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Foreclosure Strategists: Phx. Meet tonight: Make the record in your case

Posted on May 15, 2012 by Neil Garfield

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Filed under: foreclosure | Tagged: foreclosures, foreclosure, Mortgage, mortgage meltdown, bankruptcy, housing prices, attorney general, foreclosure defense, Lender Liability, borrower, predatory lending, foreclosure offense, homeowners, FORECLOSURE SETTLEMENT, appeal, mortgages, forgery, housing market, foreclosure fraud, Darrell Blomberg, Foreclosure Strategists, Macayo's Restaurant Phoenix, Make the record, making the record, court | 1 Comment »

Everything Built on Myth Eventually Fails

Posted on May 15, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: Accountable, American Banker, Anat Admati, BALANCE SHEETS, Bank of America, banks, Banks are Too Big to Regulate, Bloomberg, Brown-Kaufman amendment, Camden Fine, chief of staff, Citigroup, creditor, DELAWARE, Dodd-Frank, Economix, Fair and Efficient Banking Act, FDIC, Federal Deposit Insurance Corporation., Federal Reserve Bank of Dallas, Federal Reserve Bank of Kansas City, Federal Reserve window, financial lobby, free house, free money, governor of the Bank of England, governor of Utah, insurance payoff, investor-lenders, Jamie Dimon, Jeff Connaughton, Jon Huntsman, JP Morgan, JPM people, Lender Liability, leverage ratio, MEGABANKS, Mervyn King, mortgage bonds, mortgage loan, Myth, non-bank financial institutions, Politico, predatory lending, President of the Independent Community Bankers of America, principal reduction, Professor admati, public policy, regulators, REMIC, risk management, Safe, securitization chain, Senate, Senate banking committee, Senator Bernie Sanders, Senator Brown, Senator Sherrod Brown, Senator Ted Kaufman, Sheila Bair, Simon Johnson, taxpayer bailout, taxpayers, Tom Hoenig, too big to fail, Too Big to Manage, toxic loans, tranches, Treasury Department, Truth in Lending Law, Wall Street lobby, Wells Fargo, Who Wants to Break Up the Big Banks? | 26 Comments »

Objections and Preserving Your Rights on Appeal: From, Whose Lien Is It Anyway? by Neil F Garfield

Posted on May 14, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: affidavits, appellate court, bankruptcy court, bankruptcy court judges, BAP, cases affirmed on appeal, Circuit Court of Appeals, citations, clerk of the court, court abused its discretion, court reporter, denial of due process, district court judge, evidence, federal jurisdiction, fighting foreclosure, foreclosure, foreclosure cases, foreclosure defense, foreclosure fraud, foreclosure offense, fraud upon your client, fundamental error, in limine, judge, lower court, memorandum of law, Motion IN Limine, OBJECTIONS, objections in limine, objections known in advance, opposing counsel, predatory lending, Preserving your rights on appeal, pro se litigants, procedure, record on appeal, reversed on appeal, silence as concession, transcription, TRIAL, trial proceedings, Whose Lien is it anyway? | 23 Comments »

The Rain in Spain May Start Falling Here

Posted on May 14, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: foreclosures, housing prices, Germany, foreclosure defense, Ireland, borrower, government, home prices, European Union, predatory lending, foreclosure offense, mortgage defaults, RBC, Fitch ratings, bank losses, bailouts, IMF, housing bubble, financial system, Greece, housing market, Writedowns, Moody's Investors Service, Royal Bank of Canada, developers, SPAIN, Evictions, International Monetary Fund, the rain in spain, Hollande, homeless shelter, aristocracy, outraged populace, international rescue, 54 billion euros, Bank of Spain, corporate date, Centre for European Policy Studies, Center for European Policy Studies, Portugal, Patrick Lee, Double-Dip Recession, Bankia loans, Bankia group, Valencia-based group, Rajoy Measures, Josep Duran i Lleida, Catalan party, Convergencia i Unio, Prime Minister Mariano Rajoy, Miguel Angel Fernandez Ordonez, Onda Cero, Santander, BBVA, Banco Santander SA, Banco Bilboa Vizcaya Argentaria SA, SAN, Latin America, Nicholas Spiro, Spiro Sovereign Strategy, sovereign-credit risk, market funding, Benjamin Hesse, Fidelity Investments, Boston, National Asset Management Agency, NAMA, Edward Parker, home-loan defaults, Borja Mateo, The Truth About the Spanish Real Estate Market, Central Bank of Ireland, Irish banks, EU, European banks, German banks, French banks, Marshall Auerback, Madison Street Partners LLC, Daragh Quinn, Nomura International, Madrid, toxic asets, outside investors, Correlation Risk, government bonds, Greek banks | 28 Comments »

AP Fannie, Freddie and BOA set to Reduce Principal and Payments

Posted on May 11, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: attorneys general, Bank of America, Bank of America Corp, BOA, BofA, borrower, California Housing Finance Agency, Edward J DeMarco, fake appraisals, Fannie MAe, foreclosure, foreclosure prevention, FORECLOSURE SETTLEMENT, foreclosures, Freddie Mac, housing market, housing prices, JP Morgan Chase & Co, Keep Your Home California, Lender Liability, LOAN MODIFICATION, Mortgage, mortgage lien, mortgage meltdown, mortgages, origination documents, predatory lending, principal reduction, reduce foreclosures, reduce mortgage balances, reduce payments, reduce principal and payments, reducing principal, Richard Green, settlement, underwater homeowners, USC Lusk Center for Real Estate, Wall Street bailout, Wells Fargo & Co | 83 Comments »

Now It’s the Servicers Betting Against Homeowners

Posted on May 11, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: fraud, foreclosure, investors, borrower, Fannie MAe, predatory lending, Notice of Sale, mortgage bonds, housing market, foreclosure fraud, Force Placed Insurance, Consumer Financial Protection Bureau, CFPB, servicers betting against homeowners, declaration of default, Tara Steele, Bloomberg News Editors, insurance premiums, housing insurance, non-existant mortgage bonds, no paper certificate | 57 Comments »

The Banks, Rushing To Foreclose So They Can Sit On Vacant Homes

Posted on May 10, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: foreclosures, foreclosure, Eviction, Mortgage, judges, foreclosure defense, borrower, predatory lending, foreclosure offense, Florida, FORECLOSURE SETTLEMENT, housing market, foreclosure fraud, homeowner association, Pinellas county, Hillsborough county, Thomas McGrady, Pinellas-Pasco County Circuit, Tampa Times, foreclosure judgement, foreclosure backlog, Matthew D Weidner, rush to foreclosure, vacant homes | 32 Comments »

Banks Pushing Homeowners Over Foreclosure Cliff

Posted on May 10, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: 9th Amendment, advancing premiums, Benjamin Lawsky, billing and collections, Center for Economic Justice, constitution, Consumer Financial Protection Bureau, corruption of title, cost of insurance, deceptive lending, Department of financial Services, fake foreclosures, Fannie MAe, Force Placed Insurance, foreclosure, foreclosure cliff, FORECLOSURE SETTLEMENT, foreclosures, fraudulent lending, Freddie Mac, Housing crisis, housing market, insurance policies, insurance subsidiary, mortgage insurance, mortgage servicers, predatory lending, short sales, strangers foreclosing | 44 Comments »

White Paper: Many Causes of Foreclosure Crisis

Posted on May 9, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: foreclosures, foreclosure, Mortgage, mortgage meltdown, attorney general, foreclosure defense, TILA, settlement, borrower, predatory lending, foreclosure offense, FORECLOSURE SETTLEMENT, mortgage fraud, Moral Hazard, mortgages, mortgage bonds, securitized loans, foreclosure fraud, Economists, Tom Horne, credit bids, Darrell Blomberg, AZ AG Tom Horne, Foreclosure Strategist, compare the tobacco settlement to the foreclosure settlement, AG Horne, racketeering of banks and services, criminal actions against banks and services, sham auctions, credit bids from non-creditors, deeds on foreclosure, corrupt title system, sham transactions, theft of investor money, wild deeds, homeowners tricked, asymmetry of information banks used to leverage against borrowers, unscrupulous bankers, reckless disregard, The causes of the foreclosure crisis, Christopher L Foote, Kristopher S Gerardi, Paul S Willen, uninformed mortgage borrowers, public policy discussion paper no. 12-2, asset price bubbles, design policies, bostonfed.org | 23 Comments »

Whose Risk Is It Anyway?

Posted on May 9, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: equities, municipal bonds, investments, stocks, securitization, predatory lending, mortgage bonds, bonds, economic recovery, U.S. Treasury, liabilities, investment capital, securities analysts, mortgage bond market, U.S. Economy, risk in investment, return of principal, rate of return, junk bonds, Francois Hollander, U.S. Government, China, mandarin, play the bond market, bond investors, fixed-income dollars, credit risk, types of bond risk, bond fund, Robert Hall, MFS Investment Management, financial reports, Morningstar Inc, high yield funds, tax-exempt funds, interest-rate sensitivity, Sabur Moini, Payden & Rygel, falling default risk, Dan Genter, RNC Genter Capital Management, federal income tax, state tax, John Miller, Nuveen Asset Management, Brazil, Malaysia, Robert Stewart, J.P. Morgan Funds, TCW Emerging Markets Income, Mexico, Russia, multisector bond-fund grouping, Loomis Sayles Bond, corporate debt securities, non-U.S. securities, Michael Collins, Prudential Investments | 6 Comments »

CFPB Issues Bulletin Removing the Corporate Veils

Posted on May 8, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: fraud, foreclosures, foreclosure, Mortgage, foreclosure defense, borrower, predatory lending, due diligence, foreclosure offense, homeowner, forgery, wrongful foreclosure, foreclosure fraud, CFPB, Dodd-Frank Act, Darrell Blomberg, Consumer Financial Protection Board, service provider, Title X, Federal consumer financial law | 49 Comments »

The Reporter Who Saw it Coming

Posted on May 8, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: foreclosures, foreclosure, investors, mortgage meltdown, housing prices, derivatives, foreclosure defense, Lender Liability, borrower, disclosure, countrywide, trustee, securitization, predatory lending, foreclosure offense, mortgage backed securities, General Electric, forgery, Ameriquest, housing market, Citigroup, Ponzi scheme, Federal Trade Commission, foreclosure fraud, Center for Public Integrity, CitiFinancial, Dean Starkman, Mike Hudson, global financial meltdown, subprime mortgage, Ford Motor Company, systematic fraud, Rich Lord, Household Finance, doctoring documents, bond market, global crisis, rogue lenders, financial alchemy | 32 Comments »

Foreclosure Strategists: Phx. Meet tomorrow with AZ AG Tom Horne

Posted on May 7, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: fraud, foreclosures, foreclosure, Mortgage, mortgage meltdown, bankruptcy, housing prices, attorney general, foreclosure defense, Lender Liability, borrower, countrywide, Bank of America, predatory lending, foreclosure offense, FORECLOSURE SETTLEMENT, mortgages, forgery, housing market, foreclosure fraud, Tom Horne, Darrell Blomberg, Foreclosure Strategists, AZ Attorney General, Macayo's Restaurant Phoenix | 1 Comment »

Mortgage Rates in U.S. Decline to Record Lows With 30-Year Loan at 3.84%

Posted on May 7, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: BLOOMBERG NEWS, borrower, Case/Schiller index, consumer debt, debt bürden, Eviction, Federal reserve, financial sector, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, foreclosures, forgery, fraud, Gdp, housing market, housing prices, investment bankers, investment capital, Lender Liability, Mortgage, mortgage meltdown, mortgage rates, predatory lending, TBTF, tier 2 yield spread premium | 3 Comments »

Wall Street Insider Exclusive to Livinglies

Posted on May 7, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: accounting transactions, allonge, assignment, auction fraud, borrower, Chapter 8, county registrar, current fair market value, financial asset, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, fraud, indorsement, investor pool, Judge Shack, Mortgage, Obligation to notify issuer of lost destroyed or wrongfully taken security certificate, owner/purchaser of a security, predatory lending, PSA, REMIC, secondary market, Section 36-8-405, Section 36-8-406, securitization, securitization industry, security certificate, who would buy a loan in default? | 24 Comments »

Hiding Behind Advice of Counsel No Better Than Ratings

Posted on May 4, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: foreclosures, foreclosure, Mortgage, Wells Fargo, foreclosure defense, Lender Liability, disclosure, Bank of America, predatory lending, foreclosure offense, SEC, US BANK, mortgages, Moody's, Fitch, Securities and Exchange Commission, financial crisis, investment banks, forgery, fabrication, BOA, Robert Khuzami, S&P, Justice Department, foreclosure fraud, Commodity Futures Trading Commission, Attorney Misconduct, securitization structure, securitization procedure, document trail, home and commercial mortgages, Bar Association, behavior of lawyers, discipline lawyers, regulate lawyers, mortgage-bond deals, Claudius Modesti, Public Company Accounting Oversight Board, accounting watchdog, Sarbanes-Oxley Act, professional misconduct, Kenneth Lench, CFTC, John Wood, U.S. Attorney for the Western District of Missouri, Steven Altman, Jeffrey Hoffman, David Tamman, Stanley Stone, Nixon Peabody LLP, U.S. District Judge Roger Titus, Lauren Stevens, GlaxoSmithKline PLC, Reid Weingarten, Hughes Hubbard & Reed LLP | 46 Comments »

Breakthrough Whistleblowers for Sale?

Posted on May 4, 2012 by Neil Garfield

Filed under: foreclosure | Tagged: bankruptcy, bankruptcy remote, closing documents, disclosure, Executive departures at Fannie, foreclosure, foreclosure defense, foreclosure offense, foreclosures, Freddie and Investment Banks, GSE, investment banking, investor pools, investors, Lender Liability, lending pools, predatory lending, whistle blowers | 15 Comments »

People Have Answers, Will Anyone Listen?

Posted on May 3, 2012 by Neil Garfield

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Thanks to Home Preservation Network for alerting us to John Griffith’s Statement before the Congressional Progressive Caucus U.S. House of Representatives. See his statement below. People who know the systemic flaws caused by Wall Street are getting [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: fraud, bailout, foreclosures, foreclosure, investors, Eviction, mortgage meltdown, Federal reserve, bankruptcy, housing prices, foreclosure defense, settlement, Lender Liability, borrower, disclosure, trustee, Fannie MAe, Freddie Mac, RESPA, securitization, predatory lending, rescission, foreclosure offense, TILA audit, FORECLOSURE SETTLEMENT, MERS, appraisal fraud, LOAN MODIFICATION, HAMP, foreclosure crisis, mortgages, principal reduction, forgery, housing market, strategic default, FHFA, Robo-Signing, foreclosure fraud, auction fraud, John Griffith, Martin Andelman, Center for American Progress Action Fund, Congressional Progressive Caucus U.S. House of Representatives, Preventing more foreclosures, Grijalva, housing policy, Jordan Eizenga | 42 Comments »

Guest Writer Shares Info on Fraud in CA Foreclosure Cases

Posted on April 27, 2012 by Neil Garfield

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: The following information was submitted to the blog by a law firm. We do not know this law firm. We are simply passing along information that may be of interest to Californians. As always, please do your research. [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: bankruptcy, borrower, court cases, creditor, Eviction, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, FORECLOSURE SETTLEMENT, foreclosures, forgery, fraud, fraud as cause of action, housing market, housing prices, Mortgage, mortgage fraud, mortgages, predatory lending | 39 Comments »

How Did H & R Block Get into the Subprime Mortgage Business?

Posted on April 27, 2012 by Neil Garfield

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Tax Preparer Slammed with $24 Million in Fines on Toxic Mortgages Editor’s Comment: You really have to think about some of these stories and what they mean. 1. Where is the synergy in a merger between Option One and H&R [...]

Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: assignment, bailout, foreclosure defense, foreclosure fraud, foreclosure offense, foreclosures, forgery, H & R Block, housing market, Investor, investors, Lender Liability, merger between Option One and H&R Block, money trail, mortgage backed securities, mortgage meltdown, mortgages, Ocwen, Option One, predatory lending, PSA, residential mortgage-backed securities, Robert Khuzami, Sand Canyon Corp, SEC, Securities and Exchange Commission, securitization, Subprime Mortgage Business, tax company, TILA, toxic mortgages | 25 Comments »

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Foreclosure Strategists: Phx. Meet tonight: Make the record in your case

Everything Built on Myth Eventually Fails

Objections and Preserving Your Rights on Appeal: From, Whose Lien Is It Anyway? by Neil F Garfield

The Rain in Spain May Start Falling Here

AP Fannie, Freddie and BOA set to Reduce Principal and Payments

Now It’s the Servicers Betting Against Homeowners

The Banks, Rushing To Foreclose So They Can Sit On Vacant Homes

Banks Pushing Homeowners Over Foreclosure Cliff

White Paper: Many Causes of Foreclosure Crisis

Whose Risk Is It Anyway?

CFPB Issues Bulletin Removing the Corporate Veils

The Reporter Who Saw it Coming

Foreclosure Strategists: Phx. Meet tomorrow with AZ AG Tom Horne

Mortgage Rates in U.S. Decline to Record Lows With 30-Year Loan at 3.84%

Wall Street Insider Exclusive to Livinglies

Hiding Behind Advice of Counsel No Better Than Ratings

Breakthrough Whistleblowers for Sale?

People Have Answers, Will Anyone Listen?

Guest Writer Shares Info on Fraud in CA Foreclosure Cases

How Did H & R Block Get into the Subprime Mortgage Business?

How Long Will it Take?

23

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