7 Responses

  1. I found your blog because I wanted more information on your expertise. I run a foreclosure blog and I am looking for good content to link to for future posts. I like you site so I am adding you to my google reader.

  2. Debra, what’s the update on your case? Are you still feeling good about George Gingo as your attorney?

  3. Mr Garfield

    My friends have a Life Right trust ifo parents who live on the property.
    Bank made a sale agreement removing the life right and renouncing the rights of the parents to live on the property for their lifetime.

    What rights do the parents have to reinstitute the life right?
    What rights do the children/beneficiaries have to reinstate the life right trust?
    What laws have been violated by removal of the basic need for protection in a Trust Deed?
    What actions if any and what documents do you have and sources of law to review?

    Thanks

  4. Mr. Garfield,

    Which PSA is controlling – the one for the Trust or the one for the Certificates? In researching the SEC filings for the Trust listed on the foreclosure documents, I discovered that there are 2 separate filings – one for the HEAT and one for the pass-through certificates.

    What’s curious is the fact that there are entities listed in the PSA for the pass-through certificates that are not listed on the PSA for the Trust?

    I am still trying to locate the formation charter for the Trust.

    Alina

  5. HI EVERYONE!

    WE FINALLY MADE IT TO THE NEWS WITH THIS MORTGAGE PROBLEM!! ABC 7 NEWS MICHAEL FINNEY CAME TO OUR HOME YESTERDAY WITH HIS CAMERA GUY AND THE INTERVIEW LASTED 2 HOURS!
    YES NEIL, I CERTAINLY DID TALK ABOUT LIVINGLIES AND IF YOU HAVEN’T BEEN CONTACTED YET, YOU WILL BE SOON! MICHAEL IS WORKING WITH DIANE SAWYER OF GOOD MORNING AMERICA ON A SEGMENT REGARDING THIS ISSUE. MEANWHILE, THE ATTORNEY IN FLORIDA WHO HAS BEEN WALKING US THROUGH OUR CASE AND WHO IS RESPONSIBLE FOR GETTING US AS FAR AS WE HAVE, (which is getting our case into court to challenge the note. Mind you, we are in California, a NON-Judicial foreclosure state, where as normally we would have been thrown out of court with this type of case. It’s just not heard of in Ca. to request the bank to prove the note on a defaulted loan!) Currently, after the Judge ordered Saxon’s attorney’s to appear March 16 with the original note, they hung up on the Judge, and they postponed the March 16 to April 24.
    ABC 7 NEWS IS WORKING ON GETTING CLEARANCE TO SHOOT THE HEARING FOR THE FINAL OUTCOME!
    ANYWAY, I WAS SAYING ABOUT THE ATTORNEY IN FLORIDA WHO HELPED US:

    George M. Gingo
    4335 London Town Road
    Titusville, Florida 32796
    321-264-9624 office
    866-311-9573 fax

    GEORGE HAS GIVEN A DEFENSE TACTIC FOR ALL HOMEOWNERS TO USE:

    “EVERYONE!…… EVERYONE WHO HAS A MORTGAGE, SET UP A “SPECIAL ACCOUNT” WITH YOUR BANK AND DEPOSIT YOUR MONTHLY MORT. PAYMENTS INTO THE SPECIAL ACCOUNT INSTEAD OF SENDING TO LENDER. THEN REQUEST FROM THE LENDER TO PROVE THEY ARE THE CORRECT ENTITY TO BE MAKING THE PAYMENTS TO BY PRODUCING THE ORIGINAL NOTE. IF THEY HAVE THE NOTE AND IT’S LEGIT, TAKE THE MONEY OUT OF THE ACCOUNT AND PAY THEM, IF THEY CAN’T PROVIDE PROOF THAT THEY OWN THE NOTE, HIRE A LAWYER AND TAKE THEM TO COURT TO FIND OUT WHO IT IS THAT YOU SHOULD BE MAKING PAYMENTS TO”
    OTHERWISE, YEARS DOWN THE ROAD, YOU COULD BE FACED WITH ANOTHER BANK TRYING TO TAKE YOUR PROPERTY AS THEY ARE THE ACTUAL NOTE HOLDER AND THEY ARE THE ONE’S YOU SHOULD HAVE BEEN PAYING ALL THAT TIME!

    WELL I HOPE THIS HELPS SOME OF YOU ANYWAY, I WISH I HAD THE ANSWERS TO HELP EVERYONE OUT OF THIS NIGHTMARE MORTGAGE DISASTER!
    REMEMBER, DON’T GIVE UP THE FIGHT, THE MORE YOU EDUCATE YOURSELVES THE LESS THEY CAN GET AWAY WITH!
    GOOD LUCK EVERYONE!
    DEBRA

  6. Can you include WAMU (JPMorgan Chase).

  7. HI
    Where can i find in the sec if Wachovia has sold my loan again after its purchase in July 2008.
    I’v looked at some of the 10K and 8k but i cannot find anything.
    Can anyone here tell me exactly what i am looking for in these filling and how i will know if it is mine.
    I need to find it bad if they have sold it in securities.
    Any info will help at this stage.
    Thanks
    Teopaige

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