MAINE HIGH COURT FINDS GMAC CONDUCT DISTURBING AND REPREHENSIBLE BUT REFUSES TO HOLD GMAC IN CONTEMPT

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S COMMENT: While finding that the affidavits were false and agreeing the conduct was disturbing and reprehensible the Court held that GMAC should not be held in contempt. What? The dissenting opinion is correct. Neither the trial Judge nor the Supreme Court should [...]

Briefs Submitted for Oral Argument in Arizona

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE CV110091CQ Brief [Plaintiff Vasquez] CV110091CQ Brief filed by Defendants CERTIFIED QUESTIONS SUBMITTED FOR SUPREME COURT REVIEW AMICUS BRIEFS REPORTEDLY BEING FILED BY ARIZONA AG AND OTHERS A lot of buzz being generated about this time in  Arizona Supreme Court. The Court has scheduled [...]

Pro Se Litigant’s Eloquence on MERS Split of Note and Mortgage

A pattern with Wells Fargo that we have seen is that they make the representation that they are the holder of the note and the investor,which is a blatant lie in most cases. Then AFTER they get the order they want, they admit that through “inadvertence” they misrepresented the facts to the court. Then they [...]

Mortgage Insurer Asks Court to Bless Claim Denials

Lawsuits like this one have been on the rise as ever more mortgages default. It is no secret that the housing market boom fostered poorly underwritten mortgages, in which it was common that a borrower’s income was inflated or never documented. Insurers are denying the claims on many loans, asserting they are not liable to [...]

Evidence: Produce the Witness

In practice, this surfaces as a demand letter, affidavit or assignment or other document used by the pretender lender to establish its case. The path to defeat of the homeowner is paved when they fail to object to the introduction of these documents as anything other than an allegation that raises a question of fact. [...]

Florida Orders All Homestead Property Foreclosures into Mediation

See AOSC09-54_Foreclosures. A good step in the right directions. I would add that you should be very careful that you don’t get trapped into the “lender narrative.” The Judges are going to very receptive and even enthusiastic about referring these cases to mediation, so don’t annoy them with motions, pleadings or hearings that attempt to [...]

Mortgage Meltdown: Moral Blindness Needed

Thanks everyone for the comments. Just to clarify some nuances that are peculiar to this situation, here are some more thoughts. 1. No lender is going to file anything against this plan unless it forces them to take more of a loss today than they already are looking at. EVERY lender will do anything that [...]

Mortgage Meltdown: Supreme Court Petition

Cut, paste, fill in the blanks and send it in along with your request that the filing fee be waived because of financial hardship. Just google the Supreme Court of your state and send it in. xxxxxxxxxxxx, Sui Juris Citizen of the State of Arizona Address. City, State ZIP             [...]

MORTGAGE MELTDOWN REMEDY: SEND THIS NOW TO YOUR STATE SUPREME COURT AND LOCAL COURT SYSTEM

The problem for homeowners is that however many ideas are put forward they won’t be effective in time to save most people, they won’t be in time to save the economy, and they won’t be in time to save our currency from further wrenching devaluation. It is the fierce urgency of now that cannot even [...]

Mortgage Meltdown Movement: Start Now, Obama

OBAMA MOVEMENT IS LAST CHANCE FOR ECONOMY AND HOMEOWNERS. CHANGE THE RULES OF CIVIL PROCEDURE REGARDING FORECLOSURES OF ALL TYPES. As we have have repeatedly pointed out, there is no time for stimulus packages, legislative bailouts, or executive orders.  The evidence is mounting because [a] the situation is as bad as it looks and it [...]

Mortgage Meltdown: Send this to your State Supreme Court and Local Court

The problem for homeowners is that however many ideas are put forward they won’t be effective in time to save most people, they won’t be in time to save the economy, and they won’t be in time to save our currency from further wrenching devaluation. It is the fierce urgency of now that cannot even [...]