Top Articles & Pages of All Time

Home page More stats 1,395,154
Foreclosure Defense Forms More stats 216,825
Homeowners More stats 88,733
CLASS ACTION LAWSUIT AGAINST BANK OF AMERICA – BAC VICTIMS CAN JOIN THE LAWSUIT More stats 74,380
Attorneys’ Network More stats 68,162
Foreclosure Defense: Rescission Letter, Demand Letter More stats 46,840
CAUSES OF ACTION AGAINST ALL OR ANY DEFENDANTS More stats 45,119
Foreclosure Defense and Offense: The Evolving Mortgage Audit Process More stats 43,448
PLEADINGS More stats 40,434
About Livinglies More stats 39,092
Attorneys More stats 37,557
Letters and Notices More stats 37,212
DISCOVERY More stats 31,555
Glossary & Guidelines More stats 30,873
FORECLOSURES: TILA RIGHT OF RESCISSION and CONSEQUENCES More stats 28,041
MERS — Mortgage Electronic Registration Systems More stats 27,870
CALIFORNIA LAWS More stats 26,504
Events More stats 23,264
Trustees: Deed, Pool, Certificate-Holders, Substitutions and Beneficiaries More stats 21,630
Attorney Network Expands to Over 150 Lawyers in 37 States More stats 20,516
WELLS FARGO More stats 20,273
Florida Laws More stats 19,637
TITLE AGENT LIABILITY FOR ERRORS AND OMISSIONS AND TITLE INSURANCE More stats 19,627
General Store More stats 18,255
LEGAL REPRESENTATION: PROCEDURES FOR GETTING HELP FROM US More stats 17,770
RECENT DEFENSIVE MOTIONS FILED BY “LENDERS” More stats 17,271
General Tactical Considerations More stats 16,784
PEOPLE, PLAYERS AND RESOURCES More stats 15,894
MERS MEMBERSHIP INFORMATION Reveals Index to Securitization and Investors: Allegation that MERS is authorized or even nominal beneficiary is false More stats 15,826
EXCELLENT MERS ANALYSIS: ILLEGAL SCHEME TO AVOID/EVADE STATE LAW, TAXES, FEES, FINES, PENALTIES More stats 15,492
SEC Filings on securitized debt and mortgages More stats 15,211
Foreclosure Defense — Strategic Bankruptcy Options More stats 15,030
Why You Don’t Owe the Money More stats 14,574
MORTGAGE BROKER AND LENDER LIABILITY More stats 13,664
Mortgage Meltdown: Foreclosure Checklist: Things to do More stats 13,469
Demand Letters Claiming Damages for Errors and Omissions, Negligence and Malpractice More stats 13,186
News More stats 12,935
Foreclosure Offense and Defense: Quiet Title Action More stats 12,682
Superb Complaint piercing the heart of Deutsch Bank’s authority to collect money, file suit, seeking recovery of property and money through receiver and damages against the lawyers who filed the foreclosure suits More stats 12,187
Settlements, Modifications, Short Sales More stats 11,768
Lawyers That Get It – 0310 More stats 11,460
Can You Contest Your Foreclosure? More stats 11,255
AFFIRMATIVE DEFENSES TO FORECLOSING PARTY’S CLAIM OF “LOST NOTE” More stats 11,050
News on the Movement: Citizens Revolt Against Debt and Foreclosure More stats 11,004
Lawyers That Get It – 090909 (2) More stats 10,966
FORECLOSURE HAMLET: You know it’s Robo-Signed if their Name is…. More stats 10,743
Problems with a Loan Modification: 10 POINTS TO CONSIDER More stats 10,660
BAC TRANSFERRING HOME LOANS BACK TO BANK OF AMERICA, N.A.? More stats 10,588
CASE DECISIONS More stats 10,389
COUNTRYWIDE More stats 10,067
California: Homeowner in Foreclosure Earns a Huge Victory in Unlawful Detainer ! More stats 9,940
Answer, Affirmative Defenses and Counterclaim by April Charney More stats 9,817
THREE DAY RESCISSION, THREE YEAR RESCISSION AND GENERAL RESCISSION More stats 9,661
Deutsch Bank More stats 9,629
AMERICA’S WHOLESALE LENDER TRADE NAME OF COUNTRYWIDE More stats 9,521
Sample Interrogatories More stats 9,256
NEWS AND BLOGS More stats 9,201
Foreclosure Defense: Opposing Motion for Relief from Stay in Bankruptcy More stats 8,729
Countrywide More stats 8,680
Foreclosure Stories: Chase Mortgage Predatory Practices, Incompetence and Negligence even with Military Families More stats 8,540
Kansas Supreme Court Sets Precedent – Key Decision Confirming Livinglies’ Strategies More stats 8,513
This is it! WHERE’S THE NOTE, WHO’S THE HOLDER: ENFORCEMENT OF PROMISSORY NOTE SECURED BY REAL ESTATE More stats 8,384
AHMSI (American Home Mortgage Servicing Inc) purchased substantially all of Option One Mortgage More stats 8,324
Foreclosure Defense: Motion to Vacate Final Default Summary Judgment More stats 8,187
Narratives as background for argument or pleading More stats 8,168
Find a Lawyer that “Gets It” More stats 8,081
Lehman Brothers — Aurora — BNC — First Alliance More stats 7,888
LAWYERS AND BANKS SANCTIONED FOR FILING WRONGFUL FORECLOSURES More stats 7,766
From FAQ: Powers of multiple Trustees and effects of multiple beneficiaries AND getting soemthing recorded before the foreclosure sale takes place More stats 7,617
florida-request-to-produce-request-for-admissions-and-interrogatories-to-wells-fargo More stats 7,575
evidence More stats 7,420
FORM: BAC ASSIGNMENT FRAUD ON THE COURT COMPLAINT‏ More stats 7,375
HSBC More stats 7,357
PARDON! LIVINGLIES OBTAINS WALL STREET PLAYBOOK: MERS TO BE LEGITIMIZED BY ACT OF CONGRESS More stats 7,353
Strategic Implications of the Landmark (Kesler) Kansas Supreme Court Decision More stats 7,320
Federal Appeal Slams Lawyers and Pretender Lenders with Sanctions for Misrepresentation on Ownership of Loan More stats 7,260
Excellent Article Summarizing Many Areas of Foreclosure Litigation More stats 7,240
FAQ More stats 7,196
US Bank v Ibanez: Now They Are Getting the Point More stats 7,171
Foreclosure Offense and Defense: Basic Rules, Discovery, Affirmative Defenses and Audits More stats 7,129
EVENTS COMING UP FOR GARFIELD CONTINUUM AND GARFIELD HANDBOOKS More stats 7,100
California Reconveyance is suspect for many reasons More stats 6,874
FORECLOSURE DEFENSE: CALIFORNIA AND ARIZONA — SOMETIMES IT’S THE LITTLE THINGS THAT COUNT More stats 6,800
Mission Statement and Introduction: SINGLE TRANSACTION More stats 6,793
THE DANGERS OF DEFENDING YOUR FORECLOSURE CASE WITHOUT AN ATTORNEY More stats 6,759
FROM FAQ: Allonge, assignments and moving the note and mortgage around More stats 6,746
New MERS Standing Case Splits Note and Mortgage: Bellistri v Ocwen Loan Servicing, Mo App.20100309 More stats 6,721
Donate to Help Maintain Livinglies More stats 6,698
FIND A LAWYER OR FIND A CLIENT: FREE More stats 6,611
Curious “disclosure” by MERS and Countrywide: What is a nominee? More stats 6,400
Foreclosure Defense: Objecting to Trustee sale More stats 6,315
MERS-Deutsch Slammed on Quiet Title More stats 6,245
Mortgage Meltdown: Foreclosure Option — JINGLE MAIL (Send the keys back to lender) More stats 6,139
How securitization nullifies the original note and mortgage. The Originating Lender is PAID IN FULL More stats 6,023
fl-statute-90 More stats 6,021
Arkansas Supreme Court Denies MERS Legal Standing More stats 6,010
SEC Rule 17f-1 — Requirements for Reporting and Inquiry with Respect to Missing, Lost, Counterfeit or Stolen Securities More stats 6,003
Non Judicial as Private Contract: Opening the Door to Homeowners for Self-Help More stats 5,890
MERS Admits NO Interest in Mortgage and No Loss On Default More stats 5,882
MERS Scandal Exposed and Explained More stats 5,808
BASIC PROPERTY LAW TRUMPS ESOTERIC PRETENDER LENDER ARGUMENTS More stats 5,711
Appraisal Fraud and Industry Standards Described in 2003 Official White Paper-RED FLAGS DESCRIBED IN DETAIL WITH EXCELLENT DIAGRAMS EXPLANATIONS AND DESCRIPTIONS OF BEST PRACTICES More stats 5,710
3,900,000 Visits and Moving Faster. OUR 3RD ANNIVERSARY — THANK YOU!! More stats 5,696
FORECLOSURE DEFENSE: MOTION TO DISMISS FOR LACK OF JURISDICTION More stats 5,681
US BANK More stats 5,653
9th-circuit-invalidates-mortgage-for-failure-to-properly-acknowledge-and-notary-misconduct More stats 5,560
Dozens of Cases Rolling in from Bankruptcy and Civil Courts Reversing Foreclosures, Evictions More stats 5,550
FORECLOSURE OFFENSE AND DEFENSE — GO DIRECTLY AFTER LENDER ATTORNEY: TEXAS LAW ON COLLECTION OF DEBT PROBABLY HAS TEETH IN OTHER STATES More stats 5,506
TOP POSTS and PAGES TODAY More stats 5,438
generic-attorney-demand-letter More stats 5,374
15522201-Tila-Disclosure-Req-Viol-Remedies More stats 5,365
Kansas: Waking up to discover the mortgage market was a giant criminal enterprise More stats 5,320
Foreclosure Defense: Bear Stearns Story Exposed More stats 5,318
TOP PICKS FOR LAST 30 DAYS More stats 5,302
“Officials” Who Sign for MERS: False, Fraudulent, Fabricated, Forged and Void Documents in the Chain More stats 5,298
Lawyer’s foreclosure defense of ‘quiet title’ faces tests More stats 5,273
Trustee for Investors: Powers and Limitations (with livinglies annotations)— Critical in Your Presentation in Court More stats 5,261
How to Use MERS on Deed of Trust or Mortgage More stats 5,170
MERS MEMO LEAKED: SHOWS EVERYTHING More stats 5,114
FLORIDA WORKSHOPS COMING UP – Nov 1-2, 9.5 CLE Credits Florida Attorneys AND OTHER STATES More stats 5,063
TOP READER PICKS–5,900,000 visits More stats 5,057
garfields-checklist-revised More stats 5,051
How to Attack MERS and WIN! More stats 5,034
demurrer More stats 5,033
Lawyers That Get It – Click for Listing More stats 5,031
NY Judges ROCK! Indymac Bank F.S.B. v Yano-Horoski More stats 5,000
Foreclosure defense and offense: Filing an answer to a complaint More stats 4,996
State Laws More stats 4,948
MERS: 57 million mortgages on its Books: MSNBC Stuckey — Lenders passed around the deed to Vargas’ house as if it were a whiskey bottle at a frat party More stats 4,891
Indymac More stats 4,832
Why Show Me the Note Isn’t Enough More stats 4,772
Wells Fargo, Option One, American Home Mortgage Relationship More stats 4,683
WHY THE PAPERWORK APPEARS “SLOPPY” More stats 4,670
mers-info-excellent-submission-and-discovery More stats 4,653
California District Court Magistrate Hits Nail on Head for Standing by MERS and Servicer More stats 4,628
Foreclosure Defense: More Pro Se Ingenuity More stats 4,624
Notarized MERS Assignment of DOT as Nominee: Forensic Analysis and Motion Practice More stats 4,590
California Code: Notary Must NOT Have an Interest in the Document Being Signed More stats 4,588
The Loan Closing Process More stats 4,561
Response to Defective Affidavit: Motion to Strike More stats 4,556
Fannie Mae Policy Now Admits Loan Not Secured More stats 4,551
Request for Preliminary Document Review v3 0909 More stats 4,458
Suggested readings More stats 4,438
Foreclosure Offense: Quiet Title and Rescission (TILA and otherwise) More stats 4,438
MICHIGAN LAWS More stats 4,419
FLORIDA FORECLOSURE MILLS EXPOSED More stats 4,414
Option One Mortgage Corporation name changed to Sand Canyon Corporation June 4, 2008 More stats 4,411
Oh Yeah? Here is what you say when they are dismissive of your claims More stats 4,392
MOST POPULAR ARTICLES More stats 4,388
Foreclosure Offense and Defense: Separation of Mortgage from Note More stats 4,354
Rescission, Rescission and Rescission More stats 4,314
delia-frclsrmotionvacatejudgmentv1 More stats 4,312
9.29.10Florida-Motion-Fraud-on-the-Court-Bank-of-America-vs-Julme-Case-CACE09-21933-05[1] More stats 4,219
Borrower’s RESPONSE TO MOTION FOR SUMMARY JUDGMENT AND TO TAX ATTORNEYS FEES AND ANSWER More stats 4,213
Federal Courts Provide Foreclosure Victim A Stay from Eviction! L.A. Homeowner refuses to yield claiming Unlawful Foreclosure! More stats 4,192
Lawyers That Get It – 0310 More stats 4,162
If You Have a MERS Mortgage – Here is Their Deposition More stats 4,136
Foreclosure Defense: Cash for Keys Offer and TILA Defenses More stats 4,107
initial-debt-collection-dispute-letter More stats 4,083
TOXIC TITLE: Cloud in Massachusetts: Getting Back Your Home AFTER Foreclosure Sale More stats 3,993
Top Posts More stats 3,962
Wisconsin Law More stats 3,928
Lehman — Aurora — BNC — First Alliance et al More stats 3,917
EMERGENCY FORECLOSURE DEFENSE PROCEDURES IN CALIFORNIA More stats 3,910
Copy of final Lara Luis COMPLAINT More stats 3,906
UCC: possession is not an indication of ownership of the note More stats 3,871
John Kennerty, Caryn A. Graham – MERS Assistant Secretary, VP of Documentation, VP of Communications, BofA, Countrywide, Wells Fargo More stats 3,851
The Mortgage Fraud Scandal Is The Biggest In Human History More stats 3,836
Holder in Due Course — What’s the Big Deal? More stats 3,778
Request for Preliminary Document Review v3 0909 More stats 3,778
Judge Bashes Bank in Foreclosure Case: “Criminal Probe in Florida.” More stats 3,768
A President Who Gets It (mostly) More stats 3,721
What do these case decisions mean? More stats 3,713
Back to Glass Steagel More stats 3,695
Lawyers That “Get It” listing- updated 060409 More stats 3,680
CA BANKRUPTCY CT HOLDS THAT MERS CANNOT ASSIGN More stats 3,627
Cases Dismissed for Lack of Standing of Mortgage servicer or Third Party More stats 3,625
LENDER LIABILITY pdf More stats 3,566
Debt Validation Letter– Creditor or Collector? More stats 3,547
FORECLOSURE DEFENSE: EMERGENCY PLEADING More stats 3,494
Executive Accused of Mortgage-Securities Scheme – EVERYONE HAS BEEN PAID AT LEAST ONCE, 100 CENTS ON THE DOLLAR, PLUS FEES AND PROFITS. NOW THEY WANT YOUR HOUSE TOO. ARE YOU GOING TO LET THAT HAPPEN? More stats 3,492
Freddie Mac / Bank of America / Taylor Bean Whitaker – IMPORTANT INFO & STATEMENT REGARDING ASSIGNMENTS… TRANSFERS… NOTE OWNERSHIP!!! More stats 3,485
sample-10k-filings-you-are-looking-for-in-support-of-motion-to-tkae-judicial-notice-ameriquest-argent-price-waterhouse-sec-filings More stats 3,449
Mortgage Meltdown Revealed in Harvard Study More stats 3,446
DOUBLE FUNDING, FABRICATION OF DOCUMENTS AND FORGERY OF SIGNATURES REVEALED More stats 3,437
CROMWELL vs. NDEX WEST LLC: Kimberly is a Winner After a Long Haul” Perseverence Pays Off More stats 3,415
7 DAY SUMMARY TOP POSTS AND PAGES More stats 3,404
Foreclosure Defense: King’s County, New York Case Thrashes Lenders More stats 3,363
Fraud in the factum voids the instrument under state law and is a real defense against even an holder in due course. More stats 3,346
Countrywide Decision: Investor is owner of loan More stats 3,328
Herrera v Deutsch: CA Appeals Court Deals Death Blow to Deutsch — The House of Cards is Tumbling More stats 3,308
Foreclosure Defense and Offense: Lost Document Affidavit More stats 3,301
60 MINUTES: SECURITIZATION PROPERTY TITLES ARE A “TRAIN WRECK” More stats 3,292
TRUSTS + NON RESIDENT COST BOND = BIG PROBLEM FOR MILLS More stats 3,286
RECENT DEFENSIVE MOTIONS FILED BY “LENDERS” More stats 3,252
BKR Judge Finds MERS Has No Right To Transfer Mortgages, Finds Entire MERS Process Illegal More stats 3,252
Foreclosure Defense: Lost Mortgage Notes — Nobody Knows!!! More stats 3,225
SEPARATION OF DEED OF TRUST FROM NOTE: Bellistri Opinion More stats 3,224
Cuomo Files Civil and Criminal Charges Against Debt Collectors for Fraud on Courts More stats 3,209
IBANEZ DECISION ANALYZED More stats 3,186
FEDERAL NOTARY BILL ATTEMPTS TO GRANT FULL PARDON TO LENDER, NOTARIES, WITNESSES More stats 3,179
Judge Long Massachusetts Foreclosure Decision Throws Securitization Intermediaries into Chaos, REO Sales Stopped More stats 3,174
US Bank v Ibanez Memo of Decision Denying US Bank Mts Oct 14 2009Misc 384283 and Misc 386755 More stats 3,171
Foreclosure Defense: Stated Income Loans, Income Overstated and TILA Rescission More stats 3,171
TILA Statute of Limitations — No Limit More stats 3,168
cases-dismissed-for-lack-of-standing-1 More stats 3,104
Judges are starting to “Get It” More stats 3,100
Mortgage Meltdown: Truth in Lending ACT/ Foreclosure Defense More stats 3,062
8th Circuit Comes Down Heavy for Homeowners on TILA Rescission More stats 3,054
Title Carriers Hit the Fan: Their Solvency in Question More stats 3,052
excellent-multi-count-complaint-from-california-attorney-complaint-1 More stats 3,050
HEAD BKR JUDGE IN AZ JUST RULED BONY MELLON MUST PRODUCE THE CUSTODIAL RECORDS More stats 3,043
MERS Info More stats 3,038
BOA’s Moynihan Gets $20 Billion Warning Letter From Insurance Industry More stats 3,030
Foreclosure Defense: Issues, Pleadings and Analysis More stats 3,022
Default: Really? Or is it just a monthly payment that is no longer due? More stats 3,016
Deficiency Judgments on the Rise: NEXT BIG CRISIS More stats 3,009
GOOD QUESTION ON WHO DO YOU OWE MONEY TO More stats 2,971
Motion for Consolidation is sometimes enough More stats 2,967
OREGON LAWS AND FORMS More stats 2,947
Mortgage Meltdown: RESPA, Truth in Lending Audits/ Foreclosure Defense More stats 2,941
Tide is Turning: UNlawful Detainer Action turns Into Battle over Wrongful Foreclosure More stats 2,936
Predatory Lawyers and Servicers: No better than Predatory Lenders More stats 2,928
Analysis and Stories of Quiet Title Action More stats 2,911
QUIET TITLE IS NOT A DEFENSE — IT IS OFFENSE AND IT IS A HIGHLY EFFECTIVE LAWSUIT More stats 2,906
Don’t Get “HAMP”ED Out Of Your Home! More stats 2,900
UCC Article 3 More stats 2,899
YOU MAY BE ENTITLED TO CASH PAYMENT FOR WRONGFUL FORECLOSURE — Coming to a Billboard Near YOU More stats 2,865
Fla 4th DCA: Original Note Must Be Sequestered with Court More stats 2,850
ALL MAJOR FINANCIAL FEDERAL AGENCIES ENTER CEASE AND DESIST ORDER AGAINST MERS More stats 2,849
Quiet Title: Head to head approach More stats 2,843
Guides More stats 2,843
QUIET TITLE EXPLAINED More stats 2,817
Walking Away and Keeping Your House: Strategic Default Strategy More stats 2,816
GMAC v Visicaro Case No 07013084CI: florida judge reverses himself: applies basic rules of evidence and overturns his own order granting motion for summary judgment More stats 2,791
Foreclosure Defense: Losts/Destroyed Note is No Accident More stats 2,786
Reality Check: Holder in Due Course Doctrine is not some fancy trick to get out of paying More stats 2,766
Irregularities in recording and delays in recording open up new channels of attack on mortgages and notes More stats 2,748
Foreclosure Defense: New York Judge Gets It HSBC v Valentin N.Y. Sup., 2008 More stats 2,736
NY Times Exposes MERS More stats 2,733
Principal Reduction: A Step Forward by BofA, Wells Fargo More stats 2,727
How to Search for the Trust or SPV Claiming Your Loan to Be Part of the SPV Pool More stats 2,726
DEUTSCH BANK DISCOVERY More stats 2,718
Florida 4th DCA on Lost Note: More stats 2,706
Circuit Judge Jennifer Bailey Miami Throws 15,000 foreclosures into chaos for procedural irregularities More stats 2,702
Moral Hazard in Non-Judicial Sale: Trustee commits violations of FDCPA and other statutes! More stats 2,681
Borrower is actually entering into an undisclosed investment contract, not a loan More stats 2,677
Livinglies Needs Your Help Researching SEC Filings More stats 2,666
Wells Fargo Steps on A Rake (We Hope) — EGGS — a New Country More stats 2,663
CALIFORNIA ASSIGNMENTS MUST BE RECORDED More stats 2,656
New York Judges Slam Baum Law Firm and JP Morgan Chase Citing Questionable Legal Work More stats 2,647
“Recommendation regarding verification of “ownership” of the mortgage” — Bostrom, General Counsel to FreddieMac More stats 2,641
REGULATORY AGENCIES AND ACTIONS: FULL COURT PRESS More stats 2,632
Podcasts More stats 2,621
THOUSANDS OF LAWSUITS FILED SEEKING QUIET TITLE ON WRONGFULLY FORECLOSED HOMES More stats 2,593
GOOD FORm for M-DIsmiss and Requirement that Forecloser Post Bond MTD CAPACITY More stats 2,568
Studies Conducted–Suggested Readings More stats 2,543
Fabrication of Documents: MERS GAP Illuminated More stats 2,530
Securitizers Scared to Death of Class Actions More stats 2,486
motion-to-intervene More stats 2,477
mers_rec_foreclosure_proc_after_move More stats 2,466
FREE HOUSE Smoking Gun: ARE COUNTRYWIDE MORTGAGE BACKED SECURITIES MORTGAGE BACKED? More stats 2,452
Foreclosure Defense: Financial Insitutions Attempt to Cure an Uncurable Position Through BuyBacks More stats 2,443
DON’T WALK AWAY — LET THE BANK WALK AWAY! More stats 2,441
What to Look For and Demand Through QWR or Discovery Part II More stats 2,438
Why the SPV (TRUST) is NOT THE LENDER: Using MERS Against the Pretender Lenders More stats 2,426
California Code Speaks to Fabricated or Forged and Misleading Documentation: Where’s a Cop When you Need One? More stats 2,425
FROM FAQ: New Entry – UNAUTHORIZED ASSIGNMENT More stats 2,421
Finding WAMU Securitizations More stats 2,418
Judge Buford Slams Mers for Its Own Confusion More stats 2,409
Foreclosure Defense: Lost Note Shananigans More stats 2,402
15 TRICKS THE PRETENDERS WILL TRY AND HOW TO DEAL WITH THEM More stats 2,401
MERS Getting the Grilling It Deserves More stats 2,397
WAKE UP CALL: COMPTROLLER OF THE CURRENCY STOPS MERS DEAD More stats 2,390
NEVADA BKR JUDGE KNOCKS MERS ON STANDING ON LIFT STAY MOTION More stats 2,383
Is MERS Deed VOID? More stats 2,382
Download Request-to-perform-preliminary-document-review HERE More stats 2,369
CLASS ACTION SUIT INVOLVING MORTGAGE BACKED SECURITIES OF WELLS FARGO & JP MORGAN ACCEPTANCE CORPORATION More stats 2,363
MERS Smackdown in Nevada!! More stats 2,359
NEW FORECLOSURE PROBLEM- DEFECTIVE TITLE — AFFECTS EVEN NON-FORECLOSED PROPERTY More stats 2,349
California: 5 days to file defense in UD and other ways they get you More stats 2,337
FORECLOSURE DEFENSE: HELOC LOANS DISCHARGEABLE More stats 2,329
Florida Defines Mortgage Fraud: Pretender Lenders Included More stats 2,324
Mortgage Meltdown: Deficiency Judgments More stats 2,315
10 LIES WE LIVE BY AND SHOULD STOP BELIEVING IF WE WANT THIS TO STOP More stats 2,298
“The Dog Ate Your Mortgage” — Gretchen Morgenson (NY Times) Hits it Again More stats 2,281
Foreclosure Defense: Miami Woman Settles on Lost Note — Gets Money AND Title More stats 2,277
Devil in the Details: Void, Voidable and Invalid More stats 2,273
Mortgage Meltdown and Foreclosure Defense: Bank Failures Expected to Soar More stats 2,272
FLORIDA BEWARE!! FBA non-judicial foreclosure initiative More stats 2,261
GO TO THE AUCTION AND SUBMIT A BID BEFORE YOU ATTACK THE FORECLOSURE SALE MEMBERS ONLY NEWSLETTER More stats 2,258
TILA Rescission Revived Without Tender More stats 2,257
PRODUCE THE NOTE AND LIVINGLIES STRATEGIES GET MORE PRESS More stats 2,257
GMAC HALTS FORECLOSURES ADMITTING FALSE AFFIDAVITS More stats 2,255
ORDER YOUR PROPERTY CHAIN OF TITLE, APPRAISAL AND SECURITIZATION COMMENT FROM NEIL GARFIELD AND HIS EXPERTS More stats 2,233
A Reality Check on Mortgage Modification: NY Times Gretchen Morgenson More stats 2,231
SUBSTITUTION OF TRUSTEE: ANOTHER ACHILLES HEEL OF FRAUDULENT FORECLOSURES More stats 2,221
It’s good to win: Take Note — Pro Se Litigants Still Winning More stats 2,220
Bank can foreclose despite lost mortgage note, judge rules More stats 2,213
Washington Mutual (WAMU) SEC Filings More stats 2,200
Livinglies Discovers where the documents and emails are kept by whom More stats 2,194
GAME OVER? VEAL CASE VINDICATES EVERY POINT REPORTED ON LIVINGLIES More stats 2,191
QUIET TITLE BECOMES FOCAL POINT OF REMEDY: WHO CAN LEGALLY SIGN A SATISFACTION OF MORTGAGE? More stats 2,189
Pursuit v UBS: Investor Case Proves Homeowners’ Cases More stats 2,178
ACCEPTANCE OF THE ASSIGNMENT AND STATUS OF THE ASSIGNMENT More stats 2,176
Some stories don’t end well in this battle for justice — A Smiling Judge Refuses to Get it More stats 2,172
FREE HOUSE? MAN BEATS BANK – And Creates Mortgage Banking MERS Bomb More stats 2,169
lombard-v-us-bank More stats 2,166
Notice of Intent to Preserve Interest in California and Other states More stats 2,161
Credit Default Swaps: Effect on Foreclosure Litigation More stats 2,157
Credit Card Companies geting tougher? FIGHT BACK with securitization defenses! More stats 2,147
MORTGAGE ELCTRONIC REGISTRATION SYSTEMS, INC. V LISA MARIE CHONG, LENARD E SCHWARTZER, BANKRUUPTCY TRUSTEE, ET AL More stats 2,145
U.S. Starts Criminal Probe of Lender Processing Services Inc. Foreclosure-Data Provider More stats 2,136
ESTOPPEL LETTER: CALLING THEIR BLUFF — Interesting Anecdotal Evidence More stats 2,131
Getting Through to Judges Unfamiliar with Securitization More stats 2,126
Request to Purchase Lawyers Workshop Handbook-v4 0909 More stats 2,120
Foreclosure Offense and Defense: Lis Pendens, Usury and California Exemption for “Banks” More stats 2,118
Personal Bailout Strategy: Buy Second Home, Dump the Old More stats 2,114
points-and-authorities-demurrer More stats 2,110
J Shack: GAME OVER — HSBC FORECLOSURE, EVICTION AND LIS PENDENS DISMISSED WITH PREJUDICE More stats 2,108
Residential Mortgage Foreclosure Pleading and Document Irregularities More stats 2,084
TITLE AND SECURITIZATION ANALYSIS More stats 2,081
State District Judge Kathleen Mc Donald O’Malley dismissed 32 more foreclosures for lack of “documentation” More stats 2,081
9th CIRCUIT AFFIRMS MERS WITH INSTRUCTIONS ON HOW TO DEFEAT FORECLOSURE More stats 2,081
Identity Theft, Mers and Other Issues: Great Post from James More stats 2,079
Why Show Me The Note Matters More stats 2,078
OHIO SLAM DUNK by Judge Morgenstern-Clarren: US BANK TRUSTEE and OCWEN Crash and Burn More stats 2,075
RESPA: NEW QWR FORM SUBMITTED FROM COMMENTS More stats 2,075
Debtor Without Lawyer Defeats Motion for Relief from Stay, Based on Lack of Standing More stats 2,063
The Evolving Mortgage Audit Process More stats 2,062
Wells Fargo, Rels Conspired to Inflate Home Appraisals More stats 2,060
Foreclosure Defense: Forcible Detainer and Eviction More stats 2,059
GOOD PLEADINGS: FAGAN V WELLS FARGO ET AL More stats 2,059
Bombshell Admission of Failed Securitization Process in American Home Mortgage Servicing/LPS Lawsuit More stats 2,048
Florida Appellate Courts Are Getting It — and so is everyone else More stats 2,038
Mass Court Affirms Notice requirements, Holder in Due Course and raises New Issues on Auction Bids More stats 2,036
FORECLOSURE DEFENSE: VICTORY IN OHIO More stats 2,036
“DESTRUCTION OF THE NOTE” More stats 2,036
WITHOUT RECOURSE: Hangman’s Noose More stats 2,014
ALLSTATE FILES SUIT LAYING OUT ALL THE ALLEGATIONS YOU NEED More stats 2,013
defective-affidavit-of-indebtedness More stats 2,009
SEC Charges Goldman Sachs With Fraud: Complaint Reveals Discovery Tips More stats 2,001
WRIGHT DECISION: CA FED CT ALLOWS CLAIMS FOR Failure to Contact, Wrongful Foreclosure, Quiet Title, Unjust Enrichment, Declaratory and Injunctive Relief More stats 1,993
FINALLY! BOA FACES CLAIMS FOR BOGUS MODIFICATION ACTIONS More stats 1,993
Quiet title may not be the answer for everyone but it can definitely work for some. More stats 1,992
Signors in Fabricated Documentation reported More stats 1,991
FBI to target fraudulent lending, hundreds to be arrested More stats 1,985
BAC assigned a note in 2010 that they sold in 2003 More stats 1,985
THE POOLS ARE EMPTY AND THE SEC IS COMING More stats 1,981
New Shockwaves From Courts and Accounting Board More stats 1,980
The Evolving Mortgage Audit and Analysis Process More stats 1,976
Foreclosure Defense: The Movement Grows — Borrowers Come out on Top More stats 1,972
FORMS: SUBPOENA FOR RECORDS DOCX More stats 1,970
HOW TO ARGUE FLORIDA ASSIGNMENT FRAUD TO JUDGES More stats 1,967
Clearinghouse for Paperwork: Cede and Co and Depository Trust Clearing Corporation: But are the Mortgage Backed Certificates There? More stats 1,967
Mortgage Meltdown: Foreclosure Offense or Defense in Trustee or Non-Judicial Sales More stats 1,966
IBANEZ: HUGE WIN FOR BORROWERS IN MASSACHUSETTS (NON-JUDICIAL STATE) HIGH COURT More stats 1,961
While We Were Sleeping, Idaho Took the Lead: In re Sheridan — Real Party Must Have Actual Pecuniary Interest More stats 1,959
62 MILLION HOMES ARE LEGALLY FORECLOSURE -PROOF More stats 1,958
Trustee lacks power to Act without Express Written Permission from Certificate Holders More stats 1,953
arguments-you-can-expect-to-be-used-against-us More stats 1,952
request-to-purchase-garfield-lawyers-workbook-v3 More stats 1,950
Foreclosure Defense: “Lost Notes” Investigations More stats 1,948
JUDGE DISMISSES FORECLOSURE FILED BY AURORA IN FIVE PAGE WRITTEN OPINION CITING ANTI-MERS CASES FROM ACROSS UNITED STATES More stats 1,936
Florida 2d DCA Gets It — Rules of Evidence Prevail! More stats 1,936
FORECLOSURE MILL DIRECTORY STATE BY STATE More stats 1,925
judge-youngs-decision-on-nosek More stats 1,919
Lawsuits Against Pretender Lenders Skyrocket More stats 1,916
WRONG WAY, FLORIDA — ROCKET DOCKET HELPS PRETENDER LENDERS More stats 1,914
WHY THE BANKERS WILL LOSE AND GO TO JAIL More stats 1,913
DOJ Probing Mortgage Data Processing Firms More stats 1,903
More on the “NAME” of the “TRUST” More stats 1,890
Florida Orders All Homestead Property Foreclosures into Mediation More stats 1,890
Banks Fighting Subpoenas From FHFA Over Access to Loan Files More stats 1,890
MERS, POOLING AND SERVICING AGREEMENT, ACCOUNTING….GREAT , NOW WHAT? More stats 1,889
Mortgage Meltdown: You Must Act to Protect Yourself from the Coming HYPER-INFLATION More stats 1,885
The Trustee Has a Duty to Cancel the Underlying Note After Sale!! More stats 1,883
CA MAN WINS HOUSE FREE AND CLEAR: UD JUDGMENT FOR HOMEOWNER VACATING “SALE” More stats 1,879
AMBAC SUES BANK OF AMERICA FOR MASSIVE FRAUD: $16.7 billion More stats 1,877
WHAT NOT TO DO IN PLEADING AND MOTION PRACTICE More stats 1,874
CNN Today: Toledo Ohio Congresswoman Marcy Kaptur Gets It: “Don’t Leave Even After Foreclosure. Property Law Protects You!” More stats 1,873
Mot. For Order Prohibiting Sale, Assignment, or Transfer More stats 1,873
INTERVIEW WITH PHILIP A. KRAMER, ESQ. More stats 1,871
Credit Card Issuers See the Writing on the Wall: Forgiveness of Debt — they also got paid in full through securitization, so there is no obligation owed to them More stats 1,868
Beware Those Loan Modifications! They are Trap Doors for “lenders” benefit not yours!!! More stats 1,865
Juan Pardo MERS/Ocwen cross employment More stats 1,864
Mortgage Meltdown: Defending Your Property: Strategies More stats 1,863
Let’s Hear It For Sherriff Evans: Federal bailout act protections preempt State foreclosure More stats 1,861
Federal District Judge Opinion exactly on Point Regarding Double Liability of Borrower: Separation of Mortgage and Note More stats 1,859
florida-recording-requirements More stats 1,856
LivingLies UPDATED Plan of Engagement: What to Do More stats 1,855
Gingo: Spectacular Appellate Brief on Indorsement, Assignment, Standing and MERS More stats 1,853
ANOTHER CALIFORNIA BANKRUPTCY JUDGE SLAMS PRETENDER LENDERS AND MERS More stats 1,852
MERS ADMITS LINDA GREEN HAD NO AUTHORITY BUT TRIES TO USE IT ANYWAY More stats 1,852
WHAT IF THE LOANS WERE NOT ACTUALLY SECURITIZED? More stats 1,844
Follow the Trail —Don’t get lost in the documents More stats 1,844
FORENSIC FILES: CARBON DATING THE PAPER AND THE SIGNATURE TO PROVE FORGERY More stats 1,842
Forensic analysis, DISCOVERY: BofA Hides Behind Reconstrust Subsidiary More stats 1,842
Freedom of Information Act Requests Show OneWest Bank Misrepresentation More stats 1,838
FLA BK COURT STOPS US BANK N.A. NO STANDING FEB 2010 More stats 1,838
complaint-attacking-assingment-with-secfilings-cited-re-us-bank More stats 1,835
FTC Orders BOA/BAC to pay $108 Million to 450,000 Homeowners Overcharged More stats 1,832
Mortgage Meltdown and Foreclosure Defense: Private Lending Might be a Resource for You More stats 1,827
How To Stop Foreclosure More stats 1,822
MERS MUST OWN OBLIGATION AND THE MORTGAGE TO FORECLOSE OR ASSIGN More stats 1,821
Pretender Lenders Try to Get Third Parties to Clear Up Title, Assignments More stats 1,818
Excellent Motion for Fraud on Court More stats 1,816
Shack; JPM, Trustee Lacks Standing, Vacates Foreclosure More stats 1,815
Keep Your Home (it IS Yours): DO NOT GO GENTLE INTO THAT GOOD NIGHT More stats 1,813
UTAH QUIET TITLE CASE GIVES CLEAR TITLE TO HOMEOWNER More stats 1,810
florida-foreclosure-procedure More stats 1,808
VICTORY IN MONTANA: PRELIMINARY INJUNCTION ISSUED AGAINST MERS, RECONTRUST, AND COUNTRYWIDE More stats 1,808
Services You Need More stats 1,807
Give me a little help here: Trusts, REMICs, and the Authority of the Trustee or Trustee’s Attorney to Represent More stats 1,802
BANKS HITTING THE WALL More stats 1,801
$100 million Class Action Robo Suit Against HSBC and Wells Fargo More stats 1,800
TRUSTEE HAS NO WITNESSES WHILE SERVICER PURSUES FORECLOSURE More stats 1,798
WSJ: BANK STOCKS TUMBLING ON DOUBTS THAT MORTGAGES ARE ENFORCEABLE More stats 1,797
Foreclosure Defense: Form under New Law could have similar effect of lis pendens or notice of pendency More stats 1,796
VIDEO RESOURCES More stats 1,793
Judge Shack Strikes Again at the Heart of Deutsch bank More stats 1,792
NY TIMES: What do the market traders know that the rest of the world does not? More stats 1,791
NOMINEE? NO POWER NO AUTHORITY More stats 1,787
MERS Sued on Fraud Charges More stats 1,780
FORECLOSURE BLUES BLOG GETS AXED More stats 1,773
Due Process, Discovery and Burden of Proof More stats 1,772
U.S. Bank/MERS loses Every Time in State Supreme Courts More stats 1,770
Judge Maltese in New York Gets It: Deutsch Bank v Abbate More stats 1,766
Reg Z TILA Amendment requires new owners and assignees of mortgage loans to notify consumers of the sale or transfer More stats 1,764
Two “Original” Wet Ink Notes Submitted in the Same Case by the Florida Default Law Group and JPMorgan Chase More stats 1,759
SNEAK VOTING 11-17-10: CALL TO ARMS!!! HERE THEY COME AGAIN: CALL YOUR REPRESENTATIVE AND SENATOR!!! More stats 1,745
Foreclosure Defense and Offense: Conversion of Non-Judicial Steamroller to Judicial Process Where Your claims are Heard on the Merits More stats 1,734
NEVADA ATTORNEY GENERAL (Catherine Cortez Masto) TO FILE CRIMINAL CHARGES AGAINST WELLS FARGO FOR FORGERY More stats 1,729
BANK PLOY: WE NEVER GOT YOUR DOCUMENTS More stats 1,723
comprehensive-mortgage-audit-revised-7907 More stats 1,720
Court Denies Motion to Dismiss and Holds Backdated Mortgage Assignments May be Invalid More stats 1,713
BKR TRUSTEE SEEKS TO VOID THE LIEN (MORTGAGE): BAC NOT A CREDITOR More stats 1,711
CIVIL PROCEDURE: REAL PARTY IN INTEREST EXPLAINED More stats 1,706
Deutsch Bank: Peeling back the layers More stats 1,704
Prima Facie Case and Burden of Proof More stats 1,702
TWO Undisclosed Yield Spread Premiums: Why Securitization Changes the Game More stats 1,702
IMPERFECT LIENS TRANSFERRED BY IMPERFECT MEANS More stats 1,691
Terrific resources to watch: These will help you More stats 1,688
Yield Spread Premiums Prove Appraisal Fraud: The Key to Understanding The Mortgage Mess More stats 1,686
Foreclosure Attorney Referral Posting — South Florida and Orlando Corridor More stats 1,685
How to Negotiate a Modification More stats 1,684
TILA and Purchase Money First Mortgages: From FAQ More stats 1,683
MERS Cover-Up of REAL INVESTOR More stats 1,672
SHOW SOME OF THAT GOOD OLD AMERICAN OUTRAGE!: DON’T LEAVE YOUR HOME, STOP BLAMING YOURSELF FOR WHAT YOU DIDN’T DO, AND TAKE RESPONSIBILITY FOR WHAT YOU CAN DO — KEEP YOUR HOME!!! More stats 1,671
Foreclosure Defense” Florida Tries Predatory Lender Protection! More stats 1,666
TITLE COMPANIES AND AGENTS BRACE FOR WORST YEAR OF THEIR EXISTENCE More stats 1,665
Kansas Landmark Decision Annotated 1 More stats 1,660
$3 BILLION BANK BUSTER FILED IN CA AND NV More stats 1,659
Foreclosure Defense and Offense: Right of Rescission Reg Z More stats 1,658
NOTE HOLDER IS NOT A HOLDER IN DUE COURSE More stats 1,655
Fraud Alert: Color Copies being Used to Fabricate Alleged Originals More stats 1,654
The Mortgage Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief. More stats 1,652
Pro Se Litigant’s Eloquence on MERS Split of Note and Mortgage More stats 1,652
5 27 10 First Franklin Appeal George Gingo More stats 1,647
REQUESTS FOR ADMISSIONS TO DEUTSCHE BANK NATIONAL TRUST COMPANY More stats 1,645
Tax Impact of Principal Reduction More stats 1,642
White Paper Declares Securitization Illegal More stats 1,635
judge-youngs-decision-on-nosek More stats 1,635
When Things Get Rough Out There, Remember you are part of a long-term solution. More stats 1,632
Bank of America Being Pushed Toward Receivership More stats 1,630
FORECLOSURE DEFENSE: MICHIGAN RULING THAT FORECLOSURE CANNOT BE ADVERTISED PRIOR TO RECORDING MORTGAGE ASSIGNMENT More stats 1,630
STUDY: Mortgage Assignments to Washington Mutual Trusts Are Fraudulent More stats 1,622
MOTION PRACTICE: US Bank Tossed Out for Fabrication of Documents, Failure to Respond to Discovery and Fraud Upon the Court More stats 1,618
MORE RESOURCES More stats 1,610
MOST ORIGINAL MORTGAGE LIENS INVALID More stats 1,607
MISSOURI JUDGE: CERTIFICATES ARE PAPER — PAPER IS NOT A PERSON — GET OUT OF MY COURTROOM More stats 1,600
Foreclosure Defense: Offensive Strategy — Foreclose on the Lender! More stats 1,599
AMERIQUEST More stats 1,596
68-191streqdiscoverycert More stats 1,596
Livinglies site is not only for the skeptics enjoyment and those seeking sources of underground legal entertainment. Damn it people it works. More stats 1,594
9th Circuit BAP: HSBC, ASC Not Real Party In Interest, No Standing, MERS Has No Interest More stats 1,592
Unnamed Defendants in Mortgage Meltdown: Accountants for Banks and Investment Bankers More stats 1,592
**ONLY ONE (1) DAY LEFT TO PRE-REGISTER** Workshops scheduled for Florida *—* November 1-2, 2009 Sheraton Sand Key Resort in sunny Clearwater Beach FL More stats 1,590
deutsche-bank-national-trust-queens-case More stats 1,582
Investigation Highlights Challenges to Foreclosure Docs More stats 1,580
American Home Mortgage Faces Servicing Lawsuits More stats 1,579
MIRANDA RIGHTS FOR BORROWERS More stats 1,572
NY APPELLATE COURT: MERS IS A FICTIONAL CHARACTER — LIKE DONALD DUCK More stats 1,572
HERS: FDIC- IndyMac -Onewest – IMB Holding Co Documents and Details More stats 1,571
IT’S MAINSTREAM NOW — MORTGAGES CAN BE UNSECURED More stats 1,565
Box Case Slams BAC for Lack of Standing More stats 1,564
Mortgage Meltdown: Foreclosure Offense and Defense: Cram Down and Adversary Proceedings in Bankruptcy Court More stats 1,563
Loans Actually Allocated to Many Mortgage Bonds More stats 1,562
3 QUI TAM ACTIONS UNSEALED: HUNDREDS OF MILLIONS CLAIMED IN DAMAGES TO STATES IN CA AND NV More stats 1,562
John Crandall — Litton Mortgage — Promiss Solutions More stats 1,560
JUDGE MAYER ECHOES JUDGE SHACK: ANOTHER NY CASE….THINGS ARE CHANGING!!!! More stats 1,559
How to Use Lost Documents and Destroyed or Withheld Documents More stats 1,555
Weary Robosigner Gets Punchy and Vulgar on Signing “Linda Green” et al More stats 1,554
NJ: GAME OVER — STANDING REQUIRED — NO PRETENDER LENDERS ALLOWED — PERSONAL KNOWLEDGE REQUIRED TO AUTHENTICATE More stats 1,554
WHAT IF THE TRUSTEE DOESN’T QUALIFY UNDER LAW AS A TRUSTEE? More stats 1,554
Judge Long: Principal Must be Disclosed More stats 1,550
US TRUSTEES ATTACKING PRETENDER LENDER STANDING IN MLS More stats 1,549
OUCH! — CAROL ASBURY, ESQ. BITES BACK More stats 1,548
JUDGE MARGERET MANN (SO. CA BKR) PLUNGES INTO DETAILS AND COMES UP WITH WELL-REASONED DECISION More stats 1,546

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