Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: 10-day Owner/Assignee Requests, AZ AG Tom Horne, Darrell Blomberg, Foreclosure Strategists, Payoff Demand Request, qualified written request, QWR | Leave a Comment »
Foreclosure Strategists: Meeting in Phx: Learn about QWRs
Posted on April 30, 2012 by Neil Garfield
Foreclosure Strategists: Meeting in Phx: Learn about QWRs
Posted on April 23, 2012 by Neil Garfield
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: Contact: Darrell Blomberg Darrell@ForeclosureStrategists.com 602-686-7355 Meeting: Tuesday, April 24, 2012, 7pm to 9pm Qualified Written Requests (QWRs) 10-day Owner / Assignee Requests Payoff Demand Requests The goal of this meeting is to build an effective set of requests [...]
Filed under: foreclosure, Investor, CDO, Eviction, CORRUPTION, securities fraud, currency, Mortgage, GTC | Honor, bubble | Tagged: foreclosures, foreclosure, investors, Mortgage, mortgage meltdown, foreclosure defense, settlement, borrower, securitization, predatory lending, quiet title, foreclosure offense, TILA audit, FORECLOSURE SETTLEMENT, LOAN MODIFICATION, QWR, qualified written request, forgery, strategic default, foreclosure fraud, mortgage fruad, Darrell Blomberg, Foreclosure Strategists | 1 Comment »
Using UDCPA Fair Debt Collection Acts to get Money, Information and Fees
Posted on January 31, 2012 by Neil Garfield
MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT RIPE AREA FOR STEADY INCOME FOR LAWYERS REPRESENTING HOMEOWNERS Editor’s Comment: One small step for a man, one giant leap for mankind. You have both a private right of action against the debt collector and the right to apply to the FTC to [...]
Filed under: foreclosure, Investor, CDO, Eviction, CORRUPTION, securities fraud, currency, Mortgage, GTC | Honor, bubble | Tagged: 4 legs of the stool, administrative hearing, bankruptcy, borrower, COMBO TITLE AND SECURITIZATION REPORT, countrywide, disclosure, elite litiation management, foreclosure, foreclosure defense, foreclosure offense, foreclosures, forensic analysis, four legs of the stool, fraud, lawsuits, LAWYERS INCOME, loan leval accounting, LOAN MODIFICATION, modification, qualified written request, quiet title, rescission, RESPA, RESPA 6, securitization, TILA, TILA audit, trustee, UDCPA, WEISBAND | 20 Comments »
LivingLies UPDATED Plan of Engagement: What to Do
Posted on August 20, 2010 by Neil Garfield
UPDATE: This is THE OUTLINE of a plan that is current in its evolution but by no means complete or the last word. It replaces the entry I made in February of this year. The assumption here is that even without taking mortgage foreclosure cases into consideration, the percentage of cases that actually go to [...]
Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: debt validation, expert declaration, forensic analysis, qualified written request, TILA audit, trustee | 24 Comments »
Padget v OneWest – IndyMac Provides some insight into RESPA remedies
Posted on May 3, 2010 by Neil Garfield
The Ocwen Court provided an example for clarity: “Suppose an S & L signs a mortgage agreement with a homeowner that specifies annual interest rate of 6 percent and a year later bills the homeowner at a rate of 10 percent and when the homeowner refuses to pay institutes foreclosure proceedings. It would be surprising [...]
Filed under: CDO, CORRUPTION, Eviction, expert witness, foreclosure, foreclosure mill, GTC | Honor, HERS, Investor, MODIFICATION, Mortgage, securities fraud, Servicer, STATUTES | Tagged: 12 U.S.C. § 1461, 12 U.S.C. § 2601, 15 U.S.C. § 1692, actual damages, bankruptcy, common law defamation, defense, emotional distress, et seq. (“FDCPA”), et seq. (“RESPA”), Fair Debt Collection Practices Act, federal preemption, HERS, Home Owners’ Loan Act of 1933, INDYMAC, late fees, LLC, Motion Practice, MOTION TO DISMISS, noneconomic damages, Ocwen Loan Servicing, Office of Thrift Supervision (“OTS”), OneWest, Pleading, qualified written request, quiet title, Real Estate Settlement Practices Act, removal, RESPA, slander, slander of title, state action, State Law Claims, TILA | 9 Comments »
Livinglies Posts $100 Reward for HERS Fabrication Index
Posted on March 22, 2010 by Neil Garfield
Announcing the establishment of the Homeowners Electronic Registration System (HERS) to assist in mortgage negotiations, litigation, foreclosures and modifications. HERS v MERS, Get It? We are looking for someone to go through the comments and blog posts that give the name of an officer or other person signing any paper involved in the mortgage or [...]
Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: discovery, ethics, expert declaration, fabrication mills, Fabrication of documents, foreclosure mills, forensic analysis, HERS, Homeowners Electronic Mortgage Registration System, lawyers, limited signing officers, MERS, Mortgage Electronic registration Systems, qualified written request, Rand | 19 Comments »
If the Bank of England wants this information, how can this court deem it irrelevant?
Posted on March 21, 2010 by Neil Garfield
SEE ALSO BOE PAPER ON ABS DISCLOSURE condocmar10 If the Bank of England wants this information, how can this court deem it irrelevant? NOTE: BOE defines investors as note-holders. information on the remaining life, balance and prepayments on a loan; data on the current valuation and loan-to-value ratios on underlying property and collateral; and interest [...]
Filed under: brad keiser, bubble, CDO, CORRUPTION, currency, Eviction, expert witness, foreclosure, Forensic Analysis Workshop, GTC | Honor, Investor, MODIFICATION, Mortgage, Motion Practice and Discovery, securities fraud, Securitization Survey, Servicer, workshop | Tagged: ABS Disclosure, arrangement, asymmetry of information, balance, Bank of England, bankruptcy, BEAR STEARNS, cash-flow waterfalls, countrywide, Credit Suisse, current rate, current valuation, David J. Grais, default, delinquent, descriptions, Deutsch Bank, diagrams, discovery, event, Federal Home Loan Bank of San Francisco, foreclosure, fraudulent activity, Grais and Ellsworth, Gretchen Morgenstern, interest rate, levels, LITIGATION, loan-to-value ratio, loss on sale, Merrill Lynch, Moral Hazard, mortgage backed bonds, mortgage backed securities, New York Times, noteholders, performing, portfolio, prepayments, profit on sale, qualified written request, remaining life, RMBS, sale price, subportfolio, total recoveries, triggers, value of payments in arrears | 5 Comments »
Notice of Intent to Preserve Interest in California and Other states
Posted on February 12, 2010 by Neil Garfield
Submitted was a form reciting the legal description of the property and citing California Civil Code Title 5, Sections 880.340 and 800.350. As in other documents that can be prepared for homeowners it is only as good as the willingness of the county recorder’s office to accept and record it. And it doesn’t do much [...]
Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: CALIFORNIA, Notice of intent to preserve interest, qualified written request, Title 5 | 11 Comments »
You Are Not the Bad Guy
Posted on December 1, 2009 by Neil Garfield
NOW AVAILABLE ON AMAZON KINDLE! THE PHONE RINGS. YOUR NERVES ARE JANGLED. YOU KNOW YOU ARE “LATE” IN YOUR PAYMENTS. PROBABLY ANOTHER COLLECTION CALL. FEAR COURSES THROUGH YOUR VEINS LIKE ACID TOGETHER WITH A RISING TIDE OF EMBARRASSMENT. SO HERE IS WHAT I HAVE TO SAY ABOUT THAT. First of all if you look up [...]
Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: collection, debt validation, Fed, FTC, illegal collection practices, OTC, Pressler, qualified written request, treble damages, usury, walk away strategy | 1 Comment »
