,706
Deutsch Bank: Peeling back the layers		1,704
Prima Facie Case and Burden of Proof		1,702
TWO Undisclosed Yield Spread Premiums: Why Securitization Changes the Game		1,702
IMPERFECT LIENS TRANSFERRED BY IMPERFECT MEANS		1,691
Terrific resources to watch: These will help you		1,688
Yield Spread Premiums Prove Appraisal Fraud: The Key to Understanding The Mortgage Mess		1,686
Foreclosure Attorney Referral Posting — South Florida and Orlando Corridor		1,685
How to Negotiate a Modification		1,684
TILA and Purchase Money First Mortgages: From FAQ		1,683
MERS Cover-Up of REAL INVESTOR		1,672
SHOW SOME OF THAT GOOD OLD AMERICAN OUTRAGE!: DON’T LEAVE YOUR HOME, STOP BLAMING YOURSELF FOR WHAT YOU DIDN’T DO, AND TAKE RESPONSIBILITY FOR WHAT YOU CAN DO — KEEP YOUR HOME!!!		1,671
Foreclosure Defense” Florida Tries Predatory Lender Protection!		1,666
TITLE COMPANIES AND AGENTS BRACE FOR WORST YEAR OF THEIR EXISTENCE		1,665
Kansas Landmark Decision Annotated 1		1,660
$3 BILLION BANK BUSTER FILED IN CA AND NV		1,659
Foreclosure Defense and Offense: Right of Rescission Reg Z		1,658
NOTE HOLDER IS NOT A HOLDER IN DUE COURSE		1,655
Fraud Alert: Color Copies being Used to Fabricate Alleged Originals		1,654
The Mortgage Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief.		1,652
Pro Se Litigant’s Eloquence on MERS Split of Note and Mortgage		1,652
5 27 10 First Franklin Appeal George Gingo		1,647
REQUESTS FOR ADMISSIONS TO DEUTSCHE BANK NATIONAL TRUST COMPANY		1,645
Tax Impact of Principal Reduction		1,642
White Paper Declares Securitization Illegal		1,635
judge-youngs-decision-on-nosek		1,635
When Things Get Rough Out There, Remember you are part of a long-term solution.		1,632
Bank of America Being Pushed Toward Receivership		1,630
FORECLOSURE DEFENSE: MICHIGAN RULING THAT FORECLOSURE CANNOT BE ADVERTISED PRIOR TO RECORDING MORTGAGE ASSIGNMENT		1,630
STUDY: Mortgage Assignments to Washington Mutual Trusts Are Fraudulent		1,622
MOTION PRACTICE: US Bank Tossed Out for Fabrication of Documents, Failure to Respond to Discovery and Fraud Upon the Court		1,618
MORE RESOURCES		1,610
MOST ORIGINAL MORTGAGE LIENS INVALID		1,607
MISSOURI JUDGE: CERTIFICATES ARE PAPER — PAPER IS NOT A PERSON — GET OUT OF MY COURTROOM		1,600
Foreclosure Defense: Offensive Strategy — Foreclose on the Lender!		1,599
AMERIQUEST		1,596
68-191streqdiscoverycert		1,596
Livinglies site is not only for the skeptics enjoyment and those seeking sources of underground legal entertainment. Damn it people it works.		1,594
9th Circuit BAP: HSBC, ASC Not Real Party In Interest, No Standing, MERS Has No Interest		1,592
Unnamed Defendants in Mortgage Meltdown: Accountants for Banks and Investment Bankers		1,592
**ONLY ONE (1) DAY LEFT TO PRE-REGISTER** Workshops scheduled for Florida *—* November 1-2, 2009 Sheraton Sand Key Resort in sunny Clearwater Beach FL		1,590
deutsche-bank-national-trust-queens-case		1,582
Investigation Highlights Challenges to Foreclosure Docs		1,580
American Home Mortgage Faces Servicing Lawsuits		1,579
MIRANDA RIGHTS FOR BORROWERS		1,572
NY APPELLATE COURT: MERS IS A FICTIONAL CHARACTER — LIKE DONALD DUCK		1,572
HERS: FDIC- IndyMac -Onewest – IMB Holding Co Documents and Details		1,571
IT’S MAINSTREAM NOW — MORTGAGES CAN BE UNSECURED		1,565
Box Case Slams BAC for Lack of Standing		1,564
Mortgage Meltdown: Foreclosure Offense and Defense: Cram Down and Adversary Proceedings in Bankruptcy Court		1,563
Loans Actually Allocated to Many Mortgage Bonds		1,562
3 QUI TAM ACTIONS UNSEALED: HUNDREDS OF MILLIONS CLAIMED IN DAMAGES TO STATES IN CA AND NV		1,562
John Crandall — Litton Mortgage — Promiss Solutions		1,560
JUDGE MAYER ECHOES JUDGE SHACK: ANOTHER NY CASE….THINGS ARE CHANGING!!!!		1,559
How to Use Lost Documents and Destroyed or Withheld Documents		1,555
Weary Robosigner Gets Punchy and Vulgar on Signing “Linda Green” et al		1,554
NJ: GAME OVER — STANDING REQUIRED — NO PRETENDER LENDERS ALLOWED — PERSONAL KNOWLEDGE REQUIRED TO AUTHENTICATE		1,554
WHAT IF THE TRUSTEE DOESN’T QUALIFY UNDER LAW AS A TRUSTEE?		1,554
Judge Long: Principal Must be Disclosed		1,550
US TRUSTEES ATTACKING PRETENDER LENDER STANDING IN MLS		1,549
OUCH! — CAROL ASBURY, ESQ. BITES BACK		1,548
JUDGE MARGERET MANN (SO. CA BKR) PLUNGES INTO DETAILS AND COMES UP WITH WELL-REASONED DECISION		1,546