For the Doubters on TILA Rescission and Jesinoski READ THIS

NOTE: BILL PAATALO  is an experienced private investigator and forensic analyst. Taking my material to heart and despite being ridiculed by bank lawyers and even some foreclosure defense lawyers, Paatalo took the simple position that once the notice of rescission is sent, that is the end of the matter, to wit: it is effective upon mailing.
The Bank basically took the only road they had available — “That’s ridiculous. Nobody meant for the borrowers to be able to cancel the loan transactions.”
The Court said “Bank, you are wrong. The matter is settled.”
A L E R T | Paatalo v. J.P. Morgan Chase Bank et al | TILA RESCISSION | ~OPINION AND ORDER 11-12-2015~ | M-T-D….DENIED | The Supreme Court implicitly rejected defendant’s argument when it declared “rescission is effected” at the time of notice . . . . . The question here is what happens when the unwinding process is not completed and **neither party files suit** within the TILA statute of limitations.

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF OREGON

WILLIAM J. PAATALO,
Plaintiff,

vs.

JPMORGAN CHASE BANK,
Defendant.

Case No. 6:15-cv-01420-AA
__________________________

OPINION AND ORDER

 

Case 6:15-cv-01420-AA    Document 12    Filed 11/12/15    Page 11 of 18

Defendant argues this reading of Jesinoski cannot be correct
because it means “a borrower’s mere notice of rescission  . . .
automatically converts a secured lender into an unsecured lender,
leaving the lender with no other remedy{?!} but to file suit to
challenge the validity of a borrower’s rescission.”
…..The Supreme Court implicitly rejected defendant’s
argument
when it declared “rescission is effected” at the time of
notice, without regard to whether a borrower files a lawsuit within
the three-year period.

PAGE 11 – OPINION AND ORDER

Case 6:15-cv-01420-AA    Document 12    Filed 11/12/15    Page 18 of 18

The timing of Jesinoski is also significant. Although
foreclosing trustees and purchasers at trustee’s sales have a
significant interest in finality, consumers have a countervailing
interest in avoiding wrongful foreclosure. Jesinoski revealed the
majority of federal courts had “misinterpreted the will of the
enacting Congress,” Rivers, 511 U.S. at 313 n.12, in allocating to
borrowers the burden to go to court to enforce their statutory
rescission rights under TILA. Further factual development is
necessary to determine what effect that revelation should have on
the property rights of subsequent buyers of the property.

Defendant’s motion to dismiss is denied with leave for defendant to
renew its arguments about the effect of the trustee’s sale.

CONCLUSION
Defendant’s motion to dismiss (doc. 6) is DENIED. Defendant’s
request for oral argument is DENIED as unnecessary.

IT IS SO ORDERED.
Dated this 12th Day November 2015.

59 Responses

  1. very nice. Warmest Personal Regards, Steven Menzel Broker/Owner ION Real Estate

    7828 Allen Rd. Allen Park MI 48101 Office: 734-282-8888 Cell: 734-341-3333 E-Fax: 866-903-0059 Fax 734-282-8880

  2. @neidermeyer,

    Whadda you call an Japanese Islamic Fundamentalist?

    You will never guess, so I’ll tell you: a Wassabist.

    Its a funny joke, I just made it up, but it is pearl cast before swine, because you will never get it.

    Anyway, keep watching Fox News that’ll really clarify things for the tragically stupid.

    Imagine an Irish Guy sticking up for English Bankers?

    Tut Tut, what is this world coming too?

    Incidentally, Israel is a Zionist Apartheid cloaking itself as a democracy.

    There must be a two state solution or it will forever be more of the same. And the Israelis are out of line for continuing to expand the settlements.

    Our soldiers are needed here.

    Sooner or later all of the Fox News audience will need guarding after Obama declares an international Caliphate and the morons are all shipped off to the Fukushima clean-up and re-education camps…

    You’ll never figure that one out either…

    Keep smoking O ReallY’s lower intestine.

  3. MK ,

    No reading comprehension problems here ,, I simply didn’t see your earlier rant as I don’t read everything… there is simply too much going on for me to keep up with your life. It’s not that interesting.

    Yes the Kurds should be armed but O’Bunghole won’t do it because they’re the wrong flavor of Islamic hatred ( and we should give Israel good air-to-air tankers and all the A-10’s they can handle.. ) .. Maybe Putin will arm the Kurds to stabilize the region,, what strange bedfellows! Israel helping with illicit oil sales , Obama creating terror groups and giving them entire countries and Russia of all the players … they’re helping the good guys!

  4. Clarification: meaning a dedicated post by NGarfield on the Wolf v. WELLS FARGO matter, with a dedicated thread for comments.

  5. @ greg

    Thank you for the collaboration.

    Now everyone get to work studying.

    And someone get to NGarfield about posting this so that we can have a dedicated thread to comment and collaborate on this one. Please reserve comments until then so as to not scatter the postings in different threads.

  6. — TONIGHT —
    A gentle reminder – please make an appointment for yourself to join us for Episode [9] of “Garfield’s Goose & Friends” on TalkShoe with your host, greg; TONIGHT, Thursday evening at 6:45 PM Eastern.

    This is right after Atty Neil Garfield’s weekly Thursday Night LIVING LIES – FORECLOSURE DEFENSE & ATTACK call which starts at 6:00 PM Eastern, and goes till 6:30 Eastern.

    Our call is a 1+ Hour follow-up Q&A call which allows you to ask and answer questions stimulated by Neil’s show; or your own Foreclosure Defense experience…

    Details follow:

    i think we’ll start off with the Paatalo & Wolf cases…

    1) Neil’s Living Lies Call at 6:00PM Eastern (347) 850-1260… on Blogtalk Radio

    2) Our interactive Q&A call, “Garfield’s Goose & Friends” on TalkShoe – begins every Thursday night at 6:45PM Eastern, 15 minutes after the conclusion of Neil’s show

    Call in at (724) 444-7444 (then use Call ID: 139335) then “1#” for guest
    and/or use your computer to blog/type at http://www.talkshoe.com/tc/139335
    6:45 PM Eastern Thursdays (for 60 min)

    [Our Calls and Chat Board are recorded for review and sharing…]

    Please use the phone line TO SPEAK; ASK QUESTIONS AND CONTRIBUTE…
    Note that computer access will ONLY allow you to hear and type into the blog (Not Speak)…

    all are welcome!

    if you; or one of your friends; would like to be added and receive email reminders of the call…
    please email the host at: [lawman@gmx.us]
    with the subject line: “please add me to the goose!”

    If you would like to be REMOVED from the group…
    please email the host at: [lawman@gmx.us]
    with the subject line: “please pluck my goose”

    thank you.
    again… if you missed it – here is the complete wolf v wells fargo as collected by kali – but in ONE complete zip file…(saves you 1-1/2 hours downloading 64 discrete pdf files)
    [https://dl.dropboxusercontent.com/u/4032131/WOLF.zip]

  7. kali & all

    as promised…
    here is the complete wolf v wells fargo as collected by kali – but in ONE complete zip file…(saves you 1-1/2 hours downloading 64 discrete pdf files)
    https://dl.dropboxusercontent.com/u/4032131/WOLF.zip

    greg

  8. @neidermeyer,

    Although I am repeating from my earlier post, you have decided to either ignore what I said or attempt to detract from your own personal affliction of reading incomprehension.

    There are 500 million soldiers under arms in the middle east capable of dealing a death blow to the posers parading around as an existential threat in black pajamas.

    Given the proper backing the Kurds would eat them for lunch.

    The US doesn’t belong engaging in things most of US don’t understand…

    regime change in the middle east comes to mind as a stellar example.

    Insofar as invading Europe, whether you meant ISIS or Iran, I hope they burn the English central banker pigs to the ground tomorrow, or, at least by this time next Wednesday.

    And while their at it slap the crown off the … oh never mind.

  9. Kali

    thank you for your effort – well done!

    yes i have downloaded some – but it is a pain in the arsenic to do each individually…

    i’ll pass back the favor and put the entire posting on my dropbox for single download for others who are likewise time restricted…

    greg

  10. @neidermeyer,

    just saw you and its late but:

    Obama is a Christian.

    ISIS is a ploy of the radicals. Sunni Islam is THE ORIGINAL FUNDAMENTALIST DANGER.

    Noun 1. Salafism – a militant group of extremist Sunnis who believe themselves the only correct interpreters of the Koran and consider moderate Muslims to be infidels; seek to convert all Muslims and to insure that its own fundamentalist version of Islam will dominate the world.

    Don’t try and “learn” me on Islam. You are but a tender, toothless chicken.

    I’m certain you are already confused so, let me help you out:

    ISIS IS SUNNI.

    Your irrational “… Iranian leadership wants to destabilize region…”?

    Huh? What??? Georgie porgie little pudding and pie has already done that.

    Want Truth: Google Mossadeq. Then get back to me. Hint for you pre-schoolers- “It ain’t easy bein’ green”.

    Oh and “… invade Europe” The Shia are far outnumbered by the Sunni. I admit I am confused by your outburst…

    Are you trying to say Iran wants ISIS to invade Europe or are you saying Iran is gonna invade Europe?

    Snowden stole the banker’s secrets- the bankers own our government this is also why Putin is .itch-slapping the US right now. Prior to Snowden’s defection Putin was going down for the third time.

    Impress me knucklehead… don’t look it up. Tell me the difference between the two flavors of Islam. I double-dare you.

    I love conspiracy theories give me your take on bombing Doc w/o borders?

    Oh and , “Why is Russia actually bombing ISIS when we for the longest time have just been pretending?”.

    Because yahoos that wanna bomb and thereby escalate the exposure of their troops into somebody else’s conflict is largely germain to my earlier rumblings even as I already answered that question before you would like to accuse me? Of being dishonest?

    Leave off sniffing glue and Bill O Really’s stale breath it will do wonders for your mental stimulation… such as it is.

  11. @ neidermeyer

    There is a Fourth Amended Petition, #63, the operative pleading that went to trial.

  12. @ neidermeyer

    Thank you.

    @ Christine

    Try the newest link, below.

  13. Kalifornia : cloud opened for me , d/l’d doc 1 and 3 no problem.

    Michael Keane : I don’t like Bill O’Really either but our muslim president did create ISIS by overthrowing Syrian leadership and abandoning Iraq to the “muslim brotherhood”… If you haven’t noticed Bath-house Barry is doing everything Iran wants… and Iranian leadership wants ISIS to destabilize the region and invade Europe. What sect is Barry? What sect rules Iran? Do you know Sunni from Shia? What does KSA want and what are they doing? Why is our young president taking time out of cuddling bareback with Reggie Love to invite young militant islamic jihadists into the USA and berate the people here on primetime TV when we complain? Why did our president bomb doctors without borders in Syria? It wasn’t an accident. Why is Russia actually bombing ISIS when we for the longest time have just been pretending?

    Don’t reply unless you have honest answers…

  14. They are not getting any better. If anything… they are getting worse!!!

  15. Will someone please attempt to download a document from the link, and then post the results of success or failure.

    Thank you in advance.

  16. New Link for Wolf v. WELLS FARGO. Other than the Third Amended Petition, the balance should be in the general chronological and procedural order.

    https://drive.google.com/folderview?id=0BxiFFqZR7JZ7eWZWWk5BN0cyY0U&usp=sharing

  17. Correction:

    …is the affirmative ruling either for…

  18. @ greg

    The combined files compressed into a .zip exceeds 60mb.

    The individual files were named and posted according to the general chronology of the course of the case, however google drive rearranged the files alphabetically rather than chronologically.

    What is posted on the link is hours of gratuitous labor for the benefit of all, and is the meat and potatoes of the entire case file. Very little was omitted.

    Note that one omission, if I recall correctly, is the affirmative ruling is either for class action certification or consolidation with an existing/separate class action suit.

    I can not overemphasize the importance of reviewing the case Register of Actions/Docket at the Harris County Court website.

    If anyone has direct access to NGarfield, then he can post the documents here.

    I’ll look into whether google drive can rearrange the body of documents chronologically.

  19. Kalifornia. … Excellent Case!!! Excellent!

  20. kali

    author – please bundle these into ONE zip file to download

    https://drive.google.co/folderview?id=0BxiFFqZR7JZ7ZUVpY3FGNlBoT2s&usp=sharing

    it is not very helpful to have them all detached on multiple posts – they are not even in consecutive order

    thanks
    greg

  21. Al’s post is irrelevant.

    Besides, as was demonstrated in Harris County Texas last week in the matter of Wolf v. WELLS FARGO, the smart money spent for any analysis: McDonnell Property Analytics.

    To repeat, the entire focus should be pivoted to the jury verdict of $,$$$,$$$5.3 million in the Wolf v. WELLS case; not on the Oregon ruling denying Goliath’s motion to dismiss.

    Questions to be studied:

    (1) How was the build up of Wolf’s case accomplished?

    (2) What did Goliath strike at Wolf with?

    (3) Wolf defeated Goliath with the support of whom and in what way?

    (4) Why was the jury persuaded to tip the scales of justice on Wolf’s behalf so strongly as to award $5.3 MILLION?

    The answers are cryptically contained in the previous link:

    https://drive.google.com/folderview?id=0BxiFFqZR7JZ7ZUVpY3FGNlBoT2s&usp=sharing

    Put down the “smart phone” and put on the thinking cap.

    Go to the Harris County Court Website (attribution) and review the register of action/docket (hint: images).

    An answer/roadmap is there for all the world to study.

    Just sayin’…

  22. al, on November 18, 2015 at 5:49 pm said:
    sure… …..
    WTF Left field???

  23. URGENT
    if anyone else in the group has experienced a recent case of your email being declared as a blacklisted spammer… please let me know here or by email at lawman@gmx.us and [ggroeper@gmail.com]

    since going out on a limb and becoming a more active voice in this issue, 3 of my email addresses have been blacklisted – and “i can’t get out of my house”

    at least one other member of this group was hit today as well…

    thank you!
    greg

  24. Notice of Transfer – Section 1026.39 1. For any open-end loan secured by a principal dwelling or for any closed-end mortgage loan secured by a dwelling or real property that was sold, assigned, or otherwise transferred to the covered person, determine that the covered person notifies the borrower clearly and conspicuously in writing, in a form that the consumer may keep of such transfer, including (1026.39):
    a. An identification of the loan that was sold, assigned, or otherwise transferred;
    b. The name, address, and telephone number of the covered person who owns the mortgage loan;
    c. The date of transfer (either the date of acquisition recognized in the books and records of the covered person or that of the transferring party) identified by the covered person;
    d. The name, address, and telephone number of an agent or party having authority, on behalf of the covered person, to receive notice of the right to rescind and resolve issues concerning the consumer’s payments on the mortgage loan;
    e. Where transfer of ownership of the debt to the covered person is or may be recorded in public records or, alternatively, that the transfer of ownership has not been recorded in public records at the time the disclosure is provided; and,
    f. At the option of the covered person, any other relevant information regarding the transaction.
    g. If there are multiple covered persons, contact information for each of them, unless one of them has been authorized to receive the consumer’s notice of the right to rescind and resolve issues concerning the consumer’s payments on the loan.

    NOTE: This notice of sale or transfer must be provided for any consumer credit transaction that is secured by the principal dwelling of a consumer. This notification is required of the covered person even if the loan servicer remains the same. In addition, if more than one consumer is liable on the obligation, the covered person may mail or deliver the disclosure notice to any consumer who is primarily liable. And, if an acquisition involves multiple covered persons who each acquire a partial interest in the loan pursuant to separate and unrelated agreements, each covered person has a duty to ensure that disclosures related to its acquisition are accurate and provided in a timely manner unless an exception in section 1026.39(c) applies. The parties may, but are not required to, provide a single notice that satisfies the timing and content requirements applicable to each covered person. (Commentary 1026.39(b)(5)–2)

    E-Sign Act

    1. Disclosures may be provided to the consumer in electronic form, subject to compliance with the consumer consent and other applicable provisions of the Electronic Signatures in Global and National Commerce Act (E-Sign Act) (15 U.S.C. 7001 et seq.). The E-Sign Act does not mandate that institutions or consumers use or accept electronic records or signatures. It permits institutions to satisfy any statutory or regulatory requirements by providing the information electronically after obtaining the consumer’s affirmative consent. Before consent can be given, consumers must be provided with the following information: a. Any right or option to have the information provided in paper or non-electronic form; b. The right to withdraw the consent to receive information electronically and the consequences, including fees, of doing so; c. The scope of the consent (for example, whether the consent applies only to a particular transaction or to identified categories of records that may be provided during the course of the parties’ relationship); d. The procedures to withdraw consent and to update information needed to contact the consumer electronically; and e. The methods by which a consumer may obtain, upon request, a paper copy of an electronic record after consent has been given to receive the information electronically and whether any fee will be charged. 2. The consumer must consent electronically or confirm consent electronically in a manner that “reasonably demonstrates that the consumer can access information in the electronic form that will be used to provide the information that is the subject of the consent.” After the consent, if an institution changes the hardware or software requirements such that a consumer may be prevented from accessing and retaining information electronically, the institution must notify the consumer of the new requirements and must allow the consumer to withdraw consent without charge

  25. What about prior owners?
    Are you 100% positive you didn’t get sold into MERS?
    No all loans in MERS is a MOM.

  26. i’ve never been associated with MERS

  27. You need to ask yourself ….
    “WHY MERS..CAME INTO COURT OFFERING 30 YEAR WARRANTIES ON THE TITLES?”

  28. and as you told me shadow… the biggest problem is that banks can’t tender and they are avoiding rescission because the cat would be out of the bag…

  29. shadow..

    in a foreclosure case when the lawyer is the face of the so-called lender… the court IS THE PLACE OF BUSINESS…

  30. It also says the borrower must make arrangements to tender at the lenders place of business or the property itself.

    I Wonder how many people actually did that?

  31. OH SORRY BOB G, THE WORD IS ( MUST )

  32. BOB G. YOU SAY THIS. and if Chase had the original note (and half a brain), it should pay the moneys due Bill into an escrow account, the release of which would be given to Bill, AFTER Bill likewise escrows the entire amount of the loan proceeds he received.

    THE LAW SAY THE LENDER ( WILL ) DO THE FOLLOWING. IN 20 DAYS. NOT PUT INTO ESCROW ACCOUNT.

    TO BAD, THE LAW, THE SUPREME COURT, CONGRESS SAYS THIS.

    Once the loan is rescinded, the security interest or lien becomes automatically void, by operation of law. 15 USC §1635(b); Reg Z §§226.15(d)(1), 226.23(d)(1). The note also is voided. The lender’s interest in the property is “automatically negated, regardless of its status and whether or not it was recorded or perfected.” Official Staff Commentary §§226.15(d)(1)—1, 226.23(d)(1)—1.

    Within 20 days of receipt of the notice of cancellation, the lender must return to the borrower any money or property that has been given to anyone in connection with the loan. 15 USC §1635(b); Reg Z §§226.15(d)(2), 226.23(d)(2). The lender must also take steps to reflect that the security interest has terminated.

    Once the lender has terminated the security interest and returned any money or property it received, the borrower is then required to tender any property or money received from the lender. 15 USC §1635(b); Reg Z §§226.15(d)(3), 226.23(d)(3); Official Staff Commentary §§226.15(d)(3)—1, 226.23(d)(3)—1. This step is the reverse of most states’ rescission law. The statute does not prescribe a time period in which tender must be accomplished.

    As a result of the rescission, the lender retroactively loses the right to charge interest, fees, and costs on the loan, even costs paid to outside third parties such as the title insurer. The amount, therefore, of tender is calculated by first determining what funds the borrower actually received for his or her direct benefit. (Cash out to the borrower and funds released to pay the borrower’s debts are examples of uses for the borrower’s direct benefit.) Once that amount is determined, it is reduced by the total payments the borrower has made on the loan. Attorney fees are available against a violating lender, as well as actual and statutory damages. 15 USC §1640(a). The remaining balance is the amount due on tender. Once tender is delivered, the rescission process is complete.

  33. Greg…If they don’t comply……
    YOU SUE FOR RECONVEYENCE !!!

    Silly Boy!

  34. Bernie Sanders has a much chance of being elected as Donald Trump. People in the United States do not want a system that takes from them to give to others, unless of course it is the corporations doing the taking for itself.

  35. Greg…that’s when you add damages on your lawsuit.
    They must respond within 20 days..we got your request and are researching it. You wait a reasonable amount of time and send a request for their response. Then file a lawsuit for cancellation of the contract and damages. I would Defiantly have financing set up ….
    I did as a buyer….to rid ourselves of the hogwash.
    Had title issues….multiple…..No Title Ins equals No Loan.

    And heck yeah….if you have proof you were not in default….
    Credit Repair is Mandatory part of settlement! As it causes you harm!!!

  36. i say we give all banker’s lawyers Scalia’s email & phone number…

  37. for those too busy to look up the references…

    RIVERS et al. v. ROADWAY EXPRESS, INC.
    certiorari to the united states court of appeals for the sixth circuit
    No. 92–938. Argued October 13, 1993—Decided April 26, 1994

    Rivers, 511 U.S. at 313 n.12

    12 When Congress enacts a new statute, it has the power to decide when
    the statute will become effective. The new statute may govern from the
    date of enactment, from a specified future date, or even from an expressly
    announced earlier date. But when this Court construes a statute, it is
    explaining its understanding of what the statute has meant continuously
    since the date when it became law. In statutory cases the Court has no
    authority to depart from the congressional command setting the effective
    date of a law that it has enacted. Thus, it is not accurate to say that the
    Court’s decision in Patterson “changed” the law that previously prevailed
    in the Sixth Circuit when this case was filed. Rather, given the structure
    of our judicial system, the Patterson opinion finally decided what § 1981
    had always meant and explained why the Courts of Appeals had misinterpreted the will of the enacting Congress.

  38. sooo…

    what if you rescind, are ignored, then post tender with a 3rd party (reserve) to distribute upon the bank’s compliance, and they never do?

  39. P.S. i was snarling about “justice” not judges, and those who demand us to comply with societies rules and ignore it themselves

  40. shadow

    question is what if the bank violates the terms to initiate their end of the deal in 20 days – and continues to attack the homeowner and forecloses?
    it seems like fraud on the homeowners, investors and insurance companies…

    my concern is that rescission should offer a homeowner a more dignified and less damaging way out which is not a negative on their credit… it also prevents the banks from collecting on their lucrative hedge insurance policies which ruin america even further…

    by the time a foreclosure is over, the banks have received some 10 to 20 times the amount of the mortgage… i feel that is why they refuse to work within TILA/RegZ – they would have to drive a Ford instead of a Lexus…

  41. You are loosing focus Greg .
    You are wasting your time snarling about the Judges!

  42. Christine… I agree!
    Bob….exactly as tender should be handled by both parties. Agreed!

    Then comes the reconveyances ….

  43. but just remember the 60’s when SCOTUS decided that “separate but equal” was not equal and little black girls could go to their neighborhood school with their white playmates…

    IT TOOK THE US MARSHAL SERVICE, THE NATIONAL GUARD AND ARMY RESERVISTS – ALL WITH LOADED WEAPONS – TO SECURE ENTRY TO AND SAFETY WITH THE SCHOOL FOR SUCH LITTLE GIRLS…

    I see a day when the courtrooms and judges will be shepherded and monitored by the US Marshals and arrests from right off the bench take place until they get it through their thick heads…

  44. BTW – even if this got appealed for certiorari to SCOTUS… my bet is it would be denied as the question has been asked and answered in Jesinoski and is now Res Judicata… so the US District Court decision would stand AS IF rendered by SCOTUS and affect every court in america…

  45. Greed is the Deed while you Trumpet the need to plant more of the seed for the bankers to feed

    …on what is left of We the People… another work in progress.

  46. A gentle reminder – please make an appointment for yourself to join us for Episode [9] of “Garfield’s Goose & Friends” on TalkShoe with your host, greg; on Thursday evening at 6:45 PM Eastern.

    This is right after Atty Neil Garfield’s weekly Thursday Night LIVING LIES – FORECLOSURE DEFENSE & ATTACK call which starts at 6:00 PM Eastern, and goes till 6:30 Eastern.

    Our call is a 1+ Hour follow-up Q&A call which allows you to ask and answer questions stimulated by Neil’s show; or your own Foreclosure Defense experience…

    I think tomorrow we’ll start with the Paatalo case…

    Details follow:

    1) Neil’s Living Lies Call at 6:00PM Eastern (347) 850-1260… on Blogtalk Radio

    2) Our interactive Q&A call, “Garfield’s Goose & Friends” on TalkShoe – begins every Thursday night at 6:45PM Eastern, 15 minutes after the conclusion of Neil’s show

    Call in at (724) 444-7444 (then use Call ID: 139335) then “1#” for guest
    and/or use your computer to blog/type at http://www.talkshoe.com/tc/139335
    6:45 PM Eastern Thursdays (for 60 min)

    [Our Calls and Chat Board are recorded for review and sharing…]

    Please use the phone line TO SPEAK; ASK QUESTIONS AND CONTRIBUTE…
    Note that computer access will ONLY allow you to hear and type into the blog (Not Speak)…

    all are welcome!

    if you; or one of your friends; would like to be added and receive email reminders of the call…
    please email the host at: [lawman@gmx.us]
    with the subject line: “please add me to the goose!”

    If you would like to be REMOVED from the group…
    please email the host at: [lawman@gmx.us]
    with the subject line: “please pluck my goose”

    thank you.

  47. Did I mention Senator Sanders is an independent?

    Did I mention Donald Duck quacks like a banker, waddles like a banker and feeds at the media outlet trough like a banker?

  48. @iwantmynpv,

    Council foreign relations…

    You have predilection for trying to create controversy where there is none.

    iwnatmynpv- Ground Hog day- if you are as cute as Andie MacDowell it would be one thing… I suspect, instead, you are closer to Bill Murray…

    DONALD TRUMP IS A WALL STREET STOOGE.

    Sanders has consistently set himself in opposition to the banks since FOREVER.

    I may begin to believe reality TV star Donald Trump will turn on the media outlets you so eloquently presume a meager ownership of 10%, the day Kaitlin Jenner separates himself from his penis.

    Once again, npv, i have trumpeted these issues at least as long as yourself and have consistently proclaimed my awareness you and I are on the same side…

    Now, go and see if you can turn yourself into an Andie MacDowell look-alike, then we will be onto something…

  49. BTW- typically, if a candidate does not indorse the position of the CFR before election, he/she will not receive the nomination of their party, regardless of Republican or Democrat… there is always a pre-election interview

  50. CFR the Council on Foreign Relations… a non governmental private think tank started by the Rockefellers to advise US government officials policy in the world… (Even Charlie Rose has a seat on it) It is comprised of money people and their hand-picked experts.

  51. What is the CFR?

  52. @Mk, the banking industry owns more than 10% voting stock in every major media outlet. It does not matter if the news organization leans liberal, conservative or moderate. Just like the political parties, keep it to two and control both.

    That’s why they hate Donald Trump. He has the money to fly a solo campaign, and trying to destroy him in the media has not worked. If it is a dem or repub, theyc an fund both candidates and suit their needs, an outsider presents nothing but trouble.

  53. Bob G

    90% of us are in the same position as Paatalo… see, from 2002-2012 the bankers all but broke down our doors to get us to refinance so they could offer new, rewritten contracts (fine print) to steal the land of america to be used as collateral for the US debt to foreign nationals…

    This was a top-down plan created by the US government to stave off having war declared on america for insolvency and international theft (for a government to print money with no backing and use it to buy things from foreign countries [no consideration] is theft of sovereign property and an historical ground for war); This was implemented by their bank franchisees… with their reward being able to conduct criminal activities in-between homeowners & investors (also homeowners) under the color of law.

    Again consider my metaphor of shoving the tail of the snake into its mouth until it consumes itself, and is crapping from its eyeballs… with the bankers getting a cut with every bite…

    They gave inducements galore: overstated home values, no-docs, no qualifications but a heartbeat, the guarantee your house would NEVER go down in value, etc. heck, i’m surprised they didn’t offer us slaves as butlers & maids…

    See Bob, it is the minority of homeowners who are different, our parent’s WWII & Korea generation who are on old, traditional loan paperwork from the 60’s, 70’s & 80’s and were not gullible and lured into the entitlement concept of windfall financing…

    We on the other hand drank the kool-aid of the 60’s & 70’s and believed that america would always boom & never bust… and the government and banks took advantage of how they taught us….

    Fortunately for us a few wise old coots in congress back when we were still acne faced spit & vinegar tikes, knew what was coming and saw the future and gave us a parachute… RESPA/TILA/RegZ

    PULL THE RIP CORD, THE PLANE IS GOING DOWN…

  54. I should also add: just like Bill O ReallY’s asset is relentlessly gobbled by fake news likeabilities, or, Hillabillities.. it is a work in progress…

  55. Every VICTIM OF FRAUD… er… ehem… every victim of Fraud… “did somebody say ‘foreclosure’?, should visit the following site:

    (IMHO)

    The Trillions owed to “Notional Derivatives” belong to We The People, not phony participants to a phony, dark money electoral process that has usurped the original intents of our Founders.

    Jiu-Jitsu, take their “perceived” “strength” and use the weight of their multiplicity of criminal frauds to geek them… and then… keep geeking them til they are geeked out.

    They have done as much to We The People…

    The banking filth esplain, “Lucy, Socialism is a bad, bad thing”.

    They don’t ponder the Truth (hello Greg) that “Socialism”- or at least, the motivation behind the writings inherent to it, have produced such Stellar philosophies as those that conspired to crucify a young fella back in Galillee once upon a time…

    Another victim of Fraud… er … ehem… “Did somebody say, ‘moneychangers’?”.

    I feel there are similarities to our present oppressors, bureaucrats that have hijacked a closed system and those that used a close system to crucify a carpenter and fisherman… whether He performed miracles is a question for the ages…

    Incidentally, Judaism is a religion, not a banking philosophy- the foregoing is a disclaimer and therefore pre-emptive strike at all the haters out there.

    An ideology should never be cause to target individuals unless that ideology and those engaged in a perversion of it, is beyond the Rule of Law…

    This current conundrum is playing out in the Sunni manifestation of criminal filth committing atrocities in the middle east.

    Anyway, getting back to Ricky Ricardo: “Lucy, Socialism is bad, lemme ‘splain, but, only when the banks use it to steal from the American Electorate, is it good”.

    “You see, Lucy, Banking Filth can take tax bailouts to save themselves after creating criminal schemes to steal people’s property, and thereby destroy the entire financial universe, but Socialism for others will only lead to bureaucratic crucifixion”.

    Cue Lucille Ball pounding the tar out of somebody so daft they believe such a thing is TRUE in the first place.

    I always thought Lucy could take that guy…

    … Next!

  56. I don’t understand why NG is ecstatic about this decision. First, Bill’s loan was a REFI. Second, Bill filed his notice of rescission in less than THREE years. Third, only the motion to dismiss was denied: Chase now has to put in an Answer and it gets another bite at the apple. Which means that it’s not over til it’s over, and if Chase had the original note (and half a brain), it should pay the moneys due Bill into an escrow account, the release of which would be given to Bill, AFTER Bill likewise escrows the entire amount of the loan proceeds he received.

    In any event, if your loan wasn’t a refi and you didn’t rescind within 3 years, you’re SOL. Now, how many folks here have the exact same fact pattern as Bill?

  57. Anyone can be assured that this case will land before Justice Scalia for clarification in a jiffy!

  58. Off topic but I feel the need to rumble:

    I just read that Bill O ReallY? would like to condemn our Irish President Barry O’ Bama, for allowing ISIS to run rampant.

    Bill O REALLY??? Get this Putz out of here.

    ISIS is a SUNNI operation- Saudi Arabia is a Sunni operation.

    The headquarters for ISIS presently manifests in the ancient Hashemaite Kingdom of the Hejaz- AKA Saudi Arabia.

    Bill O Really is so full of nonsense he is more properly suited to employment with Mickey Mouse…

    He would be a quality candidate as “Goofy’s” handler.

    ISIS represents a 30,000 man unit dressed in the bogeyman costumes left over from the last phony, proxy war, prior to the most-recent, phony proxy wars (Afghanistan and Iraq), AKA a little number in VIETNAM.

    Phony Wars are how CENTRAL BANKING FILTH distract from reality and place US all in the path of their nonsense and treacherous attitude we should send our warriors to fight other people’s wars.

    There are over 500 million US-trained middle eastern soldiers capable of eradicating the 30,000 mock viet minh currently causing human suffering whil shielding themselves under the protection of the current usurpers of the ancient Hashemite Kingdom- AKA Saudi Arabia.

    Of course, the Corporatocracy of Bill O ReallY? will never tell brainwashed Fox News dummies the Truth… He would rather wag the dog so all the dupes on the ground can get a good wiff of his hindquarters- AKA Fox news Headquarters.

    The CENTRAL BANKING FILTH ARE HOPELESSLY INSOLVENT. THEIR BOOKS ARE PRESENTLY UNAVAILABLE FOR INSPECTION BY WE THE PEOPLE BECAUSE TO EXPOSE THEM WOULD SHOW THAT THEIR ASSETS ARE HOPELESSLY CONSUMED BY THEIR LIABILITIES…

    OF COURSE THE ADDICTED GAMBLERS ON THE RIGGED STOCK MARKET THINK THEY ARE SAFE WHILE ACTIVE SOLDIERS IN THE FIELD ARE STRIPPED OF THEIR HOMES BY FORECLOSURE FRAUD.

    STAY TUNED… THE CENTRAL BANKING FILTH, LED BY HILLBILLARY CLINTON ARE FIXING TO MAKE PAUPERS OF Y’ALL…

    BUTT…

    KEEP YOUR HEADS PLANTED IN THE TAIL END OF BILL O REALLY’S DIGESTIVE TRACK… WEARING HIS ANUS AS YOUR HAT SUITS FOX VIEWERS…

    PLANT MORE ACORNS, WE THE PEOPLE ARE GONNA NEED MORE TREES.

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