Discussion Started Between Livinglies and AZ Attorney General Tom Horne

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s Comment: Dear Kathleen, Thank you very much for taking my call this morning. The question that Neil F. Garfield, Esq. had asked AZ [...]

Michigan Court Relies on New York Trust Theory, Rules Loan Never Made it to Trust

MOST POPULAR ARTICLES DISCOUNT FOR EARLY BIRD REGISTRATION RUNS OUT ON JUNE 22 CLICK HERE TO REGISTER FOR 2 DAY GARFIELD CONTINUUM CLE SEMINAR GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE LIVINGLIES VALIDATED IN 4TH STATE IN AS MANY DAYS EDITOR’S NOTE: In plain language the “securitization” of loans at least with respect [...]

CA BKR DENIES STAY, ORDERS SANCTIONS AGAINST ONEWEST, INDYMAC

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE — EVIDENCE COUNTS!!! “the Court will not participate in a process where OneWest increases its profits by disobeying the rules of this Court and by providing the Court with erroneous information“ NEW NOTE GAMBIT ANGERS JUDGE EDITOR’S COMMENT: We’ve been watching this for [...]

WAKE UP CALL: COMPTROLLER OF THE CURRENCY STOPS MERS DEAD

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE “We’re a nation of laws. Everyone knew that MERS didn’t have the right to appear as a beneficiary, but it would have been inconvenient to act on this because MERS was in widespread use throughout the banking industry. It was wrong, wrong, wrong, [...]

Foreclosure-Gate Screw Tightens: Banks Face $17 Billion in Suits Over Foreclosures

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S COMMENT: Here is our problem writ large. The commentary written by Shedlock (see below) is basically on the side of punishing the banks for their wrongdoing, but not giving any relief to borrowers. The logic behind the position is that anyone who does not pay [...]

IL AG ISSUES NEW SUBPOENAS TO LPS AND NTC

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE MADIGAN ISSUES SUBPOENAS TO LPS, NationWide Title Clearing ; WIDENS ‘ROBOSIGNING’ PROBE FROM STOPFORECLOSURENOW.COM Chicago — Attorney General Lisa Madigan today expanded her investigation into “robosigning” practices, issuing subpoenas against two national mortgage servicing support providers. The subpoenas are the latest effort in Madigan’s ongoing probe [...]

BANKS CONTINUE TO HOLD NEARLY 1 MILLION HOMES AS SALES AND PRICES CONTINUE TO PLUMMET

GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE STATED INCOME, STATED ASSETS (SISA) NO DOC ASSETS AND INCOME FOR THE BANKS: AS FALSE AS IT ALWAYS WAS EDITOR’S COMMENT: DICK DURBIN said it when the democratically controlled senate and house refused to even inquire about the real nature of the securitization illusion — “The [...]

HOW TO INTERVIEW A LAWYER

SUBMITTED BY ANN http://stopforeclosurefraud.com/2010/03/20/choosing-an-attorney-who-understands/ Questions to Ask Attorney Before Retaining: • How long has the attorney been practicing foreclosure defense? • What are his/her strategies and tactics in that defense? • How many foreclosure cases has the attorney defended? • How many foreclosure cases has the attorney gotten dismissed? • How many foreclosure cases has [...]

MARY COCHRANE GIVES DTC DETAILS

DTC — The Depository Trust & Clearing Corporation DTC is a member of the U.S. Federal Reserve System, a limited-purpose trust company under New York State banking law and a registered clearing agency with the Securities and Exchange Commission. You know the song ‘ What’s PSA Got to do – Got to do with it?” [...]

MARY COCHRANE GIVES DETAILS ON FIRST MAGNUS

Dear pelucheven, on October 28, 2010 at 9:15 am said: Hi Dave I like to share with consumers you can find information to reveal how the pretender lenders do business. Example your question regarding who is:. RE: First Magnus Financial Corporation (12/311996) dba CHARTER FUNDING I never would have known if I had not looked [...]

MORTGAGE BROKERS COMPLAIN ABOUT NEW FED RULES BARRING HIDDEN FEES

CLE SEMINAR: SECURITIZATION WORKSHOP FOR ATTORNEYS — REGISTER NOW SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM EDITOR’S NOTE: Amazing how our culture has been one of “entitlement.” No I’m not talking about social security, medicare or medicare, or fire departments, police departments or teachers. I’m talking about the fees that mortgage brokers have been paid to [...]

MFI-Miami To File Bar Complaint Against Orlans Associates For Conspiracy and Fraud

PERJURY ALLEGED April 5, 2011 For Immediate Release Contact:            Stephen Dibert, President, MFI-Miami Email: steve@mfi-miami.com or www.mfi-miami.com   MFI-Miami: 888.737.6344 or Cell 561.317.9978   MFI-Miami To File Bar Complaint Against Orlans Associates For Conspiracy and Fraud   Traverse City, MI- MFI-Miami, LLC, a mortgage fraud investigation company, announced today that on Thursday, April 7, 2011, [...]

WELLS/WACHOVIA: NO CONSCIENCE, NO MORALS, NO REGULATION —- FRAUD

SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM GET LUMINAQ COMBO TITLE AND SECURITIZATION REPORT WELLS FARGO KNEW THE MORTGAGE BONDS WERE WORTH LESS, MARKED THEM DOWN THEN SOLD THEM FOR MORE SEE RELATED STORIES: 60 MINUTES: TITLE PROBLEMS ARISING FROM SECURITIZATION A \”TRAIN WRECK\” 60 MINUTES; SECOND CRISIS IN THE MAKING 60 MINUTES OVERTIME: WHO OWNS [...]

Barofsky: HOW TARP FAILED HOMEOWNERS

SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM “The act’s emphasis on preserving homeownership was particularly vital to passage. Congress was told that TARP would be used to purchase up to $700 billion of mortgages, and, to obtain the necessary votes, Treasury promised that it would modify those mortgages to assist struggling homeowners. Indeed, the act expressly [...]

THE COST OF SECURITIZATION FRAUDS: SUICIDES INCREASING

SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM Statistics are not published as to the number suicides related to financial difficulty, but financial pressure is often cited in studies as a triggering event for death from “natural” causes, suicide, disease and divorce. When the pressure is not just financial but a perception of total failure through loss [...]

FORMS: Kentucky RICO Class Action v MERS, GMAC, DEUTSCH, Nationstar, Aurora, BAC, Citi, US Bank, LSR, DOCX, LPS, and attorneys

SERVICES YOU NEED “To the judges throughout the Commonwealth and to the homeowners, the foreclosing Plaintiff, a servicing company or “Trust” entity appears to be a bank or lender.    This falsity is due to its name in the style of the case.    They are not banks or lenders to the loan.    They are not a [...]

FED BANS YIELD SPREAD PREMIUMS

A YIELD SPREAD PREMIUM IS A FEE PAID TO A BROKER FOR CREATING A FRAUDULENT PROFIT BY LYING TO THE CUSTOMER WHO BUYS A FINANCIAL PRODUCT. This particular lie would be about the rate on the loan. One would think this was already illegal and one would be right. Not only is it specified in [...]

WHY SECURITISATION IS ILLEGAL UNDER U.S. AND COMMON LAW

Submitted by Charles Cox, apparently from public domain Article by Christopher Story to be published by Economic Intelligence Review conflict of interest inherent in the sponsor also serving as the servicer constitutes fraud and conversion. In the fourth place, in all ‘true-sale’, ‘disguised loan’ and ‘assignment’ securitisations where the Special Purpose Vehicle [SPV] is a [...]

White Paper Declares Securitization Illegal

Title: SECURITIZATION IS ILLEGAL. see Securitization is Illegal AUTHOR: MICHAEL NWOGUGU, Certified Public Accountant (Maryland, USA); B.Arch. (City College Of New York). MBA (Columbia University). Attended Suffolk Law School (Boston, USA). Address: P. O. Box 170002, Brooklyn, NY 11217, USA. Phone/Fax: 1-718-638- 6270. Email: datagh@peoplepc.com; mcn111@juno.com. Editor’s Note: I find this compelling. On the other [...]

MERS Admits NO Interest in Mortgage and No Loss On Default

see MERS INSTRUCTIONS TO TRANSFER RIGHTS OPTION 1 MERS INSTRUCTIONS TO TRANSFER RIGHTS OPTION 2 PRECLOSING REG SHOWS PRE-KNOWLEDGE OF SECURITIZATION Arnold admitted MERS does not have a beneficial interest in any mortgage; does not loan money; does not suffer a default if monies are not paid; etc…the internal agreement used by MERS expressly disavows [...]