Mortgage « Livinglies's Weblog

Recording and Auctions: AZ Maricopa County Recorder Meets with Homeowners

Posted on May 23, 2012 by Neil Garfield

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Phoenix, May 23, 2012: Last night we had the pleasure of meeting with Helen Purcell, Maricopa County Recorder, after having met with Tom Horne, [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: administrative procedures, administrative process, administrative review process, auctioneer, Bank of America, Citibank, County Attorney, credit bid, creditor, debt, foreclosure process, foreclosure reviews, fraudulent paperwork, Helen Purcell, homeowners, judicial, Maricopa County Recorder, memorandum of understanding, MERS, Mortgage, non-consensual lien, non-creditors, NONJUDICIAL, possession, pretender lender, procedural technicality, Robo-Signing, secured debt, securitization chain, substituted trustee, Substitution of Trustee, tile companies, title, unsecured debt, Wells Fargo, wrongful auction, wrongful foreclosure | 22 Comments »

DON’T Leave Your Money on the Table

Posted on May 22, 2012 by Neil Garfield

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s Comment: The number of people passing up the administrative review process is appallingly low, considering the fact that many if not most homeowners [...]

Filed under: foreclosure | Tagged: administrative procedures, administrative review process, auctioneer, Bank of America, Bryan Hubbard, Citibank, credit bid, creditor, debt, default, foreclosure process, foreclosure reviews, fraudulent paperwork, homeowners, independent foreclosure review, JP Morgan Chase, judicial, Julie Schmit, Money on the table, Mortgage, non-creditors, NONJUDICIAL, OCC, Office of the Comptroller of the Currency, possession, pretender lender, procedural technicality, restitution, Robo-Signing, secured debt, securitization chain, substituted trustee, Substitution of Trustee, title, unsecured debt, Wells Fargo, wrongful auction, wrongful foreclosure | 40 Comments »

Another Ruse: Realtors Gleeful over Equator Short Sale Platform

Posted on May 16, 2012 by Neil Garfield

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual – Pre-Order NOW for an up to $150 discount LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Want to read more? Download entire introduction for the Attorney Workbook, Treatise & Practice Manual 2012 [...]

Filed under: foreclosure | Tagged: assignment, Bank of America, Bank of America Short Sale Addendum, BOA, borrower, Buyer's Acknowledgment and Disclosure, chain of title, closed loans, closing papers, county recorder, credit bid, dummy originators, Equator, Equator Short Sale Platform, fund the trust, GMAC, HUD-1, investment bank, investor-lenders, IRS, IRS Form 4506-T, Lender Liability, loss mitigation, MasterCard, MERS, Mortgage, mortgages, Nationstar, offer of proof, owner of the obligation, payment processing, principal reduction, Purchase Contract, realtors, REMIC, requirement of proof, right to foreclose, securitization chain, securitization claims, Service One, short sale applications, third party authorization form, title companies, title defect, title problem, transfer, trust, unfunded trust, Visa, Wells Fargo | 23 Comments »

Foreclosure Strategists: Phx. Meet tonight: Make the record in your case

Posted on May 15, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: appeal, attorney general, bankruptcy, borrower, court, Darrell Blomberg, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, FORECLOSURE SETTLEMENT, Foreclosure Strategists, foreclosures, forgery, homeowners, housing market, housing prices, Lender Liability, Macayo's Restaurant Phoenix, Make the record, making the record, Mortgage, mortgage meltdown, mortgages, predatory lending | 1 Comment »

AP Fannie, Freddie and BOA set to Reduce Principal and Payments

Posted on May 11, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: attorneys general, Bank of America, Bank of America Corp, BOA, BofA, borrower, California Housing Finance Agency, Edward J DeMarco, fake appraisals, Fannie MAe, foreclosure, foreclosure prevention, FORECLOSURE SETTLEMENT, foreclosures, Freddie Mac, housing market, housing prices, JP Morgan Chase & Co, Keep Your Home California, Lender Liability, LOAN MODIFICATION, Mortgage, mortgage lien, mortgage meltdown, mortgages, origination documents, predatory lending, principal reduction, reduce foreclosures, reduce mortgage balances, reduce payments, reduce principal and payments, reducing principal, Richard Green, settlement, underwater homeowners, USC Lusk Center for Real Estate, Wall Street bailout, Wells Fargo & Co | 83 Comments »

The Banks, Rushing To Foreclose So They Can Sit On Vacant Homes

Posted on May 10, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: borrower, Eviction, Florida, foreclosure, foreclosure backlog, foreclosure defense, foreclosure fraud, foreclosure judgement, foreclosure offense, FORECLOSURE SETTLEMENT, foreclosures, Hillsborough county, homeowner association, housing market, judges, Matthew D Weidner, Mortgage, Pinellas county, Pinellas-Pasco County Circuit, predatory lending, rush to foreclosure, Tampa Times, Thomas McGrady, vacant homes | 32 Comments »

White Paper: Many Causes of Foreclosure Crisis

Posted on May 9, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: AG Horne, asset price bubbles, asymmetry of information banks used to leverage against borrowers, attorney general, AZ AG Tom Horne, borrower, bostonfed.org, Christopher L Foote, compare the tobacco settlement to the foreclosure settlement, corrupt title system, credit bids, credit bids from non-creditors, criminal actions against banks and services, Darrell Blomberg, deeds on foreclosure, design policies, Economists, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, FORECLOSURE SETTLEMENT, Foreclosure Strategist, foreclosures, homeowners tricked, Kristopher S Gerardi, Moral Hazard, Mortgage, mortgage bonds, mortgage fraud, mortgage meltdown, mortgages, Paul S Willen, predatory lending, public policy discussion paper no. 12-2, racketeering of banks and services, reckless disregard, securitized loans, settlement, sham auctions, sham transactions, The causes of the foreclosure crisis, theft of investor money, TILA, Tom Horne, uninformed mortgage borrowers, unscrupulous bankers, wild deeds | 23 Comments »

CFPB Issues Bulletin Removing the Corporate Veils

Posted on May 8, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: borrower, CFPB, Consumer Financial Protection Board, Darrell Blomberg, Dodd-Frank Act, due diligence, Federal consumer financial law, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, foreclosures, forgery, fraud, homeowner, Mortgage, predatory lending, service provider, Title X, wrongful foreclosure | 49 Comments »

Foreclosure Strategists: Phx. Meet tomorrow with AZ AG Tom Horne

Posted on May 7, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: attorney general, AZ Attorney General, Bank of America, bankruptcy, borrower, countrywide, Darrell Blomberg, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, FORECLOSURE SETTLEMENT, Foreclosure Strategists, foreclosures, forgery, fraud, housing market, housing prices, Lender Liability, Macayo's Restaurant Phoenix, Mortgage, mortgage meltdown, mortgages, predatory lending, Tom Horne | 1 Comment »

Mortgage Rates in U.S. Decline to Record Lows With 30-Year Loan at 3.84%

Posted on May 7, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: BLOOMBERG NEWS, borrower, Case/Schiller index, consumer debt, debt bürden, Eviction, Federal reserve, financial sector, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, foreclosures, forgery, fraud, Gdp, housing market, housing prices, investment bankers, investment capital, Lender Liability, Mortgage, mortgage meltdown, mortgage rates, predatory lending, TBTF, tier 2 yield spread premium | 3 Comments »

Wall Street Insider Exclusive to Livinglies

Posted on May 7, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: accounting transactions, allonge, assignment, auction fraud, borrower, Chapter 8, county registrar, current fair market value, financial asset, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, fraud, indorsement, investor pool, Judge Shack, Mortgage, Obligation to notify issuer of lost destroyed or wrongfully taken security certificate, owner/purchaser of a security, predatory lending, PSA, REMIC, secondary market, Section 36-8-405, Section 36-8-406, securitization, securitization industry, security certificate, who would buy a loan in default? | 24 Comments »

DO You Want It To Slow Down or to Stop

Posted on May 5, 2012 by Neil Garfield

Featured Products and Services by The Garfield Firm – Whose Lien Is It Anyway? Real Property, Mortgages, Workouts and Foreclosures in the United States NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual – Pre-Order NOW for an up to $150 discount LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: attorney workbook, Case/Schiller, derivatives, foreclosure, foreclosure defense, foreclosure offense, foreclosures, French aristocracy, Gross Domestic Product, home ownership, homeownership low, housing market, housing prices, Mortgage, TBTF, the reason Wall Street exists, Treatise & Practice Manuel | 33 Comments »

Hiding Behind Advice of Counsel No Better Than Ratings

Posted on May 4, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: foreclosures, foreclosure, Mortgage, Wells Fargo, foreclosure defense, Lender Liability, disclosure, Bank of America, predatory lending, foreclosure offense, SEC, US BANK, mortgages, Moody's, Fitch, Securities and Exchange Commission, financial crisis, investment banks, forgery, fabrication, BOA, Robert Khuzami, S&P, Justice Department, foreclosure fraud, Commodity Futures Trading Commission, Attorney Misconduct, securitization structure, securitization procedure, document trail, home and commercial mortgages, Bar Association, behavior of lawyers, discipline lawyers, regulate lawyers, mortgage-bond deals, Claudius Modesti, Public Company Accounting Oversight Board, accounting watchdog, Sarbanes-Oxley Act, professional misconduct, Kenneth Lench, CFTC, John Wood, U.S. Attorney for the Western District of Missouri, Steven Altman, Jeffrey Hoffman, David Tamman, Stanley Stone, Nixon Peabody LLP, U.S. District Judge Roger Titus, Lauren Stevens, GlaxoSmithKline PLC, Reid Weingarten, Hughes Hubbard & Reed LLP | 46 Comments »

WSJ: Home Ownership at 15 Year Low

Posted on May 3, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: attorney workbook, Case/Schiller, derivatives, foreclosure, foreclosure defense, foreclosure offense, foreclosures, French aristocracy, Gross Domestic Product, home ownership, homeownership low, housing market, housing prices, Mortgage, TBTF, the reason Wall Street exists, Treatise & Practice Manuel | 15 Comments »

HOAs Retaliate Against Banks Skipping Out on Paying Maintenance Expenses

Posted on May 2, 2012 by Neil Garfield

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Having had the experience of representing Condominium Associations, Cooperatives and Homeowners Associations in Florida on a large scale, I am acutely aware of the pain they feel when “neighbors” don’t pay their monthly fees. The rest of the [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: abandoned homes, Anthony DiMarco, auction fraud, Bank of New York Mellon, borrower, Brandon Mullis, canceled home auctions, canceled home sales, chain of title, credit bid, FishHawk Ranch, Florida bankers Association, foreclosure, foreclosures, Hillsborough county, HOA, Homeowner's Association, housing inventory, housing market, Judge Herbert Baumann Jr., Leonard J Mankin, Mortgage, mortgages, Palm Harbor, Pinellas county, Rizzetta & Co., Snell Island, Tampa's Avila, Thomas McGrady chief judge, title, US BANK, Valencia Gardens Homeowner's Association, Valencia Gardens subdivision | 31 Comments »

Guest Writer Shares Info on Fraud in CA Foreclosure Cases

Posted on April 27, 2012 by Neil Garfield

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: The following information was submitted to the blog by a law firm. We do not know this law firm. We are simply passing along information that may be of interest to Californians. As always, please do your research. [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: bankruptcy, borrower, court cases, creditor, Eviction, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, FORECLOSURE SETTLEMENT, foreclosures, forgery, fraud, fraud as cause of action, housing market, housing prices, Mortgage, mortgage fraud, mortgages, predatory lending | 39 Comments »

Securitization – The Undead Heart of The Shadow Banking Machine

Posted on April 26, 2012 by Neil Garfield

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: The article below was written by David Malone of the Golem XIV: Author of the Debt Generation, website, and was submitted to this blog by ELLEN BROWN Ellen is an attorney and the author of eleven books, including Web [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: bailout, barter system, borrower, central bank, credit risks, debt into money, Federal reserve, global finance, lien, money, Mortgage, predatory lending, promissory note, securitization, The Shadow Banking Machine | 61 Comments »

How the Goldman Vampire Squid Just Captured Europe

Posted on April 26, 2012 by Neil Garfield

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Guest Writer: Ellen Brown Ellen is an attorney and the author of eleven books, including Web of Debt: The Shocking Truth About Our Money System and How We Can Break Free. Her websites are webofdebt.com and ellenbrown.com. She [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: bailout, bankruptcy, borrower, Ecb, Ellen Brown, ESM, EU collages, European Central Bank, European Financial Stabilization Mechanism, European Stability Mechanism, Federal reserve, foreclosure offense, forgery, fraud, Goldman Sachs, Henry Paulson, housing market, housing prices, Lender Liability, Mario Draghi, Mortgage, mortgage meltdown, mortgages, permanent bailout fund, predatory lending, securitization, TARP, Troubled Asset Relief Program, Truthout | 10 Comments »

National Notary Association Takes Up Robosigning

Posted on April 25, 2012 by Neil Garfield

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: National Notary Association to take Up Issue of Forgery, Robosigning and attesting to authority in corporate capacity. Arizona’s Ken Bennett, Secretary of State, is among the officials leading the charge on this issue. Notary Trade Group: Foreclosure Fraud [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: Arizona Secretary of State, borrower, Ethical notarization, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, foreclosures, forgery, fraud, housing market, Ken Bennett, Mortgage, mortgage meltdown, mortgages, National Mortgage Settlement, National Notary Association, notary compliance, notary forgery, Notary Trade Group, predatory lending, quiet title, rescission, Robo-Signing, robosigning | 30 Comments »

Don’t leave or enter short sale home without quiet title and adequate title insurance.

Posted on April 25, 2012 by Neil Garfield

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 U.S. home short sales surpass foreclosure deals for first time Editor’s Comment: Well of course short sales will be higher than REO sales. REO sales of foreclosed property where the bank or its agent owns the property presents a virtually [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: bankruptcy, borrower, creditor, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, FORECLOSURE SETTLEMENT, foreclosures, housing market, housing prices, Mortgage, mortgage fruad, mortgage meltdown, mortgages, New Mexico, predatory lending, quiet title, REO sales, reverse eviction, reverse foreclosure, short-sale, title insurance | 23 Comments »

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Recording and Auctions: AZ Maricopa County Recorder Meets with Homeowners

DON’T Leave Your Money on the Table

Another Ruse: Realtors Gleeful over Equator Short Sale Platform

Foreclosure Strategists: Phx. Meet tonight: Make the record in your case

AP Fannie, Freddie and BOA set to Reduce Principal and Payments

The Banks, Rushing To Foreclose So They Can Sit On Vacant Homes

White Paper: Many Causes of Foreclosure Crisis

CFPB Issues Bulletin Removing the Corporate Veils

Foreclosure Strategists: Phx. Meet tomorrow with AZ AG Tom Horne

Mortgage Rates in U.S. Decline to Record Lows With 30-Year Loan at 3.84%

Wall Street Insider Exclusive to Livinglies

DO You Want It To Slow Down or to Stop

Hiding Behind Advice of Counsel No Better Than Ratings

WSJ: Home Ownership at 15 Year Low

HOAs Retaliate Against Banks Skipping Out on Paying Maintenance Expenses

Guest Writer Shares Info on Fraud in CA Foreclosure Cases

Securitization – The Undead Heart of The Shadow Banking Machine

How the Goldman Vampire Squid Just Captured Europe

National Notary Association Takes Up Robosigning

Don’t leave or enter short sale home without quiet title and adequate title insurance.

How Long Will it Take?

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