Top Articles & Pages of the Year: 2011

Foreclosure Defense Forms		63,749
CLASS ACTION LAWSUIT AGAINST BANK OF AMERICA – BAC VICTIMS CAN JOIN THE LAWSUIT		50,615
About Livinglies		13,803
Homeowners		12,807
FORECLOSURE HAMLET: You know it’s Robo-Signed if their Name is….		11,725
BAC TRANSFERRING HOME LOANS BACK TO BANK OF AMERICA, N.A.?		11,373
CAUSES OF ACTION AGAINST ALL OR ANY DEFENDANTS		11,028
CALIFORNIA LAWS		10,000
Foreclosure Defense and Offense: The Evolving Mortgage Audit Process		9,235
Letters and Notices		8,358
Foreclosure Defense: Rescission Letter, Demand Letter		8,348
AMERICA’S WHOLESALE LENDER TRADE NAME OF COUNTRYWIDE		8,329
WELLS FARGO		8,317
MERS — Mortgage Electronic Registration Systems		8,006
Attorneys’ Network		7,946
PLEADINGS		7,843
DISCOVERY		7,738
Florida Laws		6,735
Trustees: Deed, Pool, Certificate-Holders, Substitutions and Beneficiaries		5,861
Countrywide		5,789
TITLE AGENT LIABILITY FOR ERRORS AND OMISSIONS AND TITLE INSURANCE		5,468
Deutsch Bank		5,465
Answer, Affirmative Defenses and Counterclaim by April Charney		5,462
FIND A LAWYER OR FIND A CLIENT: FREE		5,439
California Reconveyance is suspect for many reasons		5,429
AHMSI (American Home Mortgage Servicing Inc) purchased substantially all of Option One Mortgage		5,244
Sample Interrogatories		5,114
Attorney Network Expands to Over 150 Lawyers in 37 States		5,063
FORM: BAC ASSIGNMENT FRAUD ON THE COURT COMPLAINT‏		4,921
Lawyers That Get It – 0310		4,743
MOST POPULAR ARTICLES		4,737
TOP PICKS FOR LAST 30 DAYS		4,696
SEC Filings on securitized debt and mortgages		4,626
FORECLOSURES: TILA RIGHT OF RESCISSION and CONSEQUENCES		4,542
Foreclosure Offense and Defense: Quiet Title Action		4,536
Glossary & Guidelines		4,400
News on the Movement: Citizens Revolt Against Debt and Foreclosure		4,332
TOP POSTS and PAGES TODAY		4,305
RECENT DEFENSIVE MOTIONS FILED BY “LENDERS”		4,053
Events		4,006
PEOPLE, PLAYERS AND RESOURCES		3,955
Lehman Brothers — Aurora — BNC — First Alliance		3,920
Find a Lawyer that “Gets It”		3,759
California: Homeowner in Foreclosure Earns a Huge Victory in Unlawful Detainer !		3,756
MERS MEMBERSHIP INFORMATION Reveals Index to Securitization and Investors: Allegation that MERS is authorized or even nominal beneficiary is false		3,514
The Mortgage Fraud Scandal Is The Biggest In Human History		3,404
NEWS AND BLOGS		3,350
Herrera v Deutsch: CA Appeals Court Deals Death Blow to Deutsch — The House of Cards is Tumbling		3,336
60 MINUTES: SECURITIZATION PROPERTY TITLES ARE A “TRAIN WRECK”		3,328
BKR Judge Finds MERS Has No Right To Transfer Mortgages, Finds Entire MERS Process Illegal		3,265
IBANEZ DECISION ANALYZED		3,213
CASE DECISIONS		3,209
Demand Letters Claiming Damages for Errors and Omissions, Negligence and Malpractice		3,187
MERS-Deutsch Slammed on Quiet Title		3,186
Settlements, Modifications, Short Sales		3,150
Option One Mortgage Corporation name changed to Sand Canyon Corporation June 4, 2008		3,078
QUIET TITLE IS NOT A DEFENSE — IT IS OFFENSE AND IT IS A HIGHLY EFFECTIVE LAWSUIT		3,057
LEGAL REPRESENTATION: PROCEDURES FOR GETTING HELP FROM US		3,028
EXCELLENT MERS ANALYSIS: ILLEGAL SCHEME TO AVOID/EVADE STATE LAW, TAXES, FEES, FINES, PENALTIES		3,016
Superb Complaint piercing the heart of Deutsch Bank’s authority to collect money, file suit, seeking recovery of property and money through receiver and damages against the lawyers who filed the foreclosure suits		2,985
Mission Statement and Introduction: SINGLE TRANSACTION		2,943
QUIET TITLE EXPLAINED		2,932
HSBC		2,929
MORTGAGE BROKER AND LENDER LIABILITY		2,893
ALL MAJOR FINANCIAL FEDERAL AGENCIES ENTER CEASE AND DESIST ORDER AGAINST MERS		2,876
7 DAY SUMMARY TOP POSTS AND PAGES		2,829
General Tactical Considerations		2,823
FROM FAQ: Allonge, assignments and moving the note and mortgage around		2,820
Borrower is actually entering into an undisclosed investment contract, not a loan		2,774
9.29.10Florida-Motion-Fraud-on-the-Court-Bank-of-America-vs-Julme-Case-CACE09-21933-05[1]		2,690
Foreclosure Defense — Strategic Bankruptcy Options		2,673
Curious “disclosure” by MERS and Countrywide: What is a nominee?		2,619
COUNTRYWIDE		2,611
15 TRICKS THE PRETENDERS WILL TRY AND HOW TO DEAL WITH THEM		2,592
SEC Rule 17f-1 — Requirements for Reporting and Inquiry with Respect to Missing, Lost, Counterfeit or Stolen Securities		2,587
FREE HOUSE Smoking Gun: ARE COUNTRYWIDE MORTGAGE BACKED SECURITIES MORTGAGE BACKED?		2,475
Why Show Me the Note Isn’t Enough		2,468
Lawyers That Get It – 0310		2,446
New MERS Standing Case Splits Note and Mortgage: Bellistri v Ocwen Loan Servicing, Mo App.20100309		2,437
MERS MEMO LEAKED: SHOWS EVERYTHING		2,434
WAKE UP CALL: COMPTROLLER OF THE CURRENCY STOPS MERS DEAD		2,431
Wells Fargo, Option One, American Home Mortgage Relationship		2,429
Problems with a Loan Modification: 10 POINTS TO CONSIDER		2,389
NEW FORECLOSURE PROBLEM- DEFECTIVE TITLE — AFFECTS EVEN NON-FORECLOSED PROPERTY		2,388
10 LIES WE LIVE BY AND SHOULD STOP BELIEVING IF WE WANT THIS TO STOP		2,372
Indymac		2,361
SUBSTITUTION OF TRUSTEE: ANOTHER ACHILLES HEEL OF FRAUDULENT FORECLOSURES		2,336
Bank can foreclose despite lost mortgage note, judge rules		2,308
GO TO THE AUCTION AND SUBMIT A BID BEFORE YOU ATTACK THE FORECLOSURE SALE MEMBERS ONLY NEWSLETTER		2,264
QUIET TITLE BECOMES FOCAL POINT OF REMEDY: WHO CAN LEGALLY SIGN A SATISFACTION OF MORTGAGE?		2,249
GAME OVER? VEAL CASE VINDICATES EVERY POINT REPORTED ON LIVINGLIES		2,200
Foreclosure Defense: Motion to Vacate Final Default Summary Judgment		2,198
A President Who Gets It (mostly)		2,197
FREE HOUSE? MAN BEATS BANK – And Creates Mortgage Banking MERS Bomb		2,180
ESTOPPEL LETTER: CALLING THEIR BLUFF — Interesting Anecdotal Evidence		2,171
J Shack: GAME OVER — HSBC FORECLOSURE, EVICTION AND LIS PENDENS DISMISSED WITH PREJUDICE		2,161
Foreclosure Stories: Chase Mortgage Predatory Practices, Incompetence and Negligence even with Military Families		2,144
Why You Don’t Owe the Money		2,141
RESPA: NEW QWR FORM SUBMITTED FROM COMMENTS		2,123
Foreclosure Defense: Opposing Motion for Relief from Stay in Bankruptcy		2,122
9th CIRCUIT AFFIRMS MERS WITH INSTRUCTIONS ON HOW TO DEFEAT FORECLOSURE		2,119
GOOD FORm for M-DIsmiss and Requirement that Forecloser Post Bond MTD CAPACITY		2,117
Quiet title may not be the answer for everyone but it can definitely work for some.		2,113
Residential Mortgage Foreclosure Pleading and Document Irregularities		2,094
Bombshell Admission of Failed Securitization Process in American Home Mortgage Servicing/LPS Lawsuit		2,093
FORECLOSURE DEFENSE: MOTION TO DISMISS FOR LACK OF JURISDICTION		2,093
GOOD PLEADINGS: FAGAN V WELLS FARGO ET AL		2,077
“DESTRUCTION OF THE NOTE”		2,050
florida-request-to-produce-request-for-admissions-and-interrogatories-to-wells-fargo		2,032
FINALLY! BOA FACES CLAIMS FOR BOGUS MODIFICATION ACTIONS		2,026
Mortgage Meltdown: Foreclosure Checklist: Things to do		2,024
WRIGHT DECISION: CA FED CT ALLOWS CLAIMS FOR Failure to Contact, Wrongful Foreclosure, Quiet Title, Unjust Enrichment, Declaratory and Injunctive Relief		2,017
ALLSTATE FILES SUIT LAYING OUT ALL THE ALLEGATIONS YOU NEED		2,014
FORECLOSURE MILL DIRECTORY STATE BY STATE		2,006
IBANEZ: HUGE WIN FOR BORROWERS IN MASSACHUSETTS (NON-JUDICIAL STATE) HIGH COURT		1,982
WHY THE BANKERS WILL LOSE AND GO TO JAIL		1,975
More on the “NAME” of the “TRUST”		1,952
Foreclosure Defense: Objecting to Trustee sale		1,937
CA MAN WINS HOUSE FREE AND CLEAR: UD JUDGMENT FOR HOMEOWNER VACATING “SALE”		1,908
How securitization nullifies the original note and mortgage. The Originating Lender is PAID IN FULL		1,901
FORENSIC FILES: CARBON DATING THE PAPER AND THE SIGNATURE TO PROVE FORGERY		1,896
ANOTHER CALIFORNIA BANKRUPTCY JUDGE SLAMS PRETENDER LENDERS AND MERS		1,893
MERS ADMITS LINDA GREEN HAD NO AUTHORITY BUT TRIES TO USE IT ANYWAY		1,888
MERS MUST OWN OBLIGATION AND THE MORTGAGE TO FORECLOSE OR ASSIGN		1,885
Wisconsin Law		1,877
Washington Mutual (WAMU) SEC Filings		1,873
UTAH QUIET TITLE CASE GIVES CLEAR TITLE TO HOMEOWNER		1,865
MICHIGAN LAWS		1,863
FTC Orders BOA/BAC to pay $108 Million to 450,000 Homeowners Overcharged		1,839
Fannie Mae Policy Now Admits Loan Not Secured		1,819
Two “Original” Wet Ink Notes Submitted in the Same Case by the Florida Default Law Group and JPMorgan Chase		1,814
TRUSTEE HAS NO WITNESSES WHILE SERVICER PURSUES FORECLOSURE		1,806
WSJ: BANK STOCKS TUMBLING ON DOUBTS THAT MORTGAGES ARE ENFORCEABLE		1,803
U.S. Bank/MERS loses Every Time in State Supreme Courts		1,795
Request for Preliminary Document Review v3 0909		1,794
FORECLOSURE BLUES BLOG GETS AXED		1,791
US Bank v Ibanez: Now They Are Getting the Point		1,784
CIVIL PROCEDURE: REAL PARTY IN INTEREST EXPLAINED		1,776
Attorneys		1,762
NEVADA ATTORNEY GENERAL (Catherine Cortez Masto) TO FILE CRIMINAL CHARGES AGAINST WELLS FARGO FOR FORGERY		1,750
Notarized MERS Assignment of DOT as Nominee: Forensic Analysis and Motion Practice		1,750
BASIC PROPERTY LAW TRUMPS ESOTERIC PRETENDER LENDER ARGUMENTS		1,747
John Kennerty, Caryn A. Graham – MERS Assistant Secretary, VP of Documentation, VP of Communications, BofA, Countrywide, Wells Fargo		1,744
NOTE HOLDER IS NOT A HOLDER IN DUE COURSE		1,740
BANK PLOY: WE NEVER GOT YOUR DOCUMENTS		1,732
BKR TRUSTEE SEEKS TO VOID THE LIEN (MORTGAGE): BAC NOT A CREDITOR		1,727
US BANK		1,708
TOP READER PICKS—6,000,000 visits		1,702
IMPERFECT LIENS TRANSFERRED BY IMPERFECT MEANS		1,702
TITLE COMPANIES AND AGENTS BRACE FOR WORST YEAR OF THEIR EXISTENCE		1,698
This is it! WHERE’S THE NOTE, WHO’S THE HOLDER: ENFORCEMENT OF PROMISSORY NOTE SECURED BY REAL ESTATE		1,688
REQUESTS FOR ADMISSIONS TO DEUTSCHE BANK NATIONAL TRUST COMPANY		1,677
MERS Admits NO Interest in Mortgage and No Loss On Default		1,666
STUDY: Mortgage Assignments to Washington Mutual Trusts Are Fraudulent		1,658
MOST ORIGINAL MORTGAGE LIENS INVALID		1,641
From FAQ: Powers of multiple Trustees and effects of multiple beneficiaries AND getting soemthing recorded before the foreclosure sale takes place		1,640
MISSOURI JUDGE: CERTIFICATES ARE PAPER — PAPER IS NOT A PERSON — GET OUT OF MY COURTROOM		1,623
MORE RESOURCES		1,612
9th Circuit BAP: HSBC, ASC Not Real Party In Interest, No Standing, MERS Has No Interest		1,611
Narratives as background for argument or pleading		1,606
Excellent Article Summarizing Many Areas of Foreclosure Litigation		1,595
NY APPELLATE COURT: MERS IS A FICTIONAL CHARACTER — LIKE DONALD DUCK		1,582
3 QUI TAM ACTIONS UNSEALED: HUNDREDS OF MILLIONS CLAIMED IN DAMAGES TO STATES IN CA AND NV		1,577
NJ: GAME OVER — STANDING REQUIRED — NO PRETENDER LENDERS ALLOWED — PERSONAL KNOWLEDGE REQUIRED TO AUTHENTICATE		1,576
OUCH! — CAROL ASBURY, ESQ. BITES BACK		1,575
LAWYERS AND BANKS SANCTIONED FOR FILING WRONGFUL FORECLOSURES		1,572
Foreclosure Offense and Defense: Basic Rules, Discovery, Affirmative Defenses and Audits		1,565
Weary Robosigner Gets Punchy and Vulgar on Signing “Linda Green” et al		1,559
JUDGE MARGERET MANN (SO. CA BKR) PLUNGES INTO DETAILS AND COMES UP WITH WELL-REASONED DECISION		1,556
TILA Statute of Limitations — No Limit		1,556
Detecting Mortgage Securitization Fraud		1,551
Adam Levitin: The Big Fail — SECURITIZATION NEVER OCCURRED		1,544
TILA RESCISSION: Tolling the Statute of Limitations		1,543
RESOURCE ON AHMSI		1,540
MERS STEPS CLOSER TO ADMITTING PRIOR FORECLOSURES WERE INVALID		1,534
General Store		1,533
MERS $100M MICHIGAN CLASS ACTION COMPLAINT GOOD MODEL OF PLEADING		1,533
Michigan Court Relies on New York Trust Theory, Rules Loan Never Made it to Trust		1,528
MORE RESOURCES: LIST OF ROBOSIGNORS, SIGNATURE EXAMPLES AND LINKS		1,521
THE POOLS ARE EMPTY AND THE SEC IS COMING		1,520
WISCONSIN APPEALS CT: AURORA IS NOT OWNER OF NOTE — TRIAL COURT REVERSED		1,507
MICHIGAN: FORECLOSURE REVERSED — MERS NOT THE OWNER OF ANYTHING		1,499
JUDGES CONFLICT OF INTEREST: PENSIONS ARE IN MORTGAGE BACKED SECURITIES		1,497
Hiding Curtains Behind Curtains		1,484
WHY? BECAUSE THEY WANT A FREE HOUSE — THE BANKS, THAT IS — NOT THE BORROWERS		1,479
DIMON ADMITS MORTGAGES ARE FLAWED: “UNMITIGATED DISASTER”		1,478
OOPS! MILLSAP & SINGER FORECLOSURE MILL ACCIDENTALLY SENDS FABRICATED ASSIGNMENT TO BORROWER		1,477
NEW BOA SERVICING DEAL IGNORES LAW AND REALITY		1,473
Krieger Working Clouded Titles with Quiet Title Lawsuits		1,469
BANKS PAYING OFF HOME LOANS? TO WHAT ACCOUNT WILL THESE “SETTLEMENTS” BE CREDITED?		1,464
MAIL FRAUD AND WIRE FRAUD, CHAPTER 18, USC AS A BASIS FOR DAMAGES AGAINST THE BANKS		1,463
Securitization Search: No, You Don’t Want to Prove that the Loan is in the Pool or “Trust”		1,454
REQUIRED READING: WHETHER THE MORTGAGE IS PERFECTED		1,447
Strategic Implications of the Landmark (Kesler) Kansas Supreme Court Decision		1,444
How to Use MERS on Deed of Trust or Mortgage		1,441
TOO GOOD TO BE TRUE HOMEOWNER SOLUTIONS		1,438
JUDGE DENNIS BLACKMON NAILS US BANK IN GEORGIA ON HAMP, WRONGFUL FORECLOSURE AND EMOTIONAL DISTRESS DAMAGES		1,432
PAYBACK TIME: $5.1 IN PUNITIVE DAMAGES AGAINST SERVICER ON A $79K CASE		1,430
MERS instructing members to not foreclose in name of MERS		1,427
The Meaning of MERS		1,423
HOW DO I PROVE MY LOAN WAS SECURITIZED?		1,422
J SELNA DIST. FED CT. CENTRAL DISTRICT CALIFORNIA: TRO AND ORDER TO SHOW CAUSE		1,418
WRONGFUL FORECLOSURES COST 16 PRETENDERS: REIMBURSEMENT ORDERED		1,417
CONGRESSIONAL OVERSIGHT PANEL: TRANSFERS WERE VOID		1,416
UCC ARTICLE 9 EXPLAINED: YOU MUST HOLD AND OWN THE OBLIGATION TO FORECLOSE		1,415
Herrera Decision Goes Public: It’s Official		1,409
SECURITIZATION WORKSHOP FOR ATTORNEYS		1,409
California Homeowner Challenges Wells Fargo, Could Set a Legal Precedent		1,408
WELLS WHISTLEBLOWER REVEALS BLACK HOLE FOR DOCUMENTS AND PROCEDURES		1,402
SEPARATION OF DEED OF TRUST FROM NOTE: Bellistri Opinion		1,400
CROMWELL vs. NDEX WEST LLC: Kimberly is a Winner After a Long Haul” Perseverence Pays Off		1,399
15522201-Tila-Disclosure-Req-Viol-Remedies		1,392
Kansas: Waking up to discover the mortgage market was a giant criminal enterprise		1,389
THINK YOU HAVE CLEAR TITLE? THINK AGAIN		1,389
HIGH COURTS IN NJ AND MA JOIN OTHER STATES KNOCKING DOWN PRETENDER SHELL GAME		1,388
GO TO THE AUCTION AND SUBMIT A BID BEFORE YOU ATTACK THE FORECLOSURE SALE MEMBERS ONLY NEWSLETTER		1,388
REMIC AND UCC EXPLAINED BY “SUI JURIS 249″		1,381
SUMMARY JUDGMENT REVERSED – US BANK HAS NO STANDING TO FORECLOSE – LOST NOTES		1,380
Fla 4th DCA: Original Note Must Be Sequestered with Court		1,375
Foreclosure-Gate Screw Tightens: Banks Face $17 Billion in Suits Over Foreclosures		1,369
TAKE THE MONEY AND THEN TAKE THE HOUSE TOO: WHAT A DEAL!		1,368
Fl Ag Report: UNFAIR, DECEPTIVE AND UNCONSCIONABLE ACTS IN FORECLOSURE CASES		1,363
WALLS CLOSING IN ON LAW FIRMS AND SUBSTITUTE TRUSTEES AS FAKED, FORGED DOCUMENTS SURFACE IN ABUNDANCE		1,360
FANNIE MAE DOES THE DIRTY WORK FOR BANKS: TRYING TO STEM THE RISING TIDE OF STRATEGIC DEFAULTS		1,351
Trawick on FLA 4th DCA Decision: “ROCK SOLID”		1,350
SPECTRE OF FRAUD OF ALL TYPES HAUNTING BOFA, CITI, CHASE, WELLS ET AL		1,345
MERS and Fannie Mae sue Short Sale Seller and Buyer		1,345
evidence		1,344
2 FEDERAL JUDGES ANNOUNCE MULTIPLE “LENDERS” WITH THE SAME ORIGINAL NOTE		1,340
Quiet Title: Head to head approach		1,337
Judge Bashes Bank in Foreclosure Case: “Criminal Probe in Florida.”		1,335
WHO IS THE BORROWER?		1,334
Freddie Mac / Bank of America / Taylor Bean Whitaker – IMPORTANT INFO & STATEMENT REGARDING ASSIGNMENTS… TRANSFERS… NOTE OWNERSHIP!!!		1,334
Possible Counter-Attack in Unlawful Detainer (Eviction) in Fraudulent Foreclosure Cases		1,332
MERS Scandal Exposed and Explained		1,332
BLOOMBERG: Foreclosure Filings Plunge as Bank Delays Mask ‘True Face’ of U.S. Crisis		1,329
DEUTSCH BANK DISCOVERY		1,321
Barry S. Fagan v Wells fargo Bank Complaint with Exhibits-1		1,320
The Evolving Mortgage Audit Process		1,319
HSBC Halts All Foreclosures Until Further Notice		1,318
California Appellate Court Sustains Dismissal of Borrower’s Complaint On Very Narrow Grounds		1,317
FED FINES WELLS FARGO FOR FALSIFYING ORIGINAL LOAN DOCUMENTS		1,316
GLARUM CASE: COURTS NOW WANT EVIDENCE — NOT REPRESENTATIONS OF COUNSEL		1,315
DEUTSCH LOSES AGAIN: POOL DID NOT RECEIVE LOAN		1,313
CA: Woman Wins House Back After Foreclosure		1,311
Countrywide Admits Never Delivering Deeds and Notes to Pools		1,305
generic-attorney-demand-letter		1,304
VIDEOS: Levitin on Second Lien Write-offs and Why No Modifications		1,303
LAWYERS TAKE NOTE! COURTS ARE ALLOWING TITLE QUESTIONS IN EVICTIONS		1,301
AZ NOTARY GRUNTMEIR SUSPENDED IN TIFFANY AND BOSCO CASES		1,300
SEPARATING THE NOTE FROM THE OBLIGATION: TOO ESOTERIC FOR JUDGES		1,293
$16 TRILLION: The Fed’s Dirty Big Secret		1,291
The McCoy Case Analyzed – MERS Smackdown!		1,290
INTERVIEW WITH PHILIP A. KRAMER, ESQ.		1,289
WHAT I LEARNED AT THE NBI ADVANCED TITLE ISSUES SEMINAR		1,287
CLASS ACTION SUIT AGAINST BOA LAWYERS AND RECONTRUST (OWNED BY BOA)		1,285
Foreclosure Defense: More Pro Se Ingenuity		1,282
RECORDING OFFICE REFUSES ROBO-SIGNED DOCUMENTS		1,282
BANKS BLASTED BY ARIZONA STATE SENATE: FORECLOSURE DEFENSE DANCING IN THE STREETS		1,281
TOP ARTICLES FOR LAST 3 MONTHS		1,280
CA BKR DENIES STAY, ORDERS SANCTIONS AGAINST ONEWEST, INDYMAC		1,277
FDIC SUES LPS AND CORELOGIC ON APPRAISAL FRAUD		1,275
Cochrane: RoboSigning at Aurora		1,274
BANK OF AMERICA/COUNTRYWIDE SLAMMED WITH HAMP CLASS ACTION BY ST. LOUIS HOMEOWNER FOR BREACH OF CONTRACT, UNJUST ENRICHMENT, FRAUD, AND NEGLIGENCE		1,270
Debt Validation Letter– Creditor or Collector?		1,269
Nevada Supreme Court: You Gotta Prove Chain of Title		1,267
REPORTS COMING IN THAT BOA WILL BUY AIG TO HIDE THE TRANSACTIONS		1,264
FRAUD: The Significance of the Game Changing FHFA Lawsuits		1,261
BOA’s Tactic of Attempting to Use Judicial Notice in Lieu of Evidence		1,259
TITLE AND SECURITIZATION ANALYSIS		1,259
DID YOU OBJECT?		1,256
Why Judges Don’t Want to Rule for Borrowers		1,253
BANKS RAMPING UP FORECLOSURES: AGENCY HELP — NO HELP		1,251
AFFIRMATIVE DEFENSES TO FORECLOSING PARTY’S CLAIM OF “LOST NOTE”		1,248
American Home Mortgage Servicing Inc WAS PAINE WEBBER SUBSIDIARY		1,247
WRONG WAY, FLORIDA — ROCKET DOCKET HELPS PRETENDER LENDERS		1,245
Matt Weidner Snatches A Victory from Jaws of Defeat		1,241
GHOSTS ON THE ATTACK: US BANK, JP MORGAN CALWESTERN PLAY DOWN AND DIRTY		1,236
FORECLOSURE DEFENSE: CALIFORNIA AND ARIZONA — SOMETIMES IT’S THE LITTLE THINGS THAT COUNT		1,236
TITLE INSURANCE: VIEW FROM THE OTHER SIDE		1,236
FINALLY SOMEONE IS GOING AFTER THE APPRAISAL FRAUD: BARRY FAGAN, ESQ.		1,235
GOLDMAN WEB OF DECEIT AND TAX EVASION: BKR TRUSTEE SUES FOR FRAUD		1,234
MANDELMAN MATTERS: DEADBEAT BORROWERS AND THIEVES WHO CALL THEM THAT		1,225
MASS SUPREME COURT CLARIFIES: YOU CAN’T SELL WHAT YOU DON’T OWN — MISSING HOMEOWNER WINS CASE WITHOUT KNOWING IT		1,224
THREE DAY RESCISSION, THREE YEAR RESCISSION AND GENERAL RESCISSION		1,222
NO NOT A FREE HOUSE, I WANT TO CLEAN HOUSE		1,222
TITLE CRISIS: EVEN IF YOU PAID CASH FOR YOUR HOME, TITLE STILL IN DOUBT — and you could be “underwater”		1,221
THIRTY-TWO PLAINTIFFS FILE RICO ACTION AGAINST JPMORGAN CHASE BANK AND CHASE HOME FINANCE		1,220
SECURITIZATION FRAUD SPAWNED HUNDREDS OF MORTGAGE FRAUD SCHEMES		1,220
COLORADO HOMEOWNER GETS DEFAULT JUDGMENT AND QUIET TITLE AGAINST ONEWEST		1,219
BOA FUNDS MORTGAGE ON STOLEN HOUSE AND BLAMES BORROWER — FIRST AMERICAN TITLE DENIES LIABILITY		1,215
THE WORM TURNS: AIG NOW SUING FOR FRAUD BECAUSE THEY CAN’T SUE ON THE LOAN OBLIGATIONS THEY PAID OFF		1,214
6 MEGA BANKS SIZE IS EQUAL TO 2/3 OF ENTIRE U. S. ECONOMY: Does that worry you?		1,210
IT’S THE CREDIT BID, STUPID!		1,210
SACCI v. MERS | CA Dist. Court “MYSTIFYING, UTTERLY CONFUSING ASSIGNMENTS, SUBSTITUTIONS, HOST OF ENTITIES		1,210
Lawyer’s foreclosure defense of ‘quiet title’ faces tests		1,209
GET THAT PSA: Alabama judge denies securitization trustee standing to foreclose		1,208
MEMBER NEWSLETTER: AHC LAUNCHING SERVICES AND TRADING DESK FOR BAD MORTGAGES AND FORECLOSURES		1,208
OCC REVIEW: COMPENSATION TO VICTIMS OF FORECLOSURE “ERRORS”		1,208
Mortgage Meltdown: Foreclosure Option — JINGLE MAIL (Send the keys back to lender)		1,208
BOA DEATH WATCH: SETTLEMENT FALLING APART, BOA SCRAMBLES FOR DOLLARS		1,208
DEATH WATCH: BOA TO CUT 10,000 JOBS — RUMORS OF RESTRUCTURING FORECLOSURE PROCESS		1,207
Fannie Mae, Freddie Mac and Government Sponsored/Owned Entities in the Title Chain?		1,204
FOLLOW THE MONEY and THEN THE DOCUMENTS		1,202
fl-statute-90		1,201
Federal Appeal Slams Lawyers and Pretender Lenders with Sanctions for Misrepresentation on Ownership of Loan		1,199
BANKS SEEKING TO CONTROL THE EVIDENCE WITH “CONFIDENTIALITY” AND “SEALED” FILES		1,197
Shapiro, Dicaro & Barak ARE being investigated in NY		1,196
MOTION TO DISMISS DENIED: FRAUD ALLEGED V MORGAN STANLEY		1,195
WEIDNER: IT’S THE ALLONGE!!!		1,189
THIS IS WHAT YOU ARE GOING TO MEET IN COURT FROM NOW ON: ASF WHITE PAPER		1,189
LPS DEPOS REVEAL THE FACTS		1,185
Just Because You Are Not In Foreclosure Doesn’t Mean You Are not in Trouble		1,181
State Laws		1,180
BOA’S COUNTRYWIDE GETS BANGED FOR FRAUDULENT FEES AND CLAIMS FOR AMOUNT DUE		1,180
LAWYERS TAKING NOTE OF TITLE PROBLEMS AND HOW TO FIX THEM		1,180
COUNTY RECORDERS MULL MERS PLAN WITH LUMINAQ-LIVINGLIES TO RECOVER LOST REVENUE		1,178
AS INVESTOR’S COLLECT THEIR MONEY FROM WALL STREET LAWSUITS WHAT HAPPENS TO THE BORROWER’S OBLIGATION?		1,177
U.S. Trustee Alleges Systematic Fraud in Bankruptcy Courts		1,173
One Hand Washes the Other: GOLDMAN SACHS SELLING LITTON LOAN SERVICING TO OCWEN		1,169
EXAMPLE OF PLEADING TRAPPING PRETENDERS IN THEIR OWN LIES		1,169
THE REAL MONEY TRAIL		1,164
CERVANTES OPINION CONTAINS ERROR ON MERS’ LEGAL TITLE		1,163
HAMP: Treasury Department Penalizes Bank of America, JPMorgan Chase and Wells Fargo on Sham Modifications		1,163
STRATEGIES, TACTICS AND OBJECTIONS AND DENIALS THAT SHOULD BE MADE		1,162
DELAWARE TO MERS: NOT IN OUR STATE!		1,159
MARY COCHRANE: FOLLOWING THE MONEY — BACK TO THE HOMEOWNERS?		1,159
OCC AND FEDERAL RESERVE DEMAND BANKS START REVIEW PROCESS ON OVER 4 MILLION LOANS		1,158
MEGABANKS LOSE THEIR LUSTER AS INVESTIGATIONS AND LAWSUITS PERSIST		1,157
SELLOUT: AG’S WILLING TO TAKE CASH PAYMENT TO STATES IN LIEU OF RELIEF FOR BORROWERS		1,154
EPIDEMIC OF FRAUD: 75% OF ALL ASSIGNMENTS ARE INVALID		1,154
Cal. BKR: No Trust Identified, No Relief From Stay		1,149
Quiet Title in Missouri		1,146
ALL ABOUT MERS IN FOOTNOTES TO SENATE TESTIMONY		1,145
BANKS DISMISSING FORECLOSURES		1,144
FORECLOSURE CASE KILLERS		1,138
REUTERS: BANK OF AMERICA HIT WITH THREE NEW LAWSUITS FOR “MASSIVE” FRAUD		1,132
WAREHOUSE LENDING SHUFFLE: DIGGING DEEPER INTO THE SCAM		1,123
If it’s Bosco It’s Bad: Judge Curly Rips Into Tiffany Bosco in this Recording		1,121
Can You Contest Your Foreclosure?		1,121
DESPITE ALL EVIDENCE TO THE CONTRARY WASHINGTON CONTINUES TO PRETEND THE MORTGAGES AND SECURITIZATION DOCUMENTS WERE PROPERLY EXECUTED		1,121
OBAMA ADMINISTRATION GETS INTO GEAR: WHAT DOES IT MEAN TO YOU?		1,118
9th-circuit-invalidates-mortgage-for-failure-to-properly-acknowledge-and-notary-misconduct		1,117
News		1,115
BOA Feeling the Heat is Striking Back at Foreclosure Defense Lawyers as Lawsuits are Filed Against Firms Who Represent BOA		1,115
Deficiency Judgments on the Rise: NEXT BIG CRISIS		1,114
Banks’ Stranglehold Tightens: We’re Almost out of Air		1,109
REO PROPERTY FINANCE AND SALES UNDER A CLOUD OF PROBLEMS		1,107
Response to Defective Affidavit: Motion to Strike		1,105
Default: Really? Or is it just a monthly payment that is no longer due?		1,103
FDIC Proposal? Pay Borrowers $20,000 To Walk Away		1,103
HOW TO USE A SECURITIZATION SEARCH		1,102
FANNIE AND FREDDIE CONTINUE TO BLOCK THE ONLY WORKABLE HOUSING SOLUTION		1,102
TN CT on STATUS AS CREDITOR: Authentication of Documents Insufficient with Self Serving Affidavits		1,099
TRUSTS + NON RESIDENT COST BOND = BIG PROBLEM FOR MILLS		1,099
Best Post of the Week: Houston, We’ve Got A Problem – Bevilacqua		1,098
RESOURCES: Wrongful Foreclosure Compensation Claim Program		1,098
What do these case decisions mean?		1,095
Robo and Other Signors: Who is Signing Now?		1,095
Best Form: Request For Production		1,093
OHIO FILES SUIT TO END MERS AND ALL WHO RELIED ON IT		1,089
Arkansas Supreme Court Denies MERS Legal Standing		1,088
PHANTOM ASSIGNMENT AT LOAN CLOSING		1,084
MARY COCHRANE STRIKES AGAIN: INDYMAC AND COUNTRYWIDE		1,083
TILA RESCISSION MAKING COMEBACK AND BANKS ARE FIGHTING TOOTH AND NAIL		1,080
Florida Appellate Courts Are Getting It — and so is everyone else		1,077
MERS SUED BY HOMEOWNERS FOR $100 MILLION IN MICHIGAN		1,077
Taibbi: BRING CRIMINAL CHARGES AGAINST GOLDMAN SACHS		1,076
Alabama Court: Busted Securitization Prevents Foreclosure		1,075
Fraud in the factum voids the instrument under state law and is a real defense against even an holder in due course.		1,074
AmicusCuriae- James McGuire		1,074
THE STORY CONTINUES: NO ORIGINAL DOCUMENTS, NO NOTES, NO ENDORSEMENTS — EVEN IN CASES WHERE THE FORECLOSURE WAS APPROVED		1,072
Who owns the loan? Ohio Supreme Court is taking up the question		1,072
MOST ATTORNEY GENERAL OFFICES ARE CHICKENING OUT, NOT INVESTIGATING AND PLAYING POLITICS		1,070
CLICK HERE TO REGISTER FOR SEMINAR		1,068
STRATEGIC DEFAULTS REVISITED: SHOULD YOU STOP PAYING?		1,068
NEVADA: NEW LAW EFFECTIVE OCTOBER 1: FORECLOSURE FRAUD REFORM		1,066
J CURLEY AZ BKR CT: “No Docs To Show Ownership Of Loan Or Standing”		1,065
Florida AG Office Produces Blockbuster Presentation on Fraudulent Foreclosures		1,063
The Loan Closing Process		1,062
WHY THEY LIE		1,062
BOA: BAD BANK, BAD BANK, WORSE BANK		1,062
Briefs Submitted for Oral Argument in Arizona		1,059
Trustee for Investors: Powers and Limitations (with livinglies annotations)— Critical in Your Presentation in Court		1,059
EXCELLENT AMICI BRIEF ON UCC REQUIREMENTS		1,058
HAWAIIAN ATTORNEY IS FIRST TO TAKE NON-JUDICIAL TO US SUPREME COURT		1,057
Yves Smith: BANKS HAVE INSTITUTIONALIZED STEALING HOMES		1,056
BANKS SEEKING IMMUNITY FROM LIABILITY		1,055
Mandelman: If You Think the Meltdown Was the Fault of Homeowners, Think Again…		1,055
Max Gardner on the Legal Implications of In re Veal		1,053
Services You Need		1,052
FREE HOUSE MYTH DEBUNKED BY PORTER AND LEVITIN		1,050
ENTREPRENEURS: IF THE BANKS CAN DO IT WHY CAN’T I?		1,049
NBC NIGHTLY NEWS: FORECLOSURE DOC’S FABRICATED AND IT MATTERS		1,049
What Are They Looking For In The Foreclosure Reviews?		1,048
How to Attack MERS and WIN!		1,046
SELLOUT TO MERS MEMBERS — AMNESTY!?: FANNIE MAE ISSUES NEW GUIDELINES ON RECORDING ASSIGNMENTS		1,046
TAKING JUSTICE OFF THE TABLE – 2 CENT SETTLEMENT		1,045
Florida Supreme Court to Address Foreclosure Fraud		1,043
FABRICATION OF STANDING		1,042
ILLLINOIS: RESCISSION REVIVED WITH DAMAGES!!!!		1,042
STILL DEALING WITH FICTITIOUS MORAL ISSUE: WHY DON’T YOU PAY YOUR BILLS DEADBEAT?		1,041
BOA LOSES BID TO DISMISS CASE FOR FRAUD AND BREACH OF DUTY OF GOOD FAITH		1,040
MASSACHUSETTS: IBANEZ IS SHOT HEARD AROUND THE WORLD		1,037
COUNTER-ATTACK: FORECLOSURE DEFENSE LAWYER INDICTED FOR “FRAUD”		1,037
HARD BALL: Banks Pull Out of Negotiations with Attorneys General		1,037
Cook County Judge vacates 1,700 actions after law firm admits affidavits were changed		1,036
BANKS CAN’T CORRECT ERRORS CITED IN IBANEZ CASE		1,035
U.S. Foreclosure Fraud in a Nutshell, How Average Joe’s Home Was Stolen		1,033
Non Judicial as Private Contract: Opening the Door to Homeowners for Self-Help		1,032
How Many Banks Does It Take to Screw America?		1,030
US SUES DEUTSCH: Bank and MortgageIT “repeatedly lied”		1,030
FORMS: SUBPOENA FOR RECORDS DOCX		1,029
Suggested readings		1,028
STOPA: Retaining Foreclosure Defense Attorney After Post Judgment		1,027
COCHRANE ON MORTGAGE IT – REQUIRED READING		1,026
KISS: KEEP IT SIMPLE STUPID		1,024
MERS: 50 Employees Rule the World of Finance and Ruin the Lives of Americans		1,022
Donate to Help Maintain Livinglies		1,021
ANATOMY OF INTENT: WHY MORE THAN 800 PEOPLE COULD BE CHARGED WITH CRIMINAL INTENT		1,018
WHILE YOU WERE BUYING OR LENDING …. THE TITLE SLIPPED AWAY FROM YOU		1,017
THEY NEVER INTENDED FOR YOU TO OWN YOUR HOME		1,016
BAC assigned a note in 2010 that they sold in 2003		1,015
DOES THAT LAWYER REALLY REPRESENT THE “BANK” — REALLY?		1,012
WHERE IS THE ANGER, OUTRAGE AND REJECTION OF FALSE AND FRAUDULENT MORTGAGES AND FORECLOSURES?		1,012
TITLE ISSUES ERUPT BETWEEN THE GIANTS OF THE INDUSTRY		1,010
initial-debt-collection-dispute-letter		1,008
WA AG SUES RECONTRUST (BOA) FOR ILLEGAL FORECLOSURES		1,007
CHECK THE ESCROW INSTRUCTIONS FOR TRACKING REAL CREDITOR		1,007
NY and DE Examine Trust Documentation: Pandora’s Box Open		1,006
Fraudulent Threats – By Foreclosure Lawyers		1,006
TRUSTEES, ACTING FOR BANKS, ISSUE DEEDS TO NONEXISTENT BIDDER		1,006
If You Have a MERS Mortgage – Here is Their Deposition		1,006
OREGON LAWS AND FORMS		1,004
MFI-Miami To File Bar Complaint Against Orlans Associates For Conspiracy and Fraud		1,001
demurrer		998
MAYORAL CANDIDATE SEIZES 21 HOMES PRETENDER STYLE AND HIS NAME IS REALLY HOME		993
Wall Street Death Watch: Ankle-Biting Begins to Take Toll		992
Foreclosure Offense: Quiet Title and Rescission (TILA and otherwise)		992
JUDGE JURY UPHOLDS BORROWER’S OBJECTION TO WAMU PROOF OF CLAIM		992
REGULATION C FILING WITH OCC MAY HAVE JUST WHAT YOU ARE LOOKING FOR		992
GLOVES OFF? Massive Wave Of Lawsuits To Be Filed By The US Against America’s Biggest Banks		992
Entitlement to Discovery in Foreclosure Cases		991
ASK FOR DISCOVERY EVEN WHEN YOU CAN’T		989
“Original Mortgage” Submitted Had Nothing to do With the Case		989
Fred Smith Explains Why MERS Was Involved — Multiple Securitizations		988
$100 million Class Action Robo Suit Against HSBC and Wells Fargo		988
GUILTY! Taylor Bean & Whitaker Chairman		985
DYLAN RATIGAN EXPLODES ON MSNBC: MILLIONS AGREE WITH HIM		981
REGISTER OF DEEDS JEFF THIGPEN (NC) AND JOHN O’BRIEN (MA): REQUIRE ALL PAST AND PRESENT MERS ASSIGNMENTS TO BE FILED		980
OCC MIGHT BE GETTING MORE PROACTIVE: FILE COMPLAINTS NOW		979
CAL. AG DROPS OUT OF TALKS WITH BANKS: AMNESTY OFF THE TABLE		975
CITIES FIGHT BACK AGAINST WALL STREET: REDLINING UNSOPHISTICATED BORROWERS		975
Holder in Due Course — What’s the Big Deal?		974
Originators of Loans Were Buried		974
Banks’ Lawyers (Shapiro & Burson) Accused of Forging 1,000+ Deeds		974
Cochrane: How Deutsche Bank as a Trustee will attempt to harm you in bankruptcy court.		970
PICTURES FROM BAUM FIRM PARTY MAKE JOKE OF FORECLOSURE VICTIMS		969
NEW TACTICS, STRATEGIES AND IDEAS MEMBERS NEWSLETTER GET PASSWORD FROM NOTIFICATION OF TELECONFERENCE OR JOIN NOW		968
9TH CIRCUIT: MERS and ReconTrust act to usurp Appellant’s property without lawful authority”		967
CLASS ACTION SUIT INVOLVING MORTGAGE BACKED SECURITIES OF WELLS FARGO & JP MORGAN ACCEPTANCE CORPORATION		966
Mot. For Order Prohibiting Sale, Assignment, or Transfer		963
CALIFORNIA FRAUD DEFINED		962
Lehman — Aurora — BNC — First Alliance et al		959
Can You Find the Fraud? The Judge Did.		959
UCC: NO NAME, NO RIGHTS — IMPERFECT LIEN IF ACTUAL SECURITY HOLDER NOT NAMED		957
EXAMPLE OF NEW TOOLS PROVIDED BY LIVINGLIES: OCC CEASE AND DESIST ORDER V US BANK		957
FANNIE AND FREDDIE BLOCK INFORMATION, PROTECTING BANKS AND FORECLOSURES		957
MBS TRUSTEES UNDER INVESTIGATION		956
Copy of final Lara Luis COMPLAINT		955
BOA DEATHWATCH: COUNTRYWIDE SLAMMED FOR FIRING WHISTLE-BLOWER ON FRAUDULENT LENDING AND PROCESSING PRACTICES		953
STEP ONE: OCC IS GETTING REAL AND DEMANDING A CREDIBLE PLAN FROM MEGABANKS TO FIX FORECLOSURE PROBLEMS		953
FLORIDA JUDGE COMPELS PRODUCTION OF SECURITIZATION DOCUMENTS		952
Malpractice Lawyers Take Aim at Their Colleagues on Foreclosure and Title Issues		951
Lasalle v. Glarum- Team Ice- The Insider’s Briefs Submitted to The Appellate Court!		950
GROWING NUMBER OF EVICTED HOMEOWNERS REGAIN HOME AND TITLE		949
Lawyers That Get It – 090909 (2)		949
Minnesota AG Backs NY AG: No Amnesty For Banks		949
ALABAMA CLASS ACTION STARTING		949
CA BANKRUPTCY CT HOLDS THAT MERS CANNOT ASSIGN		945
ALERT!!!! PRETENDERS MOVING ON STATE LEGISLATURES		941
I will not stop until Justice Prevails!!		941
ANOTHER AG (NEVADA) DISAVOWS DEAL WITH BANK OF AMERICA		940
Pro Se Litigants (Representing Themselves) SOAR		940
RESCISSION: MOTION FOR STAY PENDING APPEAL		940
National mortgage fraud scandal spreads to the judiciary		939
Studies Conducted–Suggested Readings		938
LENDER DEFINED BY “SUI JURIS 249″		938
“JUST GIVE ME THE NAME OF THE TRUST” EXPLAINED		937
Banking, & Insurance & Real Estate Frauds: HOW TO USE INFO FROM SECURITIZATION RESEARCH		936
TBW Exec Gets 30 Years, More to Come: NO REMORSE, 14 Fraud Counts — GUILTY		934
BOA TO PAY $8.5 BILLION TO INVESTORS: IS BALANCE REDUCED OR PAID ON LOANS IN THE POOL?		934
GOLDMAN SACHS EXECS BRACE THEMSELVES FOR SUBPOENAS		933
BOA DEATHWATCH: PORTRAIT OF CRIMINAL ENTERPRISE?		933
Administrative Action You Can Use: F.D.I.C. Sues WAMU (now Chase) Ex-Chief		931
eLynx Document Fabrication and Expedited Forgery System		931
Matt Weidner Takes on Robo-Court Orders		930
Motion for Remand: Tool for Counteracting the Notice of Removal		930