Vermont Dissent: What’s Wrong with a “Free House?”

As I am on the road, I will limit my comments.

see Cenlar FSB v. Joseph L. Malenfant FREE HOUSE Cenlar FSB v. Joseph L. Malenfant 2016-2015-vt-93

The dissenting justice gets it right. In essence he is saying that it isn’t the borrower’s fault that these files, these loans, these documents are all screwed up and that if that produces a loss for the bank then so be it. But more than that he says outright what nobody on the bench has been willing to say — compared with the importance of the rule of law, what is so bad about a free house to the borrower after the “lender” has lost?

5 Responses

  1. Houses are never ever “free”. Total bank word smithing to cover up the fact that they are ruining people’s lives and stealing every last dime.

  2. I hope more judges give free homes to homeowners as the whole world may now know what really happened in the US banking industry and fraud committed by banks. I wont be surprised to realize that there could be feature articles published in foreign news papers enlightening people how corrupt some of the US financial establishments are that pushed the inherent risks to homeowners knowingly before the recession.

    I agree with the Judge when he said on the lines, it isn’t the borrower’s fault that these files, these loans, these documents are all screwed up and that if that produces a loss for the bank then so be it.

    One doesn’t blame a tool if one doesn’t use it properly.

  3. If only more justices were like Justice Dooley in this case. Unfortunately that is not the case.

  4. My comment is, …and screwed the homeowner, and all the bs each family has to go through, to dig and show evidence it they get that far. A life full of anguish, against a monster foreclosure machine that has ate up everyones lives, and savings, moneys, loss of sleep, on and on. The cause and effects, free, whats free, after a devastation of lose of life, family lives, ultimate displacement. What’s free.

  5. I would like to hear about the commercial lien defense against foreclosure..

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