foreclosures « Livinglies's Weblog

Still Pretending the Servicers Are Legitimate

Posted on May 30, 2012 by Neil Garfield

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s Comment: I keep waiting for someone to notice. We all know that the foreclosures were defective. We all know that in many cases [...]

Filed under: foreclosure | Tagged: auctioneer, borrower, credit bids, foreclosures, homeowner, interpleader lawsuit, investors, loan transaction, MERS, modifications, Mortgage, non-judicial, note, Payee, REMIC, securitization chain, servicers, Substitution of Trustee, sutbstituting trustees, trustee | 26 Comments »

Pensioners Will Feel the Pinch from Illegal Mortgages and Foreclosures

Posted on May 30, 2012 by Neil Garfield

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s Comment: There are many people whose opinion produces the resistance of government to rip up the banks that got us into this economic [...]

Filed under: foreclosure | Tagged: Alan Milligan, Alaska, austerity measures, Boston College, California Public Employees Retirement System, CalPERS, Center for Retirement Research, Chuck Reed, Dan Dunmoyer, Danny Hakim, deadbeat homeowners, Edmund J McMahon, Empire Center for New York State Policy, foreclosures, Gina M Raimondo, Harry Nespoli, ICELAND, illegal bank activities, illegal mortgages, Jeremy Gold, legislature, Madoff, Maine, MARY WILLIAMS WALSH, Michael R Bloomberg, Milliman, Municipal Labor Committee, National Association of State Retirement Administrators, New York, Obama, pensioners, public pensions, Public retirement systems, restitution, RHODE ISLAND, Robert North, SACRAMENTO, San Jose, Securities and Exchange Commission, State Legislature, stock market, TRUSTEES, UNIONS, Vermont, Wall Street bankers | 8 Comments »

Now They See the Light — 40% of Homes Underwater

Posted on May 24, 2012 by Neil Garfield

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s Comment: They were using figures like 12% or 18% but I kept saying that when you take all the figures together and just [...]

Filed under: foreclosure | Tagged: ARIZONA, bank robberies, cash bids, chain of title, credit bids, derivatives, false attestations, FBI, FCPB, Florida, foreclosures, forgery, fraudulent declarations, Fresno, GEORGIA, Gwendolyn Cunningham, home recovery, homes underwater, inflated appraisal, investor-lenders, John W Schoen, lenders, MERS, Michigan, MISSISSIPPI, mortgage bond, mortgages, negative equity, Nevada, Ohio, Pacific Gas and Electric Building, Phoenix, pretender lenders, principal correction, realtors, REMIC, robbing banks to pay bills, robosigning, short-sale, Stan Humphries, Superfund, taxpayer, Wall Street, zillow | 13 Comments »

Az Statute on Mortgage Fraud Not Enforced (except against homeowners)

Posted on May 17, 2012 by Neil Garfield

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual – Pre-Order NOW for an up to $150 discount LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Want to read more? Download entire introduction for the Attorney Workbook, Treatise & Practice Manual 2012 [...]

Filed under: foreclosure | Tagged: adequacy of consideration, Arizona Revised Statutes, attorney general, Auction, AZ statute on mortgage fraud not enforced, bogus mortgage bond, borrower, chapter 23, claims of profits, class 2 felony, class 4 felony, closing table, cOMPLAINT, constitutional requirements, credit bid, creditors, default, discovery, due process, Evictions, foreclosure proceedings, foreclosures, free house, good faith, HAMP, hearing on the merits, homeowner, investment banks, lender, material facts in dispute, mediated settlement, mediation, modification, mortgage fraud, mortgage meltdown, pretender lender, Residential mortgage fraud; classifications; definitions in Arizona, rules of civil procedure, San Francisco, Section 1, section 13-2320, securitization chain, stranger to this transaction, suicides, Title 13, traditional workout | 5 Comments »

Foreclosure Strategists: Phx. Meet tonight: Make the record in your case

Posted on May 15, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: appeal, attorney general, bankruptcy, borrower, court, Darrell Blomberg, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, FORECLOSURE SETTLEMENT, Foreclosure Strategists, foreclosures, forgery, homeowners, housing market, housing prices, Lender Liability, Macayo's Restaurant Phoenix, Make the record, making the record, Mortgage, mortgage meltdown, mortgages, predatory lending | 1 Comment »

The Rain in Spain May Start Falling Here

Posted on May 14, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: 54 billion euros, aristocracy, bailouts, Banco Bilboa Vizcaya Argentaria SA, Banco Santander SA, bank losses, Bank of Spain, Bankia group, Bankia loans, BBVA, Benjamin Hesse, Borja Mateo, borrower, Boston, Catalan party, Center for European Policy Studies, Central Bank of Ireland, Centre for European Policy Studies, Convergencia i Unio, corporate date, Correlation Risk, Daragh Quinn, developers, Double-Dip Recession, Edward Parker, EU, European banks, European Union, Evictions, Fidelity Investments, financial system, Fitch ratings, foreclosure defense, foreclosure offense, foreclosures, French banks, German banks, Germany, government, government bonds, Greece, Greek banks, Hollande, home prices, home-loan defaults, homeless shelter, housing bubble, housing market, housing prices, IMF, International Monetary Fund, international rescue, Ireland, Irish banks, Josep Duran i Lleida, Latin America, Madison Street Partners LLC, Madrid, market funding, Marshall Auerback, Miguel Angel Fernandez Ordonez, Moody's Investors Service, mortgage defaults, NAMA, National Asset Management Agency, Nicholas Spiro, Nomura International, Onda Cero, outraged populace, outside investors, Patrick Lee, Portugal, predatory lending, Prime Minister Mariano Rajoy, Rajoy Measures, RBC, Royal Bank of Canada, SAN, Santander, sovereign-credit risk, SPAIN, Spiro Sovereign Strategy, the rain in spain, The Truth About the Spanish Real Estate Market, toxic asets, Valencia-based group, Writedowns | 28 Comments »

AP Fannie, Freddie and BOA set to Reduce Principal and Payments

Posted on May 11, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: foreclosures, foreclosure, Mortgage, mortgage meltdown, housing prices, settlement, Lender Liability, borrower, Fannie MAe, Freddie Mac, Bank of America, predatory lending, FORECLOSURE SETTLEMENT, LOAN MODIFICATION, mortgages, principal reduction, BOA, housing market, BofA, Wells Fargo & Co, Bank of America Corp, attorneys general, foreclosure prevention, JP Morgan Chase & Co, reducing principal, reduce payments, fake appraisals, mortgage lien, origination documents, reduce mortgage balances, reduce principal and payments, Keep Your Home California, Wall Street bailout, Edward J DeMarco, reduce foreclosures, underwater homeowners, Richard Green, USC Lusk Center for Real Estate, California Housing Finance Agency | 83 Comments »

The Banks, Rushing To Foreclose So They Can Sit On Vacant Homes

Posted on May 10, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: borrower, Eviction, Florida, foreclosure, foreclosure backlog, foreclosure defense, foreclosure fraud, foreclosure judgement, foreclosure offense, FORECLOSURE SETTLEMENT, foreclosures, Hillsborough county, homeowner association, housing market, judges, Matthew D Weidner, Mortgage, Pinellas county, Pinellas-Pasco County Circuit, predatory lending, rush to foreclosure, Tampa Times, Thomas McGrady, vacant homes | 32 Comments »

Banks Pushing Homeowners Over Foreclosure Cliff

Posted on May 10, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: 9th Amendment, advancing premiums, Benjamin Lawsky, billing and collections, Center for Economic Justice, constitution, Consumer Financial Protection Bureau, corruption of title, cost of insurance, deceptive lending, Department of financial Services, fake foreclosures, Fannie MAe, Force Placed Insurance, foreclosure, foreclosure cliff, FORECLOSURE SETTLEMENT, foreclosures, fraudulent lending, Freddie Mac, Housing crisis, housing market, insurance policies, insurance subsidiary, mortgage insurance, mortgage servicers, predatory lending, short sales, strangers foreclosing | 44 Comments »

White Paper: Many Causes of Foreclosure Crisis

Posted on May 9, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: AG Horne, asset price bubbles, asymmetry of information banks used to leverage against borrowers, attorney general, AZ AG Tom Horne, borrower, bostonfed.org, Christopher L Foote, compare the tobacco settlement to the foreclosure settlement, corrupt title system, credit bids, credit bids from non-creditors, criminal actions against banks and services, Darrell Blomberg, deeds on foreclosure, design policies, Economists, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, FORECLOSURE SETTLEMENT, Foreclosure Strategist, foreclosures, homeowners tricked, Kristopher S Gerardi, Moral Hazard, Mortgage, mortgage bonds, mortgage fraud, mortgage meltdown, mortgages, Paul S Willen, predatory lending, public policy discussion paper no. 12-2, racketeering of banks and services, reckless disregard, securitized loans, settlement, sham auctions, sham transactions, The causes of the foreclosure crisis, theft of investor money, TILA, Tom Horne, uninformed mortgage borrowers, unscrupulous bankers, wild deeds | 23 Comments »

CFPB Issues Bulletin Removing the Corporate Veils

Posted on May 8, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: borrower, CFPB, Consumer Financial Protection Board, Darrell Blomberg, Dodd-Frank Act, due diligence, Federal consumer financial law, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, foreclosures, forgery, fraud, homeowner, Mortgage, predatory lending, service provider, Title X, wrongful foreclosure | 49 Comments »

The Reporter Who Saw it Coming

Posted on May 8, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: foreclosures, foreclosure, investors, mortgage meltdown, housing prices, derivatives, foreclosure defense, Lender Liability, borrower, disclosure, countrywide, trustee, securitization, predatory lending, foreclosure offense, mortgage backed securities, General Electric, forgery, Ameriquest, housing market, Citigroup, Ponzi scheme, Federal Trade Commission, foreclosure fraud, Center for Public Integrity, CitiFinancial, Dean Starkman, Mike Hudson, global financial meltdown, subprime mortgage, Ford Motor Company, systematic fraud, Rich Lord, Household Finance, doctoring documents, bond market, global crisis, rogue lenders, financial alchemy | 32 Comments »

Foreclosure Strategists: Phx. Meet tomorrow with AZ AG Tom Horne

Posted on May 7, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: attorney general, AZ Attorney General, Bank of America, bankruptcy, borrower, countrywide, Darrell Blomberg, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, FORECLOSURE SETTLEMENT, Foreclosure Strategists, foreclosures, forgery, fraud, housing market, housing prices, Lender Liability, Macayo's Restaurant Phoenix, Mortgage, mortgage meltdown, mortgages, predatory lending, Tom Horne | 1 Comment »

Mortgage Rates in U.S. Decline to Record Lows With 30-Year Loan at 3.84%

Posted on May 7, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: BLOOMBERG NEWS, borrower, Case/Schiller index, consumer debt, debt bürden, Eviction, Federal reserve, financial sector, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, foreclosures, forgery, fraud, Gdp, housing market, housing prices, investment bankers, investment capital, Lender Liability, Mortgage, mortgage meltdown, mortgage rates, predatory lending, TBTF, tier 2 yield spread premium | 3 Comments »

DO You Want It To Slow Down or to Stop

Posted on May 5, 2012 by Neil Garfield

Featured Products and Services by The Garfield Firm – Whose Lien Is It Anyway? Real Property, Mortgages, Workouts and Foreclosures in the United States NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual – Pre-Order NOW for an up to $150 discount LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: attorney workbook, Case/Schiller, derivatives, foreclosure, foreclosure defense, foreclosure offense, foreclosures, French aristocracy, Gross Domestic Product, home ownership, homeownership low, housing market, housing prices, Mortgage, TBTF, the reason Wall Street exists, Treatise & Practice Manuel | 33 Comments »

Hiding Behind Advice of Counsel No Better Than Ratings

Posted on May 4, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: accounting watchdog, Attorney Misconduct, Bank of America, Bar Association, behavior of lawyers, BOA, CFTC, Claudius Modesti, Commodity Futures Trading Commission, David Tamman, discipline lawyers, disclosure, document trail, fabrication, financial crisis, Fitch, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, foreclosures, forgery, GlaxoSmithKline PLC, home and commercial mortgages, Hughes Hubbard & Reed LLP, investment banks, Jeffrey Hoffman, John Wood, Justice Department, Kenneth Lench, Lauren Stevens, Lender Liability, Moody's, Mortgage, mortgage-bond deals, mortgages, Nixon Peabody LLP, predatory lending, professional misconduct, Public Company Accounting Oversight Board, regulate lawyers, Reid Weingarten, Robert Khuzami, S&P, Sarbanes-Oxley Act, SEC, Securities and Exchange Commission, securitization procedure, securitization structure, Stanley Stone, Steven Altman, U.S. Attorney for the Western District of Missouri, U.S. District Judge Roger Titus, US BANK, Wells Fargo | 46 Comments »

Breakthrough Whistleblowers for Sale?

Posted on May 4, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: bankruptcy, bankruptcy remote, closing documents, disclosure, Executive departures at Fannie, foreclosure, foreclosure defense, foreclosure offense, foreclosures, Freddie and Investment Banks, GSE, investment banking, investor pools, investors, Lender Liability, lending pools, predatory lending, whistle blowers | 15 Comments »

WSJ: Home Ownership at 15 Year Low

Posted on May 3, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: attorney workbook, Case/Schiller, derivatives, foreclosure, foreclosure defense, foreclosure offense, foreclosures, French aristocracy, Gross Domestic Product, home ownership, homeownership low, housing market, housing prices, Mortgage, TBTF, the reason Wall Street exists, Treatise & Practice Manuel | 15 Comments »

People Have Answers, Will Anyone Listen?

Posted on May 3, 2012 by Neil Garfield

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Thanks to Home Preservation Network for alerting us to John Griffith’s Statement before the Congressional Progressive Caucus U.S. House of Representatives. See his statement below. People who know the systemic flaws caused by Wall Street are getting [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: appraisal fraud, auction fraud, bailout, bankruptcy, borrower, Center for American Progress Action Fund, Congressional Progressive Caucus U.S. House of Representatives, disclosure, Eviction, Fannie MAe, Federal reserve, FHFA, foreclosure, foreclosure crisis, foreclosure defense, foreclosure fraud, foreclosure offense, FORECLOSURE SETTLEMENT, foreclosures, forgery, fraud, Freddie Mac, Grijalva, HAMP, housing market, housing policy, housing prices, investors, John Griffith, Jordan Eizenga, Lender Liability, LOAN MODIFICATION, Martin Andelman, MERS, mortgage meltdown, mortgages, predatory lending, Preventing more foreclosures, principal reduction, rescission, RESPA, Robo-Signing, securitization, settlement, strategic default, TILA audit, trustee | 42 Comments »

HOAs Retaliate Against Banks Skipping Out on Paying Maintenance Expenses

Posted on May 2, 2012 by Neil Garfield

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Having had the experience of representing Condominium Associations, Cooperatives and Homeowners Associations in Florida on a large scale, I am acutely aware of the pain they feel when “neighbors” don’t pay their monthly fees. The rest of the [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: abandoned homes, Anthony DiMarco, auction fraud, Bank of New York Mellon, borrower, Brandon Mullis, canceled home auctions, canceled home sales, chain of title, credit bid, FishHawk Ranch, Florida bankers Association, foreclosure, foreclosures, Hillsborough county, HOA, Homeowner's Association, housing inventory, housing market, Judge Herbert Baumann Jr., Leonard J Mankin, Mortgage, mortgages, Palm Harbor, Pinellas county, Rizzetta & Co., Snell Island, Tampa's Avila, Thomas McGrady chief judge, title, US BANK, Valencia Gardens Homeowner's Association, Valencia Gardens subdivision | 31 Comments »

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Still Pretending the Servicers Are Legitimate

Pensioners Will Feel the Pinch from Illegal Mortgages and Foreclosures

Now They See the Light — 40% of Homes Underwater

Az Statute on Mortgage Fraud Not Enforced (except against homeowners)

Foreclosure Strategists: Phx. Meet tonight: Make the record in your case

The Rain in Spain May Start Falling Here

AP Fannie, Freddie and BOA set to Reduce Principal and Payments

The Banks, Rushing To Foreclose So They Can Sit On Vacant Homes

Banks Pushing Homeowners Over Foreclosure Cliff

White Paper: Many Causes of Foreclosure Crisis

CFPB Issues Bulletin Removing the Corporate Veils

The Reporter Who Saw it Coming

Foreclosure Strategists: Phx. Meet tomorrow with AZ AG Tom Horne

Mortgage Rates in U.S. Decline to Record Lows With 30-Year Loan at 3.84%

DO You Want It To Slow Down or to Stop

Hiding Behind Advice of Counsel No Better Than Ratings

Breakthrough Whistleblowers for Sale?

WSJ: Home Ownership at 15 Year Low

People Have Answers, Will Anyone Listen?

HOAs Retaliate Against Banks Skipping Out on Paying Maintenance Expenses

How Long Will it Take?

23

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