BAILOUT TO STATE BUDGETS: AZ Uses Housing Settlement Money for Prisons

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BOA FILES FORECLOSURE — ON HOUSE THAT DOESN’T EXIST

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S NOTE: Their business is foreclosures. Anything that is capable of being foreclosed gets the treatment. Even a home destroyed by a hurricane. One of the interesting parts of this is that the Bank also put insurance on the home that was previously [...]

Forensic analysis, DISCOVERY: BofA Hides Behind Reconstrust Subsidiary

Editor’s Notes: Bank of America is smarter than most. It has created a web of companies whose function is to perform activities that hide the fact that it is Bank of America, and there are other pretender lenders who hide behind this entity who suddenly appears as “trustee” or some other entity claiming the right [...]

Wells Fargo, Option One, American Home Mortgage Relationship

Wells Fargo Bank, N.A. appears in many ways including as servicer (America Servicing Company), Trustee (although it does not appear to be qualified as a “Trust Company”), as claimed beneficiary, as Payee on the note, as beneficiary under the title policy, as beneficiary under the property and liability insurance, and it may have in actuality [...]

Signors in Fabricated Documentation reported

This is an example of the information I am requesting that everyone send in so we can pool information. I am entering the names and parties in key words so you can search for them. My goal with HERS is to have an ever increasing database that will speed the research for forensic analysts and [...]

Option One Mortgage Corporation name changed to Sand Canyon Corporation June 4, 2008

Option One Mortgage Corporation merely changed its name to Sand Canyon Corporation June 4, 2008. It is still registered as a California corporation. American Home Mortgage Servicing is a Delaware corporation located in Irving, Texas which merely services the loans. Wells Fargo is the Trustee of the pool of Option One Mortgage Loan Trust etc.

Citi to Try New Version of Cash for Keys

Editor’s Note: The decision about flight or fight is deeply personal and there is no right answer. The decision you make ought not be criticized by anyone. For those with the fight knocked out of them the prospect of taking on the giant banks in court is both daunting and dispiriting. So if that is [...]

HERS INFO: Invalid Notarization?

How do we verify that the signatures purported to be those of the notorious fraudulent ”MERS’ employee, Marti Noreiga, is actually her signature? My docs with her signature do match others I’ve found but I have yet to verify that those are her valid signature. [Yep, Marti we know you REALLY work at LITTON/CBASS.] Also, [...]

Michigan, Ohio, Texas Lawyers Wanted: We Know You’re Out There

The business case for taking, handling and litigating residential “mortgage” cases has been proven over and over again. Unfortunately most lawyers are ignoring this opportunity. The latest estimates are that it will take 6-12 years to clean up this mess and I think that is very conservative. My analysis shows that it will take the [...]